Top 13 Buy Here Pay Here Dealers in Moreno Valley CA

Looking for a used car dealer in Moreno Valley CA but your credit is in bad shape?

Connect with top 13 buy here pay here Moreno Valley CA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Moreno Valley's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Moreno Valley CA

  • Drive Supreme Auto, CA

  • Fusion Motors Inc, CA

  • Moss Bros. Volkswagen, CA

  • Moss Bros. Honda, CA

  • Hyundai Of Moreno Valley, CA

  • Have you ever considered buy here pay here Moreno Valley CA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Moreno Valley CA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Moreno Valley buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Moreno Valley dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Moreno Valley. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Raceway Nissan, CA

  • Katana Motors, CA

  • Moss Bros. Toyota of Moreno Valley, CA

  • Moss Bros. Buick-gmc, CA

  • Moss Bros. Chevrolet, CA

  • Did you know? These BHPH Moreno Valley CA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Moreno Valley dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • Moss Bros. Chrysler Jeep Dodge RAM, CA

  • A Plus Auto Center, CA

  • Genesis of Moreno Valley, CA

  • Why buy here pay here Moreno Valley CA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Moreno Valley CA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Moreno Valley CA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Moreno Valley CA Works

    When the bank says no to your car loan, the buy here pay here Moreno Valley CA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Moreno Valley CA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Moreno Valley CA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Moreno Valley CA Car lots Dealership

    The one thing is very true about buy here pay here Moreno Valley CA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Moreno Valley CA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Moreno Valley CA – Fast Approval Low or no credit score

    The buy here pay here Moreno Valley CA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Moreno Valley CA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Moreno Valley CA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Moreno Valley CA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Moreno Valley CA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Moreno Valley CA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Moreno Valley CA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Moreno Valley CA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Moreno Valley CA buy here pay here Reviews

    Here is what users says about Moreno Valley BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Moreno Valley dealer review by David Torres

      David Torres rated Drive Supreme Auto

      I don't really ever write reviews unless I am really impressed with the service I get. Supreme Auto Group treated me with respect and it has to be one the best places I've gone to in a while. I brought my car here to get my windows re-tinted and ended up getting my head lights cleaned as well. They did a great job with my car and I have recommended them to all my co workers and friends. Thanks again guys! Keep up the good work!

    2. buy here pay here Moreno Valley dealer review by Karla Navarro

      Karla Navarro rated Drive Supreme Auto

      Got my windows tinted (Audi A4) a while ago. Must say I absolutely loved it! Super nice about everything, very professional, affordable. Definitely recommend it here! One happy customer!

    3. buy here pay here Moreno Valley dealer review by Auto  Xepo

      Auto Xepo rated Fusion Motors Inc

      I would highly recommend Fusion Motors. We had an Amazing experience buying our car from them. We are very happy with our car & we got a great deal. We will definitely buying our future cars from here. I appreciate the great service and honesty!

    4. buy here pay here Moreno Valley dealer review by Vannie

      Vannie rated Fusion Motors Inc

      I have to say hands down the best service ever! It’s my 1st time purchasing a vehicle. My family and I went here after I decided that I wanted to own a vehicle from a dealer rather then one from the street. We went on a day were they had closed early so we were in the front just looking at the cars and Sammie walked up to us and offer to opens the lot so we could look around. We talked over something’s and Sammie even went the extra effort to offers us some estimates on the Car I was interested in. Needless to say Sammie worked with me in what I was looking for and what I could afford. They are very helpful and understanding of your situations they do they best they can to meet your needs I’m a happy owner of a 2016 Kia Forte I definitely recommend them and their service A1

    5. buy here pay here Moreno Valley dealer review by M'Cheala Lewis

      M'Cheala Lewis rated Moss Bros. Volkswagen

      Big thanks to Arturo , Erick and Raul for their wonderful customer service in helping me choose a car! They were very patient with my indecisiveness and very professional in the process of my purchase. I am so grateful that they helped in every way to be sure that I was comfortable with the purchase and happy with my new car. All of my household has recently purchased vehicles from here and I will continue to guide others here when they hope to purchase cars! Thank you!!!

    6. buy here pay here Moreno Valley dealer review by Heidi Cruz

      Heidi Cruz rated Moss Bros. Volkswagen

      I am so happy with Moss Bros. VW. They are absolutely awesome. Bo our sales person was amazing, he was very knowledgeable on the jetta we purchased. He showed me everything the car has and all the nice fiture it has. Eli and Raul really came thru to make my purchase happen. They make an awesome team. I very happy with there service

    7. buy here pay here Moreno Valley dealer review by Victor Martinez

      Victor Martinez rated Moss Bros. Honda

      Service department was great, I went in as a “walk in” for an oil change and the accord headlight recall and it was done faster then expected. My service guy called and let me know everything went great and I was ready to go. I checked the work myself after and everything was done as expected. They even honored a coupon that I had for $10.00 off. Fast service, great prices, reliable work. I’ll definitely take it back here for service again.

    8. buy here pay here Moreno Valley dealer review by Humble Hustle Sober Life

      Humble Hustle Sober Life rated Moss Bros. Honda

      I have bought plenty of cars but Moss Brothers has the best team of people you can actually trust. They gave me more money than anyone for my trade in and a new associate James set me up an appointment with no pressure. I love my new truck and I'm so grateful

    9. buy here pay here Moreno Valley dealer review by Brad Higgins

      Brad Higgins rated Hyundai Of Moreno Valley

      Our 15,000 mile service went smoothly. I arrived early, and a service representative got me started right away, even though they weren't open yet! Our car was serviced and cleaned to perfection. Our shuttle driver was prompt, courteous, and professional. Highly recommended!

    10. buy here pay here Moreno Valley dealer review by Alexandria Willis

      Alexandria Willis rated Hyundai Of Moreno Valley

      I had a wonderful experience at Hyundai of Moreno Valley. It was my first time purchasing a car off a lot and let me tell you Randy is literally the best! Randy never once pressured me. I immediately felt comfortable. Randy was very knowledgeable and answered all my questions. He was very friendly and finished the whole process in a timely manner. Most salesman sell you a car and you never hear from them again, not Randy. He made sure to reach out to me a few days after my purchase to make sure I was happy with my vehicle selection. I would highly recommend Randy to my friends and family. And to top it off, I received a cupcake from the owner! Thanks Hyundai of Moreno Valley and especially to Randy.

    11. buy here pay here Moreno Valley dealer review by Mr. Ferrell

      Mr. Ferrell rated Raceway Nissan

      I was treated with professionalism, respect and dignity. Raceway Nissan needs more employees like Marcos Estrada. He was forthright, honest and highly knowledgeable about every aspect of my service needs. The waiting room and rest room was very clean especially the coffee and donut area. I was 100% satisfied and thoroughly impressed from entry to exit. I feel that Raceway Nissan fosters a family style atmosphere for all to emulate. Keep up the good work! YOU GUYS ARE AWESOME!!!!

    12. buy here pay here Moreno Valley dealer review by Alton Lee

      Alton Lee rated Raceway Nissan

      Vanessa is the best!!!! She provided excellent customer service experience in the service department. It was a pleasure being helped by her.

    13. buy here pay here Moreno Valley dealer review by Jannelle Poole

      Jannelle Poole rated Katana Motors

      This is what car buying should be. I was able to browse a large selection of cars online, I think over 40 at the time, most were in my price range at the time between 3 and 7 thousand. I was worried about qualifying for financing but he got me approved in about an hour and a half. I had told him that I wanted my payments under 200 and he offered with the finace company a payment of 142.00. I have had my car for about a month, and am bringing my sister in to get her son a car. Thanks so much Henry.

    14. buy here pay here Moreno Valley dealer review by Robert Nicholson

      Robert Nicholson rated Katana Motors

      Bought a used Vw Beetle last weekend. Beautiful car my wife is very happy. On Tuesday car wouldn’t start. Henry, the owner, drove all the way to my house and after troubleshooting had to tow the car to his mechanic. Found starter had gone. He took care of the repairs even though it was “As Is “sale. This was way above what I expected. Henry has revived my faith that there are still honest people in this world. Thank you Henry! You are a good person Updated review: We had a problem with the ignition but Henry stepped Up and took care of repairs again. Thank you so much for such great customer service.

    15. buy here pay here Moreno Valley dealer review by amanda lopez

      amanda lopez rated Moss Bros. Toyota of Moreno Valley

      These guys were absolutely awesome in helping me find a great car and worked with me on what I needed in order to get me into the car!! The sales team that helped me was Tony, William and Roxanne. I would very highly recommend coming here if you're looking for a car! They took their time, didn't rush it, asked exactly what i was looking for and made sure that I left a very happy customer. I would most definitely purchase a vehicle from here in the future!

    16. buy here pay here Moreno Valley dealer review by Humble Hustle Sober Life

      Humble Hustle Sober Life rated Moss Bros. Toyota of Moreno Valley

      Customer service is amazing at this place, I was helped by James a new guy there with setting my appointment to sell my old truck and get a new truck. I can't tell you how good of a deal I got, plus I love my new ride.

    17. buy here pay here Moreno Valley dealer review by Ramiro Guevara

      Ramiro Guevara rated Moss Bros. Buick-gmc

      Bought a 2019 Kia suv two months ago. after a minor misunderstanding general manager. took over our concern to the satisfaction of my wife and I. Excellent attention and help. Thanks mr David Oley.. Great service

    18. buy here pay here Moreno Valley dealer review by Rubin Allen

      Rubin Allen rated Moss Bros. Buick-gmc

      I had the most amazing car buying experience, Thanks to Lo, Jose, and Charles. I went to Moss bros. Toyota and received bad service. I went to Moss bros. Dodge/Chrysler and received below average service. When I arrived at Moss Bros. Buick GMA, I finally got the service I was looking for. Lo helped me search for cars all over the lot. When I told him about my dream car( Dodge charger) he found the exact car I was looking for. Lo is a great salesman( better than the other guys at the other dealerships). Jose and Charles found the best deal possible for the financing and the entire team made me feel like family. I'll never go to another dealership ever again. Thanks guys for the awesome car buying experience. You found a customer for life.

    19. buy here pay here Moreno Valley dealer review by frank perez

      frank perez rated Moss Bros. Chevrolet

      I literally called and/or visited every Southern California Chevy dealer, and at Moss they took to time to listen on what I wanted for my son, they got the exact same car we wanted, General Manager Dave threw in black powder coated rims at no cost, and went above and beyond the extra mile. We are thrilled as this is the best experience on over 30 yrs of car shopping.

    20. buy here pay here Moreno Valley dealer review by Joshua Neri

      Joshua Neri rated Moss Bros. Chevrolet

      Customer service exceeds expectations, making my experience comfortable and hassle-free. Jésus took great care in finding an affordable car perfect for my driving needs. It was the most satisfying experience I've had out of any of the dealerships I've been too. Will be a repeat customer

    21. buy here pay here Moreno Valley dealer review by Robert Harris

      Robert Harris rated Moss Bros. Chrysler Jeep Dodge RAM

      My service rep, Nathan, was stellar. I was from out of town and he handled the issue with my Ram promptly. He went above and beyond to get me back on the road and with a great price.

    22. buy here pay here Moreno Valley dealer review by Ruth Berg

      Ruth Berg rated Moss Bros. Chrysler Jeep Dodge RAM

      I recently purchased a gorgeous Velvet Red Chrylser 300 from the boys at Moss. I want to personally Thank Freddie and Rafael for the best service !!! They even fed me lunch while I waited for my paperwork to be complete. Rafael was one of the funniest guys I have dealt with when it came to the money side of the deal. He was upfront and honest with what he could do but worked with me and we got the deal done. Thanks guys.

    23. buy here pay here Moreno Valley dealer review by Sunshine Cantrell Mendez

      Sunshine Cantrell Mendez rated A Plus Auto Center

      Great place cars are cheap and run good we have 2 cars from here and they finace any credit just like there add says ...not like the other car lots get you all excited and and have you wait just to send you home with nothing ...Aplus auto is a great place to get your next car !!!

    24. buy here pay here Moreno Valley dealer review by Josh Davis

      Josh Davis rated A Plus Auto Center

      Had my car towed here because all electrical was out but my battery was fine. I had never used them before and but they were the closest. Quickly they diagnosed my problem as my alternator out and had it replaced and running that day at a great price. I would definitely return my vehicle to Penny. I even looked at their lot and Kyle was polite even though I wasn’t buying. Recommend them, 10/10

    BHPH Moreno Valley CA dealer

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