Top 16 Buy Here Pay Here Dealers in Fresno CA

Looking for a used car dealer in Fresno CA but your credit is in bad shape?

Connect with top 16 buy here pay here Fresno CA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Fresno's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Fresno CA

  • DriveTime Used Cars, CA

  • Auto Depot Fresno, CA

  • Fresno Autoplex, CA

  • Westland Auto Sales, CA

  • Cars 4 You, CA

  • Have you ever considered buy here pay here Fresno CA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Fresno CA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Fresno buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Fresno dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Fresno. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Shaw’s Auto Sales, CA

  • Car Ave, CA

  • Fresno Auto Liquidation Center, CA

  • Own A Car, CA

  • Sam’s Auto Sales, CA

  • Did you know? These BHPH Fresno CA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Fresno dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Premier Auto Fresno, CA

  • Larrys Auto Sales, CA

  • Colimas Auto Sales, CA

  • The Auto Mall, CA

  • Steve Clark Auto Sales, CA

  • The phrase buy here pay here Fresno CA car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Fresno Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Credit World Auto Sales, CA

  • Why buy here pay here Fresno CA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Fresno CA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Fresno CA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Fresno CA Works

    When the bank says no to your car loan, the buy here pay here Fresno CA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Fresno CA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Fresno CA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Fresno CA Car lots Dealership

    The one thing is very true about buy here pay here Fresno CA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Fresno CA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Fresno CA – Fast Approval Low or no credit score

    The buy here pay here Fresno CA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Fresno CA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Fresno CA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Fresno CA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Fresno CA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Fresno CA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Fresno CA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Fresno CA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Fresno CA buy here pay here Reviews

    Here is what users says about Fresno BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Fresno dealer review by Zena Princess Warrior

      Zena Princess Warrior rated DriveTime Used Cars

      Juan was awesome! Very efficient, friendly and patient. I was able to get the car I wanted plus great vegan recipes and restaurant locations? would definitely recommend him to anyone looking to get a vehicle and great customer service!!! From my experience I can tell that he really cares about his clients and he will not let you leave until he’s done everything he possibly can to get u approved for the car you really want! -Thanks Juan?

    2. buy here pay here Fresno dealer review by Camilla Smith

      Camilla Smith rated DriveTime Used Cars

      I would definitely recommend Drive Time Fresno location to everyone. I just recently purchased a vehicle from them and the service I received was excellent. I made it to the dealership about 5 minutes before they closed and I was still invited in and ask to wait as everyone else had left and Wes was the only salesman and he was working with a customer. While I was waiting Ian came out to help me even though his job is not as a car salesman he showed me all my options and set me up for a test drive that night the test drive didn't happen because the car battery was dead. I was offered another option or I could wait for them to get a new battery the next day I wanted that car so I waited. I was assured that the car would be ready first thing in the morning and it was. I finished all of my paperwork with Wes and drove home in my new vehicle which I love.

    3. buy here pay here Fresno dealer review by K. Davis

      K. Davis rated Auto Depot Fresno

      AD of Fresno did the best they could do with the amount I had. Steve worked well with my boyfriend and I to get us a decent car for a good price with very, very low mileage. I would recommend this place to anyone if they were looking in Fresno locally or in the Central Valley.

    4. buy here pay here Fresno dealer review by Antoinette Rodriguez

      Antoinette Rodriguez rated Auto Depot Fresno

      The best car buying experience! I was nervous about my credit rating going in. But Jeff, Manny and the Auto Depot team went the extra mile to make sure I got into a good quality car at an affordable price. They are all so friendly, and just a great group of guys. Highly recommend Auto Depot.

    5. buy here pay here Fresno dealer review by karie wall

      karie wall rated Fresno Autoplex

      Johnathon Alvarado was my sales person and he was AMAZING! I had very little money to put down and no credit but he made sure I was able to get a car. He worked very hard to get me a good deal. He was very friendly, not pushy at all! When ever I'm ready for my next car I will definitely be coming back here.

    6. buy here pay here Fresno dealer review by mark owen

      mark owen rated Fresno Autoplex

      Talk to Scott he will get you in a new car

    7. buy here pay here Fresno dealer review by Erika Sepulveda

      Erika Sepulveda rated Westland Auto Sales

      I was browsing all over the internet and putting applications and running my credit like crazy kept getting denied I ran into this car dealership and thought hey I’d give it one more shot. This place actually was able to finance me get me a good payment and get me the car I actually wanted and my car is very reliable good on gas. Christian and Francisco are by far the best associates here! And the ladies in the front are amazing! Thanks Westland auto sales

    8. buy here pay here Fresno dealer review by Mike Martinez

      Mike Martinez rated Westland Auto Sales

      My wife already had a car through Westland. We had a two door and needed a four door for a bigger family. They were really helpful. Mark offered us way more for her car than what the value was for trade in on KBB to help us get into the new car. They even lowered the new car price to help us. The salesman had a lot of patience with us on choosing the car. They truly try to help. If you have poor to decent credit and really need something and other dealerships turn you down, I suggest come here. They really try to do everything they can to get you in a car and on your way.

    9. buy here pay here Fresno dealer review by A. Henry A. Winnett

      A. Henry A. Winnett rated Cars 4 You

      Best place in Fresno to purchase a late model moderately used vehicle. Excellent after sale service, Excellent. My Girl bought a 2003 GMC Yukon XL from Cars 4 You and Transmission failed Cars 4 You towed it and replaced the Transmission and was ready to pick up in less than 48 hours no BS. Awesome business.

    10. buy here pay here Fresno dealer review by Jean Sacra

      Jean Sacra rated Cars 4 You

      Good place to buy used cars very nice people and the prices are very reasonable to

    11. buy here pay here Fresno dealer review by Ramona Barker

      Ramona Barker rated Shaw’s Auto Sales

      I want to start off by saying I have purchased about 5 vehicles in my lifetime and have never dealt with the friendliness, compassion and consideration I experienced with this dealership. I purchased my vehicle from Nick and had a great worry free experience. Thank you Nick for making the exploration and decision making process easy. In addition to his friendliness, professionalism and support, what I liked about Nick that set him aside from most sales representatives is his willingness to provide data and answers to questions without pressure of a sale. What a convenience to have a dealer like this near me. I will be highly recommending them to my family, friends and clients. I hope you consider them when purchasing your vehicle.

    12. buy here pay here Fresno dealer review by Laura Yrigollen

      Laura Yrigollen rated Shaw’s Auto Sales

      I came in with not enough for a down payment but Jeremy helped with the deferred down payment. I got into a car I liked, and there were issues that kept popping up with the car constantly even passed the warranty and they helped me without any issues. Never rude with me, always polite and answered all my questions. Eventually the car didn’t work out, but Mark got me into a perfect car! I love it so much and their customer service, I recommend to anyone! Thank you Shaw’s!!

    13. buy here pay here Fresno dealer review by Tyler Arias

      Tyler Arias rated Car Ave

      I want to give a shout out to Rudy and Romeo. They worked with me and made sure I received the vehicle I wanted at the price and down payment that I wanted. This is the 3rd vehicle I've purchased here and I havent had any problems with them nothing but great experiences at this dealership. I'll definitely be coming back.

    14. buy here pay here Fresno dealer review by Michael Ybarra

      Michael Ybarra rated Car Ave

      Best dealer i been to im town no time wasted !

    15. buy here pay here Fresno dealer review by Alex Karimi

      Alex Karimi rated Fresno Auto Liquidation Center

      It was awesome, great selection of cars Courteous sales staff and.great prices I definitely recommend this dealer ship.

    16. buy here pay here Fresno dealer review by ??? ???? ?????

      ??? ???? ????? rated Fresno Auto Liquidation Center

      Excellent used car dealer

    17. buy here pay here Fresno dealer review by Ralph & Christina Blancas

      Ralph & Christina Blancas rated Own A Car


    18. buy here pay here Fresno dealer review by Cain7883 .

      Cain7883 . rated Own A Car

      Very professional staff who made owning my dream car come true! What I liked the most is that Alan, the GM, went above and beyond to work a deal that fit my budget. The staff kept an open line of communication throughout the process. No rush or pressure. I would recommend Own A Car Fresno to anyone looking to buy a car.

    19. buy here pay here Fresno dealer review by Ryanne G

      Ryanne G rated Sam’s Auto Sales

      Called about a car I saw online and they were super nice over the phone!! I spoke with Yvette, and she was awesome. I came by later on and she had someone named josh help me and he was super helpful and informative about everything considering it was my first time buying a car. I ended up leaving with an adorable 2017 Nissan Sentra and I LOVE IT! My friend came by and bought a car as well and they hooked me up with a referral!

    20. buy here pay here Fresno dealer review by semiparadox production

      semiparadox production rated Sam’s Auto Sales

      Sams auto is the best auto dealership in town, highly recommend. Gives good deals and will always hook you up better than any other car dealership.

    21. buy here pay here Fresno dealer review by Crystal C Gonzalez

      Crystal C Gonzalez rated Premier Auto Fresno

      Alfredo is great! He helped me get my Kia Optima which I loved until it was totaled :(. Although I haven’t purchased another vehicle from them I did stop by to look and test drive. He allowed me to do so with out pressure of picking the first one I saw. Great service would highly recommend

    22. buy here pay here Fresno dealer review by Brad Hendry

      Brad Hendry rated Premier Auto Fresno

      I just bought my second car from these guys, from the same salesman Alfredo, both times they worked with me and got me into the drivers seat. I've dealt with other dealerships and have never received the kind of willingness and effort these guys made to get me into the car I wanted. I would 100% recommend premier auto to anyone looking to buy a nice, reasonably priced car.

    23. buy here pay here Fresno dealer review by Sabrina Y

      Sabrina Y rated Larrys Auto Sales

      I my husband bought me 2 cars here. Great ppl.

    24. buy here pay here Fresno dealer review by Phillip Smith

      Phillip Smith rated Larrys Auto Sales

      I have bought several cars from Larry's. These guys are great. They worked with me and sold me some great cars. After paying my cars off, they always gave me a $200 gift card for my next purchase. How could I go wrong. Keep up the good customer service and excellent inventory. See you when I am ready to buy again.

    25. buy here pay here Fresno dealer review by Roman Cardiel

      Roman Cardiel rated Colimas Auto Sales

      Good small car lot to consider of shopping for a car .. not the largest inventory since it's a small lot but , found a truck we liked and they allowed us to take it to our own mechanics to make sure it was a good car for us before making a final decision with no issues ... they provided me a car history report and all .... ??? traded my older GMC for a newer model thanks Alex...??

    26. buy here pay here Fresno dealer review by Tomas Tolosa

      Tomas Tolosa rated Colimas Auto Sales

      Great cars, With great in house Financing options!

    27. buy here pay here Fresno dealer review by Rara D.

      Rara D. rated The Auto Mall

      I went to several places hoping someone would take a chance on me so I can finally build my credit , just so happened to be looking for another dealership and found Kris at Auto mall instead and I am so thankful I was lost hahaha he put me in a beauty of a truck!!! He is truly the best and very very funny ???? stop on by, you won't regret it !!!

    28. buy here pay here Fresno dealer review by Kayla Hildreth

      Kayla Hildreth rated The Auto Mall

      Came here looking for a car asap because mine unexpectedly broke down on me and the owner Kris did everything he could for us! We have poor credit and didn't have much of a down payment but he took care of everything for us! Tags, registration, insurance, and financing! They have a great selection of cars for a great price! Great experience from start to finish! Thank you we love our new car!

    29. buy here pay here Fresno dealer review by Joseph Caudillo

      Joseph Caudillo rated Steve Clark Auto Sales

      " Everyone Needs Wheels " Come Down and Drive One or Two, Prices So Great! I Had to Drive One Home Myself.

    30. buy here pay here Fresno dealer review by Jon Starkey

      Jon Starkey rated Steve Clark Auto Sales

      Have purchased a few vehicles there...always great service...however it's under new owner ship...I hope things stay the same

    31. buy here pay here Fresno dealer review by Credit World Auto Sales

      Credit World Auto Sales rated Credit World Auto Sales

      Clean Trucks, Good Service.

    32. buy here pay here Fresno dealer review by Debbie Faulkner

      Debbie Faulkner rated Credit World Auto Sales

      Awesome ?????

    BHPH Fresno CA dealer

    Hope you like our list of buy here pay here Fresno CA dealers. Do share it with your friends. Let us know your feedback, query or suggestion by contacting us from contact us page.