Top 14 Buy Here Pay Here Dealers in San Bernardino CA

Looking for a used car dealer in San Bernardino CA but your credit is in bad shape?

Connect with top 14 buy here pay here San Bernardino CA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of San Bernardino's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in San Bernardino CA

  • Carey’s Fine Automobiles, CA

  • Logix Auto Group, CA

  • Meza Auto Sales, CA

  • Subaru of San Bernardino, CA

  • Toyota of San Bernardino, CA

  • Have you ever considered buy here pay here San Bernardino CA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in San Bernardino CA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a San Bernardino buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the San Bernardino dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in San Bernardino. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Journey West Motors Inc., CA

  • Chaparral Motorsports, CA

  • Larry H. Miller Nissan San Bernardino, CA

  • Car Pros Volkswagen of San Bernardino, CA

  • Clarke RV and Marine, CA

  • Did you know? These BHPH San Bernardino CA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here San Bernardino dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Diamond Chevrolet of San Bernardino, CA

  • All Star Kia of San Bernardino, CA

  • Downtown Motors Group, CA

  • The Motor Center, CA

  • Why buy here pay here San Bernardino CA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here San Bernardino CA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH San Bernardino CA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here San Bernardino CA Works

    When the bank says no to your car loan, the buy here pay here San Bernardino CA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here San Bernardino CA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here San Bernardino CA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here San Bernardino CA Car lots Dealership

    The one thing is very true about buy here pay here San Bernardino CA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these San Bernardino CA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here San Bernardino CA – Fast Approval Low or no credit score

    The buy here pay here San Bernardino CA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH San Bernardino CA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH San Bernardino CA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership San Bernardino CA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer San Bernardino CA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in San Bernardino CA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here San Bernardino CA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH San Bernardino CA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    San Bernardino CA buy here pay here Reviews

    Here is what users says about San Bernardino BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here San Bernardino dealer review by evans auto care

      evans auto care rated Carey’s Fine Automobiles

      Good place to find a classic car .

    2. buy here pay here San Bernardino dealer review by Sylvia Gutierrez

      Sylvia Gutierrez rated Logix Auto Group

      This place is awesome price wise and customer service wise. They work with you and prices are great. Cynthia really knew what she was doing and had a answer for all our questions. We will definitely be going back for a second car.

    3. buy here pay here San Bernardino dealer review by Danielle Coyaso

      Danielle Coyaso rated Logix Auto Group

      Very satisfied ...loved it .. prices are great.. definitely recommend this lot. Never expected to get a second chance driving off a lot. Thanks Miguel ...

    4. buy here pay here San Bernardino dealer review by Daniel Solis

      Daniel Solis rated Meza Auto Sales

      Very friendly and fast service. Carlos was very helpful getting me into my evo. Helped me get approved fast as a first time buyer. Would definitely recommend going to them.

    5. buy here pay here San Bernardino dealer review by Peter Duran

      Peter Duran rated Meza Auto Sales

      They really treat you like family and ready to go that extra mile for you people you can trust

    6. buy here pay here San Bernardino dealer review by LoveLaugh Leslie

      LoveLaugh Leslie rated Subaru of San Bernardino

      Great selection of Subaru's. Jay is a fantastic sales person, worked really hard to meet my sisters needs.

    7. buy here pay here San Bernardino dealer review by Windy Gutierrez

      Windy Gutierrez rated Subaru of San Bernardino

      I got my 2020 Subaru ascent here! Everyone is super friendly . If anyone is interested in a Subaru ask for Juan! He has gone above and beyond to help get us this car and make sure everything was set up properly. Thank you again Juan!!!

    8. buy here pay here San Bernardino dealer review by russell robertson

      russell robertson rated Toyota of San Bernardino

      I brought my 2020 Camry in for it's first service today to Toyota of San Bernardino and the treatment that I received was excellent. My service advisor Jill went above and beyond to make sure that the service was done right and she made sure that I did not have to wait too long. Jill is extremely professional and knowledgeable. I bought my Camry at Toyota of San Bernardino in November, my brother told me to come here because they had treated him great and I was very happy that I came here first. My sales person Tuan got me the exact vehicle that i came in for and gave me a great deal on it, he made it fit into my budget and i really appreciate that. I recommend going to Toyota if San Bernardino for your next vehicle.

    9. buy here pay here San Bernardino dealer review by Dick Morgan

      Dick Morgan rated Toyota of San Bernardino

      I purchased a certified Camry there, a in 2018. The car, and dealer, have taken excellent care of my car, and me, there. Jill, in the service department, and the possibility that you can rent this years Toyota models, is an excellent way to audition a car, before you buy. They make everyone feel like family.

    10. buy here pay here San Bernardino dealer review by Scott C Robertson

      Scott C Robertson rated Journey West Motors Inc.

      My experience with Calvin and Journey West Motors was excellent. After calling to make sure my intended vehicle was still on the lot, I arrived to find Calvin had the keys for it and a couple similar vehicles ready to go. He let me inspect and test drive them at my own pace and didn't follow me around or bother me. When I came back to his office to let him know I'd picked my 2007 Honda Accord, he asked if I'd taken it on the freeway yet. When I said I hadn't he encouraged me to because he wanted to make sure I'd fully tested the vehicle out. This instantly helped me know I was dealing with someone with integrity. I took it out and still loved it. The vehicle was in great condition and performed smoothly. The paperwork process was easy, Calvin didn't try to up-sell me on anything and even told me that while he was showing me optional support packages that he felt I did not need them. I have even called back with a question and despite owing me nothing he was very helpful. I had a truly pleasant experience and would recommend Journey West for a used vehicle. Calvin made it known that he purposely tries to only bring quality vehicles onto his lot and I believe him. My mechanic says that my Accord is in the best condition he's seen for a used car from a random lot. Visit Calvin and get a good used car!

    11. buy here pay here San Bernardino dealer review by Jojo Hentr

      Jojo Hentr rated Journey West Motors Inc.

      Looked online for about a week and found a good used car at this location (Corolla - right price, mileage, close to home and lots of history on the Carfax report) so I went a check it out. Javier was great in letting me check what I needed to (brought my ODBII reader too) with nothing to hide. Went on a solo test drive on the freeway and streets (their insurance covers a 3mi radius). Transaction with Calvin (owner) went smoothly (there is no haggling of the price). It said cash only so I brought cash, but can also pay with debit card or cashiers check.

    12. buy here pay here San Bernardino dealer review by Miriam Wiener

      Miriam Wiener rated Chaparral Motorsports

      Buying my first motorcycle from Chaparral Motorsports was easy and fast. I spoke with John D in sales on the phone about the bike I was interested in and then Erik Wood helped close the deal when I went in to look at it in person. Everyone from the sales team to the service staff was incredibly friendly and helpful. Super psyched to ride this thing now that it’s mine!

    13. buy here pay here San Bernardino dealer review by Branden James

      Branden James rated Chaparral Motorsports

      Walked in with just an idea of what motorcycle I was after. The sales rep was super awesome at answering my questions, but giving me enough space to look on my own. Really fast service to, from walking in the door to signing papers was only 2 hours. Definitely going back there for my next toy.

    14. buy here pay here San Bernardino dealer review by Shirley Traylor

      Shirley Traylor rated Larry H. Miller Nissan San Bernardino

      Very good service, When I arrived with my car I was greeted by Anthony and he told me he would be the one writing up the order of what I want done to my car. Very friendly,When the car was being check Chad gave me a call to let me know what was found and how much it would cost so I gave him my budget and ask him to do what can be done with it. He did and called me when car was ready and the final cost. Which met the budget.He told me what was recommend so I could get done later. Very good service friendly quick and fast. My car runs so good just like it did when I brought very happy with everything. Thank you all for excellent service. See you soon for the rest.

    15. buy here pay here San Bernardino dealer review by Erika Peralta

      Erika Peralta rated Larry H. Miller Nissan San Bernardino

      First of all I want to thank Javier Perez the agent who helped me through this car buying experience. He's probably one the best outgoing, humble and smart person I have met, as well as Jose the assistant manager and his team. I explained to him I did not have the best credit, and he understood, but he had the will to get us the car we came for. In less than 30 minutes, I was approved. I was so excited and pleased with Javier and his team at Larry H. Miller Nissan who came out cheering for me and to congratulate me. You guys have won a loyal customer, and I will definitely recommend your dealer to my family members and friends.

    16. buy here pay here San Bernardino dealer review by Jeremy Permaul

      Jeremy Permaul rated Car Pros Volkswagen of San Bernardino

      I recently purchased a used E-Golf from Car Pros SB. I first emailed Julian, who was very professional, friendly, and quick to respond. He was able to answer all the questions I had about the car, which was at another location, and he was able to bring it to the SB location within a day. Once the car arrived, I drove over to meet Julian, who waited past his shift to show me the car. After a few minutes Julian passed us off to Joseph, who was equally friendly, helpful, and professional, to guide us through the rest of the car buying process. We were able to drive away with the car a few hours later. Two weeks later I was experiencing electrical issues with the car that weren't covered in the extended warranty that I purchased. I called Car Pros and they offered to repair the car free of charge as well as provide a loaner in order to reassure me that I made a good choice in choosing Car Pros. This was my first time purchasing a car and I would definitely choose them again if I was looking to purchase another VW.

    17. buy here pay here San Bernardino dealer review by pamela valdez

      pamela valdez rated Car Pros Volkswagen of San Bernardino

      Got a great deal on a 2016 Jetta,low miles and a 3 yr guarantee,they will pay the first month 6months refinance it the payment an interest will go down..yea

    18. buy here pay here San Bernardino dealer review by Renee Love

      Renee Love rated Clarke RV and Marine

      If you want it done right and if you want it customized. This is the place for you. Even if you don't want it customized this is the place for you. Motorcycles, boats, and motorhomes.

    19. buy here pay here San Bernardino dealer review by J John

      J John rated Clarke RV and Marine

      No pressure, very knowledgeable and helpful (they actually listened to our needs). Their used travel trailers are really clean (look practically new) and priced Well! The whole buying process was very easy and they beat my credit union rate by a long shot. I highly recommend them!

    20. buy here pay here San Bernardino dealer review by Larry Moore

      Larry Moore rated Diamond Chevrolet of San Bernardino

      I have been a customer there for 20 years, back to the days when it was Great Chevrolet. The service department there is the best. Service writer Nathan is exceptional. I started going to the service department at (then) Crest because I was dissatisfied with the service department at the dealer where we purchased my wife's car. I bought my Silverado at Crest in 2008 because of the service department. Then i Discovered how wonderful their sales department was. I highly recommend Diamond Chevrolet.

    21. buy here pay here San Bernardino dealer review by Pierre Demian

      Pierre Demian rated Diamond Chevrolet of San Bernardino

      This dealership is amazing. My in-laws wanted to purchase a used vehicle. After extensive search, they found the car they desire @ Diamond Chevy in San Bernardino. Z/A, the sales manager, was extremely helpful. He worked a deal with management, bringing the price down further. I highly recommend this dealership for they demonstrated ethical behavior, provided upfront pricing and none of those added on features.

    22. buy here pay here San Bernardino dealer review by William Guzman

      William Guzman rated All Star Kia of San Bernardino

      A review is long overdue from me. I bought a Kia 2019. First time ever buying my own car and needless to say, these guys help a lot. Chris and Josh have helped me since day one advising me on how to take care of my car and encourage to always come in. And the other front desk employees are awesome as well. I sadly do not know their names but I feel they deserve the credit as well for providing great customer service while being very busy with other customers as well. They have great mechanics and great amenities for waiting. Will continue to take my car here until advised to get another one when this one is done.

    23. buy here pay here San Bernardino dealer review by Doreen Montoya

      Doreen Montoya rated All Star Kia of San Bernardino

      Everyone is so nice. I didnt feel pressured

    24. buy here pay here San Bernardino dealer review by feilx hernandez

      feilx hernandez rated Downtown Motors Group

      Robert and Shawn are very helpful and met every demand we had. The made sure we got the car we wanted at the payment price we asked for. I would definitely recommend buying your car here. I for sure will be buying my next car at downtown motors.

    25. buy here pay here San Bernardino dealer review by Milissa Garcia

      Milissa Garcia rated Downtown Motors Group

      Just WOW! We went to just look and get price quotes but we did not expect to buy the Best Car on the lot :) Hemi V8 beauty!! They worked with us and even found us a auto insurance open on a Sunday. Great customer service and the detail they did on the car was so impressive, they really took care of us. We recommend everyone go see Marc & the staff at DTSB! Thanks guys for the new Family Addition my husband Loves it!!

    26. buy here pay here San Bernardino dealer review by Google User

      Google User rated The Motor Center

      This is an honest dealer. I am experiencing a comfortable payment relationship with this company. Thank you five stars.

    27. buy here pay here San Bernardino dealer review by NANCY PEREZ

      NANCY PEREZ rated The Motor Center


    BHPH San Bernardino CA dealer

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