Best Buy here pay here dealers in St. Louis MO

Checkout our list of 19 top buy here pay here car lots dealers in St. Louis MO sorted by highest rating. We have ranked the St. Louis's BHPH dealers based on reviews, location and our internal ranking system to provide you with the list of best dealers only.

  • Midwest Autoplex, MO

  • Vogue Motor Company, MO

  • Michael Riggio Auto Sales, MO

  • Grow Automotive, MO

  • Allen III Motors, MO

  • Have you ever considered buy here pay here St. Louis MO car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in St. Louis MO compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a St. Louis buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the St. Louis dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in St. Louis. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Schicker Credit Center, MO

  • Bates Street Motors, MO

  • Nu Way Auto Sales, MO

  • STL AutoPlaza, MO

  • Kugman Motors, MO

  • Did you know? These BHPH St. Louis MO dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here St. Louis dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • Best Buy Auto Sales, MO

  • DC Auto Sales Inc, MO

  • Concours Auto Sales, MO

  • Joe-K Used Cars, MO

  • Affordable Auto Credit Inc, MO

  • The phrase buy here pay here St. Louis MO car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. St. Louis Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Southside Auto Credit Llc., MO

  • Auto Buy Credit, MO

  • St Louis Auto Car Sales, MO

  • KAS Enterprises, LLC., MO

  • Buy here pay here St. Louis MO no down payment dealerships

    Looking for St. Louis Buy here pay here dealerships with low or no down payment? Welll, you are on right place now. Here we have listed 19 best BHPH St. Louis MO dealers you can contact to buy your vehicle. is an online portal which connects you with a nearby St. Louis's car dealer in your area that will be most helpful to you. Once a dealer accepts your application for financing your vehicle you will be contacted to visit the dealer and shop your choice. We don't charge anything here. This portal is just to connect you with the best buy here pay here St. Louis dealership.

    Buy here pay here St. Louis MO car lots dealers

    Buy Here Pay Here St. Louis MO Car Lots are the dealers who are specializes in helping people who have no credit, bad credit, low credit, or have been denied due to bankruptcy drive again. If you are looking to buy vehicle and have low credit it is quite difficult to get approved through traditional financing. Thus we offer an solution to find St. Louis MO BHPH dealer you can contact for in house auto financing directly from the dealership to you. Even with bad credit or bankruptcy, these dealers can help you get the financing you need. We have listed 19 dealers above sorted by reviews and location near you. Feel free to view profile, read reviews and contact them you will the best financing you need to buy your vehicle.

    How does buy here pay here St. Louis work?

    Well, the process is simple. You go to one of these 19 lots, you present your vehicle information, and then the salesperson will let you know what the going prices are for the particular model you are looking at. You can also go and see the rest of the cars if there are any. Once you find the one you are interested in, you can come back any time to buy it.

    St. Louis MO buy here pay here Reviews

    Here is what users says about St. Louis BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here St. Louis dealer review by Kathleen Diemer
      Kathleen Diemer rated Midwest Autoplex

      Jeff was very informative, helpful and very honest during the purchase of my Jeep Wrangler. The prices are fair and no negotiation needed. Financing was a breeze and I got to take my Jeep home the same day! He even went the extra mile to help me get a full size spare to match the oversize tires! Definitely would recommend to friends and family- and would purchase from him again!

    2. buy here pay here St. Louis dealer review by Amanda McCarthy
      Amanda McCarthy rated Midwest Autoplex

      Jeff was incredibly helpful while I was searching for a new car. He made financing easy, and handed me the keys to my new car along with a bottle of wine he made himself. I’m a satisfied customer.

    3. buy here pay here St. Louis dealer review by Jay Meisenholder
      Jay Meisenholder rated Vogue Motor Company

      I just recently bought a car from Howard at Vogue Motor Company on Manchester Road. I am beyond happy with my purchase. I had excellent customer service from everyone that helped me in the process. Tyler helped me get financing and got me a great deal. He also was instrumental in getting me a bumper to bumper extended warranty! The guys on the lot were extremely knowledgeable, helpful and patient in helping me find the perfect car. I was so impressed with their outstanding honesty, integrity and the quality of their cars; I have nothing but the utmost respect for Vogue Motor Company. I thoroughly enjoyed my experience in every way. In the future I will only buy my cars from them. Thank you Vogue Motor Company for this wonderful experience!

    4. buy here pay here St. Louis dealer review by Willie Jones
      Willie Jones rated Vogue Motor Company

      I think the service is amazing. The quality of the vehicles is outstanding. I am truly pleased and will be returning when I want to purchase another vehicle. I give a big thank you to my dealer named justin. He helped me out a great deal. Thank you

    5. buy here pay here St. Louis dealer review by Adam Gremp
      Adam Gremp rated Michael Riggio Auto Sales

      I recently bought a used car from Mike from out of state. Communication with Mike was easy and he was extremely thorough with his description of the vehicle and did everything to make me confident with my purchase, including take it back to the highly rated local mechanic who had already taken care of the vehicle before I asked for a second check. Mike even picked me up from the airport and made this process absolutely seamless. Upon arrival, the vehicle was in even better condition than he described. Mike and Joe are great guys who will do what it takes to make their customers happy. Thanks again guys!

    6. buy here pay here St. Louis dealer review by Robert Palm
      Robert Palm rated Michael Riggio Auto Sales

      Awesome dealership, purchased a new work van and Joe was great. The best deal anywhere if your looking for a commercial vehicle to buy.

    7. buy here pay here St. Louis dealer review by Matthew Albers
      Matthew Albers rated Grow Automotive

      We got a great deal here. Great customer service! Very nice guys to work with and I would highly recommend them to anyone!

    8. buy here pay here St. Louis dealer review by Tricia Riordan
      Tricia Riordan rated Grow Automotive

      The mold has been broken!!! There are honest car salesman out there that truly want to see people get into great vehicles that meet their needs/requests/wants! I cannot in words express my appreciation to Dave and the guys at Grow for finding me the Jeep I had been looking for and more options that I even asked for!!! Happy Customer right here!!!!

    9. buy here pay here St. Louis dealer review by Hiedi Hi
      Hiedi Hi rated Allen III Motors

      2nd car... Professional Computer Savvy.. Will help connect with insurance companies.

    10. buy here pay here St. Louis dealer review by Devon Davis
      Devon Davis rated Allen III Motors

    11. buy here pay here St. Louis dealer review by Christopher Roth
      Christopher Roth rated Schicker Credit Center

      Ado is totally awesome as a salesperson. If you need a new vehicle, Ado is the man to talk to. we got an amazing deal on an immaculate used truck for us and the dealership really works to win our business

    12. buy here pay here St. Louis dealer review by Grace Pyle
      Grace Pyle rated Schicker Credit Center

      This was the first time we have ever bought a car "virtually" sight unseen! Ado was extremely helpful in getting us videos and answering questions etc. They even delivered it to our house! Highly recommend!!

    13. buy here pay here St. Louis dealer review by Chris Herbert
      Chris Herbert rated Bates Street Motors

      The place to buy a car low down payment low monthly payments.

    14. buy here pay here St. Louis dealer review by Samantha Overton
      Samantha Overton rated Bates Street Motors

      Sure did think that Scott was a pretty awesome personv5 stars

    15. buy here pay here St. Louis dealer review by George Mekhjian
      George Mekhjian rated Nu Way Auto Sales

      I bought multiple cars from there Perfect costumer service , honest

    16. buy here pay here St. Louis dealer review by Marcal Plans
      Marcal Plans rated Nu Way Auto Sales

      Excellent behaviour and really useful. This is the place to visit for good deals and professional consulting.

    17. buy here pay here St. Louis dealer review by Janaé Robinson
      Janaé Robinson rated STL AutoPlaza

      AJ, the owner was fantastic in regards to customer service. Bought my first car, a Jeep, from here back in September and it runs well! Definitely can tell he not only sell cars, but knows about them extensively which helped me with maintence & upkeep concerns. Definitely would recommend him, he works with your financial situation, too! Update - I have had my car for over a year now and am a beyond satisfied customer. AJ has supported me throughout the whole process of owning my first vehicle. Outstanding commitment to his customers. When he does work on my car, he works to give me the best price while also keeping in mind the quality of work - which is always done to a T. Buy a car from him and you will not regret it. He truly takes care of his customers and will build a working relationship with you for the benefit of your car!

    18. buy here pay here St. Louis dealer review by Airriyonna Smith
      Airriyonna Smith rated STL AutoPlaza

      This is a great car lot. I got approve instantly and had great service. Hard working associate that will help u get into a car soon as possible. I was even giving a FREE 30 day WARRANTY. They even help me get into the car I wanted . Thanks STL AUTO PLAZA.

    19. buy here pay here St. Louis dealer review by Bernadine Thomas
      Bernadine Thomas rated Kugman Motors

      Great service from all.Mr.Mark an Awesome Owner.No better place.Bought 4 cars from here.No problems.Would and have referred many.One stop shop.

    20. buy here pay here St. Louis dealer review by Montii X
      Montii X rated Kugman Motors

      Can tell you how simple and honset this place was I went in with a not so good credit score but some money to back that up. I told him what I was looking for and pulled off with a little bit more than I asked. I can't tell you how easy it was and fast it was to get approved and pull off the lot. No pressure and right to the point. Im very happy with my 2010 GMC Acadia.

    21. buy here pay here St. Louis dealer review by Angel marie
      Angel marie rated Best Buy Auto Sales

      This is a great place & great people. The owner out me back on the road. In a safe & reliable vehicle. Passed all test & runs so smooth.

    22. buy here pay here St. Louis dealer review by Kimberly Goins
      Kimberly Goins rated Best Buy Auto Sales

      The customer service is exceptional. The owners went above and beyond to help me find the perfect vehicle for my family. I could not have been happier. Will continue business with them in the future. I will refer them to everyone I know shopping for a new car.

    23. buy here pay here St. Louis dealer review by Jeff Gibson
      Jeff Gibson rated DC Auto Sales Inc

      Low down payments cheap payments really nice people I got a nice looking vehicle for a really good price I would recommend them

    24. buy here pay here St. Louis dealer review by Jodi Welsh
      Jodi Welsh rated DC Auto Sales Inc

      Great car buying experience! Saw a vehicle I was interested in as I was driving by, stopped in to test drive, and drove away in a new truck. They had both state inspections and temp tags ready to go for me. Low monthly payments and reasonable down payments. Will definitely be my first choice for my next new vehicle. Thanks DC Auto Sales!!

    25. buy here pay here St. Louis dealer review by Thaddeus Tucker
      Thaddeus Tucker rated Joe-K Used Cars

      Hello My name is Thaddeus Tucker, and I design websites and marketing campaigns. I would be more than happy to design a website or marketing campaign for your company. We can negotiate price later but please be back to me at your convenience. Thank You, and have a nice day Thaddeus Tucker Email:

    26. buy here pay here St. Louis dealer review by Imagine That
      Imagine That rated Joe-K Used Cars

      Love them! They have mostly used cars but the ones I’ve bought were in the past were always reliable. They are flexible and patient! Highly recommended. Been a customer since OK used cars was around

    27. buy here pay here St. Louis dealer review by Kiki Smith
      Kiki Smith rated Affordable Auto Credit Inc

      My husband and I were able to save up enough cash to pay for a car with it and we were able to make a great deal and get a car we really love. I will update the review if anything turns sour later, but so far so good! Bought a 2007 Honda. Also, I was able to pay with my debit card instead of cash, for a small fee

    28. buy here pay here St. Louis dealer review by Keith Blasco
      Keith Blasco rated Affordable Auto Credit Inc

      Great place to get a car. Talk to Pete or Tony

    29. buy here pay here St. Louis dealer review by Emily  hall
      Emily hall rated Southside Auto Credit Llc.

      very reasonable prices. owner is nice and helped get me the car i wanted. they finance and let me pay every 2 weeks.

    30. buy here pay here St. Louis dealer review by Patricia Potter
      Patricia Potter rated Southside Auto Credit Llc.

      The staff and owner was very helpful prices are great they will work with your budget honest about their vehicles if you you need a reliable vehicle go too Southside auto credit thank y'all for for the blessing my little purple passion????

    31. buy here pay here St. Louis dealer review by Taylor Kennedy
      Taylor Kennedy rated Auto Buy Credit

      Their people friendly, always works with me if short on payment,and great staff

    32. buy here pay here St. Louis dealer review by Vincent Diuguid
      Vincent Diuguid rated Auto Buy Credit

      Brought a car from them it still going

    33. buy here pay here St. Louis dealer review by Tony Collector
      Tony Collector rated St Louis Auto Car Sales

      Good people doing good things for customers looking for their next vehicle purchase!

    34. buy here pay here St. Louis dealer review by Gwendolyn Jones-Townsend
      Gwendolyn Jones-Townsend rated St Louis Auto Car Sales

      Awesome customer service. Great employees who will not sell you just anything!

    BHPH St. Louis MO dealer

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