Top 20 Buy Here Pay Here Dealers in Riverside CA

Looking for a used car dealer in Riverside CA but your credit is in bad shape?

Connect with top 20 buy here pay here Riverside CA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Riverside's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Riverside CA

  • DriveTime Used Cars, CA

  • D&H Motors, CA

  • Walter’s Mercedes-Benz of Riverside, CA

  • Porsche Riverside, CA

  • Walter’s Audi, CA

  • Have you ever considered buy here pay here Riverside CA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Riverside CA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Riverside buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Riverside dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Riverside. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Toyota of Riverside, CA

  • Riverside Premier Motors, CA

  • Riverside Nissan, CA

  • Fritts Ford, CA

  • Riverside Auto Center, CA

  • Did you know? These BHPH Riverside CA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Riverside dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • CarMax, CA

  • Hertz Car Sales Riverside, CA

  • Ganas Auto, CA

  • Manheim Riverside, CA

  • Raceway Ford, CA

  • The phrase buy here pay here Riverside CA car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Riverside Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • CarZone Dealership in Riverside **Text “CarZoneDeal” to 474747 for Special Offer**, CA

  • J & R Motors, CA

  • Americar Auto Finance, CA

  • NextCar, CA

  • J & M Auto Sales, CA

  • Why buy here pay here Riverside CA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Riverside CA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Riverside CA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Riverside CA Works

    When the bank says no to your car loan, the buy here pay here Riverside CA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Riverside CA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Riverside CA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Riverside CA Car lots Dealership

    The one thing is very true about buy here pay here Riverside CA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Riverside CA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Riverside CA – Fast Approval Low or no credit score

    The buy here pay here Riverside CA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Riverside CA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Riverside CA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Riverside CA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Riverside CA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Riverside CA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Riverside CA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Riverside CA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Riverside CA buy here pay here Reviews

    Here is what users says about Riverside BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Riverside dealer review by Ari Blakeman MUA

      Ari Blakeman MUA rated DriveTime Used Cars

      Let me just say walking in it’s very warm and welcoming every employee is smiling from ear to ear. Before I got to the front desk David already was ready to help me. He walked from the door to the front desk making sure he listen to every request I had and made sure I knew they were going to take care of me. Once I was approved he sent me over to Bo! Let me just say not only is she super informative and nice but she knew exactly what I loved but also took time out to get me the best car to fit my lifestyle financially! She walked me through the credit, loan, and car fact and made sure any questions I had were answered! If you come here see BO! I love drive time and I’m so glad I found this location!

    2. buy here pay here Riverside dealer review by Hannah Lasister

      Hannah Lasister rated DriveTime Used Cars

      I absolutely love my new Jeep Patriot! They were very thorough with everything they explained and sold to me. Jon was my salesman and like he said. GREATEST THING SINCE SLICED BREAD!!! ? THANK YOU SO MUCH DRIVE TIME AUTO SALES!!

    3. buy here pay here Riverside dealer review by Antonio Moreno d

      Antonio Moreno d rated D&H Motors

      If your looking for a good used car say no more D&H motors got you they made me feel like family give them a try you will not be disappointed

    4. buy here pay here Riverside dealer review by Dena Still

      Dena Still rated D&H Motors

      Best ever service!!! Requested specific vehicles, Doug never disappointed us. Have purchased A Chevrolet truck, Toyota Corolla & a Dodge 2500 truck. All have performed beyond our expectations. Our 1st vehicle, the 1998 Chevrolet truck, is still running strong with over 231,000 miles. Thanks Doug & staff. Well be back & won't hesitate to recommend you to anyone!

    5. buy here pay here Riverside dealer review by Danny Granados

      Danny Granados rated Walter’s Mercedes-Benz of Riverside

      First of all got to say Alex Ramirez by far has the best customer service. He service and loyalty to his customers keeps bringing me back. He also takes care of his customers needs and always attentive to their concerns. I would highly recommend anyone that brings their vehicle for repair or maintenance to consult with Alex, he is very knowledgeable when it comes to his products and knows his brand very well.

    6. buy here pay here Riverside dealer review by Francisco Amaya

      Francisco Amaya rated Walter’s Mercedes-Benz of Riverside

      Amazing inventory and you can walk freely inside the whole dealership without harrassment. The staff is very friendly and happy to help.

    7. buy here pay here Riverside dealer review by Matthew Lee

      Matthew Lee rated Porsche Riverside

      My heart has always been with Porsche and Tony Nguyen made my first Porsche experience very smooth and straight forward. I am in sales as well so we cut to the chase. If you're looking for someone who doesn't dance around number, Tony Nguyen is the guy to go to! Greatly appreciate it brotha!

    8. buy here pay here Riverside dealer review by Long Liu Office

      Long Liu Office rated Porsche Riverside

      Thank you for all your help. Your service was excellent and unmatched. Many thanks for your kind and efficient service. I have already and will definitely continue to recommend your services to others in the future.

    9. buy here pay here Riverside dealer review by Steven Mendez

      Steven Mendez rated Walter’s Audi

      This is to the service department, thank you. I’ve had two Audi’s serviced at this dealership, both brought in for a inspection when purchased used and always given the technical information I needed to fix the vehicle. When I decided to re code my ECU and burned out my MMI, they we’re able to code match and instal my replacement. When I tuned it and it threw a spool on the supercharged fixed it and at unbelievable prices. They took my 8 year old, track driven Audi’s from beat up back to knew and always on time for the next race or show. Thank you to the whole Walters group of Audi dealerships who Always had the parts I needed and thank you to riverside service mechanics who did such a profession job.

    10. buy here pay here Riverside dealer review by Timothy Lewis

      Timothy Lewis rated Walter’s Audi

      After looking at NUMEROUS car dealerships for a vehicle after mine was totaled, stopped into Walter’s Audi. Todd Bellis was there to take care of me. Believe me when I say I am very picky about my automobiles, but Todd had the patience I needed to make an informed decision. He was also very knowledgeable about the A6 I was interested in; going over all the features, but was never pushy. Thanks to him, I left with a beautiful A6 with all the features I wanted. Todd made my extra a pleasurable one. Thanks Todd!

    11. buy here pay here Riverside dealer review by christina villarino

      christina villarino rated Toyota of Riverside

      Not enough stars to give.. I was by far amazed on how wonderful we were treated. We have had our share of bad dealer experiences and David and Mo exceeded our expectations and more. They worked out a phenomenal deal and it was awesome to actually get the vehicle we wanted and not settle. We will be back in the future. As well as recommending them.

    12. buy here pay here Riverside dealer review by Jon-Luc McDonough

      Jon-Luc McDonough rated Toyota of Riverside

      Had an absolutely great experience as a first time car buyer! Freddie and Perry took really good care of me, addressed all of my concerns and are super humble, friendly people. Definitely recommend anyone looking to get a newer car to talk to them!

    13. buy here pay here Riverside dealer review by Daniella Ls Rosa

      Daniella Ls Rosa rated Riverside Premier Motors

      I almost put a bad review, but because of the dedication of David as well as the owner Mark not only were we able to salvage the deal but my husband was able to get the car he really wanted. David went above and beyond just as he had promised when I first met him over the phone, not only did he secure the deal but he physically drove the car 2 and half hours to our location and he even topped off the gas when he got there. Great communications with David he is truly an amazing person to work with, thank you David!

    14. buy here pay here Riverside dealer review by duraid samain

      duraid samain rated Riverside Premier Motors

      Rpm was the best decision I've made in a long time. I've been to about 6 dealership in the past 4 or 5 months and RPM was the dealership that gave me the best deal for and new ride. David calero was the person I spoke to on the phone and was the one who showed me around the lot where I found this new beauty. Not only did they give me the greats deal one a car I've been researching and have done lots of looking around for. David let me test drive the venza and showed me how everything works on it. The whole dealership workers were very very friendly and welcoming. David had the manager give me the best deal they could do on the venza. They offered me an amazing % and a very low payment plan. They also recommend the extended warranty on the vehicle which would help protect the vehicle for an extra 3 years which is perfect. They also offer way more than any other dealership I've been to. I recommend RPM to a friend of mine and they helped him out to get a ride for his son which was cool. They know how to take care of their customers for sure and are willing to work with anyone to have them go home with a new car. Would definitely recommend this place for buying a used car.

    15. buy here pay here Riverside dealer review by Tammie Jean Sanchez

      Tammie Jean Sanchez rated Riverside Nissan

      Thank you Chito for scheduling my appointment and explaining the details of what I needed over the phone. Upon arriving I was met by Marcos whom made time to have all my service needs taken care of in one day, as I had expected, to come back. MARCOS met all my vehicle needs and advised me of multiple quotes to fit every need. Great team at Nissan, as I waited a few other staff members inquired if I needed or had any questions that they could be of service. Thanks to you all, for your kindness above all your professionalism I will be back next week to purchase 4 new tires.

    16. buy here pay here Riverside dealer review by Susan Pentecost

      Susan Pentecost rated Riverside Nissan

      I stopped by Riverside Nissan to replace my stolen car. My previous experience at the parts department was positive so wanted to look at this dealer first. Irvin Solis walked us around the lot carefully assessing what I wanted and what I didn’t want! Eventually found a nice Rogue and after some pros and cons I drove it home. Many thanks to Irvin for a good car buying experience.

    17. buy here pay here Riverside dealer review by Jonathan Serna

      Jonathan Serna rated Fritts Ford

      I was really impressed by the customer service that I was given when arriving to Fritts ford. Before coming to this dealership I went to others such as Ford raceway but none of them treated me as serious as Fritts ford. I am glad that I had Danny Delfin help me through the process he made it very enjoyable with his sense of humor. I can’t really say that about most sales men who I’ve been helped out by. I would definitely recommend Fritts ford to anyone who is looking to buy a new vehicle. Thanks for making my first car buying experience easy and enjoyable.

    18. buy here pay here Riverside dealer review by Babyluna_ xo

      Babyluna_ xo rated Fritts Ford

      Best customer service! Highly highly recommended coming here for your next car! As soon as we arrived we were greeted (which was great because we saw a listing online we wanted ) by a very friendly Austin, who helped us graciously locate, test drive and inspect the car we had in mind! And through out our car buying experience! Took his time never rushed up or made us feel like our money wasn't going to get us a car that day. Considering we are "younger". So we appriciate that a lot! We also encountered Nick K. off referral to help us with our contract, who also was amazing at what he does! He helped make the process painless! And our last encounter was with Ray! He was just as friendly and helpful as the others and very efficient and organized with all the papers, while explaining it all to us! Drove off the lot probably within 4? Hours. Which by dealership hours is pretty fast! Will be returning in the future for a new car which that time comes and telling family/friends who they need to go see! Thank you!

    19. buy here pay here Riverside dealer review by Humble Hustle Sober Life

      Humble Hustle Sober Life rated Riverside Auto Center

      Moss Brothers is the place to go! I have bought my last 15 cars from them. The trick is to trade in your car before how 60000 miles and they will give you a heck of a deal on the trade in toward your new vehicle

    20. buy here pay here Riverside dealer review by T Bone

      T Bone rated Riverside Auto Center

      Those Toyota boys (and girls!) can take care of their customers! They got my car in for oil change, did a thorough check, and gave me an itemized list of things to fix to keep it going another 160k mileage. Amazing product and good group of professionals to keep it running.

    21. buy here pay here Riverside dealer review by Teanna Fink

      Teanna Fink rated CarMax

      I love CarMax! My husband and I have bought two cars there in the last year and couldn't be happier! Great customer service, NO haggling, and they get you in and out in about an hour and a half. I highly recommend it!

    22. buy here pay here Riverside dealer review by Tricia K

      Tricia K rated CarMax

      My experience with CarMax was nothing less than absolutely AWESOME... Jenny (in Sales) worked with me until I found the EXACT car that I needed - and even with a few bumps in the road, I was BEYOND IMPRESSED with the level of customer service and care that I was given and Art (in Service) took wonderful care of me! I will never buy or sell a car any other way! Thanks again, CarMax!!

    23. buy here pay here Riverside dealer review by Lloyd Dunkin

      Lloyd Dunkin rated Hertz Car Sales Riverside

      Well, I love the new ride

    24. buy here pay here Riverside dealer review by Maria Lenhardt

      Maria Lenhardt rated Hertz Car Sales Riverside

      Loved being assisted by Devan, a very humorous down to earth guy. Very honest and not out to " just make that sale". We are totally satisfied and happy with our purchase! The finance Rep that assisted us in putting the package together was so helpful and knowledgeable about the warranty specifics! I would definitely reccommend Hertz! Ask for Devan ?

    25. buy here pay here Riverside dealer review by Briseida Ruvalcaba

      Briseida Ruvalcaba rated Ganas Auto

      No words can express how helpful and nice they were...went home in a silverado like i planned Thank you erick.victor.and sergio for everything..HIGHLY RECOMEND THIS PLACE

    26. buy here pay here Riverside dealer review by Damian Duran

      Damian Duran rated Ganas Auto

      All personal very helpful and willing to help us as a Familia we feel very comfortable during are business transaction thank you

    27. buy here pay here Riverside dealer review by Yvette Tatum

      Yvette Tatum rated Manheim Riverside

      Nice people with a good selective of quality cars to chose from. Employees are very polite courteous it's very well organized. Good experience.

    28. buy here pay here Riverside dealer review by Rococo Martinez

      Rococo Martinez rated Manheim Riverside

      Love w ok working here. So many different cars I get to drive. The employee are super cool. I enjoy working with them.

    29. buy here pay here Riverside dealer review by Regina C

      Regina C rated Raceway Ford

      No HATE here... Bernardo was awesome.... Thank you to all at Raceway Ford.. you guys are great! ?

    30. buy here pay here Riverside dealer review by Luke Koenig

      Luke Koenig rated Raceway Ford

      Brock was awesome to deal with and would highly recommend. We are located in KS and even with shipping they have such good deals we were able to make the numbers work. Great service!

    31. buy here pay here Riverside dealer review by David Taheri

      David Taheri rated CarZone Dealership in Riverside **Text “CarZoneDeal” to 474747 for Special Offer**

      They respond fast and provided great customer service. I bought my truck yesterday. Price is very reasonable. I will recommend this dealership to my friends and family.

    32. buy here pay here Riverside dealer review by Martin Barajas

      Martin Barajas rated CarZone Dealership in Riverside **Text “CarZoneDeal” to 474747 for Special Offer**

      I was struggling to find a good dealership that could work with my credit and came across this one. Best decision I made. Im loving my car and have no issues. Great people there as well.

    33. buy here pay here Riverside dealer review by Eddie Sutton

      Eddie Sutton rated J & R Motors

      J and R is probably one of the best dealers I have been to they were very transparent about all of their vehicles and when I finally decided to buy one the did all of my maintenance covered under their warranty. This is also one of the few dealers I have found that offers warranties on their cars. I would recommend anyone come here I would buy from here again

    34. buy here pay here Riverside dealer review by Andy Coronado

      Andy Coronado rated J & R Motors

      This is our second purchase from J and R and to say that the experience was amazing would be an understatement! Alberto and Alexis moved mountains for us thank you guys will definitely be seeing us again on our next purchase!

    35. buy here pay here Riverside dealer review by Hector Herrera

      Hector Herrera rated Americar Auto Finance

      I just purchased a car from this dealership from start to finish my experience was great. All the staff were helpful and respectful. I would recommend this place to any person looking for a car . Eric was very helpful ?. I look around at other dealers and couldn't find what I was looking for .I found a nice car here and they got me a low interest rate this was my experience I cand speak for others only for my experience

    36. buy here pay here Riverside dealer review by Cesar Adrian Chacon

      Cesar Adrian Chacon rated Americar Auto Finance

      The best costumer service i buy my car there and really good on mecanic the interior like new just im recomend

    37. buy here pay here Riverside dealer review by Sheila Mcknight

      Sheila Mcknight rated NextCar

      They are awesome. Steve and diane go out of there way to help you. Highly recommend this place. I'm on my second vehicle. No issues what so ever

    38. buy here pay here Riverside dealer review by Robert Savoia

      Robert Savoia rated NextCar

      My experience with this company has been 5 stars on all levels, salesman Jeff worked with me on price answer my calls and text after hours,no pressure. It needed tires they put new ones on. Martin and the finance team went above and beyond to get me financed. The owner was a super nice guy, they really have upped there customer service. Highly recommend

    39. buy here pay here Riverside dealer review by Javier Ochoa

      Javier Ochoa rated J & M Auto Sales

      I bought my car from J&M auto after looking around i found the best car and dealership . I spoke with Angel and he made my car buying experience the best got me appoved and in no time i was out in my new car. Thanks for the positive experience and great car. I will be back to purchase my next car

    40. buy here pay here Riverside dealer review by Keiona Dillon

      Keiona Dillon rated J & M Auto Sales

      Mr. Galven was truly a blessing and so helpful. They are really there to help and the car is amazing. I highly recommend this car dealership for any first timers buying.

    BHPH Riverside CA dealer

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