Top 19 Buy Here Pay Here Dealers in Pittsburgh PA

Looking for a used car dealer in Pittsburgh PA but your credit is in bad shape?

Connect with top 19 buy here pay here Pittsburgh PA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Pittsburgh's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Pittsburgh PA

  • Martin Auto Sales, PA

  • The Used Car Store, PA

  • Leopardi Auto Sales, PA

  • Carhop Auto Sales & Finance, PA

  • Carhop Auto Sales & Finance, PA

  • Have you ever considered buy here pay here Pittsburgh PA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Pittsburgh PA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Pittsburgh buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Pittsburgh dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Pittsburgh. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Mike T’s Auto Sales, PA

  • Tex’s Auto Sales LLC, PA

  • Fellini Auto Sales & Service, LLC, PA

  • Compact Cars of Pittsburgh, PA

  • Byrider Liberty, PA

  • Did you know? These BHPH Pittsburgh PA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Pittsburgh dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Southside Motors, PA

  • Unity Auto Sales, PA

  • Knight Motors, PA

  • Pittsburgh Auto Depot, PA

  • CarXpress Auto Sales, PA

  • The phrase buy here pay here Pittsburgh PA car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Pittsburgh Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Used Car World of West Liberty Ave, PA

  • Used Car World of Saw Mill Run, PA

  • Showcase Motors, PA

  • Martino Motors Inc, PA

  • Why buy here pay here Pittsburgh PA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Pittsburgh PA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Pittsburgh PA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Pittsburgh PA Works

    When the bank says no to your car loan, the buy here pay here Pittsburgh PA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Pittsburgh PA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Pittsburgh PA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Pittsburgh PA Car lots Dealership

    The one thing is very true about buy here pay here Pittsburgh PA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Pittsburgh PA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Pittsburgh PA – Fast Approval Low or no credit score

    The buy here pay here Pittsburgh PA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Pittsburgh PA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Pittsburgh PA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Pittsburgh PA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Pittsburgh PA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Pittsburgh PA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Pittsburgh PA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Pittsburgh PA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Pittsburgh PA buy here pay here Reviews

    Here is what users says about Pittsburgh BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Pittsburgh dealer review by ???

      ??? rated Martin Auto Sales

      I am not good at English, but I want to express my appreciation for Bob's tremendous help in changing my car. He is really professional and nice person. He kindly explained the trade-in process and the car I wanted, and he understood my budget and made a really good deal. He waited for me and my wife even though the time was already over the closing time, and made the whole process very easy and simple. What I had to do was just bring may car, title and some documents I owned for my previous car, and then take a new car. The new car's condition is very good. I definitely recommend seeing him to someone looking for a car. Thank you so much, Bob.

    2. buy here pay here Pittsburgh dealer review by Charissa Ruth

      Charissa Ruth rated Martin Auto Sales

      Just bought a great new car here! It's a 2010 Ford Escape Hybrid and it absolutely perfect for what I needed! I was looking for something with decent gas mileage and lots of room in the back. This was my first car I've ever purchased and Bruce was extremely helpful throughout the whole process!

    3. buy here pay here Pittsburgh dealer review by John J

      John J rated The Used Car Store

      Looking to buy a used second car. I haven’t purchased a car here yet. But I’ve never seen a used car deal show pics of the undercarriage of a car/truck. That’s some very honest business owners. That’s so respectable they are not trying to hide anything. When I’m ready to purchase a used car. This will be my first stop.

    4. buy here pay here Pittsburgh dealer review by lorreal Williams

      lorreal Williams rated The Used Car Store

      They are very nice people and they will work with you I got my 1998 Honda Civic off of them and my 2004 Nissan Maxima

    5. buy here pay here Pittsburgh dealer review by Marissa Miller

      Marissa Miller rated Leopardi Auto Sales

      I really needed a newer dependable vehicle for my family and was treated with respect and dignity despite several hurtles that I was facing during the trade in process. They worked for hours relentlessly searching and crunching numbers to make something work. I was never treated like it was a hassle to help me achieve what I needed for myself and my family. I am so grateful for this experience and would recommend them highly to anyone looking for a smooth car buying experience! Top notch, and I will never go anywhere else in the future!!

    6. buy here pay here Pittsburgh dealer review by Lisa Engram

      Lisa Engram rated Leopardi Auto Sales

      My son got the car he wanted...Jon McGinnis was awesome....see Jon if you want a deal for a car....Jon is the man!!!!

    7. buy here pay here Pittsburgh dealer review by Serri Shackelford

      Serri Shackelford rated Carhop Auto Sales & Finance

      Place ever I love these guys they get the job done I love my new car did I mention I love my new car and these guys are awesome amazing phenomenal just like the window says low down payment fast and easy approval CarHop all day Andrew got the job done for me thank you very much Andrew

    8. buy here pay here Pittsburgh dealer review by FaveGirlDary

      FaveGirlDary rated Carhop Auto Sales & Finance

      Had an overall AMAZING experience with the staff at the Carnegie CarHop! They were efficient and easy to work with as well as understanding and reliable! I would definitely recommend this location to any and all first time car buyers as well as anyone just looking for a decent car for a VERY decent price. Thank you Luke and to the rest of the staff who helped me in every way they could. HIGHLY APPRECIATED!

    9. buy here pay here Pittsburgh dealer review by Christian Hickman

      Christian Hickman rated Carhop Auto Sales & Finance

      Excellent service, straight forward to the point and there is absolutely NO nonsense, Carhop stands true to everything said. I have not established credit yet and I just pulled away with my first vehicle, very exciting and they keep you calm and make sure everything is clear and understood. Very descriptive and employees are lenient on everything and make sure there is nothing for you to worry about, my only issue here was the down payment. Make SURE you come in with a down payment of what you and the lot agreed on, otherwise you will have to accumulate MORE to meet the balance charged to you before you can take your car (home) they said they except low down payments but I’m here to tell you that isn’t truly accurate, the down payment is based off the vehicle they put you in!

    10. buy here pay here Pittsburgh dealer review by Landa Griffin-Hooks

      Landa Griffin-Hooks rated Carhop Auto Sales & Finance

      My goodness we are so pleased Ms. Dottie and Ms. Rachel worked a miracle for us!!! Thanks again ladies you have played an important part in us getting and staying back on track.

    11. buy here pay here Pittsburgh dealer review by ChanMasterKi .

      ChanMasterKi . rated Mike T’s Auto Sales

      Had a great experience here, bought a mustang and for a good price. My first car and they showed to really care about me, catered to my every need. Frank and Mike are great!

    12. buy here pay here Pittsburgh dealer review by John Fichter

      John Fichter rated Mike T’s Auto Sales

      When it came time to buying a car I talk to Mike he hook me up I'm very happy with what I bought with a good price and Frank was very helpful and putting everything together for me which created a wonderful experience!!! I don't want to forget this gentleman Gary that help clean my car before I bought it good job guys and I'll be back!

    13. buy here pay here Pittsburgh dealer review by Jerry Garcia

      Jerry Garcia rated Tex’s Auto Sales LLC

      Hands down the best place to buy your car!

    14. buy here pay here Pittsburgh dealer review by G. Levon Livingston II

      G. Levon Livingston II rated Tex’s Auto Sales LLC

      I Had A Great Experience! I am an African American male, age 58, from East Liberty, & I did not find any racial tension coming from the sales personnel at all! I brought a 2013 Cadillac CTS today (which I had been looking at for about 2 weeks) & I Am Very Happy With Everything! My Salesman was Craig , he was the BEST! Also, don't leave out Greg, he makes sure that your car is in tip top shape when you pull off the Lot! Great Job Guys! You Get 5 Stars ***** Thanks Again! (Please Support Our Neighborhood Car Dealers!)

    15. buy here pay here Pittsburgh dealer review by IT Solution

      IT Solution rated Fellini Auto Sales & Service, LLC

      I had a wonderful experience dealing with Fellini Auto Sales. I am international student here this is my first car I did not know anything about the process, shawn was great help and guidance for the entire process I encourage any international students to go through them if this is first time they are buying a car.. Their prices are reasonable, they are pro and most polite people, all of them. Thank you again.

    16. buy here pay here Pittsburgh dealer review by frank schmidt

      frank schmidt rated Fellini Auto Sales & Service, LLC

      Great place to buy a car...

    17. buy here pay here Pittsburgh dealer review by Fahtima

      Fahtima rated Compact Cars of Pittsburgh

      We got a beautiful blue, 2011 Subaru Impreza from them for a nice price and I couldn't be happier. Sounds good, runs good. Very nice people, and professional.

    18. buy here pay here Pittsburgh dealer review by Kayla Smith

      Kayla Smith rated Compact Cars of Pittsburgh

      Great people! Got me in a Jeep within me being in their lot for an hour. Prices were on every car window which was great so I knew exactly what the price was! I would recommend them to everyone looking for a used car. You couldnt ask for better employees, cars, and prices. This is a family business and you can truly tell!

    19. buy here pay here Pittsburgh dealer review by Michael Black

      Michael Black rated Byrider Liberty

      The people at JD Byrider were very courteous, professional, non judgemental, and helpful. They helped me finance an affordable vehicle at a financially troubled time in my life. I never thought that I could even be approved considering my credit history. I would definitely recommend Byrider to anyone who needs a reliable vehicle but cannot afford a brand new one.

    20. buy here pay here Pittsburgh dealer review by Jessica Velez

      Jessica Velez rated Byrider Liberty

      I walked in and immediately was greeted by a friendly staff. They attended to me and set up everything for me to drive out with a car the same day! My first car and the hole transaction was smooth :) thank you!!!

    21. buy here pay here Pittsburgh dealer review by Marcia Clark

      Marcia Clark rated Southside Motors

      2008 I was laid off from work. On my way home, I stopped by Southside Motors and met with Guy to look at some vehicles. I'm still driving my 2003 GMC Envoy. Many years prior I brought my Son there, in his first year of college, and he bought a Toyota Camry that he sold to his younger brother in his last year of college for $1. The moral to this story is a quality vehicle for a good price and friendly customer service equals a very satisfied customer! It's 2020 and I keep coming back :) See you soon Guy!

    22. buy here pay here Pittsburgh dealer review by Jacob Styne

      Jacob Styne rated Southside Motors

      Got a real nice vehicle from them. Really nice people, small business. I have probably the worst credit you could have and was able do their Rent to Own program. No credit checks. Actually got a car that wasn’t a POS lol. Only 68k miles on it. Will be recommending to friends and family!

    23. buy here pay here Pittsburgh dealer review by Bill Kesling

      Bill Kesling rated Unity Auto Sales

      I was greeted by a friendly, knowledgeable staff who helped me find the perfect car that I could afford. I ended up buying a 08 Mazda 6. Love my little car and I would and have recommended then to a friend. Thank you Stacie for all of your help. ?

    24. buy here pay here Pittsburgh dealer review by Marathon O.G.

      Marathon O.G. rated Unity Auto Sales

      Car buying from them today was smooth and awesome took no time. Thanks for the Lincoln Navigator guys. I will do business with y'all in the future.

    25. buy here pay here Pittsburgh dealer review by Tanya

      Tanya rated Knight Motors

      Knight Motors is a great place to buy good used cars within your budget. Chris is an honest and decent guy. He did not overcharge me on my car's worth. He worked with me on the down payment and monthly payments to fit within my limited income. I bought my car 5 months ago and two things went wrong but Chris was determined to provide me with reliable transportation and fixed both issues free of charge. Everyone knows when you buy a used car as-is, you are stuck with the repairs but not with Chris. He's a stand up dude with quality cars and service. Everyone in the office provides quality service as well. Always nice and polite. I have recommended Knight Motors to a few people and if they decide to buy a car from Chris, I'm sure they will be happy.

    26. buy here pay here Pittsburgh dealer review by Tim McBride

      Tim McBride rated Knight Motors

      My wife and were both surprised by the pricing on the 2017 Mitsubishi Mirage we ended up purchasing, it was a great deal. The car was clean and in great condition exactly as listed by the dealer; Knight Motors. Upon arriving at the dealership, you are presented with a clean professional atmosphere. While there, we dealt with Chris, who was friendly and knowledgeable. He made our experience a positive one and helped make signing the paperwork an easy process. We would definitely purchase another vehicle from Knight Motors and we would gladly work with Chris again!

    27. buy here pay here Pittsburgh dealer review by Benjamin Yost

      Benjamin Yost rated Pittsburgh Auto Depot

      What a great place to buy my first luxury vehicle! Had a vast selection of vehicles off a lease, went with a 2017 lincoln mkz with only 32k miles in beautiful condition and the service was A++ Robert Byrne's bent over backwards to get the price and monthly payment affordable. Id recommend this location to anyone!

    28. buy here pay here Pittsburgh dealer review by Shamere Turner

      Shamere Turner rated Pittsburgh Auto Depot

      Matt gave us an amazing experience with getting me what I wanted. Thank you. HAPPY to be apart of the family now.

    29. buy here pay here Pittsburgh dealer review by Lori Zeneski

      Lori Zeneski rated CarXpress Auto Sales

      On 02/22/2020 I purchased a 2016 Jeep Patriot from CarXpress, my salesman was Steve. He was awesome!! Don was also there and he was amazing also. I love my SUV and it has everything I wanted, low miles, automatic start, moon roof, heated seats, heated mirrors and blue tooth. Steve made buying a car easy and painless. I called them on Friday and picked up my SUV on Saturday. I was in and out in 2 hours. CarXpress gave me a fair price for my trade in and I am so happy with my experience with them. I would recommend them for anyone looking to purchase a vehicle.

    30. buy here pay here Pittsburgh dealer review by Mike Amodeo

      Mike Amodeo rated CarXpress Auto Sales

      Steve and everyone I came in contact with at Carxpress on Rt. 51 are excellent yo deal with! This is the third vehicle I have purchased from them. I highly recommend

    31. buy here pay here Pittsburgh dealer review by Jennifer Bali

      Jennifer Bali rated Used Car World of West Liberty Ave

      I bought a nice chevy malibu from Ron. He was very nice and patient with me since I had to run home and grab some papers in order to get financed. I went to a few other dealers that weren't as helpful before coming here. Would definitely recommend.

    32. buy here pay here Pittsburgh dealer review by Tina Costa

      Tina Costa rated Used Car World of West Liberty Ave

      I had a really great car buying experience! Tommy sold me a beautiful Ford Explorer and got a great discount going through my own credit union for the financing. Would definitely recommend!

    33. buy here pay here Pittsburgh dealer review by Terrence Ryan

      Terrence Ryan rated Used Car World of Saw Mill Run

      I just got a kia spostage and Dennis was very helpfull and honest,In the last minute of the deal i said is there any warranty he said no but dont worry we are not here to beat you i said ok and we did ahandshake and he also said if there a big problem then call me not for a light out or something you know i said yes,Now i have it for like two weeks and a noise in back wheel so i call him and hes a man of his word and tell just take it over this shop and we will take care of it ,I dont know of to many used car lots that do this.And i just took a nother guy to him because he did right by me and will take more people to,

    34. buy here pay here Pittsburgh dealer review by Mrs Saunders Davis

      Mrs Saunders Davis rated Used Car World of Saw Mill Run

      Great business extremely professional willing to get you in any car of your choice go Beyond any measure. To help you get into a car. Willing to make sure you are happy and comfortable . With the car of your choice awesome place to get a car from. I recommend this place to everyone. Do their best to get you in a car that day. I have bought many cars from this place. Been nothing but happy. The owner is always there to make sure things are going right and willing to answer any questions that you have always easy to get ahold of great car lot in great happy people work there. 5 star car lot?????????????????????

    35. buy here pay here Pittsburgh dealer review by OverRunWithSons .

      OverRunWithSons . rated Showcase Motors

      I am a review reader ... and almost didn't go to Showcase due to the negatives ...nor due I trust the majority of Good reviews .... but they had a vehicle we were specifically looking for -at a price that sounded a steal... 06 Honda Pilot, 71,000 miles, 1 owner , $7,777 price tag . We just had to go look, turns out we were the 1st to look at it also.... The vehicle was like NEW..... it was rust free, no dings and drove beautifully....Kept thinking something had to be wrong with it... Thankfully we took a chance and bought it on the spot.... It's been over 2 months now .. it still drives great, had the Timing belt replaced as I could not get it verified from last Honda shop (on CarFax) that it was done 2 yrs ago.. had an inspection from current Honda shop.. passed as in perfect condition.. I guess my point is.... it is possible to find an Amazing deal at this dealership... We originally purchased a GWC Warranty through Showcase and canceled it the next day through my Credit card...Barry wasn't too happy that I did this, but didn't contest it (Thank you)... I realized I needed to put my money into the timing Belt (cost $900) over a warranty that may not cover it, in fact it wouldn't have covered a "maintenance" timing belt had it broke on us... Barry also threw $20 down on the table when we were signing the papers to buy when husband mentioned the gas was very low, also a light was out & mechanic fixed that up right before we left ... Still wondering how we got such a GREAT deal here, very happy we stopped to look [email protected]# We love our Blue Pilot, it's our family vehicle...

    36. buy here pay here Pittsburgh dealer review by Stephen Thomas

      Stephen Thomas rated Showcase Motors

      Bought a truck from here months ago and its probably the best truck I've owned so far. This thing is super clean and took it on 2 trips so far without any problems. The employees there are great and very helpful. I would definitely recommend this car lot to anyone looking for a vehicle. Keep up the good work guys!!!!

    BHPH Pittsburgh PA dealer

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