Top 4 Buy Here Pay Here Dealers in San Francisco CA

Looking for a used car dealer in San Francisco CA but your credit is in bad shape?

Connect with top 4 buy here pay here San Francisco CA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of San Francisco's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in San Francisco CA

  • Kawasaki, CA

  • CarMax, CA

  • Serramonte Subaru, CA

  • Cash For Cars, CA

  • Why buy here pay here San Francisco CA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here San Francisco CA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH San Francisco CA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here San Francisco CA Works

    When the bank says no to your car loan, the buy here pay here San Francisco CA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here San Francisco CA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here San Francisco CA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here San Francisco CA Car lots Dealership

    The one thing is very true about buy here pay here San Francisco CA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these San Francisco CA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here San Francisco CA – Fast Approval Low or no credit score

    The buy here pay here San Francisco CA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH San Francisco CA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH San Francisco CA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership San Francisco CA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer San Francisco CA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in San Francisco CA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here San Francisco CA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH San Francisco CA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    San Francisco CA buy here pay here Reviews

    Here is what users says about San Francisco BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here San Francisco dealer review by randy scroggins

      randy scroggins rated Kawasaki

      Really enjoyed the service and the selection of motorcycles

    2. buy here pay here San Francisco dealer review by BCshooterFMJ PRIME

      BCshooterFMJ PRIME rated Kawasaki

      I was having problems after riding down from Canada. Ill just say I wish I had a shop like this back home . Absolute beauties at the desk and in the shop . I was utterly impressed with the professionalism and attitude the guys had that I dealt with . thanks again guys .

    3. buy here pay here San Francisco dealer review by joe han

      joe han rated CarMax

      The car selling experience was very efficient and fair. After checking in, we had our car assessed for condition and had a quote within 30-45 minutes. We had a week to think over the decision to sell, and when we came back to sell the car, the process took less than 30 minutes. We felt the process was hassle free and everyone was courteous. Highly recommended place to sell your car for a fair price.

    4. buy here pay here San Francisco dealer review by Owen Molloy

      Owen Molloy rated CarMax

      Nice cars, easy to shop & friendly staff

    5. buy here pay here San Francisco dealer review by victor nieves

      victor nieves rated Serramonte Subaru

      If you want an amazing deal for a Subaru go here to Serramonte. They have the largest inventory and have the best deals. They have amazing customer service I came here for a forester after shopping all of the ya Area and they were able to take great care of me. Have already recommended to all of my friends and family

    6. buy here pay here San Francisco dealer review by Will Ng

      Will Ng rated Serramonte Subaru

      Anthony was very helpful when I came in to test drive a couple different models before I ultimately leased a new Forester Sport. Very attentive and answered all of my questions. I still contact him for help and he always answers all of my questions with a great smile. Please look for Anthony for your new or preowned Subaru!

    7. buy here pay here San Francisco dealer review by Samantha Stein

      Samantha Stein rated Cash For Cars

      I had a very good experience selling my junk car here. Even though it wasn't in the best of condition Cash For Cars still purchased it. I really had no use for it, and it was getting very expensive to the store the vehicle. The battery on the Prius was beginning to act up, so I had to get rid of it. The staff members who were working here were very friendly, over the phone and in person. I got a fair price, and Cash For Cars gave me the amount that was quoted over the phone. It was easy, and fast exactly as advertised. I would sell another car to them in the future.

    8. buy here pay here San Francisco dealer review by Janet Bradley

      Janet Bradley rated Cash For Cars

      I worked with Cash For Cars and I was able to receive cash for my non running car. I got a good price and the person I dealt with the whole time was kind, helpful and friendly. The car that I sold to them had been in an accident which resulted in the vehicle not being able to run properly. I had no other options, no one wanted this car but they purchased it from me without hesitation. Thank you for making it easy on me. I recommend the company to those looking for a hassle free car selling option.

    BHPH San Francisco CA dealer

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