Top 15 Buy Here Pay Here Dealers in Syracuse NY

Looking for a used car dealer in Syracuse NY but your credit is in bad shape?

Connect with top 15 buy here pay here Syracuse NY car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Syracuse's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Syracuse NY

  • Best Buy Auto Sales, NY

  • First Class Auto, Inc., NY

  • Sullivans Car Care Center Inc, NY

  • Auto Hunter, NY


  • Have you ever considered buy here pay here Syracuse NY car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Syracuse NY compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Syracuse buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Syracuse dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Syracuse. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Motolo Motors Ltd Sales & Services, NY

  • Best Buy Auto Sales, NY

  • New Millenium Auto Brokers, NY

  • Dominic Sales Ltd, NY

  • Guy’s Automotive Service and Sales, NY

  • Did you know? These BHPH Syracuse NY dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Syracuse dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Need A Car Buy a Car, NY

  • Start Fresh Cars, NY

  • Advanced Auto Brokers, NY

  • Primo Motors, NY

  • Floyd Creaser Quality Used Car, NY

  • The phrase buy here pay here Syracuse NY car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Syracuse Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

    Why buy here pay here Syracuse NY car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Syracuse NY car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Syracuse NY dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Syracuse NY Works

    When the bank says no to your car loan, the buy here pay here Syracuse NY car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Syracuse NY dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Syracuse NY car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Syracuse NY Car lots Dealership

    The one thing is very true about buy here pay here Syracuse NY is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Syracuse NY dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Syracuse NY – Fast Approval Low or no credit score

    The buy here pay here Syracuse NY dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Syracuse NY Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Syracuse NY dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Syracuse NY

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Syracuse NY

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Syracuse NY, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Syracuse NY accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Syracuse NY is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Syracuse NY buy here pay here Reviews

    Here is what users says about Syracuse BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Syracuse dealer review by Sandy Q

      Sandy Q rated Best Buy Auto Sales

      Mike at the Rt 11 location was great! We told him what we wanted and how much we were going to spend. Changed our mind on the vehicle and still worked within the amount we wanted to spend. Not a lot of back and forth dickering. They gave us their standard courtesy 30 warranty and stood behind it when, close to the end of the 30 days, we noticed a noise. I just texted Mike and he gave me the number to the service dept. Got in quickly and was fix in one day. I would recommend Mike to anyone looking for a car and will most likely buy another car there when the time comes. Thanks Mike for the wonderful experience!

    2. buy here pay here Syracuse dealer review by IamLord YourGod

      IamLord YourGod rated Best Buy Auto Sales

      Everyone I encountered was great. From the initial contact request with Chris to the completed deal with Jason, and service with Steve. Very nice car and I plan on keeping it for a long long time, but if I don't, I would definitely buy another one from here if they had what I was looking for. Recommended, 5 stars.

    3. buy here pay here Syracuse dealer review by Ryan Sessions

      Ryan Sessions rated First Class Auto, Inc.

      Eli was a man of his word. I went on a Saturday morning to look at a car he listed on his website. He was great to talk to and a gentlemen. We shook hands on a car without a deposit and he gave me until Monday to decide if I wanted the car or not. We agreed on a great price and he got the car ready and done without me putting a penny down. This deal was on merit and a man's word. He stood by what he said and there are very few dealers left out there who do this. Could not have had a better experience with this Business and he has earned my business not just this time but for many years to come! Don't think twice about going anywhere else, if he doesn't have what you want on the lot he will get you a car and it will not be junk, it will be something he would put his own family in!

    4. buy here pay here Syracuse dealer review by Kubark

      Kubark rated First Class Auto, Inc.

      Eli and Sam, not sure which one is better looking, it's all in the haircut. They are as professional as they come. Every used car dealer uses the word "Trust Me", but when they say it, you can bank on it.

    5. buy here pay here Syracuse dealer review by Madeline Angello

      Madeline Angello rated Sullivans Car Care Center Inc

      First of all, Sullivans takes special care to make sure your vehicle is safe to take on the road and gives ideas how to take care of your car in the winter. For all repairs needed from windshield wipers to tires Sullivans is the place to go and know you and your vehicle will be treated well and fair. ( Prices are reasonable too )

    6. buy here pay here Syracuse dealer review by Jeff Deredita

      Jeff Deredita rated Sullivans Car Care Center Inc

      Awesome work Steve's a great man

    7. buy here pay here Syracuse dealer review by Johnny Glenn

      Johnny Glenn rated Auto Hunter

      Very Friendly and Helpful thanks..

    8. buy here pay here Syracuse dealer review by Jeannette Guindy

      Jeannette Guindy rated Auto Hunter

      Excellent service. Good people to deal with

    9. buy here pay here Syracuse dealer review by Bob110v

      Bob110v rated BEST BUY AUTO SALES

      Best Buy Auto was wonderful. I was able to shop on line and send them a text. From there I was directed to James the sales rep. He took care of all my needs quickly. I highly recommend them.

    10. buy here pay here Syracuse dealer review by Leslieann Raeder

      Leslieann Raeder rated BEST BUY AUTO SALES

      I would definitely recommend Best Buy Auto Sales to anyone who is looking to purchase a used vehicle! The salesman Billy was amazing! Best experience ever buying a car! I give them 10 stars for customers service!

    11. buy here pay here Syracuse dealer review by Jannie Irby

      Jannie Irby rated Motolo Motors Ltd Sales & Services

      Great job and I didn't have to wait long.

    12. buy here pay here Syracuse dealer review by Jasob Stempien

      Jasob Stempien rated Best Buy Auto Sales

      If you are in need of a quality car buying experience I highly recommend Best Buy Auto Sales. Chris at the Hiawatha Blvd. location in Syracuse was extremely helpful. I had a bad experience at a dealership in the area previously and this was hands down the best car buying experience that I have ever had. My 2012 Jeep Liberty is in immaculate condition and it drives like new. If you visit them I can assure you that you will have a great car buying experience like I did.

    13. buy here pay here Syracuse dealer review by Merwin Greene

      Merwin Greene rated Best Buy Auto Sales

      Jack was awesome. He worked with me back and forth until he got me an Awesome deal. I had a few banks tell me no. But Jack got the job done... Highly recommend.

    14. buy here pay here Syracuse dealer review by Kalli Gregory

      Kalli Gregory rated New Millenium Auto Brokers

      I walked in to this shop today not sure whether I was going to be approved for any of the cars they have due to NO credit/ low down payment etc. We spoke about financial information. Despite me telling them I wouldn’t be approved for an empower loan, I WAS approved, And walked away with a new car. Great customer service . They get you BETTER than what you want/ think you can get! I recommend 10/10

    15. buy here pay here Syracuse dealer review by Jolene Vasquez

      Jolene Vasquez rated New Millenium Auto Brokers

      3/12/2020 - highly recommended! Online application and drove away in 48hrs. Super helpful and accommodating. You won't be disappointed?

    16. buy here pay here Syracuse dealer review by Richard Gerth

      Richard Gerth rated Dominic Sales Ltd

      Mike is the Best he goes above and Beyond.

    17. buy here pay here Syracuse dealer review by Gewan Persaud

      Gewan Persaud rated Dominic Sales Ltd


    18. buy here pay here Syracuse dealer review by Tim Bruzdzinski

      Tim Bruzdzinski rated Guy’s Automotive Service and Sales

      Good buying experience, my second purchase there. They will always work to get a sale that works for them and you.

    19. buy here pay here Syracuse dealer review by Clam Weezy

      Clam Weezy rated Guy’s Automotive Service and Sales

      2/20/2019 2008 Toyota Corolla 30 day warranty Very friendly staff. Mike and Jeff are great. No pressure at the time of test drive, and let me take the car to my mechanic for diagnostic (no questions asked.) Cars in the lot are clean and fairly priced. Would definitely recommend if you’re in the market for a used car. Pete C Syracuse

    20. buy here pay here Syracuse dealer review by marysny .

      marysny . rated Need A Car Buy a Car

      Free credit counseling is a bonus to Start Fresh. You can improve any credit situation with a plan. Try this place 1st for help. They will work with you.

    21. buy here pay here Syracuse dealer review by Vincenzo Mangan

      Vincenzo Mangan rated Need A Car Buy a Car

      I had a great experience !! Highly recommend getting your next car here.. they went above and beyond my expectations and were very accommodating. A++++++

    22. buy here pay here Syracuse dealer review by Crystal Bell-Burton

      Crystal Bell-Burton rated Start Fresh Cars

      The easiest car buying experience ever. The ladies here are so willing to work with you, and they've got great cars at great deals. I walked in at 9:00 am this morning, and I am ready to drive away at noon! That's with the holiday, and banks and dmv being closed today!

    23. buy here pay here Syracuse dealer review by marysny .

      marysny . rated Start Fresh Cars

      Fast, easy, approvals for quality used cars for any credit situation..Best buys in town.

    24. buy here pay here Syracuse dealer review by CarZoom Auto Sales

      CarZoom Auto Sales rated Advanced Auto Brokers

      Bought several cars from these guys and always happy. Honest and helpful. Thank you

    25. buy here pay here Syracuse dealer review by Haylie

      Haylie rated Advanced Auto Brokers

      Small dealership but good value. Just a tip, they offer test drives by appointment only so avoid wasting time and make sure you call ahead! Had a good experience and happy with my Toyota Sienna. I was a little hesitant at first because they advertised a low price on Craigslist and they only allowed me to view the vehicle by appointment only. However, I was pleasantly surprised at the end. Had the van for about 2 months now and it's running perfect without issue. Figured I'd leave a positive review as thanks!! It's a hidden gem

    26. buy here pay here Syracuse dealer review by Eddy Tamayo

      Eddy Tamayo rated Primo Motors

    27. buy here pay here Syracuse dealer review by rew rew

      rew rew rated Primo Motors

    28. buy here pay here Syracuse dealer review by Stephen Armstrong

      Stephen Armstrong rated Floyd Creaser Quality Used Car

      Bought a 2011 Chevy Impala here a couple years back, decent deal very easy transaction, this guy is really easy to work with he make sure you get your car quick and I haven't had any major issues with the car other than what you would expect from a used car after a couple years. Vehicle still extremely driveable I go on long trips with it all the time never had any major issues. Floyd's also really nice guy I recommend looking for a car here. I see some of the reviews that seem to make very disparaging remarks, I can't speak to those all I can say is if you know anything about cars you should always have a car checked out before you purchase it. You also cannot expect to buy a used car and never have any issues with it. My experience was very good, and to be honest I would much prefer to purchase a car from a small lot from a guy who has been selling cars his whole life then from one of these big huge lots that has insane sales quotas to make every month so they will tell you absolutely anything to get you in the seat.

    29. buy here pay here Syracuse dealer review by Deborah LaVaute

      Deborah LaVaute rated Floyd Creaser Quality Used Car

      All these negative reviews surprise me, unless things have changed I got a great little car from him several years ago (a purple '98 Grand Am)... never had any issues other than regular maintenance, and drove it forever! Was recently considering a look there again...

    BHPH Syracuse NY dealer

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