Top 17 Buy Here Pay Here Dealers in Lancaster CA

Looking for a used car dealer in Lancaster CA but your credit is in bad shape?

Connect with top 17 buy here pay here Lancaster CA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Lancaster's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Lancaster CA

  • Mid States Auto Sales, PA

  • Ticket To Ride, PA

  • City Manor Auto Sales, PA

  • Auto Traders International LTD, PA

  • Michael’s Motor Cars, PA

  • Have you ever considered buy here pay here Lancaster CA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Lancaster CA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Lancaster buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Lancaster dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Lancaster. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • 224 Auto, PA

  • C & D MotorSports, PA

  • Carite of Lancaster, PA

  • AutoOne Lancaster, PA

  • CarMax, PA

  • Did you know? These BHPH Lancaster CA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Lancaster dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Cam Automotive LLC, PA

  • Chapman Ford of Lancaster, PA

  • Frederick’s Lancaster Pre-Owned, PA

  • Lancaster Auto Detail & Auto Sales, PA

  • Brubaker Chrysler Jeep, PA

  • The phrase buy here pay here Lancaster CA car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Lancaster Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Kars On King Auto Center, PA

  • Sunshine Motors, PA

  • Why buy here pay here Lancaster CA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Lancaster CA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Lancaster CA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Lancaster CA Works

    When the bank says no to your car loan, the buy here pay here Lancaster CA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Lancaster CA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Lancaster CA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Lancaster CA Car lots Dealership

    The one thing is very true about buy here pay here Lancaster CA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Lancaster CA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Lancaster CA – Fast Approval Low or no credit score

    The buy here pay here Lancaster CA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Lancaster CA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Lancaster CA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Lancaster CA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Lancaster CA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Lancaster CA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Lancaster CA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Lancaster CA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Lancaster CA buy here pay here Reviews

    Here is what users says about Lancaster BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Lancaster dealer review by Kristina McCloud

      Kristina McCloud rated Mid States Auto Sales

      Brian made the whole car buying process easy and fast. We found a great deal and he made it all go very smoothly. I highly recommend checking them out.

    2. buy here pay here Lancaster dealer review by brian jenkins

      brian jenkins rated Mid States Auto Sales

      Selling quality used vehicles at great prices

    3. buy here pay here Lancaster dealer review by Yasmine Lewis

      Yasmine Lewis rated Ticket To Ride

      Seriously the best customer service. Anthony was awesome and patience. Very thorough and answered all of my many questions. And I am in love with my vehicle ? Definitely will recommend!!!

    4. buy here pay here Lancaster dealer review by Anthony James

      Anthony James rated Ticket To Ride

      This is James. I bought the 2013. Chevy Malibu Brian fischenich was amazing. He was great. He made me feel comfortable. He's humble. positive. Thanks for all your help,

    5. buy here pay here Lancaster dealer review by Raymond Haines

      Raymond Haines rated City Manor Auto Sales

      great people! prices were fair and didn't nit pick my 20 year old car for inspection, but most important they are always honest with me, thanks again guys!

    6. buy here pay here Lancaster dealer review by John Haines

      John Haines rated City Manor Auto Sales

      Great honest peole.

    7. buy here pay here Lancaster dealer review by Jeanna Giraldi

      Jeanna Giraldi rated Auto Traders International LTD

      This dealership is a top notch organization to deal with. We bought not one but two 2016 Ford F150’s that are in exquisite condition. More importantly, our sales rep, Kyle and the owner, Matt bent over backwards to create a smooth and easy buying experience. No haggles, no frustrations. Just a great product. We would absolutely buy from them again.

    8. buy here pay here Lancaster dealer review by Rodnie Dieffenvacher

      Rodnie Dieffenvacher rated Auto Traders International LTD

      We purchased a 2012 triple black California Special convertible from Auto Trader two months ago. It was the best experience I have ever had buying a car. The staff was super easy to deal with, honest and up front with every question. I would recommend them to anyone. I'm a Mustang guy so I knew what I was looking for. We drove down from Williamsport, Pa. and drove home that afternoon with the car. Top down with the air conditioner on. Oh, by the way, My wife loves her new convertible.

    9. buy here pay here Lancaster dealer review by Becky Knappenberger

      Becky Knappenberger rated Michael’s Motor Cars

      Michael’s came highly recommended by several neighbors, and so we decided to try them out for a recent minivan purchase. We both wanted to avoid the typical car dealership scene, and this car-buying experience was by far our most pleasant. We were very impressed with their down-to-earth customer service and thoughtful approach. We have been very pleased with the Honda Odyssey they found for us. We would certainly use their services again. Thanks for being an excellent local business!

    10. buy here pay here Lancaster dealer review by Matt Almony

      Matt Almony rated Michael’s Motor Cars

      I bought a car early this morning. It's a 2004 corvette c5. Bright yellow with black wheels, caught my eye and I had to have it called them up and told them i would like to hold the car till the weekend. He asked for a down payment to know I was serious. So I placed a payment down to hold the car, went out the following weekend and boom. The process was simple. They held the car, detailed it serviced it, and had everything ready when I arrived. It was as easy is looking the corvette over, signing papers, and bam. Driving off with a new to me corvette. Great place to buy cars.

    11. buy here pay here Lancaster dealer review by Kacey Chambers-Lopez

      Kacey Chambers-Lopez rated 224 Auto

      I highly recommend 224 Auto!! The staff works very hard at getting you a loan with a great interest rate and keeping your payments in your budget!! They go above and beyond to make sure you are taken care of while your waiting with snacks and even pizza. I been to other dealerships and left because they were trying to take advantage of me with high interest rates and high payments. I promise you won’t be disappointed at 224 Auto!!! Thanks again for the excellent service and I absolutely love my SUV!!

    12. buy here pay here Lancaster dealer review by Howard Smith

      Howard Smith rated 224 Auto

      This place is wonderful the staff courteous non pushy salespeople it's a dream to buy a car here plus a 2-year 24000 mile warranty is outstanding

    13. buy here pay here Lancaster dealer review by chaz bademan

      chaz bademan rated C & D MotorSports

      Picked up a super clean 2013 Audi A4 Premium+ 6 speed from C&D. Mike is a boss and was responsive and professional. Chris handled my trade in vehicle loan pay off and got it taken care of. The Audi has perfect Carfax and history and is a pretty rare vehicle. Grateful they had it in their inventory for a solid asking price. Would recommend ?

    14. buy here pay here Lancaster dealer review by Kenneth Smith Jr

      Kenneth Smith Jr rated C & D MotorSports

      Just an overall great experience. Great cars, great customer service, and great people.

    15. buy here pay here Lancaster dealer review by Tonya Sharpe

      Tonya Sharpe rated Carite of Lancaster

      Awesome place to buy a car! Michael was so helpful and went over everything with us. They are very understanding and helpful when financing a car for the first time. The owner is very nice too. I would recommend to anyone! Keep up the great work!

    16. buy here pay here Lancaster dealer review by Kristina Crippen

      Kristina Crippen rated Carite of Lancaster

      Upon arriving in the parking lot I was politely greeted by Chris who was pleasant and asked if he could help me with anything. Chris was very thorough and professional throughout the entire process. Chris was very knowledgeable and friendly. The owner Ron did whatever it took to earn my business. Ron fixed a small issue I had in the beginning and told me he would do whatever it took for me. Chris and Ron truly made my car buying experience a good one. I would definitely recommend you go here and ask for Chris. You will get the best service. Thanks again guys! UPDATE: I noticed my brakes were squeaking a few days after my purchase. I took it back and they replaced the brakes for me without any problem and even gave me a loaner car. Also I received a $10.00 check in the mail a week later stating there had been an overpayment and they wanted to make sure I got the refund. These people are very honest!!!!!! I would definitely recommend them to anyone looking for an honest no hassle car dealer!

    17. buy here pay here Lancaster dealer review by Sean Steffy

      Sean Steffy rated AutoOne Lancaster

      Super helpful people. Very gracious with their time, and most attentive. Permitted me to test drive multiple vehicles to help me determine which make/model I really wanted. Paul D. was super awesome to work with, and I would've bought a car right there, on the spot, if a manual option had been available. Great place to be and do business.

    18. buy here pay here Lancaster dealer review by Claire Messimer

      Claire Messimer rated AutoOne Lancaster

      Our experience at Auto One was nothing short of exceptional. Their staff is friendly, courteous and honest. We worked with Allison. She was so sweet and truly wanted us to be in the best car for our family, whether that be at Auto One or not. She was not pushy, but she was informative. They had no problem allowing us to take the car we were interested in to our mechanic who found that it was in amazing shape. They were able to get us an incredible interest rate to match their already amazing no haggle price. The process of buying was painless, fast, and simple. Brian, who helped finalized the paperwork, was hilarious and very nice! We highly recommend anyone to Auto One for their next used car!

    19. buy here pay here Lancaster dealer review by Ana Collado

      Ana Collado rated CarMax

      Excellent Customer Service! The salesman David, very professional and helpful! He explained all the process to buy my Grand Cherokee, clearly! Nothing hide! I had a very nice experience! CarMax 100% recommend!!!

    20. buy here pay here Lancaster dealer review by Megan Varano

      Megan Varano rated CarMax

      This was one of the best experiences I have had buying a car. No gimmicks. Dan and Bri were amazing and super helpful. They were able to help me get a fair trade in for my current car and worked with me to have a car brought in from another state that met my needs. I purchased a Traverse and so far it has been great. Would definitely buy another car from this dealership. Excellent selection too!

    21. buy here pay here Lancaster dealer review by Melonia Bond

      Melonia Bond rated Cam Automotive LLC

      I love Cam Auto for All of my car needs. The pricing is fair and the service is fast and friendly. Location is convenient and the atmosphere is very family oriented and The work is always guaranteed, please patronage Cam Auto for all your car care needs and car purchases you won’t be disappointed I guarantee it. ??

    22. buy here pay here Lancaster dealer review by smash bundy

      smash bundy rated Cam Automotive LLC

      What I appreciated most above all was the fact that these guys are extremely transparent and want to make you the best deal. Adam and Jon are official guys and I recommend them to anyone wanting a great car at the best price. #Audi

    23. buy here pay here Lancaster dealer review by Patrick Dexter

      Patrick Dexter rated Chapman Ford of Lancaster

      We liked them so much we bought 2 vehicles from them so far. Friendly and not pushy at all. Everyone we dealt with took time to ensure we knew exactly what we were getting and that we were happy with it. Some things took a little bit of time and Zach ( our fantastic salesman) bought us dinner ! Bottom line we got a deal that couldn’t be beat by some very professional and personable folks !

    24. buy here pay here Lancaster dealer review by Michelle Perez

      Michelle Perez rated Chapman Ford of Lancaster

      I was in the process of car shopping. I originally looked online at Chapman. I wasn't ready to go in right away. I ended up having a tire light come on for 2 of my tires, and I was at the mall. Decided to bring it over to Chapman and see what they had. The service department was was great and took excellent care of me. Super reasonable. My sales person who helped me was Zach Harpin. He was awesome. Very knowledgeable and very helpful. He worked with Jon to get me top value for my trade. As luck had it, someone was trading in a car right then...one that fit my search. Zach kept me updated by text. I wasn't originally going to come in, but I had such great customer service. I decided to follow up. I was back in 2 days later to test drive and talk real numbers. They got me in the range I needed to be. Zach was patient, friendly, and efficient! They offered excellent warranties for the car at a very reasonable price . I left that day with the car! Thank you to them for all of their excellent service and care!

    25. buy here pay here Lancaster dealer review by Irena Vresk

      Irena Vresk rated Frederick’s Lancaster Pre-Owned

      Ruben is the best, absolutely went above and beyond to get my boyfriend into a car and he has horrible credit. No one else there even comes close to the work he puts in to get you into a car you can afford and on the terms you want. If you can't get a car anywhere else, go to Ruben, he will take care of you. They also offer a great warranty, so its a win win in my book.

    26. buy here pay here Lancaster dealer review by Daniel Ortiz

      Daniel Ortiz rated Frederick’s Lancaster Pre-Owned

      I want to thank Troy for helping my stepson his first car ???? like he help me to get car thank you Troy good job I will be back soon

    27. buy here pay here Lancaster dealer review by Marvin Lebron

      Marvin Lebron rated Lancaster Auto Detail & Auto Sales

      The best auto detail of lancaster

    28. buy here pay here Lancaster dealer review by Jeni Glickenstein

      Jeni Glickenstein rated Lancaster Auto Detail & Auto Sales

      This is such a great place, the workers are so freindly and helpful.. Thank you Eddie for my new car!!!!! I love it so much!! You're awesome!

    29. buy here pay here Lancaster dealer review by Randy Hendershott

      Randy Hendershott rated Brubaker Chrysler Jeep

      Awesome, they stayed after they closed on Saturday afternoon. Replaced a headlight and setup an appointment for Next week to reprogram something on the dashboard. Very good to work with. Thanks for the great service

    30. buy here pay here Lancaster dealer review by Deborah Rich

      Deborah Rich rated Brubaker Chrysler Jeep

      From start to finish everything was quick and easy. There were no hassles and no runaround. They listened to me and weren't pushy at all. Jonathan found me exactly what I wanted and got everything ready for me to pick it up. Not only is Brubaker the best dealership I've dealt with, but the Jeep itself is the sweetest ride yet!

    31. buy here pay here Lancaster dealer review by Jun Bug

      Jun Bug rated Kars On King Auto Center

      They used to call me pata pata but now it's Geico

    32. buy here pay here Lancaster dealer review by Angel Carrasco

      Angel Carrasco rated Kars On King Auto Center

      One of the best use car and the get you approve don't matter your credit I recommended it to anybody

    BHPH Lancaster CA dealer

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