Top 17 Buy Here Pay Here Dealers in Murrieta CA

Looking for a used car dealer in Murrieta CA but your credit is in bad shape?

Connect with top 17 buy here pay here Murrieta CA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Murrieta's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Murrieta CA

  • Rock Star Used Cars of Temecula, CA

  • Auto Gallery Mitsubishi-Murrieta, CA

  • West Coast Exotic Cars, CA

  • Driveline Used Cars Dealer, CA

  • Affordable Imports Auto Sales, CA

  • Have you ever considered buy here pay here Murrieta CA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Murrieta CA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Murrieta buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Murrieta dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Murrieta. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Mercedes-Benz of Temecula, CA

  • Top Notch Auto Locators, CA

  • Volkswagen of Murrieta, CA

  • Temecula Motorsports, CA

  • Audi Temecula, CA

  • Did you know? These BHPH Murrieta CA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Murrieta dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • BMW of Murrieta, CA

  • CarMax, CA

  • C3RV Sales – Rentals, CA

  • Abramovich Motors, CA

  • Ariana Motors, CA

  • The phrase buy here pay here Murrieta CA car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Murrieta Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Temecula Nissan, CA

  • DCH Chrysler Dodge Jeep Ram FIAT Of Temecula, CA

  • Why buy here pay here Murrieta CA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Murrieta CA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Murrieta CA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Murrieta CA Works

    When the bank says no to your car loan, the buy here pay here Murrieta CA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Murrieta CA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Murrieta CA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Murrieta CA Car lots Dealership

    The one thing is very true about buy here pay here Murrieta CA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Murrieta CA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Murrieta CA – Fast Approval Low or no credit score

    The buy here pay here Murrieta CA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Murrieta CA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Murrieta CA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Murrieta CA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Murrieta CA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Murrieta CA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Murrieta CA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Murrieta CA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Murrieta CA buy here pay here Reviews

    Here is what users says about Murrieta BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Murrieta dealer review by Lyndi Lively

      Lyndi Lively rated Rock Star Used Cars of Temecula

      Hands down the best place to go. The staff is absolutely amazing, friendly and so incredibly helpful. The office is super clean and the cars are as well. My car is a 2016 but is like brand new.

    2. buy here pay here Murrieta dealer review by Melissa Cunningham

      Melissa Cunningham rated Rock Star Used Cars of Temecula

      Great place! Great people! Not pushy in any way. I will definitely tell people to check with them before buying used anywhere else! Loving my truck!

    3. buy here pay here Murrieta dealer review by Matthew Saylors

      Matthew Saylors rated Auto Gallery Mitsubishi-Murrieta

      Amy was super easy to talk to and really made the whole experience for me! It’s nice to be treated like a person and not just another sale. She wasn’t pushy at all and even let me take a car I liked on a test drive! Definitely ask for her if you happen to be at Mitsubishi in murrieta!

    4. buy here pay here Murrieta dealer review by Sarah Wang

      Sarah Wang rated Auto Gallery Mitsubishi-Murrieta

      Gabriel is a Very good sales man. We had good communication and they are very welcome and nice, the manager is funny , if u want buy car u can come here and promise u will have a nice meeting. Very recommend.

    5. buy here pay here Murrieta dealer review by Chris Ashton

      Chris Ashton rated West Coast Exotic Cars

      Traded in one exotic for another. Worked with Hunter and had an amazing experience. They gave me a fair price on my car and the new one is everything they said it was. Loved talking to all the enthusiasts at the shop. They were efficient with the deal and made the transaction easy and smooth. Will definitely be back to buy another car from them in the future.

    6. buy here pay here Murrieta dealer review by Mark Hill

      Mark Hill rated West Coast Exotic Cars

      I recently worked with Taylor and Hunter for my Porsche 911. The level of customer service here is top notch. They also have many quality relationships in the car business for any upgrades needed to your vehicle. They recommended an amazing Powder Coating business for my Porsche’s rims and another great place for a new set of tires. Working with Taylor and Hunter is something I hope to do again in the future.

    7. buy here pay here Murrieta dealer review by Frank Castle

      Frank Castle rated Driveline Used Cars Dealer

      I had an awesome experience buying a car here. David and Bryan went the extra mile to make me feel comfortable, they were not pushy at all, and they were open and honest of everything. I did not have to ask for anything they showed me the history, they helped me get financing , and the price was so good when I looked up the value I paid less then wholesale. I did not even have to haggle thats was the listed price. two thumbs up I will be recommending this place to all my friends and family!!!! Thanks again Driveline!

    8. buy here pay here Murrieta dealer review by Katherine Henson

      Katherine Henson rated Driveline Used Cars Dealer

      I recommend this dealership to everyone who's looking for a car. Great service very clean cars. The people works there are very nice to deal with. They are very honest about condition of the vehicles. They will tell you right away if the car been in any accident or if it has any minor issues with it. I bought a car from there and I'm very happy with the deal. I LOVE MY NEW TRUCK!! THANK YOU DRIVELINE!!

    9. buy here pay here Murrieta dealer review by Richard Allen

      Richard Allen rated Affordable Imports Auto Sales

      I flew out from NC to purchase a vehicle. Chris the owner was kind enough to pick me up at the airport and take me to the hotel. Gave me a ride to the bank the next day. The vehicle was as described with a few flaws but it is a 1999. I drove back to NC no problems. Im satisfied and glad to meet Chis and Mike.

    10. buy here pay here Murrieta dealer review by Sabrina Kulvanish

      Sabrina Kulvanish rated Affordable Imports Auto Sales

      This family run business has been very helpful to so many people I know including myself. They are always getting new inventory and the prices are fair. The business is clean, the staff are honest and the customer service is great! There have been times they’ve gone above and beyond for their clients too! If you are looking for a reputable dealer in the Murrieta area come see these guys. If they don’t have what you are looking for still give them a call and ask!

    11. buy here pay here Murrieta dealer review by Leilani M

      Leilani M rated Mercedes-Benz of Temecula

      Great customer service! The dealership was clean and every employee practiced good hygiene and wore masks. My husband and I worked with Michael G, Elan and Javier who very courteous, genuine and personable. Michael and Elan worked out a great deal to get us into our new 2020 GLS 450. & Javier went above and beyond as well. Elan treated us to some MB merchandise before meeting with Javier in finance. Elan and Michael were patient and answered all questions that we had. Almost everyone who worked there congratulated us on our purchase, which was nice. We truly feel that we are apart of the MB Temecula family, looking forward to doing more business with MB Temecula.

    12. buy here pay here Murrieta dealer review by Justin Groves

      Justin Groves rated Mercedes-Benz of Temecula

      Brought my GLE 350 in for the cup holder heat/cooling issue. They fixed that and I noticed a scratch on my car that wasn't there before. No questions asked they had it painted and detailed. Looks better than it did before I brought it to them. 5 Stars. For service.

    13. buy here pay here Murrieta dealer review by mariya crisler

      mariya crisler rated Top Notch Auto Locators

      These guys are awesome..I bought a 1 way ticket hoping to buy a car, we ran into several roadblocks and they did everything they could to make it happen and told me I was not going to leave there without a car. Graham and his staff are awesome, I highly recommend if you’re considering buying a car of any caliber their price range Will fit in anyone’s budget, I previously bought a car from them and thought it’s really hard to trust sales people in a car dealership and I trusted them, second time around the experience was even better and they were more helpful and I couldn’t believe they would go out of their way and spent hours on end to make sure I got what I came for. Thank you thank you thank you thank you

    14. buy here pay here Murrieta dealer review by MIKE A

      MIKE A rated Top Notch Auto Locators

      I had an awesome experience josh was very professional and got things done this place is awesome...i would recommend top notch auto to anyone looking to buy a car the team there rocks...???

    15. buy here pay here Murrieta dealer review by Paris Sims

      Paris Sims rated Volkswagen of Murrieta

      Thank you Annette! I kept my eye on this CC Turbo for a week. My mother and I called this dealership several times about this car, but we were not finding the right sales rep to help to us. We finally got in touch with a great sales rep, Annette, and my mother spent all day dealing for the car. I went to pick up my new car after work and I appreciated how patient she was with me arriving a little late then my ETA and having to clean out my old car. Thank you again, very positive experience and I’m so excited for my new car!

    16. buy here pay here Murrieta dealer review by neodly .

      neodly . rated Volkswagen of Murrieta

      Wonderful that they were the first stop for a Volkwagen poker run that we participated in!

    17. buy here pay here Murrieta dealer review by Vanessa Ernst

      Vanessa Ernst rated Temecula Motorsports

      Such a nice experience. Everytime I go in everyone is willing to help and give ideas about gear or any product. I really enjoy that there are females are working there as well. There is such a big variety of products and bikes and so much more! I recommend anyone going out and checking out this sweet store!!

    18. buy here pay here Murrieta dealer review by Gina Myles

      Gina Myles rated Temecula Motorsports

      Excellent friendly customer service. We knew what we wanted and Temecula Motorsports had it at a great price and got us in and out real quick. We'll definitely be back again and again. Thank you Chris and Jerry, you both are amazing!!

    19. buy here pay here Murrieta dealer review by Shiloh Angues

      Shiloh Angues rated Audi Temecula

      Hats off to the team at Audi of Temecula. Lorenzo in sales was professional, highly knowledgeable on all aspects of the brand and most of all promoted a no pressure environment. Having purchased many cars in the past but never an Audi, the whole experience at this dealership was top notch. The sales manager Moe was straight forward, did not push the deal and ultimately we agreed on a price that was beneficial for both off us. We are extremely happy with our experience and love our new S5!

    20. buy here pay here Murrieta dealer review by Kristina Jefferson

      Kristina Jefferson rated Audi Temecula

      I love Audi Temecula! The service team is knowledgeable, attentive, and service oriented! I have brought my A3 in for regular service, detailing, tires, and updates, and more, and I am never disappointed in the service I receive. I regularly receive a courtesy vehicle, and return to find mine washed, updated, and ready to roll. Tony, Adam, and Felipe kept me well informed of my service visit via text and call and my final bill is never more than my estimate. It is the only dealership I plan to bring my car to. Thank you for your great service!

    21. buy here pay here Murrieta dealer review by Edward Urbalejo

      Edward Urbalejo rated BMW of Murrieta

      My service experience was seamless! Valet picked up my car, I received timely updates to set my expectations, and they dropped my car off as expected. My service experience was as awesome as my purchase experience. Thanks to everyone there!!

    22. buy here pay here Murrieta dealer review by Jonathan Ter Haar

      Jonathan Ter Haar rated BMW of Murrieta

      I remove my i3 seats to clean a bit more thoroughly and that caused a code to pop for the seat belts. Stopped in on my way home and the service center was able to see me as a walk in. They were able to clear that warning and give me a wash as a curtesy. Arick B. Was professional, the waiting area had bottled water and phone charging. Good experience.

    23. buy here pay here Murrieta dealer review by Kunda Chabala

      Kunda Chabala rated CarMax

      Biggest CarMax facility in California! They buy, sell, auction and service your car. Financing if you qualify, is available. Pleasant environment. Pleasant staff. Tea and coffee while you wait. Rest room if you need it.

    24. buy here pay here Murrieta dealer review by Andra Mccollin

      Andra Mccollin rated CarMax

      I went there to sell my 16 yr old honda They were so helpful from the minute you walked in the door.? The whole process was so quick! Every staff member was very helpful and pleasant. I would highly recommend selling a car to CarMax over selling it privately. Bob and Karen were so helpful! Had a check in hand 1/2 hour later! Great experience will recommend to everyone I know!! ??

    25. buy here pay here Murrieta dealer review by Nikki Jaffe

      Nikki Jaffe rated C3RV Sales – Rentals

      We love c3RV. We’ve rented four times this season and are very happy with Amber and her crew. The RV we rent is always very clean and prepped for our trip. Their equipment is very well taken care of and I recommend them to all my friends. Looking forward to our next trip.

    26. buy here pay here Murrieta dealer review by Jose R Pastrana Cintron

      Jose R Pastrana Cintron rated C3RV Sales – Rentals

      Good People, Always Fair and Great Deals! I totally recommend them.

    27. buy here pay here Murrieta dealer review by Peter Zemore

      Peter Zemore rated Abramovich Motors

      Abramovich Motors is Amazing! From the moment I walked in, to the moment I walked out with my new car, the staff provided great customer. I love how they were never pushy and were patient with me (all three times I came in). Thank you, and I will definitely be buying more cars here!

    28. buy here pay here Murrieta dealer review by Michael Roberts

      Michael Roberts rated Abramovich Motors

      This is a fantastic dealer of beautiful cars.. the staff is extremely knowledgeable and no pressure... From the first phone call I felt very comfortable and bought a BEAUTIFUL CAR and completely hassle-free.

    29. buy here pay here Murrieta dealer review by DMA_951 California

      DMA_951 California rated Ariana Motors

      Thank you Ariana for selling me the BMW today! I really like the car. Thanks for taking my problem car in for the trade in. I'm glad to get rid of it. Thank you for the fast speedy service and coffee. ?

    30. buy here pay here Murrieta dealer review by Beverly Canabano

      Beverly Canabano rated Ariana Motors

      I purchased my first car from them about a month ago. Very friendly and honest people! Family friendly too, as I had the little one with me, and they made sure to make him feel comfortable! I truly appreciated that, as well as making it so easy to do business with them. I love my car and the customer service received! Recommend this place to anyone!

    31. buy here pay here Murrieta dealer review by tonylee1958 .

      tonylee1958 . rated Temecula Nissan

      Check in was quick and friendly, young lady was very efficient and had a smile for everyone. Job was done pretty quickly and I received a call to pick up after only a couple of hours. Check out was conducted efficiently and with good humor, so overall I really enjoyed the experience. It was my first time taking my vehicle to the service dept' and I would definitely recommend.

    32. buy here pay here Murrieta dealer review by Gabriel Trevino

      Gabriel Trevino rated Temecula Nissan

      I work here and the service is excellent and the advisors let you know everything about everything concerning your vehicle without trying to upsell you items

    33. buy here pay here Murrieta dealer review by Gary Fogarty

      Gary Fogarty rated DCH Chrysler Dodge Jeep Ram FIAT Of Temecula

      Our experience at DCH in Temecula was one of the best car buying experience we had. We recently purchased a Dodge Ram 1500 and our salesman Ryan Bishop was outstanding. We had lots of questions as well as being just plain picky. Ryan was extremely patient and worked with us the entire way. He was extremely professional, not pushy and simply provided us with all the information to make the purchase. I would highly recommend DCH and especially Ryan. Oh--and a special shout out to Levi in finance for getting us in and out in record time. Great team in this location G n J

    34. buy here pay here Murrieta dealer review by 2002 RAPTOR

      2002 RAPTOR rated DCH Chrysler Dodge Jeep Ram FIAT Of Temecula

      Glenn Auler is the best salesman ever . That guy is handsome and just great at what he does !!

    BHPH Murrieta CA dealer

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