Top 19 Buy Here Pay Here Dealers in Evansville IN

Looking for a used car dealer in Evansville IN but your credit is in bad shape?

Connect with top 19 buy here pay here Evansville IN car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Evansville's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Evansville IN

  • Auto Now Evansville, IN

  • Polen’s Buy It Rite Auto, IN

  • Cobbs Car Company Inc. West, IN

  • Andrews Auto Sales Inc, IN

  • eAuto Trade, IN

  • Have you ever considered buy here pay here Evansville IN car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Evansville IN compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Evansville buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Evansville dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Evansville. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Neuhoff Auto Sales, IN

  • Byrider Evansville, IN

  • Greg’s Auto Sales, IN

  • Best Choice Auto, IN

  • Car-Mart of Evansville, IN

  • Did you know? These BHPH Evansville IN dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Evansville dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Los Amigos Auto Sales, IN

  • Cobbs Car Company East, IN

  • Auto Max, IN

  • Brucken Motors LLC, IN

  • Hayhurst Auto Center, IN

  • The phrase buy here pay here Evansville IN car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Evansville Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Auto Plaza LLC, IN

  • I Love My Cars Clean, IN

  • Royal Deal Vehicle Sales, IN

  • Superior Auto, Inc, IN

  • Why buy here pay here Evansville IN car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Evansville IN car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Evansville IN dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Evansville IN Works

    When the bank says no to your car loan, the buy here pay here Evansville IN car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Evansville IN dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Evansville IN car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Evansville IN Car lots Dealership

    The one thing is very true about buy here pay here Evansville IN is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Evansville IN dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Evansville IN – Fast Approval Low or no credit score

    The buy here pay here Evansville IN dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Evansville IN Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Evansville IN dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Evansville IN

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Evansville IN

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Evansville IN, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Evansville IN accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Evansville IN is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Evansville IN buy here pay here Reviews

    Here is what users says about Evansville BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Evansville dealer review by Paula Frazier

      Paula Frazier rated Auto Now Evansville

      These guys are amazing!!! Dave went above and beyond to get me into a car I loved and a payments I can afford. The whole staff in there are very welcoming and make you feel at ease. They joked around with us like we were close friends.

    2. buy here pay here Evansville dealer review by April Barnett

      April Barnett rated Auto Now Evansville

      Customer service was fantastic

    3. buy here pay here Evansville dealer review by Danny Rozhon

      Danny Rozhon rated Polen’s Buy It Rite Auto

      Bought a 98 Lumina here, solid car.

    4. buy here pay here Evansville dealer review by chad schoening

      chad schoening rated Polen’s Buy It Rite Auto

    5. buy here pay here Evansville dealer review by Kenny Branson

      Kenny Branson rated Cobbs Car Company Inc. West

      I dont have the best credit and didn't have a huge down payment. It took some work and the guys here got me in the vehicle I wanted for the price I wanted so. I say thank you for your hard work get me financed.

    6. buy here pay here Evansville dealer review by Deb Johnson

      Deb Johnson rated Cobbs Car Company Inc. West

      Cobb Car Company West is the place to go for a great vehicle. The vehicle's are very nice. Customer service is awesome. Kyle Johnson was our salesman he was very informative about the vehicle's we were interested in and the prices were right. I'm gonna

    7. buy here pay here Evansville dealer review by LYNN ARNETT

      LYNN ARNETT rated Andrews Auto Sales Inc

      I purchased my car from Andrews Auto Sales from George and it was a very pleasant experience. He was very honest, upfront and made sure he kept me in my price range on payments. I absolutely would purchase from them again very honest people to work with.

    8. buy here pay here Evansville dealer review by Joe Peteson

      Joe Peteson rated Andrews Auto Sales Inc

      I would recommend them to anyone looking to purchase a used vehicle. All of their cars were in good shape and there's mechanic on site. The staff are very friendly and helpful. It was a good purchasing experience.

    9. buy here pay here Evansville dealer review by Bergman078

      Bergman078 rated eAuto Trade

      I dealt with this place through a dealer named George. He answered all my questions to the best of his knowledge. He knows how to sell for a great deal. I now own a Hyundai. Spent very little time in the process.

    10. buy here pay here Evansville dealer review by Christina

      Christina rated eAuto Trade

      Great people

    11. buy here pay here Evansville dealer review by Brittany Wells

      Brittany Wells rated Neuhoff Auto Sales

      Great place! Awesome service! I just bought my truck and I am incredibly pleased with my truck and the way everything was handled. I highly recommend this place if you are looking into buying ask for RYAN! GREAT FAMILY BUSINESS!

    12. buy here pay here Evansville dealer review by Kassie Lowe

      Kassie Lowe rated Neuhoff Auto Sales

      Had a wonderful experience today Amazing Staff and smooth process! Super Inventory!

    13. buy here pay here Evansville dealer review by Cidnee Rumage

      Cidnee Rumage rated Byrider Evansville

      Such a great place! I was in a very rough spot in my life and they took care of me. Beth and Paul were incredible. Extremely friendly, funny, and carried amazing conversation throughout the entire process. Beth left me little goodies in the passenger seat, helped me install the car seat, and transferred items over to the new vehicle. Wonderful people and I highly recommend anyone to go here!

    14. buy here pay here Evansville dealer review by Gina Burch

      Gina Burch rated Byrider Evansville

      Amazing experience. They went above and beyond. Had cars ready and waiting to test drive as I returned with one. (knowing I was in a time crunch) even left a goofy bag in our car. It was an extremely pleasant experience. Beth was such a nice person to us and our children. Anyone interested in a car from there should ask for her.

    15. buy here pay here Evansville dealer review by Queen Anderson

      Queen Anderson rated Greg’s Auto Sales

      Greg and Kelly are awesome and I have gotten a great deal on my vehicle and I working on my 2nd one. They are very friendly and kind very respectful honest and I highly recommend you to go to gregs auto sales thank you greg and Kelly and the others that work for you.

    16. buy here pay here Evansville dealer review by Kenneth Powell

      Kenneth Powell rated Greg’s Auto Sales

      Great place to buy a used car ,Gregs will work with ya and get you in a great used car.

    17. buy here pay here Evansville dealer review by Tonya Abshire

      Tonya Abshire rated Best Choice Auto

      Highly recommend if your needing a vehicle but can't pay in full. I love the staff and how personal they are with their patrons.

    18. buy here pay here Evansville dealer review by Kacee Kemper

      Kacee Kemper rated Best Choice Auto

      Excellent car shopping experience! My husband and I had been to almost every dealership and car lot in town and dealt with a lot of sales people and managers. Best Choice Auto won hands down! Friendly, honest, fair, easy to talk with, and they actually listen to what you have to say, and can work with you. Pete was a pleasure to work with. We will definitely be customers again. So happy with our purchase today!!

    19. buy here pay here Evansville dealer review by Sandy Saalman

      Sandy Saalman rated Car-Mart of Evansville

      Y'all in need a good vehicle, with amazing customer service to go with it. Artre Patterson is by far your guy! Stayed past closing time helping us get our beautiful 2017 Chevy Equinox?? I'll definitely be coming back to him if and when I'm in need a vehicle again. Thank you so much Artre. And thanks for your patience?

    20. buy here pay here Evansville dealer review by Jacob Chitwood

      Jacob Chitwood rated Car-Mart of Evansville

      Purchased a F-150 XL! Very happy with it! Good place to go if you need help with re-building your credit! They report to 2 credit bureaus twice a month! You make bi-weekly payments. Very happy with vehicle! Runs really good! Very dependable! They also offer a 12,000 miles or 12 month warranty!

    21. buy here pay here Evansville dealer review by daniel stephens

      daniel stephens rated Los Amigos Auto Sales

      Great place to buy! Good prices and good people!

    22. buy here pay here Evansville dealer review by daboy b savage

      daboy b savage rated Los Amigos Auto Sales

      Good place for cars

    23. buy here pay here Evansville dealer review by Chasity Kemper

      Chasity Kemper rated Cobbs Car Company East

      Kelly Happe at Cobbs East is the best! My husband told him what he wanted and Kelly delivered for sure! He was awesome! He went above and beyond to get us the best price and a payment in our budget! We love our new truck! Thank you so much! If you need a vehicle go talk to Kelly!!!

    24. buy here pay here Evansville dealer review by Dayz Line

      Dayz Line rated Cobbs Car Company East

      They took great care of me at Cobb's East! I was in and out in 45 mins with a new truck. Speedy financing, professional sales folks, and I got my title in 14 days! I am buying all my cars from them!!!!!!!!!!!

    25. buy here pay here Evansville dealer review by Billy W. Cooper

      Billy W. Cooper rated Auto Max

      Great customer relation, polite, courteous, timely response for return calls, friendly employees. All around a great place to take your car shopping businees, give em try, youll love the outcome.

    26. buy here pay here Evansville dealer review by Luna Mossberger

      Luna Mossberger rated Auto Max

      John and David were amazing they not only picked out a fuel efficient car but also family safe on top of 92,000 miles on it. they had excellent communication skills when describing the vehicle and the loan process and the financing process. Automax made it really easy to buy our first car I would recommend them no matter what they will always have our business. They were very detailed and explanation very friendly they have amazing customer service!!!!! They deserve 10/10 stars. BUY FROM AUTOMAX YOU WILL NOT REGRET IT!!!

    27. buy here pay here Evansville dealer review by Jeff Lanier

      Jeff Lanier rated Brucken Motors LLC

      I Prefer a small local dealership over the big ones, they actually let you test drive the cars and they aren’t too pushy. Very laid back experience. Zach helped me, did a great job, and was very patient working with me and my bank. Thank you!

    28. buy here pay here Evansville dealer review by Jennifer Tuck

      Jennifer Tuck rated Brucken Motors LLC

      I was completely screwed over by a different buy here, pay here lot and Zach helped me get in the exact car i was looking for!!!! He was completely honest about the small issues it had (ac charge and ball joint) ((small easy fixes)) (((and WAYYY better than the money pit i was paying for from somewhere else)))im very happy with the service and my experience and hope it stays this way for the duration of my loan agreement!! Good job guys!!

    29. buy here pay here Evansville dealer review by Edward Layne

      Edward Layne rated Hayhurst Auto Center

      Called these guys after hours. They were more than happy to help me get back on the road. Would definitely recommend based solely on their integrity.

    30. buy here pay here Evansville dealer review by Jason Mills

      Jason Mills rated Hayhurst Auto Center

      Friendly and helpful no pressure and fair pricing.

    31. buy here pay here Evansville dealer review by Jen Jackson

      Jen Jackson rated Auto Plaza LLC

      Love Vlad and Daniel!! This is the best car lot to deal with!!

    32. buy here pay here Evansville dealer review by Rick Smith

      Rick Smith rated Royal Deal Vehicle Sales

      Joe has been very honest and upfront about everything. If Joe doesn’t have what you want on the lot he will work hard and do his best to get you what you want at a good/great price. He will work with you as long you are upfront and honest with him. I will not go anywhere else to buy a vehicle

    33. buy here pay here Evansville dealer review by Joe Assenza

      Joe Assenza rated Royal Deal Vehicle Sales

      We find it very Disappointing that people who have the worst credit we have ever seen and 1 or more repossessions bad mouth us. The only bad reviews we have are from people that we had to reject due to their history or lack of funds. Sorry but we can not put someone in a car that can not afford to make the payments. We are not here to get people into financial trouble. Every bad review is from someone that fit that profile. We are glad to have you come in and sit down with us to determine your eligibility - in most cases we can get you in a car. Please understand that if you have car repossessions we can not grant a loan. In addition half of the bad reviews are from people who we had to repossess cars from because they could not pay for their car

    34. buy here pay here Evansville dealer review by Kady Gathings

      Kady Gathings rated Superior Auto, Inc

      Great customer service! Would recommend this company to anybody that needs a little help with getting a vehicle. Haven't had a problem with my husbands vehicle since we got it in march! Never in my life have I had a company care so much about getting us into a comfortable payment and making sure we got what we wanted! Thanks again Superior Auto.

    BHPH Evansville IN dealer

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