Top 17 Buy Here Pay Here Dealers in Vallejo CA

Looking for a used car dealer in Vallejo CA but your credit is in bad shape?

Connect with top 17 buy here pay here Vallejo CA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Vallejo's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Vallejo CA

  • Main Street Auto, CA

  • Carosell Motors, CA

  • Zeina Motors – Used Cars, CA

  • Divinci Motors, CA

  • AutoLinx – Luxury Pre-Owned, CA

  • Have you ever considered buy here pay here Vallejo CA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Vallejo CA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Vallejo buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Vallejo dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Vallejo. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Vallejo Nissan, CA

  • Save Big Auto Sales, CA

  • TAJ Auto Group, CA

  • Team Hyundai, CA

  • Team Chevrolet, CA

  • Did you know? These BHPH Vallejo CA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Vallejo dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Avery Greene Honda, CA

  • J & J Motors, CA

  • Toyota Vallejo, CA

  • Vallejo Motors, CA

  • George’s Towing Co., CA

  • The phrase buy here pay here Vallejo CA car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Vallejo Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.


  • Warehouse of Cars, CA

  • Why buy here pay here Vallejo CA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Vallejo CA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Vallejo CA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Vallejo CA Works

    When the bank says no to your car loan, the buy here pay here Vallejo CA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Vallejo CA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Vallejo CA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Vallejo CA Car lots Dealership

    The one thing is very true about buy here pay here Vallejo CA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Vallejo CA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Vallejo CA – Fast Approval Low or no credit score

    The buy here pay here Vallejo CA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Vallejo CA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Vallejo CA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Vallejo CA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Vallejo CA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Vallejo CA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Vallejo CA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Vallejo CA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Vallejo CA buy here pay here Reviews

    Here is what users says about Vallejo BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Vallejo dealer review by Anne-Wietske Rundall-Orr

      Anne-Wietske Rundall-Orr rated Main Street Auto

      This is the place to buy a used car. The owner is honest, kind and straightforward. We got a great car at an excellent price. The process was quick and easy. We will be back when the next one of our kids needs a vehicle!

    2. buy here pay here Vallejo dealer review by Darin Villanueva

      Darin Villanueva rated Main Street Auto

      Had a great experience here purchasing my new (used) car! Customer service was great. The owner was very personable, and had a great collection of cars.

    3. buy here pay here Vallejo dealer review by Ruben Rico

      Ruben Rico rated Carosell Motors

      It amazing thanks to Eli Nino for giving me a good deal with my Nissan 350z

    4. buy here pay here Vallejo dealer review by Raouleen Ukrain

      Raouleen Ukrain rated Carosell Motors

      I am a returning Customer due to their Excellent Service !

    5. buy here pay here Vallejo dealer review by Truman Lum

      Truman Lum rated Zeina Motors – Used Cars

      Zeina Motors is a terrific used car dealership with a unique variety of vehicles. Mike is a low-pressure, laid-back kind of guy who sells high quality cars at reasonable prices. Excellent for us as first-time buyers with his very straightforward and genuine answers. Left feeling like we got a super deal on a wonderful car. Highly recommended!

    6. buy here pay here Vallejo dealer review by Shauna Michaud

      Shauna Michaud rated Zeina Motors – Used Cars

      Mike went above and beyond to get me in the car I wanted within 30 hours of my first test drive. I am a new carbuyer, so getting financed wasn't easy, but Mike gave me an excellent deal on my trade in vehicle and made it happen. He is an enthusiastic car guy as well as a salesman, which made the buying experience all the more pleasant. If you come prepared to buy a car you're going to love, check out Zeina Motors. I love my Rubicon! I looked all over town and most dealerships had higher prices for bone stock Jeeps. Zeina Motors had the Jeep I wanted with all the extras I love at the lowest price of all of the cars I considered. This was the best deal that I was able to find within proximity the greater Sacramento area. I am glad I went for a look. If you want to buy a car from real car people, go to Zeina and meet Mike. You won't regret it.

    7. buy here pay here Vallejo dealer review by Kelsey Schaefer

      Kelsey Schaefer rated Divinci Motors

      Wonderful experience! Nice, small family owned business gives you the one on one attention without the big dealership run around/politics. They made trading and purchasing our new family car very quick and easy. Beautiful showroom and cars on the lot. Will recommend them anytime.

    8. buy here pay here Vallejo dealer review by Renee Lorenz

      Renee Lorenz rated Divinci Motors

      I'm a first time buyer & the thought of walking into a dealership made me a little nervous. I was expecting to feel pressured & overwhelmed but after walking into their gorgeous showroom & meeting Leo and his Father I felt comfortable & confident that I came to the right place! They're some of the most down to earth, honest & generous men I've ever met. Thank you both so much!

    9. buy here pay here Vallejo dealer review by Vaclav Neckar

      Vaclav Neckar rated AutoLinx – Luxury Pre-Owned

      Great place, nice people woth professional service

    10. buy here pay here Vallejo dealer review by Barbara Rebiskie

      Barbara Rebiskie rated AutoLinx – Luxury Pre-Owned

      My visit and purchase from AutoLinx was painless, very welcoming, just an overall great experience No sold itself. Everyone I delt with was a pleasure to meet and work with. Thank you AutoLinx....LOVE my VW JETTA SPORTS WAGON TDI...?

    11. buy here pay here Vallejo dealer review by Tabatha Andrade

      Tabatha Andrade rated Vallejo Nissan

      Just had the best experience at Vallejo Nissan today not only did we get a good deal on the vehicle that we wanted but the customer service that we received from Anthony Garcia was superb and his staff ....Thank you Nissan for everything

    12. buy here pay here Vallejo dealer review by Bernat Fortet

      Bernat Fortet rated Vallejo Nissan

      Ryan was very kind, patient and cheerful from the beginning until the end of the process. He presented our options clearly and without confusion. He went out of his way to make the experience pleasant. He was able to find the exact color we wanted despite not having the car in the dealership. I'm really thankful we were able to do business with Ryan.

    13. buy here pay here Vallejo dealer review by Montana Miller

      Montana Miller rated Save Big Auto Sales

      Great deals on cars,and the people that work here are so friendly.I would recommend anyone to come here before they go to any other dealership this one is by far the best one I've ever went too

    14. buy here pay here Vallejo dealer review by Wynonna Perez

      Wynonna Perez rated Save Big Auto Sales

      I was in the market to buy a new car but had a hard time pulling the trigger. What I really wanted I could not afford; I felt like I was settling. Who wants a car note for something they’re settling on…? As a woman, I felt like most auto sales representative were very high pressured which caused me to be very apprehensive. I came into Save Big Auto Sales on a couple of occasions to do some window shopping, talking to both Derek & Ned about my needs & wants. In doing so, I did not encounter any high pressure sales; they actually asked me questions to discover what it was that I was really looking for. They did not have anything on the floor that I fell in love with however; they took my number and called me when they got something in that they thought I would be interested in. They worked with me to find a reliable car that I truly wanted at a price I could afford. In addition, I have called them several times (over the months) after the sale to ask questions and get referrals for auto servicing such as tinted window, locking lug nuts, windshield repair, etc. They have not only saved me money but they have always been willing to assist me. They have gone above and beyond!

    15. buy here pay here Vallejo dealer review by Jc Chavez

      Jc Chavez rated TAJ Auto Group

      Tamer and his associate were stand up gentlemen and businessmen. They communicated well through the entire process and made the buying process straightforward. There was never any high pressure sales and they handled the transaction smoothly. Lastly, their car prices were unbeatable. I would check out the TAJ dealership if you're in the market for a great car.

    16. buy here pay here Vallejo dealer review by Naseem Owais

      Naseem Owais rated TAJ Auto Group

      I bought a Toyota Camry from Tamer at TAJ Auto he was very helpful and the customer service was excellent. I would recommend this dealership for anyone looking for a quality used cars. Also they have a lot of nice used cars with low mileage. Nice showroom.

    17. buy here pay here Vallejo dealer review by Roger Pico

      Roger Pico rated Team Hyundai

      Very Clean Modern Dealership, Friendly Staff

    18. buy here pay here Vallejo dealer review by Brad Hunter

      Brad Hunter rated Team Hyundai

      I was in for service replacement of a warranty part on my drivetrain. Everyone was helpful and knowledgeable. I was told ahead of time how long to expect the wait to be. I was offered a ride to the local shopping center while I wait, or to enjoy the TV and coffee or tea. There were comfortable couches, several tables and a vending machine available. I didn't take advantage of much but felt right at home. Two thumbs way up for making a necessary disruption in my life quite pleasant overall.

    19. buy here pay here Vallejo dealer review by Kelly Baldwin

      Kelly Baldwin rated Team Chevrolet

      Make sure you ask for Nathan Merrill when purchasing your next vehicle! Talk about service! Do you hate sitting in a dealership all day? I do, especially with a newborn. Nathan allowed me to get on with my day while he did the dirty work. When everything was good to go I went back to sign the paperwork. Bought a car in under 1 hour! Who would have thought that was possible. Thank you Nathan and Eric for making this car buying experience simple, easy, and enjoyable

    20. buy here pay here Vallejo dealer review by Benjamin Buggs

      Benjamin Buggs rated Team Chevrolet

      HAPPY wife HAPPY life!! Great service and great attitude and great variety of autos to select from all at reasonable prices

    21. buy here pay here Vallejo dealer review by Miss Cole

      Miss Cole rated Avery Greene Honda

      Best place to buy a car. Brian Foster in Sales and Daniel in Finance were so amazing and helpful. I had zero stress. They got me in a great car at a great price and it didn't take all day.

    22. buy here pay here Vallejo dealer review by Steven Pasquale

      Steven Pasquale rated Avery Greene Honda

      My Girlfriend just bought her second car there ,from Dave ,you wont ve disappointed

    23. buy here pay here Vallejo dealer review by Sharlene Unternahrer

      Sharlene Unternahrer rated J & J Motors

      Laundry dryer and cars!

    24. buy here pay here Vallejo dealer review by Bettye Brown

      Bettye Brown rated J & J Motors

    25. buy here pay here Vallejo dealer review by Aidalyn Delarazan

      Aidalyn Delarazan rated Toyota Vallejo

      LOVE THIS PLACE!!! I just had my perfect service experience. Chris Whitworth (Service Advisor) is amazing. He did an excellent job. Audrey, Sean, cashiers and all other staffs were courteous, very professional and accommodating. I have to add one more star. Five stars *****. Keep it up !!

    26. buy here pay here Vallejo dealer review by Chrissy Gerace

      Chrissy Gerace rated Toyota Vallejo

      I had been to a few dealerships trying to find a car. As a first time buyer, a lot of dealerships immediately started to throw ridiculous rates and prices my way, some were even extremely rude about it (I'm looking at you Hanlee's in Richmond). I got in contact with George via email about a price on a car and he lowered the price of that car with no hassle. I was only available on his day off so he set me up with one of his colleagues. When we got there, I asked to see the car I asked George about, but also to see their used selection. Andrew assured me the prices George had given me would still be good, and gave a list of ones we should check out. I told Moe what I was looking for with what price range, and he walked us around pointing out several ones he thought would be a good fit. I test drove a couple and found one I liked for a decent price. Moe willingly worked the numbers to give us an extremely reasonable deal on a 2016 Corolla. As a first time buyer, i was expecting to have to pay an arm and a leg in interest for the next decade, but am still in disbelief at the deal we worked out. I even was planning on trading in my car, but they recommended I sell it on the side so I could get the full value of it's worth- something they couldn't offer (and reasonably so). Erin in finance was extremely helpful in explaining all the warranties in detail and assuring me that I'd be safe to go with what was given. I never once felt like I was being ripped off or taken advantage of. I will most likely recommend these guys to all the people I know. Thanks, Toyota Vallejo!

    27. buy here pay here Vallejo dealer review by Jean Christiano

      Jean Christiano rated Vallejo Motors

      Exactly a year ago today I bought my Nissan Rogue from Vallejo Motors. I still love my car, it runs great and I haven’t had a single problem. The guys were great, made things easy and as painless as buying a vehicle can get. I wouldn’t hesitate to buy another vehicle from them. Thank you for not being the slimy “car guys” that make people dread buying a car!

    28. buy here pay here Vallejo dealer review by Richard Campbell II

      Richard Campbell II rated Vallejo Motors

      Wow, it's refreshing to be able to shop for a car at a place where some one isn't trying to sell me a car that I don't really want. I'm a very picky customer. I already have in mind what I want and about how much I want to spend.The guy I spoke with there was extremely knowledgeable about many different makes and models of cars. Also this place really surprised me with the selection of vehicles that they had. Their inventory included everything from your basic Hyundai to a very classy Maserati!

    29. buy here pay here Vallejo dealer review by Doug D

      Doug D rated George’s Towing Co.

      Very Courteous, prompt, driver was great, and got a flat bed tow (30 miles round trip) for a fair and reasonable price. Highly recommend! Especially after calling another company close by that just wanted to gouge me (I left the appropriate review for him however).

    30. buy here pay here Vallejo dealer review by angelica gaitan

      angelica gaitan rated George’s Towing Co.

      Very nice, definitely a great company. We got a flat in are old 71 lincoln. we were a little worried that no one would be able to tow it but we called them and they gave us a quote and came out hooked it right up no problems very professional. Would DEFINITELY use them again.. Thanks

    31. buy here pay here Vallejo dealer review by Dee Major

      Dee Major rated JOE’S AUTOMOBILE

      Good work

    32. buy here pay here Vallejo dealer review by Ramon Hernandez

      Ramon Hernandez rated JOE’S AUTOMOBILE

    33. buy here pay here Vallejo dealer review by Shawntierra

      Shawntierra rated Warehouse of Cars

      Great customer service if u need a car today go here!

    34. buy here pay here Vallejo dealer review by fausto Sr Minor

      fausto Sr Minor rated Warehouse of Cars

      Thank you so much Martin for all your help!! You got us in and out no problem (no credit check needed & payment plan available) and within a little over an hour, we left with a reliable and nice car!! :)

    BHPH Vallejo CA dealer

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