Top 15 Buy Here Pay Here Dealers in Long Beach CA

Looking for a used car dealer in Long Beach CA but your credit is in bad shape?

Connect with top 15 buy here pay here Long Beach CA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Long Beach's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Long Beach CA

  • The Lot Auto Sales, CA

  • EchoPark Automotive Long Beach, CA

  • Triple E Motors, CA

  • Long Beach Honda, CA

  • M Motorsport, CA

  • Have you ever considered buy here pay here Long Beach CA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Long Beach CA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Long Beach buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Long Beach dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Long Beach. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Long Beach BMW, CA

  • Lucky’s Auto Credit: Long Beach, CA

  • Boulevard Cadillac, CA

  • Best Buy Motors, CA

  • George Chevrolet, CA

  • Did you know? These BHPH Long Beach CA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Long Beach dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Diamond MotorCars, Inc., CA

  • Glenn E. Thomas Dodge Chrysler Jeep, CA

  • West Coast Toyota, CA

  • Timmons Volkswagen of Long Beach, CA

  • Diamond Motorcars, Inc., CA

  • The phrase buy here pay here Long Beach CA car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Long Beach Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

    Why buy here pay here Long Beach CA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Long Beach CA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Long Beach CA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Long Beach CA Works

    When the bank says no to your car loan, the buy here pay here Long Beach CA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Long Beach CA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Long Beach CA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Long Beach CA Car lots Dealership

    The one thing is very true about buy here pay here Long Beach CA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Long Beach CA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Long Beach CA – Fast Approval Low or no credit score

    The buy here pay here Long Beach CA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Long Beach CA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Long Beach CA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Long Beach CA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Long Beach CA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Long Beach CA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Long Beach CA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Long Beach CA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Long Beach CA buy here pay here Reviews

    Here is what users says about Long Beach BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Long Beach dealer review by Rajashik Tarafder

      Rajashik Tarafder rated The Lot Auto Sales

      I visited Ted solely based on the google reviews and I was not disappointed. I bought a Ford which was about 10 years old and had 120k miles on it. I wasn't entirely confident about the purchase having known the experience of people purchasing older cars. However, my confidence in the car grew with each mile I drove it. I took it to a Ford Dealership and they said that the car was in excellent shape and I didn't need anything other than a oil change. The tires were all weather and relatively new. Other than the expected change of brake pads in the next 5 -10k miles, everything seems to be working as new. I would recommend Ted on any day for a great deal on second hand cars. Apart from the car, Ted himself is extremely patient and didnt push us at all for a purchase. Instead he allowed us all the space to think for ourselves and we purchased a car that we truly appreciated. It was an excellent deal.

    2. buy here pay here Long Beach dealer review by Sammy Molina jr

      Sammy Molina jr rated The Lot Auto Sales

      I'm really happy with the car I got from this car lot and I can vouch because I got a great deal and a really good transportation vehicle. Ted is definitely a good business man and I would definitely buy another car there.

    3. buy here pay here Long Beach dealer review by Julia Pinto

      Julia Pinto rated EchoPark Automotive Long Beach

      This place is a 11/10!!! From the moment my husband and I entered the dealership we were approached with such great customer service & we could not be happier with our experience here in LB! I came in so discouraged & overwhelmed, and the customer service rep ERIC & manager HUW really changed my whole day in such a positive way! They helped us in every step & never pressured us into anything we didn’t want. Dynamic Duo! Such a new & hipster way to buy a car, it’s so easy & you feel comfortable. Would definitely recommend to anyone not trying to go through troubles of buying cars! We love our dealership. Keep up the excellent work!

    4. buy here pay here Long Beach dealer review by Adriana Sanchez

      Adriana Sanchez rated EchoPark Automotive Long Beach

      We had a great experience and highly recommend EchoPark Long Beach. Nice atmosphere and great customer service. Austin, our sales rep, was awesome. He was friendly, knowledgeable, took the time to explain everything and answered all of our questions. They have a great selection of quality used cars. My son was originally going to an Accord that sold the night before and he ended up getting a 2018 Honda Civic that feels like it’s brand new and my son loves it!!

    5. buy here pay here Long Beach dealer review by ABCLAPPDYACHEEKS

      ABCLAPPDYACHEEKS rated Triple E Motors

      I’m a new car buyer and I was looking for a dealership to make my first car purchase! My father has already purchased 3 vehicles form this dealership problem free! And no surprise they helped me right away to get into my first car! Great service and great people! They make you feel like family! Don’t go anywhere else please stop by here.

    6. buy here pay here Long Beach dealer review by Lilia Sheridan

      Lilia Sheridan rated Triple E Motors

      I just recently had a great experience with Eve at at Triple E Motors. She was by far the most pleasant person I talked to over the phone and meeting her in person proved me right. She was genuinely concerned with my needs, and put me in a car that was the great fit for me. She was no hassle and I was able to walk out that weekend with a car, when I thought it nearly impossible because of my low score and deposit. Thank you Triple E Motors, I'm very happy I came to you. I will definitely recommend you.

    7. buy here pay here Long Beach dealer review by diego herrera

      diego herrera rated Long Beach Honda

      My experience at Long Beach Honda was one of a kind. Ernesto and Johnny went out of their way to find the best offers they had and figure out what was going to suit me best. Ernesto was awesome at treating us as if we were regulars even though we had never met before. The customer service is outstanding. I felt very confident meeting Johnny, he knows a lot about the business and made it very simple for us all the way through! A million thank yous to both of you and to Long Beach Honda. This is my second time being treated as family. I’m super happy with my new Honda.

    8. buy here pay here Long Beach dealer review by Sara Carroll

      Sara Carroll rated Long Beach Honda

      Had a great experience purchasing my first Honda! Manny Avendano was quick to respond to all my questions, was patient and very professional. When it came to the financing David Castillo did an amazing job explaining all the terms and warranty information. David was also very patient and took his time with the process. I never felt rushed or pressured like I did at other dealerships. The process was smooth and and I was in and out in no time. If you want excellent service ask for Manny and David! The dealership is also top notch with great inventory and vehicle service! Thank you guys, I love my new Honda!

    9. buy here pay here Long Beach dealer review by israel medrano

      israel medrano rated M Motorsport

      Great service. Very helpfull. Very honest. Mark was very professional and did his best to get me a great deal. Love my truck

    10. buy here pay here Long Beach dealer review by Joshua Rojas

      Joshua Rojas rated M Motorsport

      Walked in, got a great deal, and bought a car! This dealership offered great service and are very patient when negotiating. If your looking for a car and want a team to help you pick it out look no further!!! Come in and Ask for Steph. Her and her team will get you in a new car in no time!

    11. buy here pay here Long Beach dealer review by Jan Adams

      Jan Adams rated Long Beach BMW

      I had a wonderful experience leasing a car at Long Beach BMW. Dante was very kind and helpful. He was not pushy in the least. He worked very hard to find me the car with the features I wanted at a great price. When it was time to sign the lease I was not pushed or strong armed into any additional purchases that I did not inquire about. In general I dread going to the car dealer but my experience was nothing but pleasant. I highly recommend Long Beach BMW.

    12. buy here pay here Long Beach dealer review by Anna Reed

      Anna Reed rated Long Beach BMW

      Even with the craziness with COVID-19, the staff at Long Beach BMW are a pleasure to work with. I was able to get my car in for maintenance right away and was blessed to get the same person who assisted me last time I came in needing work done. Thank you so much, Scott, for remembering me, being so thorough and kind despite the current circumstances. Even with the mask on, your smile and professionalism shone through. If you need maintenance on Mini or BMW, I would highly recommend visiting here.

    13. buy here pay here Long Beach dealer review by Luigi

      Luigi rated Lucky’s Auto Credit: Long Beach

      There was no pressure from anyone what-so-ever. I was allowed to take in the inventory on hand without anyone breathing down my neck to try to push me into deciding on which car they thought would be the one I wanted. I was offered some fig newton cookies wrapped in twos, and they were great, if I may say so myself! They vehicle drove like a charm, with everything functioning like new! I recommend this place to anyone in search for a used car. Good inventory on-hand with fresh new inventory being stocked-up in my presence.

    14. buy here pay here Long Beach dealer review by Sylvia Faggen

      Sylvia Faggen rated Lucky’s Auto Credit: Long Beach

      I spent about 4 hours in total on a sat afternoon. Brian was amazing. He was so helpful. This is my 3rd car from Luckys. But my first time in CA. Best experience ever!! Thanks Brian for everything. You're the best!!

    15. buy here pay here Long Beach dealer review by Taylor Ford

      Taylor Ford rated Boulevard Cadillac

      Working with Boulevard was an experience unlike any other dealership. I typically dread going into buy or lease a new car but everyone I interacted with was incredibly helpful and welcoming. Issa was top notch and Jane as well.

    16. buy here pay here Long Beach dealer review by Maria Thomas Wilcox

      Maria Thomas Wilcox rated Boulevard Cadillac

      Alvin was very informative. He knew the product and didn't need to ask others for help. Broke down all aspects of the car very simply. Very good dealership!

    17. buy here pay here Long Beach dealer review by David Lopez

      David Lopez rated Best Buy Motors

      Just bought a 2006 Chevy 2500 HD LBZ from Best Buy Motors and I couldn't be any happier. Arman was very helpful and answered all my questions about the truck. When I decided to pull the trigger on the truck the transaction was fast and smooth. I highly recommend anyone that is looking to buy a truck to hit up Best Buy Motors for your truck and car needs. I will definitely buy another vehicle from them, again thank you Arman!

    18. buy here pay here Long Beach dealer review by Phil Nieto

      Phil Nieto rated Best Buy Motors

      Buy my car here, the boss is helpful, and the staff is friendly

    19. buy here pay here Long Beach dealer review by Pete Rowe

      Pete Rowe rated George Chevrolet

      I have purchased 2 vehicles here in the past and have referred friends and family as well. We have all been extremely happy with the friendly service and very fair prices. You will enjoy your car buying experience at George Chevrolet.

    20. buy here pay here Long Beach dealer review by Rey Gamboa

      Rey Gamboa rated George Chevrolet

      Real deals, real people who care. Was able to find a better deal here than any other Chevrolet dealer in SoCal for what I was looking for!

    21. buy here pay here Long Beach dealer review by Leona Webb

      Leona Webb rated Diamond MotorCars, Inc.

      This has been one of the best experiences I've ever had with any dealership and I've been to quite a few. Corey was very polite and welcoming the moment we walked through the door, he was so informative and was just as determined to get me a car that fits my family size as I was determined to get one. The process was really fast and I was happy with the outcome. He's has really great customer service and I can tell he really takes pride in helping people. I'll definitely be referring people to him in the near future.

    22. buy here pay here Long Beach dealer review by Jessica Morales

      Jessica Morales rated Diamond MotorCars, Inc.

      We had a good experience with Sergio he was very helpful. I would definitely recommend this place to anyone looking to buy an affordable car. They have great deals!!! If they don't have the car you want in the lot they will find it for you.???????

    23. buy here pay here Long Beach dealer review by Alex Campbell

      Alex Campbell rated Glenn E. Thomas Dodge Chrysler Jeep

      I bought my brand new RAM 1500 limited Tony was the sales guy dealt with and he was amazing from beginning to end he helped me with everything over the phone including help me getting my truck delivered everything was smooth amazing this is a top notch place if you want the best price and the best service this is the place to go!!!! Once again go to Tony he is five stars across the board he will help you with anything and everything you need ??? just a couple pictures and The truck was delivered in perfect condition so there delivery service is amazing ??

    24. buy here pay here Long Beach dealer review by Mental Health Street

      Mental Health Street rated Glenn E. Thomas Dodge Chrysler Jeep

      Ask for Hugo! I’ve dealt with my share of car salesmen throughout the years and Hugo’s style is hands down mellow and non aggressive in comparison to what I’ve experienced in the past. He’s also very knowledgeable. I would say over all, from my test drive until I drove off the lot, that experience was the best I’ve had at any dealership. I drove away in a car I love and got one heck of a deal!

    25. buy here pay here Long Beach dealer review by Rick Wallace

      Rick Wallace rated West Coast Toyota

      One of the best car purchase experiences ever. Jason was fantastic and on top of all the details. Very clear communication, and responsive and great with follow-up. Never felt rushed or jammed on any decision, which made the entire process comfortable. Definitely recommend West Coast Toyota. Thanks!!

    26. buy here pay here Long Beach dealer review by Unknown User

      Unknown User rated West Coast Toyota

      Honestly I would recommend West Coast Toyota to anyone I know that’s interested in getting their own car. When I first walked in here I had my head over the roof on my credit, I was unaware of how important is required when you are getting a new car. I’m beyond grateful that I was in great hands with Ozzy Cabrera because of how helpful and involved he was in the process to make sure I met every requirement. As a young adult i needed guidance on what was needed of me to get started my credit and take out a car and Ozzy went beyond his way to make sure I understood everything and got started right away. Angel Ruiz did an amazing job on my financial paperwork and answered every single questions I asked. I’m glad to say that I am really happy and excited with my new truck ! I am truly in good hands with them, and will recommend for you to make that choice as well.

    27. buy here pay here Long Beach dealer review by Anthony Lin

      Anthony Lin rated Timmons Volkswagen of Long Beach

      This is best car dealership. From start to finish take less then 45 min. Love Michael and Edwin. Timmons best choose

    28. buy here pay here Long Beach dealer review by Greg Kemp

      Greg Kemp rated Timmons Volkswagen of Long Beach

      I have bought MANY VW's. This has been the best buying experience I have had. Tyler in sales and Joe in Finance did a GREAT JOB!!! I would buy from Timmons again. Thank You Tyler and Joe for all of the hard work to get my wife into her dream vehicle that she Loves.

    29. buy here pay here Long Beach dealer review by William Altieri

      William Altieri rated Diamond Motorcars, Inc.

      I came across this dealership while I was looking for a bigger vehicle that would fit my family. With my past credit history and being new to california, I thought it was impossible to get a new car. When Ron got in touch with me, he assured me that he would help our family out. I came to the dealership and they were fast, professional and got us into the perfect vehicle. I was skeptical about dealers from previous experiences, but he definitely worked with us and is a man of his word I highly recommend this dealership to anybody.

    30. buy here pay here Long Beach dealer review by Mark Montgomery

      Mark Montgomery rated Diamond Motorcars, Inc.

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    BHPH Long Beach CA dealer

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