Top 17 Buy Here Pay Here Dealers in Vacaville CA

Looking for a used car dealer in Vacaville CA but your credit is in bad shape?

Connect with top 17 buy here pay here Vacaville CA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Vacaville's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Vacaville CA

  • Da Costa’s Autoworld, CA

  • Norcal Automart, CA

  • Nissan of Vacaville, CA

  • Kia of Vacaville, CA

  • Ron DuPratt Used Cars, CA

  • Have you ever considered buy here pay here Vacaville CA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Vacaville CA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Vacaville buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Vacaville dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Vacaville. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Dodge Chrysler Jeep Ram Of Vacaville, CA

  • Silicon Motors LLC, CA

  • Hyundai of Vacaville, CA

  • Mazda of Vacaville, CA

  • Fairfield Auto Sales, CA

  • Did you know? These BHPH Vacaville CA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Vacaville dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Vacaville Auto Mall, CA

  • Buick GMC of Vacaville, CA

  • Vacaville Honda, CA

  • Fairfield Chevrolet, CA

  • Family Auto Centers, CA

  • The phrase buy here pay here Vacaville CA car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Vacaville Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Toyota Vacaville, CA

  • Mazzei Chevrolet, CA

  • Why buy here pay here Vacaville CA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Vacaville CA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Vacaville CA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Vacaville CA Works

    When the bank says no to your car loan, the buy here pay here Vacaville CA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Vacaville CA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Vacaville CA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Vacaville CA Car lots Dealership

    The one thing is very true about buy here pay here Vacaville CA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Vacaville CA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Vacaville CA – Fast Approval Low or no credit score

    The buy here pay here Vacaville CA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Vacaville CA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Vacaville CA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Vacaville CA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Vacaville CA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Vacaville CA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Vacaville CA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Vacaville CA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Vacaville CA buy here pay here Reviews

    Here is what users says about Vacaville BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Vacaville dealer review by Jeff Carlile

      Jeff Carlile rated Da Costa’s Autoworld

      Been dealing with these guys for a long time now. Always fair. Good people.

    2. buy here pay here Vacaville dealer review by Beverly Jimmerson

      Beverly Jimmerson rated Da Costa’s Autoworld

      I was there cleaning Car's,outside cars he has a very good business sense I will be able to be a part of.J. F

    3. buy here pay here Vacaville dealer review by Trevor Hromatko

      Trevor Hromatko rated Norcal Automart

      Went in earlier today and spoke to Chris about financing a Tacoma having no credit. I was in and out within and hour and a half max at a reasonable price, amazing service, and an even greater Toyota Tacoma! Would absolutely recommend visiting this awesome dealership. Chris is for surely a honest and straight up businessman. 10/10

    4. buy here pay here Vacaville dealer review by MamaBreezi

      MamaBreezi rated Norcal Automart

      The nicest and best customer service I have experienced in a very long time from a car lot. Clean and well maintained vehicles and great prices

    5. buy here pay here Vacaville dealer review by Chuck Constantine

      Chuck Constantine rated Nissan of Vacaville

      It always begins with getting an appointment at the dealership, which is always very easy. The next area is arriving at the dealership, I am usually met by your best service Manager, Nick Barringer. During this appointment a part was not available, but Nick scheduled me for the next day and had me out in less than two hours. And of course the service tech did a great job with updating the '"recall Service" in a highly satisfactory manner. Done Good!

    6. buy here pay here Vacaville dealer review by maria Alvarez

      maria Alvarez rated Nissan of Vacaville

      My husband and I went to Nissan of Vacaville and bought a 2017 Nissan Murano on Sunday. We worked with Randy one of the sales managers. He was very respectful, nice, and very helpful. He didn't make us feel pressured to buy a car. He was very easy going and informative. He helped us out a lot! He made the impossible possible with the type of deal we wanted. If you are looking to buy a Nissan you have to go see Randy at Nissan of Vacaville. You will NOT regret it.

    7. buy here pay here Vacaville dealer review by Yajaira Garcia

      Yajaira Garcia rated Kia of Vacaville

      I would definitely recommend coming to Kia of Vacaville and asking for Eva Delgado. This was my first new car purchase, and she made me feel like I could trust her and made me feel comfortable. She didn't make me feel overwhelmed or pressured to buy the car. Eva explained the features of the car I was looking at, and showed me a new arrival that was in the back. While we were looking at the car she asked if I would like to test drive it. While we were test driving she made me and my boyfriend feel like we had been friends for years. She is so friendly, helpful, and informative. Even though the Vacaville dealer didn't have the car with the exact features I wanted, Eva managed to find it at another dealer and brought it over, and I had it the next day.

    8. buy here pay here Vacaville dealer review by Rabia Oral

      Rabia Oral rated Kia of Vacaville

      Bought a 2020 car from this dealership in December, 2019. There was some difficulty with financing, both before and after the purchase, but I am leaving this review based on my experience with Jule, the sales representative I was working with. Jule was very helpful throughout the process, and not at all harassing. Although I gave her my cell phone number, she didn't use it to excessively call or heckle me when I was thinking about the vehicle. She very sweetly texted me pictures of my car when it came in, and spent a lot of time going back and forth between me and the financing department to find me a deal I could be happy with. When I did decide to buy the car, I didn't want to wait for someone to drive me to the dealership, so I was going to drive myself there just to sign the papers and have to come back later to get the vehicle. Instead, Jule drove almost two hours in terrible traffic to come pick me up so I could drive away with my new car after the purchase. When we arrived at the dealership, she had my car pulled out in front with a big red bow on it. Just terrific customer service -- made it feel like a great day. Jule is very personable, and working with her elevated my overall experience purchasing this car. Highly recommend that you ask for Jule if you're looking to buy a car here!

    9. buy here pay here Vacaville dealer review by Beth Amatrone

      Beth Amatrone rated Ron DuPratt Used Cars

      Impressive and friendly customer service and sales staff.

    10. buy here pay here Vacaville dealer review by James Cannon

      James Cannon rated Ron DuPratt Used Cars

      Steven gives great customer service. The staff worked very hard to get me the best deal. They had exactly what I was looking for.

    11. buy here pay here Vacaville dealer review by Selina Acosta

      Selina Acosta rated Dodge Chrysler Jeep Ram Of Vacaville

      Hi I just wanted to write a quick review of my experience at Dodge Chrysler Jeep of Vacaville. Our salesman was named Gary helms. Let me tell you he was amazing. The process from beginning to end was amazing. He was very genuine and professional. He helped me and my husband get exactly what we wanted.My family of 5 love our brand new Chrysler 300. If your shopping around for a car I highly recommend asking for Gary helms you will not be disappointed. I know we weren’t.

    12. buy here pay here Vacaville dealer review by Valerie Maldonado

      Valerie Maldonado rated Dodge Chrysler Jeep Ram Of Vacaville

      We brought our Jeep in for its service this evening and received top notch service from management and the service mechanics. Not only did they accommodate our busy schedule, and stay later to complete our service, they answered all our questions with a outstanding attitude. I will always come to Dodge Jeep Vacaville because they know how to treat a customer. Thank you for your excellent service.

    13. buy here pay here Vacaville dealer review by N Sanderson

      N Sanderson rated Silicon Motors LLC

      Jay was very pleasant to deal with. Had a slight issue with the vehicle I purchased but he honored his word and made everything right. I would recommend Silicone Motors.

    14. buy here pay here Vacaville dealer review by Cary McDaniel

      Cary McDaniel rated Silicon Motors LLC

      On 10-31-19, I pulled into this used car lot looking for a good deal. After finding a very good condition 2002 Honda Civic LX 5 speed manual transmission car we went for a test drive. Car ran as well as it looked , garage kept interior/exterior and engine compartment ! Here's the clincher ! Next morning I took car to mechanic for a complete diagnostic and all checked fine...then mechanic noticed a sticker from previous owner on the timing cover...at 105 k miles timing belt was replaced, car has 111k miles and original owner before me. Titles clear of accidents or salvage title. Majority of vehicles I looked at we're in excellent condition, Jay the sales manager was very pleasant courteous, one of the best sales purchases I've experienced. They are my #1 referral for used car or truck !!! Sincerely' Cary and son almost brand new car owners !

    15. buy here pay here Vacaville dealer review by J Warren

      J Warren rated Hyundai of Vacaville

      Manager Greg and Edwin made the deal quick and painless. I appreciate them making it all possible. They even stayed after hours to help me out due to my hectic work schedule. Highly recommend.

    16. buy here pay here Vacaville dealer review by Precious Jernigan

      Precious Jernigan rated Hyundai of Vacaville

      Excellent team! Shout out to Edwin, very hands on and polite. Tracey, Greg, Geo And Mike were very welcoming and did everything correctly. Had the best experience here. Thank you!

    17. buy here pay here Vacaville dealer review by Christopher Reyes

      Christopher Reyes rated Mazda of Vacaville

      We just bought a CX-9 this past weekend! As soon as we pulled into the parking lot we were greeted with a smile by Clint, one of the sales rep. We went back and forth towards making a good deal, but we never felt forced. We were eventually greeted by Mike, the manager of the dealership. He sat down with me to talk towards what I wanted and eventually offered a worthy deal. The paperwork was carefully explained by Tracy, their financial rep. The whole experience took about 4-5 hours but it was painless. We were treated with respect and the dealership felt comfortable. Highly recommend!

    18. buy here pay here Vacaville dealer review by Betty McEady

      Betty McEady rated Mazda of Vacaville

      I am enjoying my new CX 5, and I am deeply appreciative of the support, respect, and friendliness of Jonathan, the salesperson, and managers at Mazda of Vacaville. His amicable character contributed to my resolve that Mazda of Vacaville was where I should be, as the detailed purchase process progressed. Everyone involved in the purchase/lease process increased my confidence in the total experience. I look forward to continuing a positive relationship with the business, and would recommend the Mazda automobile as well as Mazda of Vacaville to others. Thanks very much for such a positive experience. Betty

    19. buy here pay here Vacaville dealer review by Trey Grapolli

      Trey Grapolli rated Fairfield Auto Sales

      Honest people, I bought my car here and had an issue with it and they made it right now questions. Highly recommend

    20. buy here pay here Vacaville dealer review by Ashleigh Danbury

      Ashleigh Danbury rated Fairfield Auto Sales

    21. buy here pay here Vacaville dealer review by Richard Hammel

      Richard Hammel rated Vacaville Auto Mall

      They sell the Best Nissan's anywhere around. No doubt I'll continue to buy my cars there for years to come. See Irwin Larry or Diego these are the Guru's tell them I sent you, you'll get a deal for sure. Want the best car on the planet get into a Nissan/Infinity. You won't be sorry..The power band in these cats is truly exceptional.. it's the unforgettable experience of a lifetime once you drive a Nissan/Infinity you'll never go back to anything else. So what're you waiting for get down to Nissan of Vacaville today.

    22. buy here pay here Vacaville dealer review by kathleen booker

      kathleen booker rated Vacaville Auto Mall

      Hyundai of Vacaville is the place to go of you want a "No Pressure" Great Service experience. We bought an 2018 Hyundai Ioniq Hybrid from Zak and he was Amazing ! He was informative and took his time going over all the benefits of the car and gave us honest feedback as well as “ real talk” advice. We Love our new Ioniq !

    23. buy here pay here Vacaville dealer review by HOTKAGA KAGA

      HOTKAGA KAGA rated Buick GMC of Vacaville

      Great Dealership with a GREAT SALES PERSON..Mr. FRED! this is my 2nd car within 9 months and there's always a reason to come back and that's because of Uncle FRED. He's calm demeanor and true honesty is well appreciated. High recommended.

    24. buy here pay here Vacaville dealer review by Heather Valenti

      Heather Valenti rated Buick GMC of Vacaville

      Fred helped me get the perfect Yukon XL for my large family at a great deal, with an extended warranty! I would recommend to anyone!

    25. buy here pay here Vacaville dealer review by Khala Hastings

      Khala Hastings rated Vacaville Honda

      This was my first time at Vacaville Honda and I must saw, it was REALLY Nice! The customer service was OUTSTANDING! Desmond was so amazing and so kind.. he got my car done so fast I was so impressed!

    26. buy here pay here Vacaville dealer review by Raushan Smith

      Raushan Smith rated Vacaville Honda

      Very professional service. I would recommend getting there early for a appointment. Shuttle service is available as well if you don't want to wait. Recommend for Honda owners in the area.

    27. buy here pay here Vacaville dealer review by jose ochoa

      jose ochoa rated Family Auto Centers

      Great place for a used car some details but perfect for ised cars

    28. buy here pay here Vacaville dealer review by Terresa Cook

      Terresa Cook rated Toyota Vacaville

      I've bought 3 cars from them and love the fact it's non commission. They come right out up front with the terms.

    29. buy here pay here Vacaville dealer review by Martin Homec

      Martin Homec rated Toyota Vacaville

      The employees don't pressure me to buy a car. They are content to service the vehicle that I bring to them They have a great selection of used cars and trucks.

    30. buy here pay here Vacaville dealer review by Kennedi Self

      Kennedi Self rated Mazzei Chevrolet

      Amazing group of people , very friendly and I’m happy to come back .

    BHPH Vacaville CA dealer

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