Best Buy here pay here dealers in Santa Clara CA

Checkout our list of 14 top buy here pay here car lots dealers in Santa Clara CA sorted by highest rating. We have ranked the Santa Clara's BHPH dealers based on reviews, location and our internal ranking system to provide you with the list of best dealers only.

  • Midtown Motors Inc, CA

  • Auto Center West, CA

  • Public Auto Wholesale, CA

  • AutoNation Acura Stevens Creek, CA

  • Stevens Creek BMW, CA

  • Have you ever considered buy here pay here Santa Clara CA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Santa Clara CA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Santa Clara buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Santa Clara dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Santa Clara. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Lexus Stevens Creek Service, CA

  • Stevens Creek Cadillac, CA

  • Wheels & Deals of Silicon Valley, Inc., CA

  • Frontier Ford, CA

  • Stevens Creek Nissan, CA

  • Did you know? These BHPH Santa Clara CA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Santa Clara dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • Top Notch Auto Sales, CA

  • Alberto’s Auto Sales, CA

  • Stevens Creek Chevrolet, CA

  • Stevens Creek Hyundai, CA

  • Buy here pay here Santa Clara CA no down payment dealerships

    Looking for Santa Clara Buy here pay here dealerships with low or no down payment? Welll, you are on right place now. Here we have listed 14 best BHPH Santa Clara CA dealers you can contact to buy your vehicle. is an online portal which connects you with a nearby Santa Clara's car dealer in your area that will be most helpful to you. Once a dealer accepts your application for financing your vehicle you will be contacted to visit the dealer and shop your choice. We don't charge anything here. This portal is just to connect you with the best buy here pay here Santa Clara dealership.

    Buy here pay here Santa Clara CA car lots dealers

    Buy Here Pay Here Santa Clara CA Car Lots are the dealers who are specializes in helping people who have no credit, bad credit, low credit, or have been denied due to bankruptcy drive again. If you are looking to buy vehicle and have low credit it is quite difficult to get approved through traditional financing. Thus we offer an solution to find Santa Clara CA BHPH dealer you can contact for in house auto financing directly from the dealership to you. Even with bad credit or bankruptcy, these dealers can help you get the financing you need. We have listed 14 dealers above sorted by reviews and location near you. Feel free to view profile, read reviews and contact them you will the best financing you need to buy your vehicle.

    How does buy here pay here Santa Clara work?

    Well, the process is simple. You go to one of these 14 lots, you present your vehicle information, and then the salesperson will let you know what the going prices are for the particular model you are looking at. You can also go and see the rest of the cars if there are any. Once you find the one you are interested in, you can come back any time to buy it.

    Santa Clara CA buy here pay here Reviews

    Here is what users says about Santa Clara BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Santa Clara dealer review by JERRY LIGHTELL
      JERRY LIGHTELL rated Midtown Motors Inc

      Midtown Motors made my auto purchase effortless! I can not say enough for everyone there! Kevin just a outstanding real down to earth salesman! Gave us the feeling as if we were family! Honest and truthful! Worked my deal for us all to be happy with the decision and purchase! Alberto works his magic with all the paperwork and was able to get the whole process quick and painless! I was extremely happy to have chosen Midtown Motors for my new purchase! I would certainly recommend them to my family and friends! Please give Kevin a call! Honesty and Trust go a long way when making a decision on the purchase of a car or truck! I know I will definitely use them again!

    2. buy here pay here Santa Clara dealer review by Srinidhi Goud
      Srinidhi Goud rated Midtown Motors Inc

      These guys really know what they sell. Especially Alberto is very knowledgable, honest and a straight forward man. It is refreshing to talk to someone who is more interested in understanding your preferences and guiding you to a great choice than just forcing a car on you.

    3. buy here pay here Santa Clara dealer review by Brian Flórez
      Brian Flórez rated Auto Center West

      I give this dealer 5 stars, they offer good sells and very respectful ! I’ve gone to many dealers and this was the only location that let me buy a car with no credit the offering in-house financing that’s great opportunity for any one like to come! I recommend this dealership, Thanks auto center west

    4. buy here pay here Santa Clara dealer review by PAOLO VARGAS
      PAOLO VARGAS rated Auto Center West

      i recommend this dealership the offering in-house finance to every one, I wast my time to different places but here it's easy to finance a car with low down payment bad credit don't wast your time!! thanks auto center west

    5. buy here pay here Santa Clara dealer review by george ermakov
      george ermakov rated Public Auto Wholesale

      Got a car for In Laws. Sales representative went above and beyond for us. Vehicle was in great condition for its mileage. Nothing was damaged and even let us examine the vehicle at our local mechanic. No complaints really recommend this place if you're shopping for a used car.

    6. buy here pay here Santa Clara dealer review by Laura Bevan
      Laura Bevan rated Public Auto Wholesale

      Writing the same review in different places - ping me if you have any questions! I did EXTENSIVE research on a very specific car for my new driver kid and found the absolute best price AND lowest miles for a 2015. Public Auto Wholesale had the car listed for 1k less than what Carfax reports were telling me it was actually worth I had questions because my financing was pre-approved from my credit union and they didn’t immediately recognize this dealership’s name. My CU said that to approve financing, the dealership had to register the vehicle. Majio took my initial call (at a ridiculously early hour – and was immediately responsive) to respond to all questions I had about this and other questions about the car. It was EARLY too – but he was super pleasant. And yes, they absolutely can register your car. My sister was looking to donate her super-old and barely-running car and they took it for trade-in! From the moment I showed up at the lot, Bijan ad Majio treated me like family and I felt super comfortable. They asked me options (GAP insurance, etc), but only once for each option and were not at all pushy. My next driver will be needing a car in a couple years and PAW has completely earned my trust and future business. I was looking at (and researching) some of their other models while they were working on my paperwork and their prices were ridiculous across the board. This long-time independent San Jose establishment deserves to earn your business! Thank you Majio and Bijan!!! You guys are awesome!

    7. buy here pay here Santa Clara dealer review by Aimee Kalivoda
      Aimee Kalivoda rated AutoNation Acura Stevens Creek

      Carlos was friendly and checked me in early so that I could make it to work on time even though the service center was not technically open. He was thorough and made sure I had everything I needed before I left and checked back in with me once I picked up my vehicle. Excellent customer service!

    8. buy here pay here Santa Clara dealer review by Dong Nguyen
      Dong Nguyen rated AutoNation Acura Stevens Creek

      Got my new car on 11/25th best saving date. We love the new 2019 Acura RDX in the design of 4 cyl, 2.0 Turbo engine and the beautiful exterior and interior too. We got it at very good deal and thanks to a great saleperson (Kathy Nguyen), sale manager (Henry) too. Kathy who helped us thru the sale process smoothly, demonstrated the car operations very well. Recommended see her and her manager Henry

    9. buy here pay here Santa Clara dealer review by William Byrd
      William Byrd rated Stevens Creek BMW

      Fred was very patient. He was very helpful and was great when my children were present which I very much appreciated. I have been in sales for 15 years and the one thing car salesman (to me) always forget is the connection with the customer. It's been 5 months and he will still answer his calls. We purchased from the right person.

    10. buy here pay here Santa Clara dealer review by Top 10 Farsi
      Top 10 Farsi rated Stevens Creek BMW

      First of all I want to thank Fred Khosraviani who went above and beyond and helped my purchase my dream car. Fred has by far been one the best and awesomest salesman I've had a pleasure working with. I bought a certified pre owned m3 and fred knew pretty much everything about the car from what packages it had, how everything works, etc. I'm not gonna lie, I was at the dealership for 4 hours, but most of the delay was because I was trading in a car and there was a mix up with the paperwork. Anyway, after few hours I drove out of there with my dream m3 and it was all thank to Fred. All in all I had a very positive experience purchasing a vehicle from here and I'll definitely come back to Fred if I need other cars.

    11. buy here pay here Santa Clara dealer review by Kambiz Esmaily
      Kambiz Esmaily rated Lexus Stevens Creek Service

      Lexus of Stevens Creek of San Jose provides an exceptional customer service. During my last visit, Elmer Ferrer was my service advisor. Elmer did exceed my expectations and provided superb customer service. He was very knowledgeable, explained thoroughly the needed services and repair. He kept me informed during the whole process. Thank you Elmer for your excellent customer service, I certainly will bring my car here for any additional services in future.

    12. buy here pay here Santa Clara dealer review by Lawrence Tom
      Lawrence Tom rated Lexus Stevens Creek Service

      Made an appointment for an oil change and figured the weekend after thanksgiving it would be empty. Nope. The place was packed. I usually go to Redwood City but this is closer and open on Saturday. Almost all the service bays were full and it was fun watching them service the different cars. I did a little work in one of the cubicles and was proud of myself for not indulging in the sweet treats. There was a cooler full of drinks too. My car was finished up in about 2 hours with the oil changed and the inside and outside cleaned. For my next major service I will come here.

    13. buy here pay here Santa Clara dealer review by Omar Martinez
      Omar Martinez rated Stevens Creek Cadillac

      Had an awesome experience when purchasing my fathers escalade. Oscar H helped us out, great person his character, humbleness and genuine drive to care for his customers made it a very at home experience and gave us the 360 not only to purchase a vehicle but also to help out on the payment arrangement we were looking for, took his time and searched real hard to find a vehicle that will fit our budget and taste! the financial department are also great! manny and jay did an awesome job working numbers to fit our budget.. side note my mom takes her truck to this dealership for service and her experience is always pleasant as well, we were actually picking hers up from service and ended up leaving with another one... definitely recommend!!

    14. buy here pay here Santa Clara dealer review by S Jaz
      S Jaz rated Stevens Creek Cadillac

      I had a great experience buying my car from Stevens Creek Cadillac last month. Ehsan and Manny were extremely patient, knowledgable and helpful to discuss different options to me. I am very pleased with my purchase.

    15. buy here pay here Santa Clara dealer review by Ben Moraniec
      Ben Moraniec rated Wheels & Deals of Silicon Valley, Inc.

      Very positive experience! Jerry was great and went above and beyond at assisting me in selling my honda accord in a quick and efficient manner. Would absolutely recommend Wheels and Deals to anyone in the Bay Area looking to buy, sell, or trade in their used vehicle for a good offer!!

    16. buy here pay here Santa Clara dealer review by robert jackson
      robert jackson rated Wheels & Deals of Silicon Valley, Inc.

      Bought good cars from the good people here. Sent friends to buy from them, too, and they are still friends and happy with the cars! Also sold to them and while I would have liked more money--and who wouldn't--the price was only a few hundred off, not like the dealer trade ins I've done where they high pressure low ball you for thousands of $$$. And they have got a really cool selection! Hot Rod Lincoln? On the lot on the left! Classic Ford? Just rolled in in mint condition from the little old guy who garaged it for decades! Shelby Cobra? Come inside, dear boy "Welcome to the MACHINE!" Yep, start here for your car shopping. Vending machines are for potato chips and soda, not cars.

    17. buy here pay here Santa Clara dealer review by Edson Sanchez
      Edson Sanchez rated Frontier Ford

      Frontier ford is the best place to purchase a car. Their team was really friendly, courteous and honest. This is the second vehicle I purchase here and I will continue to come back here for more cars. Ivan in particular was extremely helpful and he showed us a few vehicles and went over all the options. In the end I choose the car that was best suited for all my needs and I am happy with the packages that were offered. Thank you frontier ford

    18. buy here pay here Santa Clara dealer review by Javier Andrade
      Javier Andrade rated Frontier Ford

      Very good experience with very friendly service. I bought my car there a couple years back. The buying process was very straightforward and I was never rushed into anything. I also have serviced my vehicle there for 2 years and the staff have been very friendly and approachable. Highly recommend!

    19. buy here pay here Santa Clara dealer review by Valerie Hernandez
      Valerie Hernandez rated Stevens Creek Nissan

      Mike was Wonderful and Daniel! Very kind and professional, quick to help and assist with service needed. Also want to mention Jose in the back and another lady went Above and Beyond to help get some residue off my vehicle. Truly Appreciate that they took the time to ensure my vehicle was completely clean and to my expectation. I don’t recall her name but I wish I would’ve taken a before and after picture! They were Awesome!! Very Kind and Hard Working! Thank You to Service!!

    20. buy here pay here Santa Clara dealer review by Guddi Holkar
      Guddi Holkar rated Stevens Creek Nissan

      Overall it was good experience with nissan dealers ,n finally we purchased a car too i,e Nissan Maxima ,we tried to negotiate the price but they reduced only 200$ ok it was good to deal with . Only u should be careful while signing the papers they can increase insurance value too high without noticing so be very cautious n ask where ever u feel der is price without ur concern they can add like document fee, insurance fee , dmv fee so ask price and cross check the each paper n sign it .

    21. buy here pay here Santa Clara dealer review by Jason Akbarzadeh
      Jason Akbarzadeh rated Top Notch Auto Sales

      When I walked into Top notch auto sales I felt like they really cared to understand my needs and my budget on buying a car they put me in the right car for the right price and affordable payments that I can afford thank you Top notch auto sales I refer anybody to go there to see a guy name Manule thank you

    22. buy here pay here Santa Clara dealer review by Abel Campoverde
      Abel Campoverde rated Top Notch Auto Sales

      Outstanding customer service!! Jason and His Sale Staff Team are extremely knowledgeable, professional to help you with your Car Needs .Everyone at Top Notch Auto Sales made us feel very comfortable that we are really good Friends know t

    23. buy here pay here Santa Clara dealer review by Claudio Parra
      Claudio Parra rated Alberto’s Auto Sales

      Simply the Best people to work with when navigating the used car business. Family owned and operated.

    24. buy here pay here Santa Clara dealer review by Yvone Avila
      Yvone Avila rated Alberto’s Auto Sales

      Really good people. They work with you so you can drive away in a new car.

    25. buy here pay here Santa Clara dealer review by Clint Carter
      Clint Carter rated Stevens Creek Chevrolet

      New management making a difference. Great place to buy a car!! My experience: Purchased a used car from them a few weeks ago. The first day I commuted 40 miles to work I noticed it was not shifting correctly on the highway. Then the car had issues accelerating. Contacting the dealer it took a little while to reach the General Manager and had some initial issues low level managers. However, once the General Manager found out about the issue he made sure to get the problems fixed. Even though the dealership could have told me it was an “as is sale” they replaced the transmission and covered a rental car for the 3 weeks until my car was 100% right. No cost to me. This is a place you want to do business with! My car was not a high margin sale for them, as the car is just a commuter, but they still made sure I was taken care of.

    26. buy here pay here Santa Clara dealer review by Makeda Mahali Easley
      Makeda Mahali Easley rated Stevens Creek Chevrolet

      Our car purchasing experience at Steven's Creek Chevrolet was absolutely amazing, everyone there was so friendly and helpful. The sales staff and finance manager went out of way to provide the best service possible; they offered us refreshments and a peaceful atmosphere. The finance manager fought to get us the best deal; I have never had an experience like this ever in any other car shopping moment, and most importantly there was not any pressure. Thank you Steven's Creek Chevrolet staff, you are awesome! And you can be sure that will tell all of our family and friends about our experience here at this dealership. Bill E.

    27. buy here pay here Santa Clara dealer review by Carlton Smith
      Carlton Smith rated Stevens Creek Hyundai

      Great customer service. Everyone there makes me feel like I am family. I love how everything is explained and helpful everyone is. I have been coming to your place since 2014. Each time I go, I get nothing but great service. Keep up the wonderful work!

    28. buy here pay here Santa Clara dealer review by Misha Dmitriev
      Misha Dmitriev rated Stevens Creek Hyundai

      I do my scheduled maintenance at this dealership for more than two years by this time. Never had any problems, work always done in reasonable time while I wait in a big armchair. Had only one small problem (trunk latch) in my car after 60k miles, and the service adviser went out of her way to get it fixed on warranty. I can definitely recommend this dealership.

    BHPH Santa Clara CA dealer

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