Top 18 Buy Here Pay Here Dealers in Palmdale CA

Looking for a used car dealer in Palmdale CA but your credit is in bad shape?

Connect with top 18 buy here pay here Palmdale CA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Palmdale's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Palmdale CA

  • Blue Rhino Motors – Palmdale, CA

  • Camacho Mitsubishi, CA

  • Hunter Dodge Chrysler Jeep Ram, CA

  • Camacho Auto Sales, Inc., CA

  • CarMax, CA

  • Have you ever considered buy here pay here Palmdale CA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Palmdale CA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Palmdale buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Palmdale dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Palmdale. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Rally Cadillac, CA

  • Credit County Auto Sales, CA

  • Camacho Auto Sales Inc., CA

  • Rally Buick GMC Cadillac, CA

  • Rally Auto Group, CA

  • Did you know? These BHPH Palmdale CA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Palmdale dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Camacho Auto Sales, CA

  • Antelope Valley Mazda, CA

  • Robertson’s Palmdale Honda, CA

  • Honda Lancaster, CA

  • Antelope Valley Chevrolet, CA

  • The phrase buy here pay here Palmdale CA car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Palmdale Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Valley Auto Center, CA

  • Desert Auto Sales, CA

  • Sun Auto Finance, CA

  • Why buy here pay here Palmdale CA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Palmdale CA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Palmdale CA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Palmdale CA Works

    When the bank says no to your car loan, the buy here pay here Palmdale CA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Palmdale CA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Palmdale CA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Palmdale CA Car lots Dealership

    The one thing is very true about buy here pay here Palmdale CA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Palmdale CA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Palmdale CA – Fast Approval Low or no credit score

    The buy here pay here Palmdale CA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Palmdale CA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Palmdale CA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Palmdale CA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Palmdale CA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Palmdale CA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Palmdale CA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Palmdale CA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Palmdale CA buy here pay here Reviews

    Here is what users says about Palmdale BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Palmdale dealer review by Krysten Grimaldi

      Krysten Grimaldi rated Blue Rhino Motors – Palmdale

      Hands down the best dealership I have been to!! Staff is super friendly and helpful! Fred was amazing! Unlike other dealerships I have dealt with in the past, they do not try to push you into something you can not afford. They are the best! I would HIGHLY recommend anyone looking for a used vehicle to go see them! You will not be disappointed!!!!

    2. buy here pay here Palmdale dealer review by Alex Minasyan

      Alex Minasyan rated Blue Rhino Motors – Palmdale

      came to look the Corvette and had amazing experience, happy with my purchase and paperwork process

    3. buy here pay here Palmdale dealer review by Angela Gurzi

      Angela Gurzi rated Camacho Mitsubishi

      Joli and Kyle made sure I had an amazing experience. After many kind changes and indecisiveness I was able to purchase the car that was perfect to me. I have heard the horror stories and the mixed emotions in regards to Camacho, but I was willing to give them a chance and they took a chance on me! I am very happy with their service and knowledge. They knew what I wanted, what I was putting down and where U wanted payments to be and Kyle and Joli made that happen! I can not thank them enough for their hard work!

    4. buy here pay here Palmdale dealer review by Liliana Herrera

      Liliana Herrera rated Camacho Mitsubishi

      They took me without an appointment, came to get service on my car and they where extremely hones, did not try to push services my car didn't need, they work very hard to deliver a great service... my car got washed after really great. I will definitely recommend this place to my friends and come back for another service on my car.!! ???

    5. buy here pay here Palmdale dealer review by Matthew Cox

      Matthew Cox rated Hunter Dodge Chrysler Jeep Ram

      Excellent experience from this dealer. Super smooth transaction and no hassle getting in and out in a quick manner. Best car buying experience I have ever had. Would defintly buy fro this dealer again. I even drove 100 miles to get here. So if your looking from a great experience buy a RAM go to Hunter and find Dale Ball he will treat you right.

    6. buy here pay here Palmdale dealer review by John Piller

      John Piller rated Hunter Dodge Chrysler Jeep Ram

      Love This Dealership. I have been Purchaseing Vehicles for 14 years here. I will keep Purchasing Vehicles from here until I can no longer Drive. Tom, Katie and George Park are Awesome. Hunter Dodge Lancaster California is the Best.

    7. buy here pay here Palmdale dealer review by JESSE GUZMAN

      JESSE GUZMAN rated Camacho Auto Sales, Inc.

      Highly recommended this place very easy to Finance ask for John in sales really good guy and Christina will always answer any questions you may have over the phone

    8. buy here pay here Palmdale dealer review by Omar Solita

      Omar Solita rated Camacho Auto Sales, Inc.

      The easiest car buying experience I've ever had. Casper is amazing. Fast, friendly, and helpful. I highly recommend going here!

    9. buy here pay here Palmdale dealer review by R G

      R G rated CarMax

      Excellent Service! Fast, easy, excellent customer service. Will never buy anywhere else. Palmdale and Burbank locations. ?% Satisfaction.

    10. buy here pay here Palmdale dealer review by John Penny

      John Penny rated CarMax

      The whole process from the initial internet search, first contact from sales person (over the phone), transfer of vehicle, to pick up, was smooth and very nice . All the staff was very courteous and answered all my questions in regards to the vehicle, the transfer process, and financing. The car I bought was exactly as advertised. I have already recommended CarMax to family because of my positive experience which is the best compliment, in my honest opinion.

    11. buy here pay here Palmdale dealer review by Elvis C

      Elvis C rated Rally Cadillac

      Very happy with the service department. I communicated with Iris to let her know the issues I was having with my GMC 3500. She knows I work during the day and couldn't swing by, so she was able to set up a time at 4:30pm today with the tech. I didn't catch his name but he did service my truck last time. He re-ballanced the wheels after he checked the alignment. I was out of there in an hour and fifteen minutes and my truck rides perfect again. They even let me bring my dog inside the service area waiting room. Thank you again and we'll see you next time!!

    12. buy here pay here Palmdale dealer review by Jennifer A Wood

      Jennifer A Wood rated Rally Cadillac

      We took our 2009 GMC Acadia in for a flashing engine check light and other issues. Tania, our service rep, got our vehicle scheduled for service and explained all that needed to be accomplished. She provided us with the cost of these repairs. We approved them and they ordered the necessary parts and provided us with great service.

    13. buy here pay here Palmdale dealer review by Jerry Flattum

      Jerry Flattum rated Credit County Auto Sales

      If you've searched on both big lots and small lots, you already know how smaller lots offer something special. And so it is with Credit Country. I didn't think buying a car could not only be so easy but downright enjoyable. There's nothing phony, like how some Hollywood movies characterize the stereotyped used car salesman. Credit Country is real. Real people, selling you the right car. But wait...what if I move to the east coast? I know, I'll do a video chat and have 'em ship it or drive it out to me. And if I get rich, I'm going to buy a dozen for all my friends. Credit Country is like...home.

    14. buy here pay here Palmdale dealer review by Michael Jimenez

      Michael Jimenez rated Credit County Auto Sales

      All you need is a job, a deposit and insurance and if you dont have insurance they will refer you to insurance!! Great place my credit score was at 450 they are amazing and understanding I have a 2013 dodge dart and a 2000 Toyota Camry both with great miles!! And Great condition!!

    15. buy here pay here Palmdale dealer review by Karen Maze

      Karen Maze rated Camacho Auto Sales Inc.

      I have been coming here sense 2017 for my service and I have never had a problem after the service has been performed. The person that checks you in for service has always been helpful, polite and respectful and cashiers are friendly as well. I did not buy my car here because I live in another area, but when the dealership I bought my car from moved farther away I found this dealership/service department and I highly recommend them! I love my 2017 Mitsubishi Outlander and would recommend this vehicle to anyone and when you fold the seats down and need to haul things, it holds a lot. When I feel like I need a new Outlander, I will buy it from Camacho Mitsubishi at the auto mall location.

    16. buy here pay here Palmdale dealer review by Lauren Mullins

      Lauren Mullins rated Camacho Auto Sales Inc.

      WOW! Hands down best car buying experience I have ever had! We went from Lyfting everywhere to driving a 2018 Ford Focus! Erick, Dean and Jason, Tonya moved mountains to make sure we got into a new, reliable, perfect car for us! I am so happy and I wish I could give them 10 stars, because they deserve it! Thank you, thank you, thank you!

    17. buy here pay here Palmdale dealer review by Mario Moralescampos

      Mario Moralescampos rated Rally Buick GMC Cadillac

      God Bless America!!!;!

    18. buy here pay here Palmdale dealer review by Vicki Gafford

      Vicki Gafford rated Rally Buick GMC Cadillac

      Great place to get your oil change

    19. buy here pay here Palmdale dealer review by james randall

      james randall rated Rally Auto Group

      Went shopping for a new car, and found what we wanted. Affordable , great service, wonderful experience. No hassles, or heartaches. We did some research before we came, so that helped with selecting. Test drove 3 cars, and my wife test drove 3 cars. After that, the rest was easy. Didn't have to spend all there, either. A great shopping experience!

    20. buy here pay here Palmdale dealer review by vibetron1 posecrew

      vibetron1 posecrew rated Rally Auto Group

      Stop by for a service department visit, basic oil change and tire rotation. Staff was friendly and I was greeted and taken care of immediately upon arrival. The waiting lounge was nice and clean had fresh coffee and popcorn as well as other vending machines, comfortable air-conditioned seating with Wi-Fi and device charging stations.

    21. buy here pay here Palmdale dealer review by Karen Booze

      Karen Booze rated Camacho Auto Sales

      The sales person that helped me was an awesome young man. He was very nice and very professional. He also worked with me and got me in a vehical that i could afford on my budget. When i left i was a very happy single mother with a car that is good on gas also.Thank you so much. God is good.

    22. buy here pay here Palmdale dealer review by Nancy Gutierrez

      Nancy Gutierrez rated Camacho Auto Sales

      I need a car ASAP and I didn’t have a lot to offer to buy a car. I’m a new mom donut was important that I got a car that was reliable and enough space. I had limited options but Daniel was able to help my family and I out. He really did everything to help me to get the best car for me at this moment. I look forward to working with him in the future. Thank you for everyone at Camachos who played a part in helping my family!

    23. buy here pay here Palmdale dealer review by Allan Colley

      Allan Colley rated Antelope Valley Mazda

      Justin took care of my Mazda Miata today. First Mazda service I have ever experienced. I been buying a Honda my whole life so I was looking for the same professional service. Justin met my expectations & then some. He was very professional & friendly. My daughter & I were very satisfied with our first experience. It’s people like Justin that make me want to come back. I can tell that Justin appreciates his job & how he represents the company. Thank you Justin! CG!

    24. buy here pay here Palmdale dealer review by Raul Arce

      Raul Arce rated Antelope Valley Mazda

      I am very satisfied, thank you Carol O'Connor, all your time and help phenomenal, all done as you said and a extra as a good surprise for me, the 4 hs. driving time it's worth it, the car I was looking for, also you send me the perfect salesperson Edwin Sosa, a bilingual person Wich help me a lot, AV Mazda and Carol O'Connor the super dealer with the a great and efficient person, answering always back, and supporting before we get to their place, answering all of my questions, go with them and get your new or used car, it will be a.very good decision. Muchas Gracias AV MAZDA !!

    25. buy here pay here Palmdale dealer review by Marianne Rogers

      Marianne Rogers rated Robertson’s Palmdale Honda

      I bought my Honda Pilot back in 2010 here and now am looking again at an Accord. They don't pressure me ever. Great service department also.

    26. buy here pay here Palmdale dealer review by Donald Chaffee

      Donald Chaffee rated Robertson’s Palmdale Honda

      I had a security error displayed when I started the engine. I called Lancaster Honda where I purchased the car. They told me I had to bring in the car they would would check the Vin number and get the code. The cost was $42! I called Robertson Honda in Palmdale and said bring it in and they would reset the code NO CHARGE! Appointment was need not needed.I drove in the service rep. Came out pushed the volume control on the radio and the problem was fixed. Took less than 2 seconds. I asked what might have caused the problem. He asked If I had replaced the car battery, I said yes that was the cause.

    27. buy here pay here Palmdale dealer review by Thaddeus Walker

      Thaddeus Walker rated Honda Lancaster

      Just got a 2020 civic sport. Thanks Nick and Tommy. Great service!

    28. buy here pay here Palmdale dealer review by Nini Ayala

      Nini Ayala rated Honda Lancaster

      Bought an amazing car yesterday thanks to the help of German who helped us a lot during the whole experience and even assured us before we left that we can give him a call if we have any questions while at home. Would recommend speaking to German if you are considering buying a car from there.

    29. buy here pay here Palmdale dealer review by Doris Wagner

      Doris Wagner rated Antelope Valley Chevrolet

      Anthony is the greatest!! He makes sure he takes care of all of your needs and the vehicle. Fast and courteous staff. Great job done, and Anthony has called before to make sure our vehicle is working properly. He is a keeper!! Thank you Anthony for taking care of our 4 vehicles.

    30. buy here pay here Palmdale dealer review by Erandy Lopez

      Erandy Lopez rated Antelope Valley Chevrolet

      Great service! Nina is amazing and Monica really made our buying experience smooth and comfortable! David was super helpful and walked us step through step to clearly understand our contract and all of the advantages when buying from Chevy. Btw- we've had a total of two services done to our Malibu and couldn't be happier!

    31. buy here pay here Palmdale dealer review by James Llewellyn

      James Llewellyn rated Valley Auto Center

      5 stars as I complete the final purchase. I needed to buy 2 vehicles and they made it happen. Upon purchase I noticed issues with both vehicles. Being used cars that is expected. But the quick responce and quick action to my concerns. Along with correcting any issues I have as I finalized this purchase has been stress free without any issues. On point every step of the way. Taken care of immediately to insure we are comfortable knowing we drive away in a reliable vehicle. Very impressed with the fast response and thank you Hailey for making that happen.

    32. buy here pay here Palmdale dealer review by Jorge Neri

      Jorge Neri rated Valley Auto Center

      Amazing the people that work there are extremely helpful and very friendly they really take your wants and needs into consideration when helping you pick out a car I wouldn't have had it any other way these guys made me feel at home and I will definitely purchase another car from them thank you so much Nick

    33. buy here pay here Palmdale dealer review by Natalie Marie

      Natalie Marie rated Sun Auto Finance

      Great staff and amazing deals!

    34. buy here pay here Palmdale dealer review by Richard Rousey

      Richard Rousey rated Sun Auto Finance

      Wow, awesome selection of cars and Trucks. The salesman Jared was so helpful and knowledgable. I suggest Sun Auto to anyone looking for a vehicle.

    BHPH Palmdale CA dealer

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