Top 11 Buy Here Pay Here Dealers in Daly City CA

Looking for a used car dealer in Daly City CA but your credit is in bad shape?

Connect with top 11 buy here pay here Daly City CA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Daly City's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Daly City CA

  • Lexus of Serramonte, CA

  • Honda of Serramonte, CA

  • All Stars Motors, CA

  • Daly City Mitsubishi, CA

  • Nissan Serramonte, CA

  • Have you ever considered buy here pay here Daly City CA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Daly City CA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Daly City buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Daly City dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Daly City. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Century Auto Credit, CA

  • Stewart Chrysler Dodge Jeep Ram, CA

  • Nissan Serramonte Service Department, CA

  • City Toyota, CA

  • Serramonte Volkswagen, CA

  • Did you know? These BHPH Daly City CA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Daly City dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Stewart Chevrolet, CA

  • Why buy here pay here Daly City CA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Daly City CA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Daly City CA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Daly City CA Works

    When the bank says no to your car loan, the buy here pay here Daly City CA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Daly City CA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Daly City CA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Daly City CA Car lots Dealership

    The one thing is very true about buy here pay here Daly City CA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Daly City CA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Daly City CA – Fast Approval Low or no credit score

    The buy here pay here Daly City CA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Daly City CA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Daly City CA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Daly City CA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Daly City CA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Daly City CA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Daly City CA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Daly City CA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Daly City CA buy here pay here Reviews

    Here is what users says about Daly City BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Daly City dealer review by Francis Flores

      Francis Flores rated Lexus of Serramonte

      This dealership is awesome! Sales Person Fernando Ferran was the best. I love my is200t F sports with the red interior color. thank you Fernando for helping Us, and for letting me test drive the car twice! We really appreciate you. see you next time. ????

    2. buy here pay here Daly City dealer review by John Golob

      John Golob rated Lexus of Serramonte

      Peter in the parts department is awesome...super professional, knows the brand and parts better than any other mechanic in town...he’s a shining star at Lexus of Serramonte. I recommend him 100%.

    3. buy here pay here Daly City dealer review by Theresa Cruz

      Theresa Cruz rated Honda of Serramonte

      Due to the COVID-19 pandemic, I requested to handle everything online or on the phone. All of the staff were great at helping the process go smoothly given the situation. They were all very patient and followed all safety protocols when I arrived to finalize paperwork and pick up my CR-V. I would happily purchase our next vehicle from Serramonte Honda.

    4. buy here pay here Daly City dealer review by Leila Hufana

      Leila Hufana rated Honda of Serramonte

      Alejandro reached out to me when I asked to test drive a car. The morning that I was supposed to test drive, the car was not available and still in the shop. Alejandro was diligent in letting me know that and even offered me a similar vehicle to test drive. When I arrived, I was able to test drive. Funnily enough, I ended up buying that second one he suggested. The Finance Manager was quick and efficient. I think what was even better was that he handled everything for me. I financed through my credit union and he did all the paperwork and within a week or so, my bank contacted me and said that they had all the paperwork. I really appreciated that. I am happy with my purchase.

    5. buy here pay here Daly City dealer review by Gwynn Greenwell

      Gwynn Greenwell rated All Stars Motors

      Had a great auto purchase experience with All Stars Motors! Contacted them on Friday evening through the online inquiry option. They responded within an hour. Two days later we met and were buying a car. Price and mileage of the vehicle matched with the website when we met them in person. No bait and switch as you can sometimes find when dealing with auto sales people. Everything went smoothly, from the test drive to signing the sales contract. Greatly appreciate the service that Mike and John provided. My daughter is very happy to be going back to school with a car!! Will be replacing my and my husband's vehicles within the next 12 months. Will come here again before going to any other auto sales establishment.

    6. buy here pay here Daly City dealer review by Georgia Gehlert

      Georgia Gehlert rated All Stars Motors

      I recently bought a used Buick Lacrosse. Mike was very helpful when I called, he knew the car and answered my questions. When I test drove, they didn't pressure me to buy, just answered all questions honestly. The paperwork and payment went smoothly. I am a happy customer, I got the car I wanted at a reasonable price. They seem to have a nice selection on their lot.

    7. buy here pay here Daly City dealer review by Carlos Garcia

      Carlos Garcia rated Daly City Mitsubishi

      I've been going to this dealer for a year now for every single service and parts I need and I am very pleased with the service I get every time, people in service is very nice and always have a positive attitude with the customer. Great service and I'll definitely will keep coming back to this dealer to do maintenance in my car.

    8. buy here pay here Daly City dealer review by J R

      J R rated Daly City Mitsubishi

      Blanca, Frances, and Rick are amazing!!! Our car broke down yesterday and we walked out of Mitsubishi with the best car available at our low credit level and best financing option possible. These three were godsends helping us out so much and so quickly throughout the entire process and making it so easy to understand with no catch. ABSOLUTELY RECOMMEND!

    9. buy here pay here Daly City dealer review by Deb McGuire

      Deb McGuire rated Nissan Serramonte

      I would definitely recommend Nissan of Serramonte to a friend, only if they met with Claudio, for sales. Mike was great for the financing for paperwork also. And I'm sure the service department will be fine too. Claudio was friendly, not overbearing, extremely good at listening, made leasing a car fun, knew what I wanted and didn't oversell, and best of all, was really happy that leasing a car made my new job and home workable now that I have transportation. I loved how he knew just enough of my story to know how a car fit in, and could celebrate the whole story with me.

    10. buy here pay here Daly City dealer review by Levi Potts

      Levi Potts rated Nissan Serramonte

      Justin Johnson has all the deals! Got a new 2018 Sentra here for a great price! He spent a very long time with me ensuring that I got exactly what I wanted, and was a very happy customer. I've never had a better experience with buying a car and I'm very satisfied! If you're looking for a Nissan or any other car, I recommend you come here!

    11. buy here pay here Daly City dealer review by Tim Semeryuk

      Tim Semeryuk rated Century Auto Credit

      Bought a used car with low miles at a great competitive price! Very knowledgable and helpful staff, answered all my questions about downpayments, financing, and anything else. Showed all fees (very little) and explained every peice of paperwork signed, if I ever have to buy a car again I'll come back here!

    12. buy here pay here Daly City dealer review by Jennifer Roldan

      Jennifer Roldan rated Century Auto Credit

      Amazing customer service! Both representatives went over and beyond when assisting me. Super friendly and professional.

    13. buy here pay here Daly City dealer review by Rob Strickland

      Rob Strickland rated Stewart Chrysler Dodge Jeep Ram

      John and Stewart’s Service Department get 5 Stars. I don’t live near the dealership and didn’t even buy my vehicle from them but John immediately, without question, took the vehicle in, discovered what repair was needed, ordered the part and made the repair. Attentive, fast response and quality service. The selling dealership couldn’t be bothered. A huge thank you to John!

    14. buy here pay here Daly City dealer review by Ari Ichinaga

      Ari Ichinaga rated Stewart Chrysler Dodge Jeep Ram

      Very professional sales team. They listened to our questions very intently and answered in a way that was easy to understand. All of the sales, GM & Finance management did exactly what I was expecting from a Chrysler dealership. Thanks for the your time in helping us!

    15. buy here pay here Daly City dealer review by Victor Franco

      Victor Franco rated Nissan Serramonte Service Department

      This place defenitly takes good care of my Car. You are able to txt the technicians for updates or last minute reminders.

    16. buy here pay here Daly City dealer review by Ganesh Kumar Swaminathan

      Ganesh Kumar Swaminathan rated City Toyota

      Great experience here purchasing a new vehicle, Miguel was very friendly and helpful, gave a good quote, provided an online application form and I just made one visit for couple hours and left with the car, overall organized and professional.

    17. buy here pay here Daly City dealer review by ellen kamp

      ellen kamp rated Serramonte Volkswagen

      I have completed purchasing my new car at Serramonte VW dealership two weeks ago. That was a great experience. Tom was extremely helpful, understood perfectly what I was looking for and went the great distance to find exactly the car I wanted.He hasn't the color option i want at the dealership and he went to Marin County to bring the car the very next day.I have a lot of referrals for him.

    18. buy here pay here Daly City dealer review by Devin Perry

      Devin Perry rated Serramonte Volkswagen

      I went in for a recall. This dealership took care of my problem and also offered a complimentary service and car wash!!! Very fast and all of it was done at no charge. I will be visiting for my future services. Great Service!

    19. buy here pay here Daly City dealer review by dounia

      dounia rated Stewart Chevrolet

      Neil was super nice and helpful. We are walk-ins wanting to do a test drive and he was quick to accommodate us. He was very personable and knowledgeable. We really enjoyed meeting him and doing our test drive with him.

    20. buy here pay here Daly City dealer review by Odessa S.

      Odessa S. rated Stewart Chevrolet

      My car had recently gotten totalled and I was not looking forward to having to deal with the stress of buying a new car. LC at Stewart Chevrolet was a great sales rep who made buying my new equinox as painless as possible. From ensuring I got everything I wanted to giving me a price I couldn't refuse I am very pleased with the service and team.. I would recommend Stewart Chevrolet to anyone!

    BHPH Daly City CA dealer

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