Why buy here pay here San Mateo CA car dealerships is the right option?
Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here San Mateo CA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.
BHPH San Mateo CA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.
How Buy Here Pay Here San Mateo CA Works
When the bank says no to your car loan, the buy here pay here San Mateo CA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here San Mateo CA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.
Buy Here Pay Here San Mateo CA car lots – In-House Financing with Zero Down Payment
After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.
Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.
To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.
Know the Facts - Buy Here Pay Here San Mateo CA Car lots Dealership
The one thing is very true about buy here pay here San Mateo CA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.
The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.
Because these San Mateo CA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.
Buy Here Pay Here San Mateo CA – Fast Approval Low or no credit score
The buy here pay here San Mateo CA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.
Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.
BHPH San Mateo CA Dealer – Preapproval of Application
However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH San Mateo CA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.
Advice on BHPH dealership San Mateo CA
Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.
Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.
Average Credit Score to Buy a Used Car from BHPH dealer San Mateo CA
The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.
If a customer is looking to buy a used car through traditional financing in San Mateo CA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.
While buy here pay here San Mateo CA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH San Mateo CA is a great option for those who have poor bank record and bad credit score.
The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.
San Mateo CA buy here pay here Reviews
Here is what users says about San Mateo BHPH dealers listed here. You can read reviews of individual dealer at their profile page.
Dong Liang rated Europa Motorcar Company
The store owner is very professional, we had good experience
Reviewed on Monday, May 04 2020 04:36:52 pm @ Google reviews.Mostafa Hrlal rated Europa Motorcar Company
Reviewed on Monday, May 04 2020 04:36:52 pm @ Google reviews.Eric Miller rated Putnam Mazda in Burlingame
We had a remarkably easy and worry-free experience purchasing a new Mazda at Putnam very recently. Dominic was very thorough even under current circumstances of social distancing. We called in a day before inquiring about a particular spec’ed model, it was prepped for us the following morning. I was able to test drive alone (in gloves and a mask, that’s a first) to evaluate the vehicle. Following that we had a fairly accelerated process for closing the deal. Service is top notch at Putnam, having bought 3 or 4 cars previously from various different dealers. Looking forward to using Putnam’s service center because they’re highly rated and beautiful downtown Burlingame is a short walk away. The car itself is a great ride packed with modern tech features and wrapped in beautiful Mazda candy red. Gets a lot of compliments! Thank you Dominic and Putnam Mazda!
Reviewed on Monday, May 04 2020 04:36:50 pm @ Google reviews.Dave Ressler rated Putnam Mazda in Burlingame
2019 Mazda 3 We had a wonderful experience with Dominic Chang at Putnum Mazda. We were leasing the car for our son's 21st birthday to replace an old Saturn he had been driving. Dominic took me for a test drive to fully feel the Zoom-Zoom handling and the comfort that was maintained in this small car. I wanted all wheel drive safety for my son and the ability for him to drive it to Tahoe. Dominic has been more than just a sales rep, he's been reaching out to us to make sure satisfaction has continued even after the "Honeymoon". Putnam goes out of their way to make sure you are satisfied, and Dominic is a shining star.
Reviewed on Monday, May 04 2020 04:36:50 pm @ Google reviews.Jay Bounds rated Putnam Chrysler Jeep Dodge
Purchased a 2016 Jeep Wrangler JK from Scot at Putnam. They had the exact model I was looking for in stock! We made some special requests with regard to decal removal and detailing and Scot went above and beyond to ensure every detail exceeded our expectations. My daughter is thrilled with her graduation present. It's not often you can boast about a car dealership but from sales to service, Putnam and Scot will make sure you're taken care of - period!
Reviewed on Monday, May 04 2020 04:36:48 pm @ Google reviews.Deb Au-Yeung rated Putnam Chrysler Jeep Dodge
Excellent service from Jeffrey. I made an appt for an oil change for my Jeep Cherokee at 830 am and they were ready for me and had me in and out in an hour. Courteous service from start to finish. I'm definitely going to come here instead of the other dealership that is closer to my house.
Reviewed on Monday, May 04 2020 04:36:48 pm @ Google reviews.A Lopez rated Conti Auto Sales
Well knowledge staff and friendly. They treat their cars like they are their kids.
Reviewed on Monday, May 04 2020 04:36:51 pm @ Google reviews.paulo nacionales rated Conti Auto Sales
Bought my BMW 335i here, very smooth transaction. It was late in the day and the banks were closed for the loan paperwork to go through and I wasn't able to come the next day to fill everything out so they stayed a little later to accommodate me. Kept in contact with Franco for the next couple weeks to check in on the status of the loan as well as having him forward me the paperwork and extra key. Originally worried that like most dealers that once you sign the paperwork that's it and you're on your own, but that wasn't the case. Will give them my business again in the future.
Reviewed on Monday, May 04 2020 04:36:51 pm @ Google reviews.Pratyush Gupta rated Peter Pan BMW
Our journey with Peter-Pan BMW started with contacting Adam Locke about our car needs and budget. From the get-go Adam was direct and honest. He helped us find a great BMW at a fantastic price. He understood our needs and during his day-off, asked his colleague - Khalil to show us the vehicle so that we don’t lose a good deal. The best thing about Adam was that no matter how much we haggled, no matter how many questions we asked, he addressed everything in a calm and patient manner. The entire process from buying the car to after-sales experience (its been more than 4 weeks now) has been nothing short of pleasant. We highly recommend Peter-Pan BMW and especially commend Adam for providing professional service. A big shout-out to Khalil as well who offered the test-drive and made us extremely comfortable with the vehicle - it only says that Peter-Pan BMW is a special dealership with awesome service.
Reviewed on Monday, May 04 2020 04:36:45 pm @ Google reviews.Susan Kidd rated Peter Pan BMW
Edward was a great person to wade through the experience of buying a car with. He was patient with me and I never felt rushed. He listened carefully and answered all of my questions until I understood. The experience was long but he also made it exciting! Tom in Finance also walked me through the arduous process as swiftly as possible while explaining everything in detail. Thank you to both of you! I love the car!
Reviewed on Monday, May 04 2020 04:36:45 pm @ Google reviews.Laura B rated Nissan of Burlingame
Joe was just fantastic! Very professional, articulate, compassionate, and knowledgeable of differences between the cars I was looking at. It was like my father was helping me! Trusted Joe 100000+% :) Joe gave a lovely introduction to Putnam Nissan. He took me to the parts and service department, reviewed the warranty with me and made me feel complete confidence in the Rogue Sport I decided on. Before I left he showed me the complete set of features the car had, linked up my phone for me, filled the tank with gas, just an excellent experience all around. Joe is just awesome. It will be nice to see him again when I come for the scheduled maintenance check-ups. When it is time for another car, Joe will have my business. He is such a good person I took extra biz cards for my friends who are in the market for a new Nissan. Buying a car is a huge decision and I was so nervous. My experience with Joe has me beaming with joy! Still a big decision but perfectly painless. Thank you Joe for all your hand holding patience and understanding. You are a true gem! For great prices and service - seek out Joe Connelly at Nissan of Burlingame.
Reviewed on Monday, May 04 2020 04:36:47 pm @ Google reviews.Al Rod rated Nissan of Burlingame
Franfcis & Lei, Excellent and nice couple...Very happy with the all new 2020 Nissann Kicks...Congratulations!!!
Reviewed on Monday, May 04 2020 04:36:47 pm @ Google reviews.Aidan Follestad rated Tesla
Anthony D is awesome! He was so helpful throughout the whole process of buying my beautiful Model 3. The test drive experience during the quarantine was great too - they drop off a car you get to drive until the next day. Genius. The purchase process was super quick and super smooth. Thank you! I love my new car.
Reviewed on Monday, May 04 2020 04:37:00 pm @ Google reviews.Monty Griswald rated Tesla
Very nice sales staff and also support. We came by to charge our model x and get advice on changing our tires. Unfortunately they couldn’t change the tires on site, but referred us to American tires and Costco. The nice woman even helped us make the order over the phone for the tires.
Reviewed on Monday, May 04 2020 04:37:00 pm @ Google reviews.Shirish Joshi rated Volvo of Burlingame
Competent and responsive service desk staff. (That would be Crystal, in my case). Additions and changes to vehicle service done in real time while on the phone instead of 'I'll get back to you after talking with the mechanic'. That saves time and reduces back and forth calls. Car ready when promised. Forgot to wash car, they quickly took care of it at checkout. Pleased with the service. Recommended for your volvo.
Reviewed on Monday, May 04 2020 04:36:48 pm @ Google reviews.K Ercan Turkarslan rated Volvo of Burlingame
Since I was looking for an S90 with very specific options and price range, I decided to fly from Seattle to Bay Area to purchase my next car. Volvo of Burlingame had three similar vehicles available. Steven M replied to my online inquiry. He answered all my questions over the email in a timely manner. I told him that I was down to two cars and I will decide when I reach there. I flew to Bay Area Saturday morning, When I arrived at the dealership both cars were ready waiting for me for test drive. During the test drive, I was really impressed with Steven's knowledge on tech details. He presented all features of the car well. It is hard to find an auto sales rep with deep knowledge of their cars these days. After the test drive, I made my decision. Steven provided me the numbers. The car was priced right, so I didn't negotiate. Since I was going to drive back to Seattle that day, Steven streamlined everything. I was not pressured to buy an extended warranty, paint protection etc. Everything was handled smoothly. After I left the dealership, Steven checked how I am doing on the road to Seattle. He was not focusing on just finishing another transaction. He was making sure I am satisfied with my car and safely reached my destination :) I really appreciated buying a car from Volvo of Burlingame. Steven M and everyone helping him with this purchase made it very easy and pleasant experience for me. Yes, they are located 800+ miles away. But probably, I will check with Steven first before I buy another vehicle. Considering how I was treated and what I bought for the amount I paid, it was worth it :)
Reviewed on Monday, May 04 2020 04:36:48 pm @ Google reviews.Sara Yin rated Ocean Honda of Burlingame
Service manager Lisa and her team are very professional and helpful. The precious thing is they listen and communicate effectively, solve the problems promptly. 5 star service centre. The best service and skills.
Reviewed on Monday, May 04 2020 04:36:49 pm @ Google reviews.Chris Productions rated Ocean Honda of Burlingame
Nice cars
Reviewed on Monday, May 04 2020 04:36:49 pm @ Google reviews.Zachary Westbrook rated Shift.com
Wanted to sell my car, found Shift after the dealer didn’t mark my trade where I wanted. Was convenient, easily scheduled. Prelim offer via web, the. inspection and offer completed in 30 min at my house. Paperwork was done within an hour. Extremely fair offer and they drove the car off. No hassle service. It was a fantastic experience. 10/10 would do again.
Reviewed on Sunday, May 03 2020 02:17:52 am @ Google reviews.David McKinnon rated Shift.com
I was very fortunate to have Jenny show me a vehicle. Jenny is the best! I noticed her strong business intelligence and professional etiquette immediately. Jenny is class act and truly a breath of fresh air. Very easy to get along with and a sweetest too. I look forward to working with Jenny. Best regards, David P. McKinnon
Reviewed on Sunday, May 03 2020 02:17:53 am @ Google reviews.Manuel Chavez rated Boardwalk Auto Mall
The best dealer at the Bay Area
Reviewed on Monday, May 04 2020 04:36:57 pm @ Google reviews.Michael Canning rated Boardwalk Auto Mall
Boardwalk auto has always treated my families cars with top notch services since the 80's. I wouldn't take my vehicles anywhere else. I highly recomend this dealership for any of the vehicle makes they service. Keep up the exceptional work boardwalk family!
Reviewed on Monday, May 04 2020 04:36:57 pm @ Google reviews.Billy Hackenson rated Audi Burlingame Sales
I've had great experiences here both with service and leasing a vehicle. The entire team is customer service driven and I've always felt like I'm a valued customer. Richie in Service has made sure everything is taken care of and that I can get in a loaner or driven to work. Also want to thank Rudy & Emma in online sales for the quick help as well as Joshua in finance and Teresa up front. They all made the process as seamless as possible...and actually as fun as car buying can be.
Reviewed on Monday, May 04 2020 04:36:53 pm @ Google reviews.Amber Marie rated Audi Burlingame Sales
Howard took great care of me as soon as I arrived at the dealership. I had one specific Audi in mind from their website and there was no pressure from Howard to persuade me into purchasing a more expensive vehicle. Quality service from him and Mariah!
Reviewed on Monday, May 04 2020 04:36:53 pm @ Google reviews.Becky Caselli rated Toyota 101
I couldn't have asked for a better car buying experience. Nauroze was able to get me everything I asked for in a car. He was polite , professional and very knowledgeable. He made me feel at ease in what can be a stressful situation for me. Everyone at Toyota 101 were terrific. I will definitely come back.
Reviewed on Monday, May 04 2020 04:37:04 pm @ Google reviews.Christy Wong rated Toyota 101
Had a great car buying experience with Mark Galvante. He was very helpful and detailed in helping me get a car within my price range. Definitely, try to get this guy to help you if you are planning to buy a car. Could not have asked for a better experience.
Reviewed on Monday, May 04 2020 04:37:04 pm @ Google reviews.Andrew Ivanov rated Putnam Chevrolet
All I can say about Anthony Martin is wow. He went above and beyond the call of duty. He stayed late for two consecutive nights to make sure I got the perfect Bolt. He was dilligent, professional and extremely easy to deal with. I made sure to post reviews of Anthony on Yelp, Reddit and YouTube. Thanks Anthony, Jeries and Dean!
Reviewed on Monday, May 04 2020 04:36:50 pm @ Google reviews.Amy Morton rated Putnam Chevrolet
Everyone at Putnam Chevrolet was beyond accommodating during these difficult times! If your lease is up and you are apprehensive about the process of getting a new one...Don’t be! It was streamlined and efficient!
Reviewed on Monday, May 04 2020 04:36:50 pm @ Google reviews.Tom rated Select Motors
I bought a 2015 Alpina BMW from these guys. The car was absolutely pristine with 30,000 miles on it. I felt like i had gotten a brand new car for half the price. The guys there are foreigners and not really willing to haggle on price because the pricing is already excellent. I would not worry too much about their manners. They are just matter of fact and direct. I always check out their inventory because they get some really nice cars. I will buy from them again
Reviewed on Monday, May 04 2020 04:36:43 pm @ Google reviews.Barry Cook rated Select Motors
I searched for the car the year the milage and price range. I also knew the features I wanted. So when I read some of the reviewsi realized many of these people were shopping but not necessarily looking for something in particular. Horatrio knows his cars, loves cars and makes a living finding specific types of cars. He handled his business with me like a pro. He isn't necessarily your friendly stop by and drive a all my high end cars and leave. He doesn't play that game. He sells high end, high tech, high quality automobiles. And yes you may find your car a grand or so cheaper. But if you know what you're looking for this is where to go to! Select Motors I'll be back again for sure!
Reviewed on Monday, May 04 2020 04:36:44 pm @ Google reviews.James L. Richard II rated Trax Auto Wholesale Inc
What makes Trax Auto Wholesale a paramount business is its manager, Manny, and it's co-manager, Carlos. Manny is knowledgeable in all aspects of automobile specifics. His familiarity with makes, models, automotive engineering, and the gamut of automobile related areas is comprehensive. In other words, Manny knows his stuff. Furthermore, he is personable, polite, and willing to serve the customer without the hard-sell associated with this type of entity. If you're looking for a used car, give Manny a call, or pay him a visit, and employ Trax Auto Wholesale for your used car needs
Reviewed on Monday, May 04 2020 04:36:44 pm @ Google reviews.Elaheh Berenji rated Trax Auto Wholesale Inc
purchase this beautiful C250 from Trax Auto Wholesale Inc for a great price. Carlos was a professional took his time and explained all my options for financing. I would highly recommend Thank you guys very happy with my purchase
Reviewed on Monday, May 04 2020 04:36:44 pm @ Google reviews.Joe Spittle rated Veracom Ford
ill go ahead and give it 5 stars to boost their morale. Looked at their website before buying a FiST, they still have 2017's listed on their lot lmaoooooooo
Reviewed on Monday, May 04 2020 04:36:46 pm @ Google reviews.Scott Shawver rated Veracom Ford
My experience with Veracom Ford has been consistently excellent. I had been researching used cars for a few weeks and had driven all over the Bay Area into the east bay, up to Marin County, and down in Santa Clara. After a holiday weekend I started over ( discouraged ) and was pleased to find a new listing more close to home here in San Mateo. This proved to be most fortunate. Immediately it was significantly and substantially different from all the other dealerships I had visited. I was totally impressed with the culture of integrity throughout. I liked that the staff were very knowledgeable, forthright, and collaborative. They clearly respect and support each other, which felt great to see. The service department manager, Harry, was straightforward and sincere ( SO refreshing ) and Phillip, the gentleman leading the sales team, has been exemplary because of his consistent integrity then and since. Now, two years later, and after several follow-up interactions, I am posting this. I recommend Veracom Ford highly, as my experience has been deeply satisfying without exception. I’m grateful I came across them and will most likely never go anywhere else.
Reviewed on Monday, May 04 2020 04:36:46 pm @ Google reviews.