Why buy here pay here Alaska AK car dealerships is the right option?
Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Alaska AK car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.
BHPH Alaska AK dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.
How Buy Here Pay Here Alaska AK Works
When the bank says no to your car loan, the buy here pay here Alaska AK car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Alaska AK dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.
Buy Here Pay Here Alaska AK car lots – In-House Financing with Zero Down Payment
After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.
Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.
To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.
Know the Facts - Buy Here Pay Here Alaska AK Car lots Dealership
The one thing is very true about buy here pay here Alaska AK is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.
The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.
Because these Alaska AK dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.
Buy Here Pay Here Alaska AK – Fast Approval Low or no credit score
The buy here pay here Alaska AK dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.
Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.
BHPH Alaska AK Dealer – Preapproval of Application
However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Alaska AK dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.
Advice on BHPH dealership Alaska AK
Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.
Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.
Average Credit Score to Buy a Used Car from BHPH dealer Alaska AK
The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.
If a customer is looking to buy a used car through traditional financing in Alaska AK, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.
While buy here pay here Alaska AK accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Alaska AK is a great option for those who have poor bank record and bad credit score.
The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.
Alaska AK buy here pay here Reviews
Here is what users says about Alaska BHPH dealers listed here. You can read reviews of individual dealer at their profile page.
Emma Mattson rated Quality Auto Sales
This is my second vehicle from Quality and my family has also purchased two cars from them. They always have amazing, quality, affordable and well maintained vehicles to purchase. I guess that’s why it’s in the name! They were patient with me while I went through the loan process and held the vehicle for me while I was finishing up paperwork all over town even though it had a lot off interest. Of course they offered me assistance with this too! As far as trade-in values you won’t find a complaint from me! The big dealerships are a joke as far as trade-in values so I like to go to “the little guys.” I got exactly what I wanted for trade-in. Another great thing is they do not harass you the moment you drive onto their lot to look, which I love. It’s stressful and it can make me feel like prey around sharks when that happens, so bravo to Quality for that! If you have an inquiry you just head inside and anyone is willing to help you. Test drives are easy to do as well with just a copy of your license. They will let you take it out solo (with some exceptions they have to ride along) which I find also great because it’s more relaxing to me to get a feel for the vehicle and not worry about awkward small talk with a stranger. Thank you to Nick and the whole Quality team!
Reviewed on Sunday, May 03 2020 02:32:56 am @ Google reviews.Kevin Tetlow rated Quality Auto Sales
I bought a truck about 9 years ago from these people. The price was great, the people were awesome..... the best thing I loved about these people is the no hassle sales people. They let you look around the lot, they don't run out and try to trap you in the lot so they can talk you into something. I getting ready to buy another truck soon and I will be at quality auto sales for sure.
Reviewed on Sunday, May 03 2020 02:32:56 am @ Google reviews.Landon Clarke rated Alaska’s Auto Country
Shawn, the owner is great. He really helped us out when we were in a jam and needing a new RV. His customer service far surpassed any that I've experienced before.
Reviewed on Monday, May 04 2020 04:41:19 pm @ Google reviews.Jim Vignola rated Alaska’s Auto Country
Great experience! Shawn was very helpful and forthright. Found just what we were looking for at a fair price.
Reviewed on Monday, May 04 2020 04:41:19 pm @ Google reviews.Arnold Ciabu rated Payless Car Sales
Me and my wife went to this place and were surprised at how we were treated. Great dealership! Warm greetings and very welcoming. We were surprised that they let us drive the car by ourselves. It was really nice having our privacy to drive around the car. Never ever had that done at any dealership in the past. That was really unique and awesome. 5 stars to Albert Kim who helped us with our car. It was blue book priced at the get go so no beating around the bush. Albert went above and beyond helping us through the financing and answering all our questions. Overall, very great experience with Payless Car Sales. Genuine staff and honest approach to customers. I highly recommend them if you’re looking for a good quality priced car.
Reviewed on Sunday, May 03 2020 02:32:54 am @ Google reviews.Jordan Sedy rated Payless Car Sales
Dennis helped me with my Chrysler 300c today and i loved the service! He wasn't pushy to get a purchase, he answered any and all questions and got everything done within an hour and a half! Very friendly salesman, very honest and very helpful! Ill be back in a couple years for a new buy!! WELL DONE PAYLESS!! THANK YOU!! I love my car!
Reviewed on Sunday, May 03 2020 02:32:54 am @ Google reviews.Vicki Bowlin rated Vito’s Auto Sales
I went online looking for a particular vehicle and it happened to be at Vito’s. I haven’t bought a new vehicle forever, so I really didn’t know what to expect. Kenny G made the process painless and quite enjoyable. He did all the work and thoroughly explained everything to me. I left there feeling safe and overjoyed about my new vehicle! I totally recommend Vito’s, make sure you ask for, Kenny G ?
Reviewed on Sunday, May 03 2020 02:32:57 am @ Google reviews.Patricia Torres rated Vito’s Auto Sales
The people who worked here are great! They helped us to get a car even without a credit score. Kenny was kind, made sure we’re comfortable with the payments. If you’re going to buy car in here, look for Kenny G! ??
Reviewed on Sunday, May 03 2020 02:32:57 am @ Google reviews.R G rated Good Guys Auto Sales LLC
Jose always goes above and beyond this company is really what name means. Good Guy's. I've bought two vehicles from this company. Both were perfect as advertised. I will keep recommending this place for cars to family and friends. And will come back for more. Trust me when i say reliable and good
Reviewed on Sunday, May 03 2020 02:33:01 am @ Google reviews.Hayden Wright rated Good Guys Auto Sales LLC
Great people! I recently moved to Anchorage and was in need of a vehicle. These guys really helped me out. They were super chill and were willing to work with me since I never bought/financed a vehicle before. Great customer service and all around great people. I’m glad I didn’t go to another dealership.
Reviewed on Sunday, May 03 2020 02:33:01 am @ Google reviews.Nikole Alexander rated Magnum Motors
The BEST experience ever buying a car! WOW.... So hesitant to do because I didn’t wanna deal with salespeople but Corey is amazing! Not only did he get me a great deal he is the most laid back easygoing car salesmen EVER! They even drove three hours to meet me! I love my new car and it’s super awesome warranty! No joke! I would do this again and I highly recommend them!!!! Thanks!!!! ??
Reviewed on Monday, May 04 2020 04:41:18 pm @ Google reviews.Lisa Haney rated Magnum Motors
CORY! Thank you! I love my truck! My son bought a car from Magnum a couple years ago it had under 4000 miles it was and is in awesome condition. My awesome man had a fast, hassle free, smooth and accommodating buyer experience recently when he purchased my fabulous truck at Magnum. We traded a vehicle that was in great condition and they were more then fair with the given value. Thank you so much Cory ( awesome salesman, GO SEE CORY) thank you Magnum Motors! ??lisa
Reviewed on Monday, May 04 2020 04:41:18 pm @ Google reviews.Brandon Murphy rated United Auto Sales
Just got a new car through United Auto Sales. Awesome customer service, no pressure atmosphere. Lots of great vehicles to choose from. Drove away the same day! Thank you so much
Reviewed on Sunday, May 03 2020 02:32:53 am @ Google reviews.Talaluma Alopppo rated United Auto Sales
Good customer service, great deal. If I were to look for a place to trade in or purchase a new one, I will definitely go to United Auto Sales...Got my new car with them and it was perfect
Reviewed on Sunday, May 03 2020 02:32:53 am @ Google reviews.Geneva Holderby rated Affordable Used Cars
I’ve been looking for a reliable vehicle for the rough Alaskan winters for about six months. I test drove a car at Affordable a few months ago and knew it was the one for me, but at the time I simply couldn’t afford it. Thomas didn’t pressure me into making a financial commitment I wasn’t prepared for, he said “Come back when you’re ready.” So when I was ready I went back. Earlier this week, I bough the perfect car. I knew exactly what I wanted and Thomas worked with me to make it happen. I still felt zero pressure, and he explained things so clearly that I felt absolutely confident in my decision. Thomas has his customers’ best interest in mind and is absolutely the person to go through for a big decision like buying a vehicle. I would recommend Thomas and Affordable Used Cars to any friend of mine, knowing he’ll take care of them and they’ll leave happy and confident.
Reviewed on Monday, May 04 2020 04:41:16 pm @ Google reviews.Jessica Strubinger rated Affordable Used Cars
Shorty Williams is phenomenal to work with!!! Every time that my family has needed a used car that is dependable and well-priced, we go to Affordable Used Cars. Its no joke!!!... they are the real deal. I highly recommend either Shorty or any of the fine folks that work there. We have always been satisfied.
Reviewed on Monday, May 04 2020 04:41:16 pm @ Google reviews.Monica Kopp rated Red White & Blue Auto Sales
Had a very pleasant car buying experience with Donnie. I very much appreciate the diverse array of affordable used cars available at Red White and Blue. I was able to find a car in excellent shape in my price range (under $3000). Red White and Blue had taken the liberty of replacing the windshield and suspension components, when other used cars that I test drove in town had issues that I would have needed to deal with after purchasing. They were very accommodating to my out of state loan, and I was out the door in no time. The boys were quite entertaining with their humorous banter as I went about the boring parts of signing papers and making necessary calls, etc. Thanks for a great car buying experience!
Reviewed on Sunday, May 03 2020 02:32:53 am @ Google reviews.Branden Harris rated Red White & Blue Auto Sales
EXCELLENT STAFF, PRICES, and LOTS of INVENTORY to choose from. Absolutely LOVED this place! I bought two reliable trucks for them... the latest 07 Sierra diesel in immaculate condition. Toby Smart went out of his way to take care of me, he called around to get me the best interest rate possible...and for that I can’t thank him enough! So if you’re looking for a dependable vehicle for a affordable price, give them a call or stop by.
Reviewed on Sunday, May 03 2020 02:32:53 am @ Google reviews.Courtney Holmes rated Frontier Auto Sales
I had a great experience here in February 2018. Now two years later, I've decided to cancel my extended warranty and it has taken a while to process. Steve Carter has been extremely helpful in giving me status updates and providing excellent customer service through the process. It is hard to come by good service once the deal is closed, I am really impressed with the quality of the closed client customer service. Thanks Frontier!
Reviewed on Sunday, May 03 2020 02:32:59 am @ Google reviews.Timote Tuivaiti rated Frontier Auto Sales
Thomas, Steve, Micah provided outstanding customer service and made us feel at home during the whole process. I work for Guardian Security System Inc and been covering Mat-Su Regional Patient Watch on weekends. When they decided that I was gonna cover the post full-time, I knew I needed an eco friendly and a reliable vehicle for the long rides from Anchorage to Wasilla 5 days a week. So we decided to trade our own Ford Expedition as down payment for a fairly new Dodge Durango because and we also have bad credit. The guys really helped us through the whole 9 yards and we didn't have to trade in at all. These guys are professional and will help you get your dream car. They helped me connect to several lenders and once they found one they helped explain our situation and got us approved. My brother in law got a nice referral bonus of $300 for referring us to Frontier Sales Auto.
Reviewed on Sunday, May 03 2020 02:32:59 am @ Google reviews.Patrick Rivas rated Dependable Used Cars
I had a wonderful experience today purchasing a car from their professional sales team. Brendan Farley made the whole process easy and straight forward. I got great trade in value and I couldn't be happier with the car I purchased. I highly recommend Dependable Used Cars and I will definitely come here first if I'm ever in the market for a new car.
Reviewed on Sunday, May 03 2020 02:32:55 am @ Google reviews.Danielle Kendall rated Dependable Used Cars
I had a great experience with Kanuri. He is awesome to work with and has a great personality. I will definitely come back again to purchase another vehicle from him. Thank you so much!
Reviewed on Sunday, May 03 2020 02:32:55 am @ Google reviews.Bryan Beus rated Kendall Toyota of Fairbanks
We've had a very positive experience with Kendall. We purchased two used cars with them, each with warranties. Both cars have been reliable and stable, and when they've needed to enter the shop, Kendall has done a great job taking care of them. Kendall has even generously not charged us a few times, when their mechanics were not able to confirm that there was a problem with the cars. We expect to continue using Kendall for our local automotive needs. Kendall did not ask us to leave this review.
Reviewed on Monday, May 04 2020 04:41:17 pm @ Google reviews.Alexander Frailey Afanasyev rated Kendall Toyota of Fairbanks
Ken is the best Service Advisor!
Reviewed on Monday, May 04 2020 04:41:17 pm @ Google reviews.April Sutton rated Magnum Motors
I had a FANTASTIC experience with Magnum Motors! I worked with Tim and he was exceptionally professional, kind, helpful, and answered my millions of questions with an unwavering smile! I never felt pressured, and I feel like I got a really great deal! Tim helped me find the exact type of vehicle I was looking for on the first try. I’m beyond satisfied with Tim and the generosity of the Owner. Highly recommend!! Love my new car, and the deal I got it for!! Thank you!
Reviewed on Monday, May 04 2020 04:41:19 pm @ Google reviews.Kaweraklu rated Magnum Motors
Billy Frazier was so amazing to work with! Easiest buy I’ve ever made when purchasing a rig. I voiced my one concern and he helped give a quick and easy solution to my auto remote needs because I can be bratty when it comes to that. Didn’t feel pushed or forced to make a buy. He went above and beyond to help get me the rig I wanted and needed. I highly recommend him! Stop in if you are looking for a rig you won’t be disappointed one bit. *Soldotna location*
Reviewed on Monday, May 04 2020 04:41:19 pm @ Google reviews.Loretta Johnson rated McGee Auto Sales
I have bought 1 truck from them before and they were so wonderful in helping me get my dream truck. I was so satisfied that I will be going to them for my next vehicle as well. They are honest and easy to work with. I love these guys!
Reviewed on Sunday, May 03 2020 02:33:00 am @ Google reviews.Edna Taylor rated McGee Auto Sales
Ive been doing business with Mc Gees for 7 years and I will keep doing business with them. Todd has always taken care of me if something happened or pointed me in the right direction. The office ladies are very helpful thank you Martha and Kim for excellent customer service.
Reviewed on Sunday, May 03 2020 02:33:00 am @ Google reviews.George Zavala rated Alaska Professional Auto
I recently bought a 2007 300 touring, all I can say is that the salesman was not pushy at all, very welcoming and was willing to work with my budget no problem. The car was in perfect condition with no issues. Not only did they make the car buying process smooth, but they also checked up on me just a few days after I made the purchase to make sure the car was in good working order. If you are a first time buyer I would recommend them. The name of their dealership speaks for its self. I am a happy customer.
Reviewed on Sunday, May 03 2020 02:33:01 am @ Google reviews.Cody W. rated Alaska Professional Auto
Salesman is upfront and professional. I’m very impressed with his honesty and he actually cares about customers.
Reviewed on Sunday, May 03 2020 02:33:01 am @ Google reviews.Marcos Nunez rated A & L Family Auto Sales
My wife and I just purchased our first vehicle here in Alaska and I cannot tell you how happy we went to A & L! It was a truly simple and upfront buying experience. My wife and I are creatures of habit and will definitely be back to buy another car (or ten ?) from them! Love the Tahoe!
Reviewed on Sunday, May 03 2020 02:32:58 am @ Google reviews.Dan Bushey rated A & L Family Auto Sales
Great friendly service ,very helpful
Reviewed on Sunday, May 03 2020 02:32:58 am @ Google reviews.Billy Tuia rated Brian’s Reliable Autos
Awesome people, enjoyed talking with them and took good care of me. They didn't hassle me with vehicle price, straight up told me everything and didn't hide it. If you need honestly or a business owner that would and will take good care of you? Brian is the man.
Reviewed on Monday, May 04 2020 04:41:16 pm @ Google reviews.Andrew Laliberte rated Brian’s Reliable Autos
Very helpful and honest people down there. They were able to help me get in a car no problem, I told them my price range and what I wanted and they helped me out. I would recommend them to anyone I know, thank you so much Brian and the crew.
Reviewed on Monday, May 04 2020 04:41:16 pm @ Google reviews.Charles Williams rated North Star Auto Sales
Mike and the owner Marc at North Star Auto Sales have great hospitality! The will help you get into the car you want and will not try to force another car on you. We came in to get car and it was looking unfortunate for a second, but we figured everything out and we got the car we came down there to get! Go down there and buy you an affordable/reliable vehicle for the lowest prices in town!
Reviewed on Monday, May 04 2020 04:41:15 pm @ Google reviews.Alexander Frailey Afanasyev rated North Star Auto Sales
I had great experience. Staff professional and friendly. Thank you Mark!
Reviewed on Monday, May 04 2020 04:41:15 pm @ Google reviews.jobie kittson rated Freedom Auto Sales – Used Cars – Anchorage AK Dealer
It was my first time buying a vehicle through a dealership and Travis made the experience very easy. Down to earth guy who's willing to work with folks to get them on the road. The air in the tires were all about 12psi low, which caused the front driver side wheel to blow while I was driving by Potter Marsh. I called Travis and he told me right away that he would remedy the problem by replacing the tires. He's a fair business man and Id recommend him to anyone.
Reviewed on Sunday, May 03 2020 02:32:57 am @ Google reviews.Melody Alexander rated Freedom Auto Sales – Used Cars – Anchorage AK Dealer
Travis was absolutely the most helpful and honest salesman I've ever worked with. More than fair pricing on trade in and purchase values. Highly recommended.
Reviewed on Sunday, May 03 2020 02:32:57 am @ Google reviews.