Why buy here pay here Escondido CA car dealerships is the right option?
Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Escondido CA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.
BHPH Escondido CA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.
How Buy Here Pay Here Escondido CA Works
When the bank says no to your car loan, the buy here pay here Escondido CA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Escondido CA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.
Buy Here Pay Here Escondido CA car lots – In-House Financing with Zero Down Payment
After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.
Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.
To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.
Know the Facts - Buy Here Pay Here Escondido CA Car lots Dealership
The one thing is very true about buy here pay here Escondido CA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.
The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.
Because these Escondido CA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.
Buy Here Pay Here Escondido CA – Fast Approval Low or no credit score
The buy here pay here Escondido CA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.
Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.
BHPH Escondido CA Dealer – Preapproval of Application
However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Escondido CA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.
Advice on BHPH dealership Escondido CA
Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.
Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.
Average Credit Score to Buy a Used Car from BHPH dealer Escondido CA
The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.
If a customer is looking to buy a used car through traditional financing in Escondido CA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.
While buy here pay here Escondido CA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Escondido CA is a great option for those who have poor bank record and bad credit score.
The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.
Escondido CA buy here pay here Reviews
Here is what users says about Escondido BHPH dealers listed here. You can read reviews of individual dealer at their profile page.
Rob B rated Quantum Auto Sales, Inc.
I highly recommend this dealership. I went to Quantum to look at a Cadillac I saw on their website. The car was at their Anaheim location so Mike had one of his guys drive to Anaheim and bring the Caddy back for me to test drive. It looked and drove great. Mike didn't pressure me or use typical sales tactics. He was easy to work with and gave me a great deal on the Caddy.
Reviewed on Monday, May 04 2020 04:13:01 pm @ Google reviews.Gaby Bailon rated Quantum Auto Sales, Inc.
Such GREAT!!! Service and GREAT Customer Service Your employee Alex Ayala is such a sweet heart. He listen to my concern of getting a car and he had all the answers to my questions such a nice young man. I would definitely recommend my friends that are looking for a car to go there and to definitely ask for Alex. Kk
Reviewed on Monday, May 04 2020 04:13:01 pm @ Google reviews.Gustavo Arana rated Acura of Escondido
Went to go check out a vehicle and the customer service was great. All three people that helped me out thumbs up. I would gladly recommend them to other people. Thanks again, love my car!!!
Reviewed on Monday, May 04 2020 04:13:09 pm @ Google reviews.Lou G rated Acura of Escondido
This is our 5th car we bought from Acura is Escondido and I must say the best car buying experience thus far! They didn’t have what we wanted in stock so Chris the GSM made some calls and we were driving home in our 19 TLX! Great customer service! Alex was our salesperson and he was delight to deal with, no high pressure tactics what so ever and the same for Glenn in finance. Thanks guy and see ya soon for #6!
Reviewed on Monday, May 04 2020 04:13:09 pm @ Google reviews.Fatima Valadez-ramirez rated Toyota Escondido
Awesome Staff! My Family and I went in to purchase a brand new car early this month. Hector Hernandez and his manager were of great help with getting me to decide on what fits my everyday needs in terms of transportation as well as my likings in car styles, models, and features! They were also extremely helpful in making the price affordable for us and giving us the best of deals!!! Hector was especially helpful with his knowledge of the car and all it’s great features making me LOVE the decision I made. I would definitely recommend his services.
Reviewed on Monday, May 04 2020 04:13:02 pm @ Google reviews.Daisy T rated Toyota Escondido
Toyota if Escondido has always been great to me! Today was not an exception! I went to get a recall that DMV required me to get and they made my appointment the next day. I went in and Javier was very nice helped me right away and although this was going to take 3-4 hours I didn’t mind because they have a shuttle that will take you were you need to go! Thank you for your great service!
Reviewed on Monday, May 04 2020 04:13:02 pm @ Google reviews.Christopher Sutton rated MINI of Escondido
Brandon continues to take such good care of us and our Cooper. He is one of the main reasons we come back to Mini vs going to a local repair facility. Great service, great communication and friendly, personable staff - everything I look for I a dealership.
Reviewed on Monday, May 04 2020 04:13:04 pm @ Google reviews.Mike Gray rated MINI of Escondido
Originally I visited Mini of Escondido to scout a specific model, but Rod won me over with his easygoing attitude and attention to detail. Instead of selling me on the flashy features of the Mini as others have done, Rod stuck to the driving experience while peppering in useful nuggets of information. After a productive test drive, the finance folks were diligent in finding a solution that matched if not exceeded my expectations. Five star customer service, five star dealer.
Reviewed on Monday, May 04 2020 04:13:04 pm @ Google reviews.Rebeca Forteza rated Mercedes-Benz of Escondido
It is with pleasure for me to recommend Mercedes Benz of Escondido for their outstanding service during my recent visit, 4/22/20. Michael Ghandy my sales consultant, once again, along with Robin Rush, my service advisor, exceeded my expectations in providing excellent customer and repair service. They always go the extra mile when it comes to listening, addressing special circumstances, and performing quality work. Their efforts along with management resulted in a positive outcome. The entire organization takes pride in having loyal customers and maintaining a reputation for responsibility and care. I appreciate your exceptional customer service, quality work, and personal care. Again, I highly recommend Michael and the entire staff, thank you for what you do!
Reviewed on Monday, May 04 2020 04:13:04 pm @ Google reviews.Kent Carruthers rated Mercedes-Benz of Escondido
Best cars, best prices, awesome Mercedes dealership!
Reviewed on Monday, May 04 2020 04:13:04 pm @ Google reviews.SummerRose English rated The Kar Place
Richard’s service was above and beyond! He personally picked me up from my house with no pressure to buy a car and I ended up driving off the lot with insurance and everything set up the same day. If you are trying to buy a car and have little to no credit I highly recommend the kar place. No questions went on answered I am so happy with getting the one I wanted as a first buyer.
Reviewed on Monday, May 04 2020 04:13:12 pm @ Google reviews.Richard Bell rated The Kar Place
My name is Devon a friend called the Kar place and he called me right back within 10 minutes. Spoke to him briefly told him my situation an he said he'd be able to help me. Came in two days later and bought my car. He was very professional, informative an knowledgeable. I highly recommend this place for business
Reviewed on Monday, May 04 2020 04:13:12 pm @ Google reviews.matt trembly rated Bloom Auto Sales
These guys are fair and real nice. Got my Subie from here and loving every moment with it. I got my registration quickly and the loan company they recommended has been top notch. The car had just had work done on it including an oil change. I'm going to send everyone I know to these guys for used cars.
Reviewed on Monday, May 04 2020 04:12:59 pm @ Google reviews.Frederick Green rated Bloom Auto Sales
Great car, great deal!!smooth transaction. Recommend 100%
Reviewed on Monday, May 04 2020 04:12:59 pm @ Google reviews.F Ranger rated Escondido Auto Super Center
I worked with David he was great. It was a no hassle experience I was able to get the car I wanted and given all the time to drive and inspect it without a dealer breathing down my neck like other places. And I did not catch the young woman’s name that did the paperwork but she was excellent and had the papers ready fast and got me out of there in no time.
Reviewed on Monday, May 04 2020 04:13:00 pm @ Google reviews.Altynay Askar rated Escondido Auto Super Center
I highly recommend if you’re looking a great car with a great price. This team is fantastic. They help you in any case :) Thanks guys for my Dream that become into reality!!!
Reviewed on Monday, May 04 2020 04:13:00 pm @ Google reviews.siwei438 . rated Mazda of Escondido
Patrick Howard is the kindest and nicest Sales Manager I ever met. He keeps our conversation and negotiation on phone clear and transparent. Upon arrival of dealership, no more negotiation were needed. He guided me thru every step of purchase and ensure we were comfortable meanwhile leaving my family room to talk. That was a efficient and comfortable buying experience and I am much appreciated to Patrick!
Reviewed on Monday, May 04 2020 04:13:06 pm @ Google reviews.Jen A. rated Mazda of Escondido
This was honestly the best car buying experience of my life! Carly, Patrick, and Kendal are a dream team that I wouldn’t hesitate to recommend! Do yourself a favor, and see them when you want to buy a Mazda! The entire process was easy and seamless. Their answers to my questions were always very clear and easy to follow, and I really felt like they cared—even after the transaction was completed. I’m sure we will be back when my parents decide to upgrade their car as well.
Reviewed on Monday, May 04 2020 04:13:06 pm @ Google reviews.Joanna Melendez rated Centre City Motors
Loving our new Dodge Ram!! We even had to bring it back for a small fix and with no questions they found the problem and fixed it! Very happy with our experience here. Thanks Raymond for hooking us up with a great truck!
Reviewed on Monday, May 04 2020 04:13:08 pm @ Google reviews.Debbie Graham rated Centre City Motors
Great place to go get a car . nice frendly people. Scot great man .good dieals
Reviewed on Monday, May 04 2020 04:13:08 pm @ Google reviews.Erin C rated Honda of Escondido
By far the easiest and most pleasant car buying experience I've ever had! I worked with Paul during the sale, and Jorge wrapped everything up. They gave me a killer deal, and Jorge even got my rate down even lower while we were doing paperwork. Everything was done electronically, which was awesome and made everything even more smooth. Paul was great to work with! Such a great sales personality, and not a pressure salesman. I will definitely return when I'm ready to make another purchase!
Reviewed on Monday, May 04 2020 04:13:07 pm @ Google reviews.Garrett Ritchey rated Honda of Escondido
Easy customer service, almost walk in and walk out with a brand new car (If you qualify ?) 10/10
Reviewed on Monday, May 04 2020 04:13:07 pm @ Google reviews.Christopher Feliciano rated BMW of Escondido
Experience was perfect. Sent message1 min before closure. Within 5 minutes responses were received with offer accepted. Purchased car next day. Very friendly and pleasant staff. The customer is well taken care of at BMW of Escondido. I drove 91 miles to get the car specification I wanted; however, the customer service experience was bonus. Thanks Peter, Pierre, and Jeannie.
Reviewed on Monday, May 04 2020 04:13:10 pm @ Google reviews.Summer Sandberg rated BMW of Escondido
Ryan at BMW of Escondido went above and beyond for me at my experience with them this past weekend. Not only locating the exact car I wanted that was somewhat difficult to come by, getting me a great deal, but also making sure I had the best experience every step of the way until I drove off the lot. We even went for a fun test drive while waiting for my car to be detailed! BMW of Escondido made me feel like it was a pleasure earning my business.
Reviewed on Monday, May 04 2020 04:13:10 pm @ Google reviews.Murray Moran rated Volvo Cars Escondido
Great staff, very friendly and welcoming. Very knowledgeable about their products. Nice selection of vehicles in their inventory. The new Volvos are pretty amazing, very nice interiors, lots of innovative technology on board, the function of which which was all explained by staff.
Reviewed on Monday, May 04 2020 04:13:11 pm @ Google reviews.Linda Thomas rated Volvo Cars Escondido
Everything was easy - drop off, registration, pick up, timeliness. The staff was extremely pleasant and friendly. I even received a followup phone call asking if everything was satisfactory.
Reviewed on Monday, May 04 2020 04:13:11 pm @ Google reviews.Karen Farley rated North County Kia
I love the speedy professional service I receive at KIA. Just purchased my second vehicle there. Mr Sutton, the finance manager and Christina in sales made my car shopping a positive experience. Victor in the service department is very professional and personable. LOVE MY KIA
Reviewed on Monday, May 04 2020 04:13:07 pm @ Google reviews.Donna Reimer rated North County Kia
Absolutely the best experience with salesman Tony Smart. Thanks Tony
Reviewed on Monday, May 04 2020 04:13:07 pm @ Google reviews.Rachel Bringleson rated Auto Advantage
Erik gave me a great price & he was super easy to work with! And it's been a great car! Loved my experience at Auto Advantage!
Reviewed on Monday, May 04 2020 04:13:03 pm @ Google reviews.Aaron Brown rated Auto Advantage
Had a great buying and trade in experience with Marc and Erik at Auto Advantage. Marc showed me the car I was looking at and had a binder ready with the Carfax and an invoice for the repairs and maintenance performed on the vehicle prior to it being put up for sale. Erik was able to offer more for my trade in than Carmax was offering which definitely helped out. Marc was awesome and worked with my budget to make a fair deal on the car that I wanted. He was also patient while I worked with my bank for 3 days to get the financing worked out. The car is a USED car and does have some rock dings in the paint and some scratches but for a used car still looks really good. I have been driving the car for 3 weeks now I think and I am very happy the way it drives and runs for being a USED car. I have been working on cars and aircraft for more than 15 years now and this is a quality used car. I have no worries about daily driving the car. Thank you Marc and Erik for the awesome car!
Reviewed on Monday, May 04 2020 04:13:03 pm @ Google reviews.luis razo rated Geiman Motors
Have bought multiple cars from this dealer and so far so good. Good customer service. Will definitely be back when looking for used car.
Reviewed on Monday, May 04 2020 04:13:05 pm @ Google reviews.Jeff Stendel rated Geiman Motors
I have been taking my cars to Geiman’s for over 20 years. I have always been very satisfied with their service and honest evaluations of what needs to be done. They are excellent mechanics at an affordable prices!
Reviewed on Monday, May 04 2020 04:13:05 pm @ Google reviews.Victoria Wolfe rated Jack Powell Chrysler Dodge Jeep Ram
I had an excellent experience with Jack Powell! They had ample stock of the vehicle I was looking for, and were super helpful once I reached out. My salesman Jonathan was fantastic, and everyone I personally encountered during my time at the dealership were friendly and welcoming! Very nice and well kept facility.
Reviewed on Monday, May 04 2020 04:13:10 pm @ Google reviews.Andy Campbell rated Jack Powell Chrysler Dodge Jeep Ram
Stacy has been the best. She has far exceeded any service consultant I've had at any dealership. Stacy kept me informed and more than anything else was an absolute pleasure to deal with. It stuck out to me on every occasion that she was pleasant, to the point and really cared for me as the customer. Not that Other consultants haven't done a good job. I just felt happy after interacting with her. Very professional. Employee of the month in my book. $$$$ Take care of her. She is the face you want representing the dealership.
Reviewed on Monday, May 04 2020 04:13:10 pm @ Google reviews.Tracy Famighetti rated Baldwin Auto Sales
We bought a car from Don Baldwin. The truck was what the ad said. The purchase was fast. Family business are my favorite way to buy. Outstanding service. I recommend Baldwin auto 5 stars!!! ?
Reviewed on Monday, May 04 2020 04:08:17 pm @ Google reviews.Greg Polk rated Baldwin Auto Sales
I bought an older Lexus here and the buying experience was very smooth w/o any annoying up-sells or surprises. Don did a nice job of getting us in and out quickly too. :)
Reviewed on Monday, May 04 2020 04:08:17 pm @ Google reviews.