Top 30 Buy Here Pay Here Dealers in West Virginia WV

Looking for a used car dealer in West Virginia WV but your credit is in bad shape?

Connect with top 30 buy here pay here West Virginia WV car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of West Virginia's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in West Virginia WV

  • Byrider Barboursville, WV

  • W V Auto Sales, WV

  • Number One Auto Sales, Inc., WV

  • Byrider Morgantown, WV

  • Byrider Parkersburg, WV

  • Have you ever considered buy here pay here West Virginia WV car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in West Virginia WV compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a West Virginia buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the West Virginia dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in West Virginia. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Carder Motors, WV

  • Byrider S. Charleston, WV

  • Braggs Used Cars, WV

  • Little Birch Pre-Owned Auto & RV Sales, WV

  • Finish Line Motors, WV

  • Did you know? These BHPH West Virginia WV dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here West Virginia dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Mr. V And Sons, WV

  • Top Choice Used Cars, LLC, WV

  • Byrider Clarksburg, WV

  • Garfield Preowned Autos, WV

  • L & L Auto Sales, WV

  • The phrase buy here pay here West Virginia WV car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. West Virginia Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Ten Point Preowned Auto Sales LLC, WV

  • Falling Waters Used Cars, WV

  • Taylor’s Preowned Autos LLC, WV

  • Hah Preowned Auto Outlet, WV

  • Keith’s Used Cars LLC, WV

  • Topper Auto Sales LLC, WV

  • Byrider Beckley, WV

  • Larry Dawson Auto Sales, WV

  • Panhandle Pre-Owned Autos, Inc., WV

  • Car Mart Used Cars, WV

  • Big Blue Motor Sales Pre-Owned, WV

  • Sundowner Used Auto, WV

  • Easy Eddie’s Used Cars, WV

  • By Pass Auto Sales, WV

  • Grant S Lilly Ent Preowned, WV

  • Why buy here pay here West Virginia WV car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here West Virginia WV car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH West Virginia WV dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here West Virginia WV Works

    When the bank says no to your car loan, the buy here pay here West Virginia WV car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here West Virginia WV dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here West Virginia WV car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here West Virginia WV Car lots Dealership

    The one thing is very true about buy here pay here West Virginia WV is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these West Virginia WV dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here West Virginia WV – Fast Approval Low or no credit score

    The buy here pay here West Virginia WV dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH West Virginia WV Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH West Virginia WV dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership West Virginia WV

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer West Virginia WV

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in West Virginia WV, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here West Virginia WV accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH West Virginia WV is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    West Virginia WV buy here pay here Reviews

    Here is what users says about West Virginia BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here West Virginia dealer review by Cindy Burkett

      Cindy Burkett rated Byrider Barboursville

      My transmission went out, and I had no way, or money, to get my car to them. But when I called and talked to Jeff, in the Service Dept, he came up with a reasonable solution. They were very courteous, and quick, with the details of what was wrong with my car, the steps they were taking to fix it, and the actual labor to ensure it was going to be fixed. Jeff called to update me on the progress that was being made toward the moment my car would be done and ready for pick up. He even gave me an estimated total of the cost of the repairs when I asked about how much it was going to take to get it back on the road. I'd recommend them to everyone who has a vehicle that could use a little TLC.

    2. buy here pay here West Virginia dealer review by Sharon Crawford

      Sharon Crawford rated Byrider Barboursville

      Keelan Shepard went above and beyond to get me into a car as fast as possible and fixed my payments to where it was affordable. Great job!!!

    3. buy here pay here West Virginia dealer review by Bradley Wells

      Bradley Wells rated W V Auto Sales

      Helpful and friendly staff! Lucky chance stop that ended with a great visit. A refreshing change from the "corporate dealers" with this mom & pop local shop. Worth a stop! Thank you Bruce and "the captain" ;)

    4. buy here pay here West Virginia dealer review by Dick daugherty

      Dick daugherty rated W V Auto Sales

      Best dealer in West Virginia. (I'm biased)

    5. buy here pay here West Virginia dealer review by Josh Wilson

      Josh Wilson rated Number One Auto Sales, Inc.

      Great people. They stand by their word, and give you an honest deal. Reccomend buying from them over anyone else!

    6. buy here pay here West Virginia dealer review by melissa simmons

      melissa simmons rated Number One Auto Sales, Inc.

      Awesome people! I love my new car and the hand drawn Christmas card was great!

    7. buy here pay here West Virginia dealer review by Autum Williamson

      Autum Williamson rated Byrider Morgantown

      They were very friendly, fast and efficient. Definitely if you are looking for kind and friendly people, come here. Now as for the car I am getting, I like the ride of it and I’ll probably update this down the road if there are any issues but so far so good! I’m very happy with the service here! :)

    8. buy here pay here West Virginia dealer review by Emily Coburn

      Emily Coburn rated Byrider Morgantown

      Very great and pleasant staff. Thank you for helping me with everything there!

    9. buy here pay here West Virginia dealer review by Cassandra Braley

      Cassandra Braley rated Byrider Parkersburg

      Had an amazing experience with Jeremy Hall, very professional, and made me feel confident in my decisions every step of the way.

    10. buy here pay here West Virginia dealer review by Chris Lang

      Chris Lang rated Byrider Parkersburg

      Prices may seem intimidating, but you are getting exactly what you are paying for. This stuff is top quality, with top quality service. The application is lengthy but well worth it. Thank you Jeremy for helping us out. This was an amazing experience. Loving this little car.

    11. buy here pay here West Virginia dealer review by Tony Corso

      Tony Corso rated Carder Motors

      Great group of people nice class act vehicles

    12. buy here pay here West Virginia dealer review by Jared Gilkerson

      Jared Gilkerson rated Carder Motors

      Friendly people great selection of vehicles best dealer experience I’ve ever had. I will definitely look at them first for my next truck purchase!

    13. buy here pay here West Virginia dealer review by Theresa Curry

      Theresa Curry rated Byrider S. Charleston

      Recently my car needed servicing so I bought it in. It took a couple days to be fixed, but I was kept informed of each step that was taken to fix my car. I didn't have to call in, John contacted me with the status and submitted a reimbursement for my car rental while my car was being repaired. Great customer service and excellent communication.

    14. buy here pay here West Virginia dealer review by Andrea Black

      Andrea Black rated Byrider S. Charleston

      Big Mike was amazing. He came in early so I could get the paperwork completed so I could get to work. He was very helpful and was able to get me into the vehicle I wanted even though they didn't have it at South Charleston. He was able to get it transferred there so I wouldn't have to go to the other lot and start over. I highly recommend going to see him if your looking to purchase a car.

    15. buy here pay here West Virginia dealer review by timothy spradling

      timothy spradling rated Braggs Used Cars

      Going through Braggs Used cars was convenient and easy. After looking at several other car lots, a friend recommended looking here and it made buying a car a great process. I called several times and went to the lot several times and each time I was met with a courteous and friendly staff. They have low down payments which made it better to work with them. You will appreciate working with such great people if you are looking for a cheap lot with great vehicles.

    16. buy here pay here West Virginia dealer review by Nellie Messer

      Nellie Messer rated Braggs Used Cars

      Everyone was super nice, and friendly. It was hard for me to pick what vehicle I wanted because everyone that they had was very nice, and clean. I tried a couple out and they ran great, but I ended up buying a Hyundai and I absolutely love it. Thanks braggs for being a great place to shop for a vehicle.

    17. buy here pay here West Virginia dealer review by Tammy Rhodes

      Tammy Rhodes rated Little Birch Pre-Owned Auto & RV Sales

      Love going there got my truck the them cheap n will help u out

    18. buy here pay here West Virginia dealer review by Darlene Nichols

      Darlene Nichols rated Little Birch Pre-Owned Auto & RV Sales

      My families been buying here for years great vehicles and will accept buy now service

    19. buy here pay here West Virginia dealer review by Bryson Metheny

      Bryson Metheny rated Finish Line Motors

      They are very friendly and willing to help and get you exactly what you want! Also willing to answer questions! Definitely would recommend this place!

    20. buy here pay here West Virginia dealer review by George Murray

      George Murray rated Finish Line Motors

      GREAT DEAL TY PHIL N ROBBIE

    21. buy here pay here West Virginia dealer review by Brian Atkins

      Brian Atkins rated Mr. V And Sons

      Thank you Cameron for helping me purchase a car for my daughter! I appreciate your patience as I did mess up on the numbers and appreciate how understanding and compassionate you and your team were with us. I will definitely buy again from you!

    22. buy here pay here West Virginia dealer review by Travis V

      Travis V rated Mr. V And Sons

      Cam works very hard to give his customers the best deal/value possible. He is straight forward, professional and honest. I feel comfortable when I refer business to him!

    23. buy here pay here West Virginia dealer review by David Alan Furches

      David Alan Furches rated Top Choice Used Cars, LLC

      I’ve know Eric (Spec)for many years and is a great and honest person. Highly respected and very knowledgeable about used vehicles.

    24. buy here pay here West Virginia dealer review by Derick Weatherly

      Derick Weatherly rated Top Choice Used Cars, LLC

      Bought a couple cars here great customer service!

    25. buy here pay here West Virginia dealer review by Wylie Everly

      Wylie Everly rated Byrider Clarksburg

      Only place that gave me a car! Ryan Wilkinson did his best to get me what I needed! Great attitudes and environment.. he was amazing with customer service and observant to our needs. I feel he went above and beyond to help me get a vehicle. If you’re in need of a car, great place to come.

    26. buy here pay here West Virginia dealer review by Mista Lanham

      Mista Lanham rated Byrider Clarksburg

      Ryan Wilkinson was very helpful and very welcoming. He helped us feel good about our decision. He is also a superhero doing multiple jobs at one time. Thanks Ryan you are awesome.

    27. buy here pay here West Virginia dealer review by Shannon Markin

      Shannon Markin rated Garfield Preowned Autos

      They were amazing to deal with. Helped guide us through the entire process and made our car buying experience top notch. Crissy will listen to your needs and address any question throughout the entire process.

    28. buy here pay here West Virginia dealer review by Pamela Sloan

      Pamela Sloan rated Garfield Preowned Autos

      I bought my Chevy Trailblazer here. I tell anyone looking for a vehicle to go to this place. Prices are fair and good deals.

    29. buy here pay here West Virginia dealer review by Sly Deskins

      Sly Deskins rated L & L Auto Sales

      Cars are always in good condition and the price includes taxes title and plate fees. Inspection stickers are always current. No fuss to test drive before purchasing. They get new vehicles every Saturday and Wednesday.

    30. buy here pay here West Virginia dealer review by Shandi Hope

      Shandi Hope rated L & L Auto Sales

      The best people you could ever meet! Honest and dependable. Refuse to go anywhere else for a used vehicle!

    31. buy here pay here West Virginia dealer review by Joleen Caldwell

      Joleen Caldwell rated Ten Point Preowned Auto Sales LLC

      After other unsuccessful and stressful experiences at other dealerships we called 10 Point. We explained our situation and were told to come in even though it was 30 minutes before close. Mark was the best. He was open and honest about everything. We love the new to us car!

    32. buy here pay here West Virginia dealer review by Tina Hess

      Tina Hess rated Ten Point Preowned Auto Sales LLC

      Thanks Jerry,Aj and Dave

    33. buy here pay here West Virginia dealer review by Jeff Wine

      Jeff Wine rated Falling Waters Used Cars

      I've been having my cars serviced here since moving to Falling Waters ten years ago. These are good, honest people to deal with. Also more affordable than the chain service centers. If you're looking for a good, reliable mechanic for your vehicle, this is the go-to place!

    34. buy here pay here West Virginia dealer review by amanda henry

      amanda henry rated Falling Waters Used Cars

      They are great to work with

    35. buy here pay here West Virginia dealer review by Laci Shrout

      Laci Shrout rated Taylor’s Preowned Autos LLC

      I've never bought a car here, but I've used their repair services twice and was impressed both times! Both times their price and speed were awesome. Corey was very nice and helpful!

    36. buy here pay here West Virginia dealer review by liveloveplanpray

      liveloveplanpray rated Taylor’s Preowned Autos LLC

      Corey, the owner assisted us in finding a safe vehicle for our little family. The process from start to finish was easy and assuring. Like most dealerships he doesn't try to oversell you. He listened to what we needed and worked with us. He went above and beyond! Great place, give em a try!

    37. buy here pay here West Virginia dealer review by Mark RAKES II

      Mark RAKES II rated Hah Preowned Auto Outlet

      They went above and beyond to make sure my family left with the car we have dreamed of owning for the last 5 years. Amazing customer service. Good down to earth people. They treat you like you are a member of there family. Caleb was an awesome salesman and Brent reached out to me right away both great guys. I would highly recommend to my friends and family

    38. buy here pay here West Virginia dealer review by Tammy Cogar

      Tammy Cogar rated Hah Preowned Auto Outlet

      We had a great and friendly service. And I would highly recommend anyone needing a vehicle to come here frist.

    39. buy here pay here West Virginia dealer review by Donna Taylor

      Donna Taylor rated Keith’s Used Cars LLC

      The staff is awesome

    40. buy here pay here West Virginia dealer review by Denise Keith

      Denise Keith rated Keith’s Used Cars LLC

      They have awesome cars and good service and good prices

    41. buy here pay here West Virginia dealer review by Amber Starcher

      Amber Starcher rated Topper Auto Sales LLC

      I have bought several cars from them n they have always treated us great..n they have always worked with us when needed

    42. buy here pay here West Virginia dealer review by Audra Wiseman

      Audra Wiseman rated Topper Auto Sales LLC

      READ this whole review Buying a car today:) so far love this place!! Great sales people and they work with you!:) Guess what??!! As soon as 30 days were up the car fell apart! Racket pinion came out, gaskets, seals came out of motor bad struts, motor blew up. Broke down along the road costing too much to fix and I'm stuck paying payments on something I can't drive.

    43. buy here pay here West Virginia dealer review by Amber Howington

      Amber Howington rated Byrider Beckley

      Our experience was wonderful. The staff was really informative and helpful. Would definitely recommend them to anyone.

    44. buy here pay here West Virginia dealer review by Patrick White

      Patrick White rated Byrider Beckley

      I bought my 07 Jeep Liberty a month ago, paid my extended down payment off yesterday and now can pay my affordable payments to get my credit score boosted

    45. buy here pay here West Virginia dealer review by Ellie Dillon

      Ellie Dillon rated Larry Dawson Auto Sales

      On July 29, 2019, I purchased a KIA Sorento from this car sales place. I was completely free to look around with NO pressure. I liked what I saw in the KIA and took it for a test drive. When I returned, there was NO pressure to buy it. I really liked it and bought it. They were very willing to do my financing but I did it myself - from the same place they use to finance. Again, NO problem. I did hear a little sound in the KIA and took it back to have it looked at. They drove it and fixed the noise. NO PROBLEM ! I was treated extremely well when I went there, when I bought the KIA and when I went back for the noise. I highly recommend them to anyone looking for a vehicle. I would recommend them to my friends in a heartbeat !!!!! A special Thanks to Jeremy for the great treatment and help !!

    46. buy here pay here West Virginia dealer review by Jordan Fridley

      Jordan Fridley rated Larry Dawson Auto Sales

      My husband and I recently purchased our car from here. The staff was amazing & very helpful throughout the whole process. The prices are great. I highly recommend shopping here if you're looking for a good car at a good price

    47. buy here pay here West Virginia dealer review by Susie Sheets

      Susie Sheets rated Panhandle Pre-Owned Autos, Inc.

      Very friendly staff They go out of their way to make the buying process a positive experience.

    48. buy here pay here West Virginia dealer review by crystal levy

      crystal levy rated Panhandle Pre-Owned Autos, Inc.

      They are the best that is now family.I was so happy with my purchase that I left there in tears of joy....

    49. buy here pay here West Virginia dealer review by Kendra Hine

      Kendra Hine rated Car Mart Used Cars

      Hands down the best car buying experience ive ever had. It was such a breeze. Good selection, fair prices and great people!! I highly reccomend them.

    50. buy here pay here West Virginia dealer review by Larry Mccoy

      Larry Mccoy rated Car Mart Used Cars

      Bought a Impala he fixed the things I asked him to and has always been very nice and easy to work with!

    51. buy here pay here West Virginia dealer review by Mary Ryder

      Mary Ryder rated Big Blue Motor Sales Pre-Owned

      I am giving them 5 stars because when my son purchased a truck he found the frame in severe damage later in the week. Denise was very helpful and helped my son to get on the road with a vehicle that was safer. Thank u for making it right!

    52. buy here pay here West Virginia dealer review by Brian Rood

      Brian Rood rated Big Blue Motor Sales Pre-Owned

      Denise got me in a great vehicle very nice

    53. buy here pay here West Virginia dealer review by ALLEN MODLIN

      ALLEN MODLIN rated Sundowner Used Auto

      THEY ARE AWESOME TREMENDOUS SERVICE

    54. buy here pay here West Virginia dealer review by Douglas Tingler

      Douglas Tingler rated Sundowner Used Auto

      I had a great experience with place. The employees are very welcoming and the owner is a great guy. The prices in my opinion are very accurate. They are willing to work with you and treat you like family.

    55. buy here pay here West Virginia dealer review by Maryfrances Mckinney

      Maryfrances Mckinney rated Easy Eddie’s Used Cars

      Ever one should go to easy Eddie's . Family buisness ! Wonderful customer service ! All your automobile products ! Inspection stickers , tires ! Etc. Nice used vehicle's !

    56. buy here pay here West Virginia dealer review by Johnnie Jenkins

      Johnnie Jenkins rated Easy Eddie’s Used Cars

      I've personally bought two vehicles from Eddie and I love them both! Granted, I will only buy exactly what I want, and that is why I haven't bought a third one from Eddie! I haven't seen exactly what I want yet and I may just have to build it!

    BHPH West Virginia WV dealer

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