Top 19 Buy Here Pay Here Dealers in Nashville TN

Looking for a used car dealer in Nashville TN but your credit is in bad shape?

Connect with top 19 buy here pay here Nashville TN car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Nashville's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Nashville TN

  • Towns Auto Sales llc, TN

  • DriveTime Used Cars, TN

  • SHWAN AUTO SALES ,INC, TN

  • Towns Auto LLC, TN

  • DriveTime Used Cars, TN

  • Have you ever considered buy here pay here Nashville TN car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Nashville TN compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Nashville buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Nashville dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Nashville. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Auto Depot of Tennessee, TN

  • Nolensville Road Auto Mart, Inc., TN

  • Blue CAR, TN

  • Rucker’s Auto Sales Inc., TN

  • City Car Auto Inc., TN

  • Did you know? These BHPH Nashville TN dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Nashville dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • E & S Auto Sales, TN

  • Universal Auto sales INC, TN

  • BELL AUTO SALES, TN

  • Icon Motors, LLC, TN

  • 321 Drive, TN

  • The phrase buy here pay here Nashville TN car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Nashville Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Auto Masters, TN

  • 321 Drive, TN

  • New Day Auto Sales, TN

  • E & R Auto Sales, TN

  • Why buy here pay here Nashville TN car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Nashville TN car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Nashville TN dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Nashville TN Works

    When the bank says no to your car loan, the buy here pay here Nashville TN car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Nashville TN dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Nashville TN car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Nashville TN Car lots Dealership

    The one thing is very true about buy here pay here Nashville TN is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Nashville TN dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Nashville TN – Fast Approval Low or no credit score

    The buy here pay here Nashville TN dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Nashville TN Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Nashville TN dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Nashville TN

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Nashville TN

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Nashville TN, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Nashville TN accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Nashville TN is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Nashville TN buy here pay here Reviews

    Here is what users says about Nashville BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Nashville dealer review by Reginald Mankowski

      Reginald Mankowski rated Towns Auto Sales llc

      Daniel was awesome and made my car buying experience the best I’ve had. Got exactly what I wanted for a reasonable price and worked with me from the beginning. Highly recommend!

    2. buy here pay here Nashville dealer review by Vanessa Zambrano

      Vanessa Zambrano rated Towns Auto Sales llc

      My husband wasn’t able to go with me when I found the car I wanted. Towns walked me through every inch of my car and made the whole experience seamless!! My salesman was amazing, he was knowledgeable and respectful. I would recommend them, highly!!

    3. buy here pay here Nashville dealer review by Skye Johnson

      Skye Johnson rated DriveTime Used Cars

      Best vehicle purchase experience of my life. In just a couple of hours I was driving away with exactly what I wanted without acquiring a pile of hard inquiries to my credit report or no judgment and hassle over my credit score. The vehicles are in great condition, low miles, and clean titles. My sales rep, John, was awesome! He was honest and made me feel at ease about the decision I was making. This dealership truly is an answer to anyone's prayers that needs a second chance for financing a excellent quality, dependable vehicle.

    4. buy here pay here Nashville dealer review by Crystal Long

      Crystal Long rated DriveTime Used Cars

      I had been given the run around for two days by another dealership before I went into DriveTime. The sales people were friendly and didn’t seem bothered at all that I brought my daughter and nephew with me. I drove four cars and once the numbers all were ironed out I left with something I love. Both Justins and John were awesome. I would definitely do this again!

    5. buy here pay here Nashville dealer review by Seiffudeen Horton

      Seiffudeen Horton rated SHWAN AUTO SALES ,INC

      They have great cars at good prices

    6. buy here pay here Nashville dealer review by adal saad

      adal saad rated SHWAN AUTO SALES ,INC

      It's a good place to buy and sell the used cars

    7. buy here pay here Nashville dealer review by Rick Karcher

      Rick Karcher rated Towns Auto LLC

      We bought a car from Town auto about a month ago and I waited to post a review to see how their customer service would be after the sale. We knew the front end needed to be checked out, but it took a while for us to get it back in due to work schedules. They took care of the issue without hesitation. It was probably the easiest experience I’ve had buying a car from a dealer. The prices are fair, and the people were courteous and honest. I will definitely buy another vehicle from them!

    8. buy here pay here Nashville dealer review by Manuj Asthana

      Manuj Asthana rated Towns Auto LLC

      Loved the customer service. Very polite people and didn't hesitated to answer any question for me. Very detailed tour of the cars. I would recommend going here to buy a car or even if you have questions you can call them. They are very customer friendly.

    9. buy here pay here Nashville dealer review by Donzeleigh Jones

      Donzeleigh Jones rated DriveTime Used Cars

      Had a really great experience. Nice friendly people. Charlie and Steven are the best. There was no hassle and I really felt welcomed.

    10. buy here pay here Nashville dealer review by James C Harris Jr

      James C Harris Jr rated DriveTime Used Cars

      Excellent service go to my special man the gold man mr. Steven he will take care of you and you will be out the door!?

    11. buy here pay here Nashville dealer review by Dustin Scruggs

      Dustin Scruggs rated Auto Depot of Tennessee

      Someone driving their car just have a homeless man $5. Must have some good people working there.

    12. buy here pay here Nashville dealer review by Daniel Hernandez

      Daniel Hernandez rated Auto Depot of Tennessee

      Great place

    13. buy here pay here Nashville dealer review by Jolene Jones

      Jolene Jones rated Nolensville Road Auto Mart, Inc.

      Honestly can’t commend this place enough. I first spoke with Jordan the owner and when we went in, we worked with Scott to get my husband in a truck. Jordan was profoundly insightful, answering all of my questions and taking time and consideration to do so. Most other lots just want to know when you’re coming in or how much you want to spend. Jordan was the complete opposite. Scott was a great help as well. He was honest, which isn’t a common trait in a car salesman and provided exceptional detail with the history of the truck, friendly and kind. He too took his time with us and allowed my husband and I to take our time, without making us feel rushed or like we HAD to buy anything. As with any used dealership, yes, there are minor flaws and work done or needing to be done on the lot vehicles but these guys really do care about the quality of their vehicles and integrity of their business. Mariana was helpful, kind, and polite as well. She definitely helps get the job done and keeps the guys straight. If you’re looking to buy used, I wouldn’t recommend anyone else. These guys are the real deal. Thanks so much!!

    14. buy here pay here Nashville dealer review by Ron Good

      Ron Good rated Nolensville Road Auto Mart, Inc.

      After watching a slew of videos about the Smart Car I began my search for one. I was very surprised to find the Brabus model at Auto Mart in Nsahville as this model is usually helad onto by the buyers since it is a bit rare. It was also the very good condition . Since I live over 100 miles away I called and spoke to Jordan about the car. He told me it was about a 8.5 out of a 10. I made the trip to see the car and it was actually a strong 9 out of 10. After discussing one concern I had, which they addressed, I bought the car at a very fair price. The next day when I picked it up, it was cleaned, had the issue fixed and had a full tank of gas. All the paperwork was ready to go and Scott had me in and out in less than 1/2 hour. Their dealership is very cleand and the folks their are friendly and not pushy at all, unlike some used car dealerships I have dealt with in the past. If I'm ever in need of another pre-owened vehicle I will definately be in touch with them. A big thanks to Jordan and Scott at Auto Mart, you are a 10 in my book. Here is the Smart Brabus at its new home next to my New Beetle Turbo S.

    15. buy here pay here Nashville dealer review by Elizabeth Edwards

      Elizabeth Edwards rated Blue CAR

      Wonderful place to lease a car from! Friendly and helpful staff. They are willing to work with people and give you a chance I highly recommend.

    16. buy here pay here Nashville dealer review by Dimitri Stewart

      Dimitri Stewart rated Blue CAR

      Wonderful place to work and also wonderful place to buy a good car or truck. Many choices of vehicles to choose from. Friendly staff. Would recommend this place to everyone!!

    17. buy here pay here Nashville dealer review by pamela perkins

      pamela perkins rated Rucker’s Auto Sales Inc.

      Jessica and her staff was amazing at customer service. It was my 18 yr old daughter first time buying a car. And her first experience was excellent. Thanks again.

    18. buy here pay here Nashville dealer review by Gwendolyn Steward

      Gwendolyn Steward rated Rucker’s Auto Sales Inc.

      It was great. I went there a few months prior to request the car I wanted. They found it and now I have the truck I've always wanted. Thanks Misty!!!

    19. buy here pay here Nashville dealer review by Tyrekus Jones

      Tyrekus Jones rated City Car Auto Inc.

      My Gf went down there to get that 2017 challenger we had the down payment but the insurance was to high we had to leave it but man THESE GUYS ARE SOOOOOOOOOOOO COOL I WAS MAD I CNT AFFORD THE INSURANCE THEY WAS REALLY TRYING TO WORK WITH US BUT THIS COVA 19 going around we got to pinch pennies long story short even tho we told them we couldn’t afford the insurance they showed us allllll kind of love when we get her money right we only buying cars from there BTW I’m paying that camaro off thanks guys

    20. buy here pay here Nashville dealer review by Jo Moore

      Jo Moore rated City Car Auto Inc.

      To me they are the best buy here pay here place in Nashville,super nice people they got beautiful used cars I've been dealing with them for years so as my family members.

    21. buy here pay here Nashville dealer review by Nicole Gardner

      Nicole Gardner rated E & S Auto Sales

      Brian is awesome and he’s willing to work with you in way he can! I recently paid my car off and needed the latch on my trunk replaced. Even with the car being paid off Brian still went above and beyond to ensure it was fixed. The ladies in the front were always pleasant to deal with! Thank you E and S for youR amazing customer service and you’ll definitely be my first stop when I buy another car!

    22. buy here pay here Nashville dealer review by Sharon Epperson

      Sharon Epperson rated E & S Auto Sales

      Buying my car from E&S has been a great experience, and they have a wonderful staff, everyone is kind and courteous. Very helpful.

    23. buy here pay here Nashville dealer review by Erica S

      Erica S rated Universal Auto sales INC

      Awesome people! Got my 2010 Expedition, paid, financed & left same day with my vehicle! I Love that it's so easy to call & make a payment! This will be the first place I look next time I need a vehicle! Thanks Universal!! ??

    24. buy here pay here Nashville dealer review by C. Brown

      C. Brown rated Universal Auto sales INC

      Owner and sales people are excellent. Recommend this place several times

    25. buy here pay here Nashville dealer review by Stella Baldan

      Stella Baldan rated BELL AUTO SALES

      This a great place To get your car from they have great people, they are very helpful and have good customer Service. I never had any bad experience with Bell Auto Sales. I would highly recommend this place. ????

    26. buy here pay here Nashville dealer review by amanda Foughty

      amanda Foughty rated BELL AUTO SALES

      Great dependable vehicles and well under Bluebook..I would recommend to a friend..Love my Truck! ?

    27. buy here pay here Nashville dealer review by yk big dawg freestyle 67

      yk big dawg freestyle 67 rated Icon Motors, LLC

      Me an my hubby got a car from pk here 6yrs ago..still running well..super cool people..coming back soon to get another 1

    28. buy here pay here Nashville dealer review by pete ussery

      pete ussery rated Icon Motors, LLC

      Great

    29. buy here pay here Nashville dealer review by erik elvira

      erik elvira rated 321 Drive

      I am very happy with their service. They are very professional and efficient. I needed an adjustment on my door . Chip in the service Department got me in right away gave me an exact time of repair . I'm impressed with the informative message and communication stating exactly what was done and what is recommended with follow up care, I felt that he went above and beyond my expectations thank you CHIP !!!!!!!! thank you 321

    30. buy here pay here Nashville dealer review by Cedric Hurt

      Cedric Hurt rated 321 Drive

      Rosa is great so if interesting in a buying a nee vehicle please go see her Rosa is awesome. And the rest of the staff is great to plus the manager Mike. So, I highly recommend 321 Drive on Nolensville is the best.

    31. buy here pay here Nashville dealer review by Sheneika Spears

      Sheneika Spears rated Auto Masters

      I just went and got my car yesterday. And James Murray was excellent!!! He drove me all the way to Murfreesboro to look at a car and even though I did not get that specific car. I ended up with one from the Nolensville Rd. store. Everyone was very dedicated and you felt like you knew them for years. But James did not leave my side until I was satisfied. Thank you so much and my two boys have plenty of leg room.

    32. buy here pay here Nashville dealer review by Mohamed Anis Dahmani

      Mohamed Anis Dahmani rated Auto Masters

      Auto Masters of Nashville is the place to go for your next car. The main good thing among other good things is that they will work with you to get you the car you want. They have a wide selection of vehicles and they are courteous and nice with their customers.

    33. buy here pay here Nashville dealer review by QaOshia Harris

      QaOshia Harris rated 321 Drive

      Rudy from 321 sold me and my friend a car. This actually my second car from them. He made sure that the whole process went as smoothly as possible. He was very friendly, respectful, and relatable. I would highly suggest going to 321 drive to anyone who ask.

    34. buy here pay here Nashville dealer review by Michelle Marshall

      Michelle Marshall rated 321 Drive

      Just went with my 16 yr old son as he purchased his first car! It was Gabriela's first sale, and we all had a wonderful experience with pictures taken and everything! Trustworthy - up front with everything - professional, and so friendly. Great deal, great car! Thank you 321drive! We will definitely recommend you!

    35. buy here pay here Nashville dealer review by stephen walters

      stephen walters rated New Day Auto Sales

      There are two locations one past Thompson lane on the left away from Nashville. You need to know what your looking for and what your willing to work on an they are well used cars with lots of miles as with any small used car lot. I bought one from here that had some not to major issues but, one that had an knocking noise. I was told it was an easy fix and what it was so, I researched the issue and was confident that it was easily fixable. I felt the car was a good deal and in good shape but, to make the deal right he had the knocking noise fixed at the dealers expense ($60 part + what ever labor was). Was called with updates and was called back after leaving messages in a timely manner.

    36. buy here pay here Nashville dealer review by M. Yusuf Nyle

      M. Yusuf Nyle rated New Day Auto Sales

      Great vehicles at great prices! Friendly people you can trust.

    37. buy here pay here Nashville dealer review by James Sullivan

      James Sullivan rated E & R Auto Sales

      Looked good did not have what I was looking for

    38. buy here pay here Nashville dealer review by Johnny Combs

      Johnny Combs rated E & R Auto Sales

      Great service. This is my second vehicle purchased from them. I am very pleased and will continue to recommend them to others. Very easy to work with. Great customer service. Nice group of people here. Stop in and check them out.

    BHPH Nashville TN dealer

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