Top 24 Buy Here Pay Here Dealers in Fremont CA

Looking for a used car dealer in Fremont CA but your credit is in bad shape?

Connect with top 24 buy here pay here Fremont CA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Fremont's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Fremont CA

  • Fletcher Jones Motorcars of Fremont Service Center, CA

  • Anderson Honda, CA

  • Fletcher Jones Motorcars of Fremont, CA

  • Magnussen Lexus of Fremont Sales, CA

  • Motor Team, CA

  • Have you ever considered buy here pay here Fremont CA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Fremont CA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Fremont buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Fremont dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Fremont. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Winn VW of Newark, CA

  • Audi Fremont, CA

  • Blue Eagle Motors, CA

  • Ultimate Auto Sales, CA

  • Fremont Auto Sales, CA

  • Did you know? These BHPH Fremont CA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Fremont dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Fremont Honda Kawasaki Suzuki, CA

  • S&R Motors, CA

  • CarMax, CA

  • The Fremont Auto Mall, CA

  • Autodeals, CA

  • The phrase buy here pay here Fremont CA car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Fremont Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Fremont Cadillac, CA

  • Import Auto World, CA

  • Fremont Chevrolet, CA

  • Acura of Fremont, CA

  • The Bay Auto, CA

  • BMG Auto Sales & Repair, CA

  • Auto 4 Less, CA

  • The Dealer, CA

  • Bill’s AutoBuying Service, CA

  • Why buy here pay here Fremont CA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Fremont CA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Fremont CA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Fremont CA Works

    When the bank says no to your car loan, the buy here pay here Fremont CA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Fremont CA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Fremont CA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Fremont CA Car lots Dealership

    The one thing is very true about buy here pay here Fremont CA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Fremont CA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Fremont CA – Fast Approval Low or no credit score

    The buy here pay here Fremont CA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Fremont CA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Fremont CA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Fremont CA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Fremont CA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Fremont CA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Fremont CA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Fremont CA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Fremont CA buy here pay here Reviews

    Here is what users says about Fremont BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Fremont dealer review by sara marie

      sara marie rated Fletcher Jones Motorcars of Fremont Service Center

      I like the personal attention I have received for the past 13 years Ron Reyes and Kim provide excellent customer service. This dealership is amazing. It is state of the art. They always have a beautiful loaner car available and when my car repairs are complete they are kind enough to drive it back to me and swap cars. Nice waiting room with wifi , Starbucks snacks

    2. buy here pay here Fremont dealer review by Yaniv Erel

      Yaniv Erel rated Fletcher Jones Motorcars of Fremont Service Center

      Great service and quality of people. Jay was awesome and helped get my dream car, Thank you Jay!

    3. buy here pay here Fremont dealer review by Jay Lee

      Jay Lee rated Anderson Honda

      I purchased a new 2020 CR-V last weekend here. I really only have great things to say. My salesman Les Leonardo was friendly, informative, not pushy, and kindly explained everything that we needed to know. The financing manager was also incredibly friendly. I got the vehicle at a great price, and they were flexible & understanding with payment-related matters as well. If you want a Honda at a great price with non-pushy, friendly staff, I recommend Anderson Honda!

    4. buy here pay here Fremont dealer review by Jamie Stark

      Jamie Stark rated Anderson Honda

      Lou Supan was my salesman and he was great. Very responsive to all my questions and never tried to force me into a sale. Very happy with my new car and the help he provided. Dave also provided first class service and support. Shortly after I purchased my new car, I put a small nick in the paint. Dave and Lou helped me out and provided touch up materials at no cost. Love working with these people.

    5. buy here pay here Fremont dealer review by Orhan Sargin

      Orhan Sargin rated Fletcher Jones Motorcars of Fremont

      Mercedes class buying experience. They went above and beyond to get me the car I want. Gabriel was our sales associate, he was very knowledgeable and easy going. AJ from financing got us a very good loan. They value their customers, I highly recommend this dealer.

    6. buy here pay here Fremont dealer review by Lady T.

      Lady T. rated Fletcher Jones Motorcars of Fremont

      Great dealership...friendly, courteous staff, great loaner car, extremely efficient and communicative. Thank you Joe and Arshanti for all your help and expertise!??

    7. buy here pay here Fremont dealer review by Regina Tente

      Regina Tente rated Magnussen Lexus of Fremont Sales

      Sonny is an amazing sales expert, he was informative and sincere with the entire process. It was a no pressure, and stress free environment, and car buying can be really stressful, instead I had fun with it! Andy, the sales manager was great as well, and really worked those numbers. It was probably my best car buying experience! Thank you everyone at Magnussen Lexus, I love my RX450H!

    8. buy here pay here Fremont dealer review by ANTHONY ALBAR

      ANTHONY ALBAR rated Magnussen Lexus of Fremont Sales

      This was hands down the best car shopping experience I've ever had. Currently, I was in the market for a Lexus IS350 Fsport and after researching and shopping around, which is hard because these cars rarely come on the market, I ended up at Magnussen Lexus of Fremont. This dealership is amazing! It enjoys some of the most delightful people out there as well as a great selection of cars. I worked with Shane S. and he was very respectful, straightforward and honest. He took very good care of my mom and me and showed us service that you rarely see in auto dealerships, and I’ve seen it all. From the communication prior to me coming in to the communication after purchasing the car I couldn’t be more pleased. Quick responses, detailed explanations, personal experiences with a similar vehicle, and just great customer service made my experience very stress free. And we all know how stressful it can get buying a car. Big Thanks to Shane S.! I highly recommend this dealership. The interactions with staff put themselves in another class. They see the customer’s point of view, which helps alleviate any stress you may have and to get you the best possible experience and car you want.

    9. buy here pay here Fremont dealer review by Farhad Popal

      Farhad Popal rated Motor Team

      Great place to buy a used car.. great service and amazing selection of vehicles.

    10. buy here pay here Fremont dealer review by Selly .

      Selly . rated Motor Team

      Joaquin is extremely attentive showing me the cars. So many luxury vehicles to choose from

    11. buy here pay here Fremont dealer review by Ben King

      Ben King rated Winn VW of Newark

      Good trade-in.Fair purchase price of Golf GTI SE. A great car!

    12. buy here pay here Fremont dealer review by Geo *

      Geo * rated Winn VW of Newark

      This is a nice place to do business. The staff is friendly, courteous, and will do their best to help you or answer your questions. I would highly recommend this dealership to anyone.

    13. buy here pay here Fremont dealer review by Suzanne

      Suzanne rated Audi Fremont

      Great service department team. Thank you Alex and Aaron, you and your team are professional with superb skills. Plus very friendly aumosphere to walk in to.

    14. buy here pay here Fremont dealer review by Tiana Torres-Gales

      Tiana Torres-Gales rated Blue Eagle Motors

      I just recently bought a car from here, and I have to say it was the best service in car buying I’ve had. Maen was very helpful and attentive. He made sure that I got what I was looking for and really showed me cars that I wanted. He made sure I knew that I was safe and that all the cars they sell are fully serviced and that they will make sure of it before you leave the lot. He was very nice and didn’t put pressure on me to buy a car out of my price range. I trust his opinion and knowledge, I would definitely recommend coming here if you are looking for a car, they have a wide range of cars and really value their products and customers. A 5 star car dealer!

    15. buy here pay here Fremont dealer review by Yassine Mahjoubi

      Yassine Mahjoubi rated Blue Eagle Motors

      I bought a car 5 days ago from Blue Eagle Motors. The car and the price was right. They help me well through the payement procedure. More, they provide me with recommendations for the maintenance of the car. I recommend this place. They are trustful.

    16. buy here pay here Fremont dealer review by Allen S

      Allen S rated Ultimate Auto Sales

      I was concerned after reading some of the negative reviews about Ultimate Auto Sales, but due to my interest in one of their listed BMWs decided to contact them. I called and talked with Alex. He was very helpful, professional, and courteous. After about 6 months of looking for a car, I ended up getting a great deal on a BMW, with low Millage, and in excellent condition from Alex. I usually don’t write that many reviews, but believe that this company has received some unfair negative reviews, so felt that it was important to share my experience. I highly recommend Ultimate Auto and I will definitely buy from them again.

    17. buy here pay here Fremont dealer review by Timothy Ilustre

      Timothy Ilustre rated Ultimate Auto Sales

      Great dealers! Alex has done right by me and I got the car I wanted. Very welcoming and had a great experience here!

    18. buy here pay here Fremont dealer review by Fique

      Fique rated Fremont Auto Sales

      This place is awesome! Fabian was really friendly and went the extra mile to make sure we knew everything about the car that we were going to buy and offered a very reasonable price for it. He even came down on a Sunday and off their regular hours to service and clean the car just so that we could get it earlier! Strongly recommended for buying used cars, it's definitely worth to just stop by.

    19. buy here pay here Fremont dealer review by Soraya Rose

      Soraya Rose rated Fremont Auto Sales

      Recently purchased a car here and have to say I’m impressed! The employees are very friendly and remained patient as I asked plenty of questions to make sure I found the right car, they also helped me find exactly what I’m looking for. If you’re thinking about purchasing from this dealership I highly recommend!! 10/10

    20. buy here pay here Fremont dealer review by Aniket Deshpande

      Aniket Deshpande rated Fremont Honda Kawasaki Suzuki

      Amazing place to get a motorcycle. Staff is super friendly. If you go there meet Greg, he is an awesome dude. My friend just bought a Royal Enfield from them and the service is great with great staff. Good amount of varieties in motorcycle and they will help you to get your first bike or 2nd one with same passion.

    21. buy here pay here Fremont dealer review by David Wibel

      David Wibel rated Fremont Honda Kawasaki Suzuki

      Amazing shop for bike buying experience friendly and negligible staff made the buying process fast and painless. Would recommend them to new and old riders alike.thank you fremont cycle sales.

    22. buy here pay here Fremont dealer review by Veronica Taylor

      Veronica Taylor rated S&R Motors

      I recently purchased a 2015 X5 from S&R and I couldn’t be more happy with the outcome. This review is solely based on the customer service I received from the entire S&R team. After visiting several other dealers who weren’t willing to help or even negotiate with a female buyer I’m happy I stopped. From Carlos, Joaquin, Tom and Jerry they went far and beyond to get me exactly what I wanted.

    23. buy here pay here Fremont dealer review by Tony Trifiletti

      Tony Trifiletti rated S&R Motors

      Was looking for Yukon XL Danali all over bay area , so glad I found S&R motors , from the minute I walked in I felt like family, by the way it is a family business. Father , son, daughter and other great staff members.The showroom was amazing and clean , my Yukon was looking so sweet on the floor. While you wait to seal the deal enjoy TV , and snacks, beverage. Say hi to bubba tell them Tony sent you.

    24. buy here pay here Fremont dealer review by Liz Rivera

      Liz Rivera rated CarMax

      Buying my "New to me" car was a much better experience than I thought it would be. I looked online, found a few cars I wanted to test drive and checked out my local CarMax. There was no pressure (really) to buy and I took a few days to mull over which I liked best. Camille and Cameron answered all my questions and were patient as I was stuck between two choices. Trading in my old car was also quite easy and done within an hour. I am so happy with my decision. When my daughter gets her license later this year, we know we are definitely purchasing her car at CarMax.

    25. buy here pay here Fremont dealer review by Sri B.

      Sri B. rated CarMax

      The best car experience everrrrr. Period. Came here to sell my Nissan Rogue. Austin welcomed me and explained the process. The appraisal took about 20 min. All the details around the offer, how long it is valid, what to do if interested were provided. The next day went to make the deal. Daniel took me in and processed the paper work. The entire process took about 15 min. She explained everything that is to know about the sales process, advised me on the things like Tolltag, car insurance etc. Answered all my questions and handed me my check. Can't think of making this process any better. Sure to visit in my next car buying or selling. Awesome experience!!!!

    26. buy here pay here Fremont dealer review by Daney Ortiz

      Daney Ortiz rated The Fremont Auto Mall

      Thanks Mauricio Arce for your help i really Appreciate your time and help.I’m really happy with my new car gladiator rubicon ? I love it. the best person in sales!

    27. buy here pay here Fremont dealer review by Bill  Gatcomb

      Bill Gatcomb rated The Fremont Auto Mall

      I come here to get my truck serviced. Timely and quality work, extra drive time for me but worth it.

    28. buy here pay here Fremont dealer review by Yasmin Salim

      Yasmin Salim rated Autodeals

      Great place to look for used vehicles. Hares was extremely helpful and gave us excellent customer service. They go the extra mile to fulfill your car needs.

    29. buy here pay here Fremont dealer review by Chef Ben Ramirez

      Chef Ben Ramirez rated Autodeals

      Recommend this to anybody looking for a car this man is honest he will not let you down They where awesome Joe really went out of his way to get us the best deal. Wife got her dream car. Chewy is one heck of a sales man. They made us very comfortable as we went to the process of purchasing a car.

    30. buy here pay here Fremont dealer review by nojin bae

      nojin bae rated Fremont Cadillac

      Earlier '17, They put out three Cadilac ATS '16 @ about 10% DC. 9 months later @ 4000 mile, I got a regular check-up. The technician & mechanic're cordial & professional. It took 2.5 hours to get through check, fix & clean in and out.

    31. buy here pay here Fremont dealer review by Randy D

      Randy D rated Fremont Cadillac

      Great deals here and friendly personable staff! Loving my new vehicle and will be back.

    32. buy here pay here Fremont dealer review by Tina Soto

      Tina Soto rated Import Auto World

      Walked in to buy a family car on a whim. Reza, Ali and Hector were all honest, friendly, and didn't pressure us into a vehicle. We got a great used car for a good deal. Not to mention they all have great personalities and treated us like family. Second purchase from them and we are quite pleased.

    33. buy here pay here Fremont dealer review by lizzypoptart .

      lizzypoptart . rated Import Auto World

      The best people ever to help us get a car! No lie here!

    34. buy here pay here Fremont dealer review by esho david

      esho david rated Fremont Chevrolet

      Leased a Chevy Cruz recently, and I was astounded at the price I got, along with the service. Everyone was extremely friendly and informative. Dealt with a guy named Bani. He got me the best deal possible, got me out within an hour after we agreed on everything, and got me some drinks on the house. Couldn't ask for a better experience. I'll definitely be back for that Vette!

    35. buy here pay here Fremont dealer review by Paola Murcia

      Paola Murcia rated Fremont Chevrolet

      Freemont Chevrolet’s service went above and beyond and I hope this will continue. I was here last week and had a caring and honest service experience (unlike other Chevy locations)! The person who received my car was courteous and my car was ready much faster than expected. I went for a run while waiting and the staff even suggested a route to take and offered to pick me up if I had issues.

    36. buy here pay here Fremont dealer review by Siddharth Singh

      Siddharth Singh rated Acura of Fremont

      The dealership is great. Naveed is best salesman I have ever met. He helps with all the small things and is very knowledgeable and honest.

    37. buy here pay here Fremont dealer review by Leonardo De Leon (812LeoDeLe)

      Leonardo De Leon (812LeoDeLe) rated The Bay Auto

      Customer service was a amazing definitely recommend and will be coming back.

    38. buy here pay here Fremont dealer review by Leonardo Deleon

      Leonardo Deleon rated The Bay Auto

      Customer service was outstanding and they have great deals.

    39. buy here pay here Fremont dealer review by Chadwick Atkinson

      Chadwick Atkinson rated BMG Auto Sales & Repair

      I purchased a 2012 Lexus CT200h from BMG Auto. The car was exactly as described and exactly what I was looking for to be my new fuel efficient daily. I worked with Maverick the entire time and this guy was great...a genuine car person, which always makes it a good time. Amidst great conversations he was even able to work with me on sweetening an already great price for the vehicle. Awesome experience. Now where BMG Auto really shined for me was not even a week later (less than 60 miles), when the water pumped failed on me. This is a rather large repair and I literally had driven the car twice. I called BMG Auto, and spoke to Maverick once again. They were able to arrange a tow and take care of all the repairs for me...free of charge. I purchase a lot of vehicles private party and if that had been the case, I would have been doing the repair myself or paying a shop. Excellent customer service is what makes this place amazing. I could have spent hours looking over their inventory. Someone knows their cars well. Such a great business with such great employees. I highly recommend BMG Auto Sales & Repair.

    40. buy here pay here Fremont dealer review by manny white

      manny white rated BMG Auto Sales & Repair

      i bought a mercedes benz from bmg auto sales 2 day ago, best experience from them, no pressure, very friendly and very knowledge about their cars. i am a very detail person, i asked a lot of questions about the mercedes, the salesman Maverick was so patient answered all my questions. he also told me free inspection if anything wrong with my car. i love my car!thank you BMG!

    41. buy here pay here Fremont dealer review by Bay Area Chinese

      Bay Area Chinese rated Auto 4 Less

      good service

    42. buy here pay here Fremont dealer review by Kevin Robinson

      Kevin Robinson rated Auto 4 Less

      I am truly grateful for the care and customer service I received at Auto 4 Less. Dave and Miguel treated me with respect . They worked with my budget and credit situation. Dave eased my concerns and stress about buying a used car. He provided reassurance of the reliability of the vehicle I purchased is in good condition for me and my family. I recommend Auto 4 Less to anyone looking to buy a used car.

    43. buy here pay here Fremont dealer review by Chris Doeltz

      Chris Doeltz rated The Dealer

      The salesperson was so knowledgeable and straight forward. No attempt to upsell at all. Showed us what was within our budget and stuck to it. Unfortunately we weren't able to find our ideal car that day but we will certainly go back in the future.

    44. buy here pay here Fremont dealer review by Holly Kemp

      Holly Kemp rated The Dealer

      Thank you to Billy, Sonya and CJ. They got me into a car that I absolutely LOVE! They were fast and I was only in the office for about an hour when purchasing my car. All other paperwork and arrangements were done over the phone. Recommend this place to anyone looking to purchase a used car.

    BHPH Fremont CA dealer

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