Top 8 Buy Here Pay Here Dealers in Rancho Cucamonga CA

Looking for a used car dealer in Rancho Cucamonga CA but your credit is in bad shape?

Connect with top 8 buy here pay here Rancho Cucamonga CA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Rancho Cucamonga's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Rancho Cucamonga CA

  • California Auto Finance Group, CA

  • Alfa Romeo of Ontario, CA

  • Don’s Auto Center, CA

  • Metro Auto Loan, CA

  • Mountain View Chevrolet, Inc., CA

  • Have you ever considered buy here pay here Rancho Cucamonga CA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Rancho Cucamonga CA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Rancho Cucamonga buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Rancho Cucamonga dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Rancho Cucamonga. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.


  • Variety Auto Sales, CA

  • Dan’s Truck & Auto Dismantling Inc., CA

  • Why buy here pay here Rancho Cucamonga CA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Rancho Cucamonga CA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Rancho Cucamonga CA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Rancho Cucamonga CA Works

    When the bank says no to your car loan, the buy here pay here Rancho Cucamonga CA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Rancho Cucamonga CA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Rancho Cucamonga CA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Rancho Cucamonga CA Car lots Dealership

    The one thing is very true about buy here pay here Rancho Cucamonga CA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Rancho Cucamonga CA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Rancho Cucamonga CA – Fast Approval Low or no credit score

    The buy here pay here Rancho Cucamonga CA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Rancho Cucamonga CA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Rancho Cucamonga CA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Rancho Cucamonga CA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Rancho Cucamonga CA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Rancho Cucamonga CA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Rancho Cucamonga CA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Rancho Cucamonga CA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Rancho Cucamonga CA buy here pay here Reviews

    Here is what users says about Rancho Cucamonga BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Rancho Cucamonga dealer review by John Erving

      John Erving rated California Auto Finance Group

      Highly recommend this dealership if your looking for a reliable and great priced vehicle I literally showed up picked the truck I wanted test drove it and went home with my new vehicle super easy will definitely be coming back for future vehicle purchases.

    2. buy here pay here Rancho Cucamonga dealer review by will crutchley

      will crutchley rated California Auto Finance Group

      Fred was very helpful and worked with me to buy my truck. I had an easy experience buying my first vehicle. I would do business with them again.

    3. buy here pay here Rancho Cucamonga dealer review by Matt Maccallum

      Matt Maccallum rated Alfa Romeo of Ontario

      Who likes buying new cars. I hate it with a passion!!! Until now. I just bought a Stelveo, with help from Gary and Jay. I have purchased a lot of cars over the years and this is the first time I will gladly go back to the dealership. Gary is top notch. He is knowledgeable, which you would expect, but his "down to earth" low pressure approach was exactly what is takes to sell me a car. These cars kinda sell themselves, but take one step in the showroom and you'll understand. Highly appreciate and recommend these guys!!!

    4. buy here pay here Rancho Cucamonga dealer review by Dean Cullum

      Dean Cullum rated Alfa Romeo of Ontario

      Stopped in to buy all weather mats for my Giulia and talk to service manager about my complimentary first service. Was warmly greeted by Dave one of the service managers. He assured me they would be happy to take care of that service even though I did not purchase the car from them. They also had the mats in stock so I was able to install them before the rain. I have purchased two Fiat 500 from this store in the past and have always had great service. Looking forward to doing business with them in the near future.

    5. buy here pay here Rancho Cucamonga dealer review by Jennifer Tucker

      Jennifer Tucker rated Don’s Auto Center

      Red & Jimmy really took car of me!! Went in looking for a car for my daughter & son-n-law & got a great deal on a Chevy with really low payments!!! The security system issue the first hour we got the car and Jimmy was there within 15 minutes With a co worker to the rescue!! Really he is the best!!! Everything is great & my daughter couldn’t be happier !! I would definitely recommend buying from them!! Red was very kind walked us through all the paperwork.. This was truly a quick & easy purchase... thank you red & jimmy!! Will be seeing you again ?

    6. buy here pay here Rancho Cucamonga dealer review by Ahron Moshe Karo

      Ahron Moshe Karo rated Don’s Auto Center

      Auto cars dump trucks cargo van SUV bucket truck box truck and more thing's

    7. buy here pay here Rancho Cucamonga dealer review by Grace Rubio

      Grace Rubio rated Metro Auto Loan

      Was looking to get a new car and walked came upon the lot not even intending on buying today and walked off extremely happy. When I arrived I got a friendly meeting from Ray who had just the car for me! We took it on a drive and me and my Dad were sold! Everyone always dreads the long buying process you have to go threw when getting a car but with Ray it only took moments to get us a good deal. I definitely recommend metro auto loan!

    8. buy here pay here Rancho Cucamonga dealer review by Jimmy Nevarez

      Jimmy Nevarez rated Metro Auto Loan

      Always a buyer in the past from “big” dealerships, I was skeptical at first of going with a smaller outfit, but was delightfully surprised with my decision to check out MAL. Not only did they pack in a lot of great late model quality inventory into their lot, but they were also honest and priced lower than I expected, probably a result of having lower overhead than those mega-dealerships. Very satisfied with the entire process! William was a great sales person and very accommodating to the many questions I asked along the way about the vehicles I wanted to check out!

    9. buy here pay here Rancho Cucamonga dealer review by Ayoojoeel _

      Ayoojoeel _ rated Mountain View Chevrolet, Inc.

      I got my first car here and I couldn’t have been more satisfied with the whole experience. I’ve been to other dealership and I felt pressured when just even looking around. Here I was given all the time I needed to look around and space and decision into purchasing the car. The staff here gave me great customer service. The whole experience here was good and nothing bad about it. I will definitely recommend anyone if they are looking for a car to come here. Thank you for the awesome memorable experience Chevy!

    10. buy here pay here Rancho Cucamonga dealer review by Jorge Pizarro

      Jorge Pizarro rated Mountain View Chevrolet, Inc.

      Great experience, my car was serviced in 2 hrs (no appointment) and problem solved. I don't care if I have to drive 10 extra minutes to get my cars serviced here. Great job! Ed Johnson (advisor) was super friendly and professional, was great to meet the tech who was servicing my car and provided a full report on what's was done on my car

    11. buy here pay here Rancho Cucamonga dealer review by Lauro Aguila

      Lauro Aguila rated A&K AUTO SALES

      Bought a Lexus 3 years ago supper helpfull we had credit issues worked with us all the way till we got financed I have had no issues with the car one of the best used cars I have ever owned and the staff of A&K every friendly and helpful Fernando was great thank you

    12. buy here pay here Rancho Cucamonga dealer review by alex juarez

      alex juarez rated A&K AUTO SALES

      Found my car quick and easy !! Love my car from A and K !!

    13. buy here pay here Rancho Cucamonga dealer review by Kacey Price

      Kacey Price rated Variety Auto Sales

      I love this place! Sam is such a great help! The father and son Big Rick and Little Rick as I call them lol are always so funny and so helpful. I recently got into a car accident and they were really concerned about me and my kids. Most dealerships don’t care. It’s more than just a car and money here. They make all there customers happy me being one of them! Thanks guys

    14. buy here pay here Rancho Cucamonga dealer review by daniel simaan

      daniel simaan rated Variety Auto Sales

      Great Affordable cars, GREAT CUSTOMER SERVICE! Bought a 2015 civic and I love it!

    15. buy here pay here Rancho Cucamonga dealer review by Jason Ornelas

      Jason Ornelas rated Dan’s Truck & Auto Dismantling Inc.

      Ok lets get one thing out of the way the people giving 1 to 2 star reviews think they deserve more. They think you should have to pay them for getting their car towed or you should give them money for bad customer service. I have seen multiple people working here who have passion and work day and night for this. They deal with you people who are so self centered you believe you deserve it all.

    16. buy here pay here Rancho Cucamonga dealer review by Javier Rodriguez

      Javier Rodriguez rated Dan’s Truck & Auto Dismantling Inc.

      Customer Service is a strong point at this place. I can't speak to anyone else's experience, but if you need to get back on the road, and they have the parts, I wouldn't go anywhere else. Maybe the folks who reviewed earlier asked for something like an ashtray or a sun visor? They won't look for some of the smaller stuff, but I go to Pick a part for that, anyway. Hopefully, I won't need them again anytime soon, but when I do, I won't hesitate to go back.

    BHPH Rancho Cucamonga CA dealer

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