Top 16 Buy Here Pay Here Dealers in Victorville CA

Looking for a used car dealer in Victorville CA but your credit is in bad shape?

Connect with top 16 buy here pay here Victorville CA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Victorville's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Victorville CA

  • Genesis of Victorville, CA

  • Family Auto Sales, CA

  • Magic Auto & Truck Sales, CA

  • Victorville Hyundai, CA

  • Valley Hi Toyota, CA

  • Have you ever considered buy here pay here Victorville CA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Victorville CA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Victorville buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Victorville dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Victorville. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Meza Auto Sales, CA


  • Victorville Cadillac, CA

  • Greiner Buick GMC, CA

  • All Pro Enterprises, CA

  • Did you know? These BHPH Victorville CA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Victorville dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • A J’s Auto Center, CA

  • Miracle Motor Cars Inc., CA

  • Victorville Motors, CA

  • Eagle Motors of Victorville, CA

  • Elite Motors, CA

  • The phrase buy here pay here Victorville CA car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Victorville Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Premier Auto Motors, CA

  • Why buy here pay here Victorville CA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Victorville CA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Victorville CA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Victorville CA Works

    When the bank says no to your car loan, the buy here pay here Victorville CA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Victorville CA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Victorville CA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Victorville CA Car lots Dealership

    The one thing is very true about buy here pay here Victorville CA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Victorville CA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Victorville CA – Fast Approval Low or no credit score

    The buy here pay here Victorville CA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Victorville CA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Victorville CA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Victorville CA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Victorville CA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Victorville CA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Victorville CA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Victorville CA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Victorville CA buy here pay here Reviews

    Here is what users says about Victorville BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Victorville dealer review by Heath Randolph

      Heath Randolph rated Genesis of Victorville

      I was referred here by a coworker and told to speak with Dwight. When I got here I asked for Dwight who presented himself right away. Dwight was very helpful and patient considering I was undecided about what car to get. I finally made my choice with his help. Very professional staff. I highly recommend coming here. They also helped me with the financing portion and insurance. Great place to buy a car.

    2. buy here pay here Victorville dealer review by Charlene Jones

      Charlene Jones rated Genesis of Victorville

      This was the best dealership experience IVE EVER HAD! Been looking for a car for a while now and my credit is bad so no one has been able to find a bank to finance me. Came here and Dwight was nice & polite and reassured me I’ll be walking out with a vehicle that same day and I did!! He and Ruth were nice and extremely helpful, I would recommend them to ANYONE! ?

    3. buy here pay here Victorville dealer review by alyssa humphrey

      alyssa humphrey rated Family Auto Sales

      My husband and I made an 1 1/2 hour drive to Family Auto Sales because they have the best prices and immaculate vehicles. Daniel, our salesman, was great with helping us get the SUV we wanted and we didn’t feel we were being rushed or pushed to spend our money. I HIGHLY recommend coming here weather you have good or bad credit. THEY REALLY WORK WITH YOU!

    4. buy here pay here Victorville dealer review by Edward Simms

      Edward Simms rated Family Auto Sales

      I love this place. Ask for Matt.

    5. buy here pay here Victorville dealer review by christian gomez-allen

      christian gomez-allen rated Magic Auto & Truck Sales

      Would definitely recommend. The entire establishment is clean and nice. Staff was very personable and friendly and Gilbert really worked to get me the best possible deal. I was a first time buyer but will definitely be returning for any future purchases.

    6. buy here pay here Victorville dealer review by Michael Tabb

      Michael Tabb rated Magic Auto & Truck Sales

      Hello everyone 1 had a fantastic experience here. We just bought 2014 ford explorer today and couldnt be more happy the car is super clean and runs amazing. The owner rob and his employees were really friendly and made us feel very comfortable. They went above and beyond to make us satisfied and extremely happy customers. If there is any time you want to get a car definitely go here first! Thanks again Rob

    7. buy here pay here Victorville dealer review by Randall Berkeley

      Randall Berkeley rated Victorville Hyundai

      The staff at Victorville Hyundai were really great to deal with. They negotiated fairly, and did not pressure us to buy unnecessary upgrades. We are very satisfied with our experience. I can definitely recommend them

    8. buy here pay here Victorville dealer review by Stuart Stackelhouse

      Stuart Stackelhouse rated Victorville Hyundai

      I brought my Hyundai Tucson into the dealership to get it fixed. There were a handful of minor issues. The service department was good about responding to my concerns. When I went to pick up my car it seemed like there may have been a bit of miscommunication. I got in touch with the service department manager, Robert. Robert was OUTSTANDING!!! By the way he spoke to me, it was obvious he was genuinely concerned about my experience and satisfaction with the service department. I feel that he went above and beyond to ensure that my car and I were taken care of properly. Having purchased a number of cars from this dealership and being very satisfied with the sales team, it was nice to see the service team also doing their part to make things right. They brought my car back to the dealership and were able to make additional necessary repairs that were under warranty. Robert and the service department did an outstanding job ensuring my satisfaction and continued business. Thank you all. I will be back for future car purchases for myself and my son.

    9. buy here pay here Victorville dealer review by Sean E. Zullo

      Sean E. Zullo rated Valley Hi Toyota

      Went to Valley Hi Toyota for service on my mother’s Toyota Tundra. We were assisted by Luis Vegar in the Service Department. What a pleasure to deal with him. He was extremely professional and friendly, and even though we decided not to have the work done, his attitude and assistance was first rate. What a great work culture. I would not hesitate in coming back to Valley Hi Toyota!

    10. buy here pay here Victorville dealer review by Robert

      Robert rated Valley Hi Toyota

      I was quoted by Jesus at parts counter for ATF fluid, hes a good guy and straight to the point. Arturo Ayala handled the sale, he was nice and took care of me. Small things go a long ways.

    11. buy here pay here Victorville dealer review by Sandra Guzman

      Sandra Guzman rated Meza Auto Sales

      I had a wonderful experience with Allen, Carlos and Daniel. I was looking for a hybrid that was reliable and clean. They let me review a variety of options and there was zero pressure at all. Their laid back approach and complete transparency was great. A waited a few days to make my decision and they were patient and accommodating the whole time. They even helped get a better deal and way better coverage on my car insurance! I definitely recommend them!!!

    12. buy here pay here Victorville dealer review by Angela Mithers

      Angela Mithers rated Meza Auto Sales

      This was the best car buying experience I have ever been through, !!! Alan and his family worked hard to make me happy and satisfied with payment and went above and beyond what was expected of them. This is coming from a single mother with bad credit history. They made it happen!! I Love my New Jeep ?? Thank you Meza Auto I am grateful , Angela

    13. buy here pay here Victorville dealer review by Edward Samarraie

      Edward Samarraie rated VICTORVILLE AUTO SALES

      I recently was looking for a vehicle and I walked in to this dealership and was welcomed and treated professionally. They had plenty of options and ended choosing the right car to fit my budget and needs. Walked out the same day happy with the car I wanted and definitely will be back here in the future for another one. Highly recommended

    14. buy here pay here Victorville dealer review by mohammad abunaja

      mohammad abunaja rated VICTORVILLE AUTO SALES

      Best dealership in town. Great staff. Wide selection of vehicles. You don’t have to drive far for big savings. Professional all the way. ?

    15. buy here pay here Victorville dealer review by Kevin Manuel

      Kevin Manuel rated Victorville Cadillac

      Service advisors were friendly, fast and very professional. Came in for first oil change, performed in less time than qouted. After service car came back clean (no greasy hand prints on hood). No complaints.

    16. buy here pay here Victorville dealer review by Sara C

      Sara C rated Victorville Cadillac

      For my first time experience purchasing a car, Efrain Casarez made it a great experience! Low APR and monthly payments how I wanted. Couldn’t have got a better offer anywhere else. Jack also explained everything correctly how it would be financed. Highly recommend this dealership to anyone especially being a first time buyer. Will be back next time I need a car, great place!

    17. buy here pay here Victorville dealer review by Mike theCarGuy Correra

      Mike theCarGuy Correra rated Greiner Buick GMC

      In the last 20 years of car buying I have lost count of how many new cars I have purchased, my wife likes to switch cars like purses, and buying our new GMC from Greiner has been by far the best experience yet! I knew what we wanted and had found it online, contacted the dealer and within a few emails we had an agreement. I submitted my credit info online and they let me know it was a go! When we arrived to take delivery we were offered a test drive to ensure everything was exactly the way we had hoped, we even were able to take it out on the freeway! When we got back our paperwork was ready for us and then we were showed how to work all the technology by our salesperson Sergio. The Sales Manager George was incredibly polite and helpful throughout the process and made us fee truly appreciated, I will rave about this to everyone who will listen as it was the way buying new car SHOULD be; quick, painless and fun! Well done Greiner team, we will be back for sure!

    18. buy here pay here Victorville dealer review by Michael Willette

      Michael Willette rated Greiner Buick GMC

      Griener has always took good care of me and my vehicles. Service department is always on point and never lets me down. Don, Henry, Ben and Kenny are in my opinion the best at what they do, and that’s customer service, thanks.

    19. buy here pay here Victorville dealer review by TRINIPAPA TRINIHULK

      TRINIPAPA TRINIHULK rated All Pro Enterprises

      Ed a very nice knowledgeable man. Great help and friendly no pressure. Still plan on going back for this nice clean car. Thanks.

    20. buy here pay here Victorville dealer review by sally Lesher

      sally Lesher rated All Pro Enterprises

      My mom recently purchased her 2nd car from them . They are absolutely fabulous. Very helpful and no nonsense, great deal and payment plan.

    21. buy here pay here Victorville dealer review by Robert Vaughn

      Robert Vaughn rated A J’s Auto Center

      Serving the high desert Victorville Community for over 20 years. Family owned and operated. Inexpensive, good transportation, "Dealing To Your Satisfaction".

    22. buy here pay here Victorville dealer review by B Love

      B Love rated A J’s Auto Center

      Great place for a car! The people there are good people and they will find solutions if you need them. They have been established there for over 20 years and I trust them for my car buying needs! Thank you AJ’s!

    23. buy here pay here Victorville dealer review by Jeffery  Moses

      Jeffery Moses rated Miracle Motor Cars Inc.

      Thank you Lupe and Keith for assisting me in getting a car from Miracle Motors! I highly recommend Miracle Motors for those looking for a great used cars. 2 thumbs on your awesome service!!!! Satisfied customer.....Jeffery Moses

    24. buy here pay here Victorville dealer review by Robert Bridges

      Robert Bridges rated Miracle Motor Cars Inc.

      They were amazing and my credit was beyond bad and still blessed me with a 2007 mustang.Oustanding Car Co...For people who have no always made wise myself.

    25. buy here pay here Victorville dealer review by Timothy Wilson

      Timothy Wilson rated Victorville Motors

      This was my first time purchasing a vehicle there. I can honestly say this is the first time I’ve Bought a vehicle from a dealer and left happy and pleased with the service and the price with no regrets. The Sales team was terrific I explain to my sales person Mark that my credit wasn’t the best. we found a vehicle that we liked, he handed me off to David/Javier (The tallest Philipino man I’ve ever seen standing in a whopping 5’6”)?to start the paperwork and get the finance going. My credit score came back to about what I thought which meant a high interest-rate but I expected that going into it. The vehicle we bought was not even ready to sell yet. Again I knew that going into the deal. It still had to go through inspections and detailing. I got a call the following day letting me know that my vehicle would be ready for pick up and also another call letting me know that my interest rate has dropped significantly from the night before. They work hard at getting me the best deal and the best pricing which dropped my payments $180 a month. When I arrive to pick up my jeep David walked me through every step going through the jeep in detail. I had my work van and my wife works down the street. She did not know that the Jeep would be ready that day and I wanted to surprise her at work. David followed me home so I could drop off my work van and he brought me back to the dealer so I can pick up my jeep. I will definitely be buying my next vehicle from there in the future

    26. buy here pay here Victorville dealer review by Kevin Lopez

      Kevin Lopez rated Victorville Motors

      My experience with the service department was extremely pleasant. Sergio made sure I was updated with information as soon as he was. Even though it took a while to fix the issue and find out what was really going on. I was still comfortable and satisfied with the help I was given though the process. I wish I knew the name of the person who worked on my car so I could thank them as well because my car feels great so far. Even better than when I first bought it. Thank you guys for a great experience.

    27. buy here pay here Victorville dealer review by Ken Lauwers

      Ken Lauwers rated Eagle Motors of Victorville

      Great place to buy your next used car, great cars and service. I've bought a few cars and trucks from them always treated me good five stars, Ken L

    28. buy here pay here Victorville dealer review by Gachaverse Girl 2317 lilley

      Gachaverse Girl 2317 lilley rated Eagle Motors of Victorville

      Kind understanding always willing to go the extra mile. They have worked with us to help inside we could keep our cars. I give them 10 stars if I could. The McCoys

    29. buy here pay here Victorville dealer review by Alina Lattimore

      Alina Lattimore rated Elite Motors

      Robert, Maggie, and Suyo were really kind and helpful to me as they guided me with buying my first car! They had lots of patience and kept me updated throughout the whole process. I strongly recommend this place!

    30. buy here pay here Victorville dealer review by Regino Marquez

      Regino Marquez rated Premier Auto Motors

      Very competitive with prices. and so many cars to choose from

    31. buy here pay here Victorville dealer review by Alejandra Murillo

      Alejandra Murillo rated Premier Auto Motors

      Loved the experience here., It was the only place that told me yes when everyone told me no due to bad credit., Highly recommend it to anyone.

    BHPH Victorville CA dealer

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