Best Buy here pay here dealers in Minneapolis MN

Checkout our list of 16 top buy here pay here car lots dealers in Minneapolis MN sorted by highest rating. We have ranked the Minneapolis's BHPH dealers based on reviews, location and our internal ranking system to provide you with the list of best dealers only.

  • Jake’s Auto Mall, MN

  • Perfect 10 Auto, MN

  • CarHop Auto Sales & Finance, MN

  • Metro Motor Sales, Inc., MN

  • University Auto Sales, MN

  • Have you ever considered buy here pay here Minneapolis MN car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Minneapolis MN compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Minneapolis buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Minneapolis dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Minneapolis. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • CarHop Auto Sales & Finance, MN

  • Key Cadillac, MN

  • CarHop Auto Sales & Finance, MN

  • CarHop Auto Sales & Finance, MN

  • Auto Latino / University Auto, MN

  • Did you know? These BHPH Minneapolis MN dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Minneapolis dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • Gloria’s Downtown Auto Sales, MN

  • Cities Auto Sales, MN

  • Rockstar Automotive, MN

  • Tri City Auto, MN

  • Time Motor Sales Inc, MN

  • The phrase buy here pay here Minneapolis MN car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Minneapolis Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Automart – Used Cars, MN

  • Buy here pay here Minneapolis MN no down payment dealerships

    Looking for Minneapolis Buy here pay here dealerships with low or no down payment? Welll, you are on right place now. Here we have listed 16 best BHPH Minneapolis MN dealers you can contact to buy your vehicle. is an online portal which connects you with a nearby Minneapolis's car dealer in your area that will be most helpful to you. Once a dealer accepts your application for financing your vehicle you will be contacted to visit the dealer and shop your choice. We don't charge anything here. This portal is just to connect you with the best buy here pay here Minneapolis dealership.

    Buy here pay here Minneapolis MN car lots dealers

    Buy Here Pay Here Minneapolis MN Car Lots are the dealers who are specializes in helping people who have no credit, bad credit, low credit, or have been denied due to bankruptcy drive again. If you are looking to buy vehicle and have low credit it is quite difficult to get approved through traditional financing. Thus we offer an solution to find Minneapolis MN BHPH dealer you can contact for in house auto financing directly from the dealership to you. Even with bad credit or bankruptcy, these dealers can help you get the financing you need. We have listed 16 dealers above sorted by reviews and location near you. Feel free to view profile, read reviews and contact them you will the best financing you need to buy your vehicle.

    How does buy here pay here Minneapolis work?

    Well, the process is simple. You go to one of these 16 lots, you present your vehicle information, and then the salesperson will let you know what the going prices are for the particular model you are looking at. You can also go and see the rest of the cars if there are any. Once you find the one you are interested in, you can come back any time to buy it.

    Minneapolis MN buy here pay here Reviews

    Here is what users says about Minneapolis BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Minneapolis dealer review by Tammy Davis
      Tammy Davis rated Jake’s Auto Mall

      I came into Jake's not knowing where to begin. Michelle was very patient, understanding and helpful. She made sure I knew exactly what I was doing instead of allowing me to agree with whatever she told me. I truly appreciate her help and honesty as I walked in her illiterate as to what I wanted or what I was doing. With that being said, DON'T HESITATE TO SHOP AT JAKE'S AUTO?

    2. buy here pay here Minneapolis dealer review by Lawrence Williams
      Lawrence Williams rated Jake’s Auto Mall

      We were referred by my cousin... I did my homework... And the experience was exactly how I expected it... Great! We got all our questions answered... The paperwork smooth... And they were nice and patient. We got the exact vehicle we were looking for... Thanks Ladies!!!

    3. buy here pay here Minneapolis dealer review by Gerlaine Collier
      Gerlaine Collier rated Perfect 10 Auto

      They made buying a car super easy. I’m 8 months pregnant and was able to do everything with ease. I didn’t have to wait hours for paperwork, and I didn’t have to come back more than one time to sign papers or for any other little problem. Only reason we came back was to buy a second car through them. They’re also very friendly people so it made the process less stressful.

    4. buy here pay here Minneapolis dealer review by Sherri W
      Sherri W rated Perfect 10 Auto

      Kyle was friendly and efficient. After deciding on a car, he had the paperwork done and us out the door quickly. It was a breath of fresh air from other dealerships.

    5. buy here pay here Minneapolis dealer review by Kyle Milhaupt
      Kyle Milhaupt rated CarHop Auto Sales & Finance

      Got me & my wife in with just a few documents, no hassle... No unclear terms, didn't sweat our overall credit, looked @ multiple other factors to consider in our finances as of late & got us a great truck @ a great deal. All together, I think it was 3 visits 3 calls & 1 email & we were off in the vehicle of our choice (1 visit I forgot Bank statements). CarHop is customer oriented, the employee's are competent and scrupulous. I'm referring my friends & family to CarHop. Much better than MAPLEWOOD AUTO MALL. In service, in acceptance & selling US OUR NEW VEHICLE

    6. buy here pay here Minneapolis dealer review by Denise Cantrell
      Denise Cantrell rated CarHop Auto Sales & Finance

      Literally the best dealership I’ve ever been. They are very helpful figuring out what’s going to fit in your budget but also make sure you know it’s your choice as to what car truck suv you want. They are also forgiving when life happens and you can’t make a payment on time from my experience if you just stay honest and be responsible for vehicle they can help you figure something out. You’ve just got to be responsible. Also even though you may see a car out there that costs more than one you’ve seen somewhere else you gotta think like carhop is going to help you with your credit and they’re going to accept you no matter what your score is even if you don’t have a score. Plus the other things I’ve mentioned above. Something I didn’t mind because I know if id gone somewhere else to get a decent car I would be paying anywhere from $1000 and up just to take it off the lot and I know like others people who need to go to carhop if we’re being honest, you might not have that or more in your savings account. Anyway hope this helped some of you make a good decision on what you wanna do.

    7. buy here pay here Minneapolis dealer review by Amy Scruggs Kuch
      Amy Scruggs Kuch rated Metro Motor Sales, Inc.

      Customer Service? Great Selection? Honest Sales Process? Yes! Yes! Yes! We recently had the BEST experience purchasing a Nissan Altima from Metro Motor Sales, Inc. We have never felt more "gently" guided through a buying experience. Buying a used vehicle can be daunting, but Alicia and the team were kind, considerate, patient, and so helpful. They answered every question, plus follow up email questions, and were so accommodating. Definitely, would purchase from Metro Motor Sales, Inc. again! Thank you, Alicia and team! You are all awesome!

    8. buy here pay here Minneapolis dealer review by Brandon Kotek
      Brandon Kotek rated Metro Motor Sales, Inc.

      I was able to find a great car for a fair price with these guys. The plus side is that I reached out after hours and was able to get a response for a test drive within minutes of my inquiry. I would highly recommend metro motor sales, inc to anyone looking for a great used car.

    9. buy here pay here Minneapolis dealer review by Aniel Lora
      Aniel Lora rated University Auto Sales

      I refuse to go anywhere else now to purchase a vehicle. I was referred to them by more than one person which is a great sign that you're in the right place. No high pressure sales, straight forward, friendly, and go over and above to help. If they don't have it they will try to find it for you too..

    10. buy here pay here Minneapolis dealer review by Alexander Ssengendo
      Alexander Ssengendo rated University Auto Sales

      Joe is such a nice guy-he will make sure you walk out with a car. He is very understanding and able to help . I highly recommend you to try this location and always ask for Joe.

    11. buy here pay here Minneapolis dealer review by Elizabeth Eveland
      Elizabeth Eveland rated CarHop Auto Sales & Finance

      Excellent customer service! They did whatever they could to get us in the vehicle we wanted (and needed with 4 kids!). We had no issues with getting approved, both of us had low credit scores and were able to have low money down. Mind you, if you had excellent credit, you wouldn’t be here :) But you are paying for a great vehicle and the opportunity to build your credit up in a reasonable amount of time. We purchased a 2008 Nissan Pathfinder with decent mileage and was VERY well taken care of, both inside and out. We found this at Carhop of Inver Grove Heights, MN. They have great people with great personalities! They will help you with any questions and/or concerns. Thank you for a great experience!!

    12. buy here pay here Minneapolis dealer review by Brandie Hoffman
      Brandie Hoffman rated CarHop Auto Sales & Finance

      Have done business with carhop for 6 years and Rick our sales rep, Was the best! Great personality, knows what he is doing and put my family and I in the vehicle we came in for!!!! Thank you RICK

    13. buy here pay here Minneapolis dealer review by matthew kallas
      matthew kallas rated Key Cadillac

      My fiancé and I recently worked with Kyle and couldn’t recommend him and his colleagues enough! They went out of their way to make our car buying experience the best it could be! So far we are loving our new xt6! Thanks again everyone!

    14. buy here pay here Minneapolis dealer review by Stella
      Stella rated Key Cadillac

      I traveled 95 miles one way for a new vehicle. I went to 2 local dealerships, and contacted one about 30 miles away, and could not come to an agreement and make a deal. I expanded my search to a 100 mile radius and really lucked out. Key Cadillac had a vehicle I was interested in and offered me such a good deal it was well worth the 2 hour trip each way. Brian in Sales had my car ready and waiting when I arrived. He took the time to train me on all the technology. Ryan in finance had the paperwork ready to go which is the part everyone hates. I was in and out in under and hour. What a great team. They made the trip well worth it. Thank you to the Key Cadillac team for making what is usually stressful and draining, just a nice daily jaunt! I love my new toy.

    15. buy here pay here Minneapolis dealer review by Kathleen Haugberg
      Kathleen Haugberg rated CarHop Auto Sales & Finance

      Friendly and courteous staff. Candra was easy to work with. She explained everything fully and was very kind and understanding of our situation. Got us in a car that we both love dearly. I would definitely recommend coming here.

    16. buy here pay here Minneapolis dealer review by Caleb Barber
      Caleb Barber rated CarHop Auto Sales & Finance

      Gave these guys a second shot and they got me in to a car I really enjoy. Thanks to the carhop staff for working so hard to get me in to a great vehicle.

    17. buy here pay here Minneapolis dealer review by Dyonyca Conley
      Dyonyca Conley rated CarHop Auto Sales & Finance

      I have to say that the customer service I received from Jeremy at the Crystal location was AMAZING!!!!! My hours had been cut down at my job and not only did he provide information to help me with my payments, he also gave me information on how to get help to make my payments lower during the pandemic. DEFINITELY a blessing.

    18. buy here pay here Minneapolis dealer review by Tina Tribbey
      Tina Tribbey rated CarHop Auto Sales & Finance

      Very happy with the experience with carhop. John kelly got me driving with no money down and really low monthly payment thanks john!

    19. buy here pay here Minneapolis dealer review by Cecilia Arrieta
      Cecilia Arrieta rated Auto Latino / University Auto

      That place is very nice ? I have very good experience asking for Robert Reis he is very nice ? and so helpful person very professional I recommend if someone going there to buy at car ask for him Robert Reis ??????????

    20. buy here pay here Minneapolis dealer review by Catrina Simpson
      Catrina Simpson rated Auto Latino / University Auto

      Rebeca Is Amazing!!!! I stopped in,wantiing more information about buying car,she convinced me that I was at the right place and she got me approved within an hr!!! This place is Awesome and if you’re looking to buy a car,Go see Rebeca!! Thanks a lot Rebeca!!!!!!

    21. buy here pay here Minneapolis dealer review by Juan Garcia
      Juan Garcia rated Gloria’s Downtown Auto Sales

      They were very professional, helpful and knowledgeable I highly recommend this place I don't know what else to say I guess I found a place to keep buying cars, GRACIAS

    22. buy here pay here Minneapolis dealer review by Angela Alston
      Angela Alston rated Gloria’s Downtown Auto Sales

      Nice dealer! All cars are in EXCELLENT CONDITION

    23. buy here pay here Minneapolis dealer review by Aressa Willis
      Aressa Willis rated Cities Auto Sales

      Kenny is AWESOME!! Told me on the phone that he could get me in a vehicle even after repossession! And the very same day, yes that is exactly what he did! Even got a great warranty. He is an awesome person and understands the struggles of every day life. Making him not only a car salesman, but an individual that genuinely cares about people. Thank you so much! From the bottom of my heart this means everything!

    24. buy here pay here Minneapolis dealer review by Sean Pudlik
      Sean Pudlik rated Cities Auto Sales

      Working with Cities Auto Sales was an absolute pleasure. I stopped in to look at a vehicle and was shown 2 and given several other options. 2 days later the specific vehicle I was seeking became available, I test drove it, was given all the numbers upfront, no pressure and was able to sign and drive with a minimal down payment and basically zero prior credit. I would recommend Cities Auto Sales to anyone regardless of their credit status. They have a wide selection of vehicles to fit anyone's needs. I would also like to give a special thanks to Tom Allen who is the salesman I worked with but everyone was very courteous and professional. Thanks guys I love my truck!

    25. buy here pay here Minneapolis dealer review by Fartun Omar
      Fartun Omar rated Rockstar Automotive

      The owners were very patient and were working with me to make sure I got everything I needed and a very good experience here. This is definitely a place I’d come back to and shop at again! Thanks guysss!

    26. buy here pay here Minneapolis dealer review by Mostafa Ahmed
      Mostafa Ahmed rated Rockstar Automotive

      This is an exceptionally great dealership. Everyone is extremely friendly and respondent. Customer service is great and they always get you rolling in the car you need and they are surprisingly time efficient. Prices are low and so are your payments. The best think about this dealership is that they will not let you walk away disappointed like other used/new dealerships. The price is good and so are the people. Go’ll drive away happy.

    27. buy here pay here Minneapolis dealer review by Steve Bobzin
      Steve Bobzin rated Tri City Auto

      Great experience! Super friendly guys made the car buying experience painless. The only difficulty I experienced was trying to decide between 2 different trucks that completely met my needs. I will definitely go back again for my next vehicle.

    28. buy here pay here Minneapolis dealer review by Fromthesun
      Fromthesun rated Tri City Auto

      JT helped my family get a truck back in April. I forgot to write a review then because we were busy but we talk about the guys at Tri City all the time. They were so amazing. JT went above and beyond to get us into a safe, beautiful, very very reasonably priced truck. We love our truck so much and were only able to move across the country thanks to JT. Thanks to the guys at Tri!

    29. buy here pay here Minneapolis dealer review by Pius Raini
      Pius Raini rated Time Motor Sales Inc

      Very professional and knowledgeable, great bargains, excellent after sale follow up. I'd recommend it.

    30. buy here pay here Minneapolis dealer review by Rpg4life
      Rpg4life rated Time Motor Sales Inc

      Staff are excellent and very helpful, I would recommend them to everyone looking for good service and a friendly atmosphere.

    31. buy here pay here Minneapolis dealer review by Renee Nelson
      Renee Nelson rated Automart – Used Cars

      Wonderful experience, bought a 5 speed dodge from him. He was up front & honest, only minor repairs was a tire rod broke after about 8 mos. The car was very well maintained!!! Will definitely buy another vehicle from him.

    32. buy here pay here Minneapolis dealer review by Danielle Roberts
      Danielle Roberts rated Automart – Used Cars

      Bought 2 cars there. Love this guy! Very Honest!

    BHPH Minneapolis MN dealer

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