Top 17 Buy Here Pay Here Dealers in Greeley CO

Looking for a used car dealer in Greeley CO but your credit is in bad shape?

Connect with top 17 buy here pay here Greeley CO car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Greeley's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Greeley CO

  • Marty & Dan’s Inc, CO

  • Greeley Subaru, CO

  • Classic Auto, CO

  • Drive N-Motion, CO

  • Greeley Nissan, CO

  • Have you ever considered buy here pay here Greeley CO car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Greeley CO compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Greeley buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Greeley dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Greeley. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Conquest Classic Cars, CO

  • Honda of Greeley, CO


  • Fresh Rides Inc, CO

  • Weld County Garage Buick GMC, CO

  • Did you know? These BHPH Greeley CO dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Greeley dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • One with Him Auto Sales, CO

  • DriveWise, CO

  • CarHop Auto Sales & Finance, CO

  • Ghent Chevrolet Cadillac, CO

  • First Class Motors, CO

  • The phrase buy here pay here Greeley CO car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Greeley Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Magnum 66 Auto Sales, CO

  • Advantage Auto Brokers, CO

  • Why buy here pay here Greeley CO car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Greeley CO car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Greeley CO dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Greeley CO Works

    When the bank says no to your car loan, the buy here pay here Greeley CO car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Greeley CO dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Greeley CO car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Greeley CO Car lots Dealership

    The one thing is very true about buy here pay here Greeley CO is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Greeley CO dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Greeley CO – Fast Approval Low or no credit score

    The buy here pay here Greeley CO dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Greeley CO Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Greeley CO dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Greeley CO

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Greeley CO

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Greeley CO, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Greeley CO accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Greeley CO is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Greeley CO buy here pay here Reviews

    Here is what users says about Greeley BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Greeley dealer review by Drea P

      Drea P rated Marty & Dan’s Inc

      Bought a jeep cash. Nice low miles clean jeep. Honest people.

    2. buy here pay here Greeley dealer review by Ross Ponsford

      Ross Ponsford rated Marty & Dan’s Inc

      Great place to do business,bought a pick up from them and it was a great experience!

    3. buy here pay here Greeley dealer review by Kay Fortner

      Kay Fortner rated Greeley Subaru

      I absolutely LOVE my Outback!!! I was pleasantly surprised when I felt NO pressure from Michelle at Greeley Subaru. She found answers to all my questions and I feel I got the best deal ever. Steve, my instructor, was so helpful teaching me all the ins and outs of this car. Dave, the CEO, manager, sender-of-cookies, was so easy to talk to and went out of his way to make me feel comfortable. All in all, go to Greeley Subaru and tell them KAY sent you!!!

    4. buy here pay here Greeley dealer review by Ken Radicek

      Ken Radicek rated Greeley Subaru

      I bought a 2014 Subaru Forester and it was a great experience. I want to specially thank John Bryant and Jesse for helping me. They were thoughtful and courteous and the experience I had buying from them was painless. I will make sure to send anyone I can their way.

    5. buy here pay here Greeley dealer review by Toni Parker

      Toni Parker rated Classic Auto

      Fantastic experience buying my teenager's first car! Staff was great, took the time to understand my needs and make sure I was getting what I needed. I'm absolutely thrilled with the deal I got, and our new (used) jeep! These guys are honest and helpful. I felt actually really cared for!

    6. buy here pay here Greeley dealer review by Nicole Aguilar

      Nicole Aguilar rated Classic Auto

      Jennifer and Nate were awesome!! They were very honest and up front. I really appreciated their customer service and their great personalities!

    7. buy here pay here Greeley dealer review by Nikki Gunther

      Nikki Gunther rated Drive N-Motion

      We went looking for a car for my daughter and Nate was awesome! He helped us find the perfect fit and went out of his way to fix a small problem with the seat that wouldnt raise up and down. Took it straight to the shop and had it fixed within 45 minutes. My daughter loves her new Chevy Malibu and we would recommend Drive N Motion to our friends.

    8. buy here pay here Greeley dealer review by KK AND JOJO

      KK AND JOJO rated Drive N-Motion

      The greatest group of salesman in Greeley. Super honest about the issues with their inventory and most of the work they can do and include in the deal. I was blown away with how willing they are to work with a customer. Outstanding

    9. buy here pay here Greeley dealer review by Summer Zera

      Summer Zera rated Greeley Nissan

      Dylan was amazing! Our transaction was seemless and we felt extremely welcome through the whole process! We will never go anywhere else. Dylan is kind, knowledgeable and went above and beyond what we have experienced before! Thank you so much

    10. buy here pay here Greeley dealer review by urbina7068 .

      urbina7068 . rated Greeley Nissan

      Went in for an oil change and the service guys were great! Didn't wait long in their lounge. Watched tv and had a complimentary bottle of water!

    11. buy here pay here Greeley dealer review by Chris

      Chris rated Conquest Classic Cars

      Holly was amazing! Luke, and Garrett were super cool too. Super nice, extremely informative, friendly, helpful, quick, precise, to the point!! Would definitely do business again! Definitely recommend!! ?

    12. buy here pay here Greeley dealer review by Deb Co

      Deb Co rated Conquest Classic Cars

      Fun place to go check out some cool cars that are for sale or are on consignment there. My son LOVES cars, especially old, unique or collectible cars so we stopped in to drool over their cars recently. Everyone we saw that worked there was friendly and welcoming and they were happy to chat with us even knowing we were just looking.

    13. buy here pay here Greeley dealer review by Lori Fischer

      Lori Fischer rated Honda of Greeley

      Just an outstanding dealership overall. Service department is great!! As a very loyal Honda owner, this is the place I buy and service. I don’t even live in Greeley but worth the drive for me.

    14. buy here pay here Greeley dealer review by Melissa McCormack

      Melissa McCormack rated Honda of Greeley

      Was very happy with the whole process. Casey was our salesperson. I never felt pushed into a decision. He had lots of great information on all the vehicles we test drove.When we chose a car they gave us numerous options with financing. I was actually shocked at how smooth the process was. I love my honda. If I had one minor complaint I wish they had washed the car better before pickup and there were a bunch of leaves crammed under the hood . Overall though great place to get a car.

    15. buy here pay here Greeley dealer review by Michelle Wilson

      Michelle Wilson rated MIDTOWN AUTO SALES INC

      This used car dealership has been in Greeley 4ever. My experience here was 10 stars. I had been looking for a car it seems like years, I knew what I wanted in a car just not finding the one that had everything I wanted. well let's just say my husband is no quitter cause driving home from work on 85 and getting on 34 west he happened to look down on 8th ave while stopped on the overpass. He found my Car... He came home saying he found it... We went over and looked at it .. There she was a 2009 Pontiac G8 never had I really noticed these cars b4 now Beautiful car she had everything I wanted. We were there first thing in the morning. The family running this business was the best.. first NO DEALER HANDLING FEES... NOPE unreal but true. I came home with my car and the family here made sure I left with it . Price was fair, payments are affordable, and we put exactly what we wanted to put down, which was a little more then they asked. I highly recommend this business to anybody looking for a new used car. Thank you to you all for making this experience a no haggle,no stress car buying experience even for the hard to please customers.

    16. buy here pay here Greeley dealer review by chris gravel

      chris gravel rated MIDTOWN AUTO SALES INC

      best buying experience. What a wonderful staff

    17. buy here pay here Greeley dealer review by Jamie Perkins

      Jamie Perkins rated Fresh Rides Inc

      Very awesome staff, shout out to Megan and Halley you 2 deserve a bonus. I came from 4 hours away had the truck ready and paperwork almost done, peaceful atmosphere, very helpful ladies from beginning to the end!! Thanks again for showing me around and the no pressure place.

    18. buy here pay here Greeley dealer review by natalie arch

      natalie arch rated Fresh Rides Inc

      I purchased a truck with Halley yesterday and had the best experience I've ever had with a used car dealership. She was kind, and patient, and was even honest enough to call me once I drove away in the vehicle telling me that she had not counted the cash I used to purchase the truck, and I had overpaid by almost $300. I couldn't believe that she called me to tell me to come back to collect it. They are an honest group. I highly recommend working with them.

    19. buy here pay here Greeley dealer review by Stephanie Hackethal

      Stephanie Hackethal rated Weld County Garage Buick GMC

      Buying a car during a pandemic is an interesting process.. I would like to thank Taylor (sales) and Adam (financing) for an outstanding experience. The car I was interested in was brought to my home for a test drive. Once I decided to make the purchase, the rest of the process was conducted online, on the phone, or with an in-person visit to my home (outside) to sign documents. I want to say that I was impressed with the care the staff took to maintain social distancing and to sanitize the car before I drove it. Everyone I dealt with was extremely courteous and seemed to have my best interests at heart. Even though this is a new way of doing business, this dealership has made the process simple and stress free. I would definitely recommend Weld County Garage to friends and family.

    20. buy here pay here Greeley dealer review by alan schmitz

      alan schmitz rated Weld County Garage Buick GMC

      The buying process was excellent and that is spectacular given the current conditions in Colorado. Luis (sales) was responsive to questions and concerns we had and Adam (finance) worked with us gracefully. It was a smooth and satisfying experience. We already have recommended Weld County Garage to others and will continue to do so. We will also look to them for future buying.

    21. buy here pay here Greeley dealer review by Stephanie Cruz

      Stephanie Cruz rated One with Him Auto Sales

      I have bought two cars from these guys. If anything ever went wrong with my cars they were always efficient and quick to fix the problems. Not to mention were also a lot cheaper paying them to fix than taking it somewhere else. All staff and their mechanics are very friendly and professional. I just love how Greg and Lori have treated us over the years. Will definitely buy from them again.

    22. buy here pay here Greeley dealer review by Jessi Yaw

      Jessi Yaw rated One with Him Auto Sales

      Great place to get a car they are great people. I am love with my car

    23. buy here pay here Greeley dealer review by Kaitlyn Bennett

      Kaitlyn Bennett rated DriveWise

      Great place with a friendly staff that is truly interested in helping their guests! Heather K. helped us and made us feel like we were in the right place from the start. She sincerely cared about our situation and went above and beyond to meet every one of our needs. We couldn't have asked for a better end result! I love our new vehicle. We will definitely be returning in the future when we are ready to purchase another vehicle.

    24. buy here pay here Greeley dealer review by Samantha Pauley

      Samantha Pauley rated DriveWise

      I was frustrated because I had wasted my only day off driving around Cheyenne send being denied financing at places that promised guaranteed financing because I have no credit. Well Trish at drivewise in Greeley stayed in contact with me over the email and texts mostly. She even ran out in the rain even she was supposed to be getting off work to check which cars have a sun roof and even get the keys for it so she could take pictures if it so I could see what I was buying. Then Jonathon comes into the picture and does the actual sale. He was funny and honest and didn't push me into any thing he knew I wouldn't be happy with. This was mt fiat experience with trying to get financed for a car and they made it fun and comfortable and attuned every question I had. I even got a present at the end. So go see Jonathon at drivewise in b Greeley or do it like I did and go online and request Jonathon. Tell him I sent you. They got me. Into something sexy for a payment I could afford and a down payment that didn't leave me broke and I have no/ poor credit.

    25. buy here pay here Greeley dealer review by Miguel Guzman

      Miguel Guzman rated CarHop Auto Sales & Finance

      Super easy process. The staff is super friendly and explained everything to me. We got into a super nice car in a couple hours with no issues. Definitely will be coming back in the future

    26. buy here pay here Greeley dealer review by Nicole Sanchez

      Nicole Sanchez rated CarHop Auto Sales & Finance

      I purchased my first car here with no good credit (only stuff that was in collections) and was able to get approved with a small down payment. I was a single mom with finances stretched thinly that desperately needed a reliable vehicle. Their CarHop warranty covered the major things - you can't get that from a Facebook or Craigslist auto purchase!! I was able to pay off my loan early because I was in a better financial situation and received my title in a timely manner from the state. My payments matched my pay dates and they moved which when my employer changed. Total bonus!! You're not just buying a car, you're buying the credit your deserve. Thanks CarHop!!

    27. buy here pay here Greeley dealer review by Brooke Church

      Brooke Church rated Ghent Chevrolet Cadillac

      Buying with ease and comfort. Even during the Covid-19 era Jaime and Luis made our new car purchase effortless. They were beyond accommodating from start to finish and honestly treated us like family. I have never had a better car buying experience and would highly recommend Ghent to any and everyone.

    28. buy here pay here Greeley dealer review by Cindy Woodruff

      Cindy Woodruff rated Ghent Chevrolet Cadillac

      We did have an issue, but we were contacted by the sales manager who didn't know of it and wanted to make it right, right away!. We are very happy that our issue got resolved! We liked our sales guy, he was down to earth and wasn't pushy. We would buy from them again.

    29. buy here pay here Greeley dealer review by Annie C

      Annie C rated First Class Motors

      Just purchased a vehicle here. It was an easy transaction. We were given all the info we needed and staff was very helpful. Got a good deal and so far so good. No issues. Would recommend this dealer if you’re looking to purchase a new used vehicle. Will likely be back in a few months to make another purchase.

    30. buy here pay here Greeley dealer review by Jontue Julian

      Jontue Julian rated First Class Motors

      Zac and the staff were extremely friendly and helpful in getting me into the car I was looking at. Will definitely be back here to purchase again!

    31. buy here pay here Greeley dealer review by Cg Gc

      Cg Gc rated Magnum 66 Auto Sales

      Place is awesome the people are great I will always buy my car from here

    32. buy here pay here Greeley dealer review by Lino Padilla

      Lino Padilla rated Magnum 66 Auto Sales

      Very nice people to work with, nice vehicle's and reasonable prices

    33. buy here pay here Greeley dealer review by Austin Sauer

      Austin Sauer rated Advantage Auto Brokers

      Traded in our 2008 Chevy Tahoe for a 2017 Toyota Tacoma they gave us top dollar on trade-in, as well as the Tacoma being below sale price. Ask for Ricardo, no pressure laid back salesman, he went above and beyond making it an easy transition into our new taco.

    34. buy here pay here Greeley dealer review by Gloria Ramos

      Gloria Ramos rated Advantage Auto Brokers

      My brother used to work hereas a manager selling cars. He did a great job.

    BHPH Greeley CO dealer

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