Top 18 Buy Here Pay Here Dealers in Bakersfield CA

Looking for a used car dealer in Bakersfield CA but your credit is in bad shape?

Connect with top 18 buy here pay here Bakersfield CA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Bakersfield's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Bakersfield CA


  • DriveTime Used Cars, CA

  • Motor City Buick GMC, CA

  • AutoPlanet SuperStore, CA

  • His Rosedale Auto Sales, CA

  • Have you ever considered buy here pay here Bakersfield CA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Bakersfield CA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Bakersfield buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Bakersfield dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Bakersfield. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • First Car, CA

  • Approved Autos, CA

  • Motor City Auto Center, CA

  • Limited Motors, CA

  • Downtown Auto Sales, CA

  • Did you know? These BHPH Bakersfield CA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Bakersfield dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • CarMax, CA

  • First Choice Auto Sales, CA

  • Ez Deal Auto Sales, CA

  • Los Reyes Auto Sales & Repair, CA

  • Catanos Auto Sales & Repair Inc., CA

  • The phrase buy here pay here Bakersfield CA car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Bakersfield Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • A1 Auto Sales & Loan, CA

  • Aloha Auto Sales, CA

  • Aloha Auto Sales, CA

  • Why buy here pay here Bakersfield CA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Bakersfield CA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Bakersfield CA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Bakersfield CA Works

    When the bank says no to your car loan, the buy here pay here Bakersfield CA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Bakersfield CA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Bakersfield CA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Bakersfield CA Car lots Dealership

    The one thing is very true about buy here pay here Bakersfield CA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Bakersfield CA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Bakersfield CA – Fast Approval Low or no credit score

    The buy here pay here Bakersfield CA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Bakersfield CA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Bakersfield CA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Bakersfield CA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Bakersfield CA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Bakersfield CA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Bakersfield CA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Bakersfield CA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Bakersfield CA buy here pay here Reviews

    Here is what users says about Bakersfield BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Bakersfield dealer review by Brad Kral

      Brad Kral rated DEAL TIME AUTO SALES

      Jose was amazing!! We got a car same day and they worked with us, they were patient and kind. I'm so happy in my new car, and they offered us an amazing deal that we couldn't pass up. Thank you deal time and thank u jose!

    2. buy here pay here Bakersfield dealer review by Max Santiago

      Max Santiago rated DEAL TIME AUTO SALES

      Great service and great option of vehicles to choose from. Got me approved even though I was working with not the best credit and little money down. Thanks for my new car!

    3. buy here pay here Bakersfield dealer review by Sonia Andrade

      Sonia Andrade rated DriveTime Used Cars

      I just want to say that Matt my sales person was extremely helpful in every way. He guided me through my car purchase from the beginning to the end. Also his manager Ryan. They took care of me and I'm very grateful for both of them. I'm totally going to recommend them to all my family and friends. Thank you Drive Time for all your help!! :)

    4. buy here pay here Bakersfield dealer review by Darrius Harper

      Darrius Harper rated DriveTime Used Cars

      Came From New York To California And Needed A Great Car And Hurd About this Place DriveTime And The Process was fun easy and Thanks To Marcus Dillard and the rest of the crew Good job team

    5. buy here pay here Bakersfield dealer review by Hasnain Mandviwala

      Hasnain Mandviwala rated Motor City Buick GMC

      Service center staff is quick and professional. All service professionals are helpful and keep you informed of the progress. Not only that, they are always honest and explain the pros and cons of everything. Also save you money by helping you identify the best coupons to apply to the job! You pay a little bit more than your cheapest mechanic but the professionalism and GMC trained work compensates to save you time and money (total cost of ownership) over the long run.

    6. buy here pay here Bakersfield dealer review by Darr Hawthorne

      Darr Hawthorne rated Motor City Buick GMC

      I've been looking for this Canyon truck color for the last 30 days, Motor City had two available and during the GM Strike. I tried the Chevy dealers and other GMC dealers, but the safe colors (black, gray, graphite and white) were everywhere. Very pleased with the transaction, Anthony Cisneros walked me through every step, great guy and a great positive attitude. I highly recommend Motor City GMC.

    7. buy here pay here Bakersfield dealer review by Christina Alvarez

      Christina Alvarez rated AutoPlanet SuperStore

      Highly recommend this place! Javier Lara helped me get into the car I wanted! After being turned down twice by other dealerships due to not having good credit, Auto Planet was able to get me into this beautiful car. I was skeptical about driving 2 hours and getting turned down a 3rd time. But the day before, Javier had assured me they work with people with bad credit. Thank you for taking care of us!

    8. buy here pay here Bakersfield dealer review by Afton Alviso

      Afton Alviso rated AutoPlanet SuperStore

      Alex was the best! He was very helpful and wasn’t pushy like some salesmen are! He was very patient with me and answered my questions and explained everything in depth for me. Thanks to him I got a beautiful Honda! Very, very satisfied with their service! Very easy process to go through! Would definitely recommend to someone else!

    9. buy here pay here Bakersfield dealer review by Sovie Cruz

      Sovie Cruz rated His Rosedale Auto Sales

      This Patty, I’m posting my review from my daughters phone, having some issues with mine. Sold my truck on consignment here. Leon was super professional and just the nicest person you’ll ever meet. I highly recommend His Rosedale Auto Sales.

    10. buy here pay here Bakersfield dealer review by Jazzmine Perkins

      Jazzmine Perkins rated His Rosedale Auto Sales

      The owner Leon is awesome! I had bad credit and they worked with me. They have excellent customer service and really care about your needs and finding you the perfect care.

    11. buy here pay here Bakersfield dealer review by fernifotowork

      fernifotowork rated First Car

      Mike L has always been a great and professional businessman who will always work things around with clients... I purchased my truck last 2016 now with 235k miles on it and still goin!... Thanks to your awesome staff very friendly.

    12. buy here pay here Bakersfield dealer review by Lucas Williams

      Lucas Williams rated First Car

      We have gotten 2 cars over the years from 1st Car they are great cars and really affordable. Ask for Mike Leinius he's the best and can get you a really nice dependable car that you can afford. Mike made us very happy we love our cars we gotten from First Car?

    13. buy here pay here Bakersfield dealer review by denise juarez

      denise juarez rated Approved Autos

      An honest car salesman is hard to find! Jim is one of the best. He creates loyal and return customers. He listens to your wants and needs and doesn't give you the run around! He will find the best deal for you!!! No haggling and he doesn't waste your time!! We have purchased multiple cars from him!

    14. buy here pay here Bakersfield dealer review by James Stewart

      James Stewart rated Approved Autos

      Me and my family have bought numerous cars from this buisness. Jim is a great and honest salesman. More so like a friend because he makes you feel real comfortable when you are there. Not like other places where you're feeling pressured to have to make a deal.

    15. buy here pay here Bakersfield dealer review by Becky DeSmet

      Becky DeSmet rated Motor City Auto Center

      My dream car! 2017 Buick Lacrosse. Motor City GMC Buick of Bakersfield is #1 in California & #4 in the country. I had the best customer service experience that you could possibly imagine and it totally exceeded my expectations! Their website is awesome, their staff is awesome, their dealership buildings are pristine. Seriously it was like the Kobe beef of steak... better than filet mignon! Thank you Nick Vallejo, Motor City is lucky to have you! Thank you to the buyer @ Motor City for providing the car I was looking for. For those of you that know me... you know I do my research in great detail. I am pretty particular and have high expectations. For these people to exceed my expectations is saying a lot! We all had masks on. Crazy times, but I have a reliable ride to work again! I appreciate a business that builds relationships with their customers! I was raised in a family business and customer service was EVERYTHING when I was growing up. I'm glad to tell you old fashioned customer service exists in spades at this dealership! Details: Less than 11,000 miles, original factory warranty, Certified Pre-Owned Warranty, Bose Stereo System...the original window sticker is one of the images. 3.6L V6 DI, 8-Speed Automatic, Bose Centerpoint Premium 11-Speaker Surround Sound, Brake assist, Driver Confidence Package # 1, Exterior Parking Camera Rear, Four wheel independent suspension, Front dual zone A/C, Front fog lights, Fully automatic headlights, Heated door mirrors, Heated front seats, Navigation System, Panic alarm, Power door mirrors, Power driver seat, Power windows, Preferred Equipment Group 1SL, Radio: Buick IntelliLink AM/FM Stereo w/Navigation, Rear Cross-Traffic Alert, Rear Parking Sensors, Remote keyless entry, Side Blind Zone Alert w/Lane Change Alert, Sights & Sounds Package, SiriusXM Satellite Radio, Speed-sensing steering, Steering wheel mounted audio controls. 8-Speed Automatic 21/31 City/Highway MPG. The bottom line for anyone that read this far, Originally $42K bought today for $23K including all fees and financing. Wow!

    16. buy here pay here Bakersfield dealer review by Tony Peeks Collier

      Tony Peeks Collier rated Motor City Auto Center

      Bought my car here, great place, and friendly customer service. Thank you for the car that I wanted and , at a even better price than expected. I will definitely be coming back for all of my car services. My next vehicle undoubtedly will be from motor city.

    17. buy here pay here Bakersfield dealer review by Alex Carbajal

      Alex Carbajal rated Limited Motors

      Have such a wonderful and blessed experience with some amazing people especially Santiago and his staff was they where very tentive and caring and cool and understanding and they help my son get his car of his choice thank you so much limited motors for your service I recommend every yo come

    18. buy here pay here Bakersfield dealer review by Mike Villa

      Mike Villa rated Limited Motors

      Limited Motors helped me find the perfect 2011 BMW 135i. The salesman, Jony, was extremely helpful and helped me find the right price for the vehicle. Thank you Jonknee and Limited Motors for helping me find the right car. Definitely coming here again for my next car!!!

    19. buy here pay here Bakersfield dealer review by Juan Otero

      Juan Otero rated Downtown Auto Sales

      Good people here.. Great Deals Thank you

    20. buy here pay here Bakersfield dealer review by Michael Favors

      Michael Favors rated Downtown Auto Sales

      Best Dealership in California

    21. buy here pay here Bakersfield dealer review by Scottimus Coffield

      Scottimus Coffield rated CarMax

      This whole process has been absolutely one of the best experiences of my life. The transparency and sincerity of Trinity from the initial phone call to the handing over of the keys has been nothing short of spectacular. The CarMax business plan works and you can see it in its sales staff. Not only had I got the vehicle I wanted at the price I can afford I was taken threw the process step by step by step with NOTHING hidden or shady back of the store rumblings so prevalent in the used car industry. Trinity and Bethany were totally and unequivocally professional, honest, sincere, funny and inviting. I would recommend both CarMax and Trinity to anyone of you looking for a fully certified and inspected vehicle. You guys are the best! Thank you CarMax and thank you Trinity!

    22. buy here pay here Bakersfield dealer review by Nicolas Espinoza

      Nicolas Espinoza rated CarMax

      It was such a great experience. Our sales representative Robby Harris was very helpful and answered all of our questions. It was such a great experience I have let my friends and family know about it. Car Max you are great! Thanks for the great experience Robby!

    23. buy here pay here Bakersfield dealer review by Christina Huerta

      Christina Huerta rated First Choice Auto Sales

      The owner here is very considerate. He tries helping people as much as possible. I would recommend it to everyone

    24. buy here pay here Bakersfield dealer review by e alva

      e alva rated First Choice Auto Sales

      Good customer service

    25. buy here pay here Bakersfield dealer review by Angie Marquez

      Angie Marquez rated Ez Deal Auto Sales

      Very caring salesman. Pleasant experience.

    26. buy here pay here Bakersfield dealer review by ahmed abdelaal

      ahmed abdelaal rated Ez Deal Auto Sales

      Easiest dealership you can buy from I can guarantee that! No interest ever. I have not seen any local dealership offer that. There is no credit check and they do not even ask for proof of income. If you have the right down payment your leave in a car that's how easy it is!

    27. buy here pay here Bakersfield dealer review by Kristie Sherman

      Kristie Sherman rated Los Reyes Auto Sales & Repair

      I have bought one minivan then payed that one off n bought another one out right the same time I didn't have any complications love loss Reyes n guess what I'm headed back ur way sat morning hope u still have that white mini van the Dodge looking forward to it see u then...

    28. buy here pay here Bakersfield dealer review by Maria Blanco

      Maria Blanco rated Los Reyes Auto Sales & Repair

      Thank you fr helping my daughter getting her car you guys were awsome i would recommend this place for your next car everything is very well explained their communication is awsome thanks again guys my next car will be with you guys????

    29. buy here pay here Bakersfield dealer review by paul tolomei

      paul tolomei rated Catanos Auto Sales & Repair Inc.

      Great people. Easy to deal with and very professional. Went above and beyond for me. I'm a very satisfied customer.Thanks guys.

    30. buy here pay here Bakersfield dealer review by mr Evans

      mr Evans rated Catanos Auto Sales & Repair Inc.

      why are you closed im having trouble dropping off my payment came by 4 days in a row all locked up

    31. buy here pay here Bakersfield dealer review by Phil Johnson

      Phil Johnson rated A1 Auto Sales & Loan

      Best Shop Team in Bakersfield, You owe it to yourself to be pampered with the Pros at G&G. They do a stellar job of a quick turn around service, not to be confused with drive through service. Give them a courtesy call in advance to schedule a quick Turn Around if neccessary.. Lastly they are very generous with their coupons, keep this in mind, we are all financially strapped thes days.. Five Stars for this Team!

    32. buy here pay here Bakersfield dealer review by Phoenix Moon

      Phoenix Moon rated A1 Auto Sales & Loan

      I bought an 07 Honda Civic in March from Pilar and he was absolutely amazing. It was my first time buying a car with a loan and they made sure I was perfectly taken care of and aware of everything I needed to know having a new car. I have a great payment plan, a great car and I know if I ever have any questions I can always go back and they will help. Thank you to every at A1, you all were amazing!

    33. buy here pay here Bakersfield dealer review by Sheri R

      Sheri R rated Aloha Auto Sales

      My sister and I both bought Toyota Camrys the same day. She paid hers off and got a bigger family car. I bought mine over 2 years ago paid off and the only issue I have had was the window cleaner reservoir cracked lol.. Enoch is pretty darn awesome and cares about the customers. Im thinking of an uprade??

    34. buy here pay here Bakersfield dealer review by Fred Brooker

      Fred Brooker rated Aloha Auto Sales

      Oh my!!!! I just purchased a beautiful Lexus from Aloha. Car is like new and runs like a dream. So happy I purchased from here. Dont hesitate. Come and see Ed. He will fix you up

    BHPH Bakersfield CA dealer

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