Top 14 Buy Here Pay Here Dealers in West Valley City UT

Looking for a used car dealer in West Valley City UT but your credit is in bad shape?

Connect with top 14 buy here pay here West Valley City UT car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of West Valley City's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in West Valley City UT

  • Choice Motors of Salt Lake City, UT

  • West Auto Sales, UT

  • Blue Motors, UT

  • Ken Garff West Valley Ford, UT

  • Markosian Auto, UT

  • Have you ever considered buy here pay here West Valley City UT car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in West Valley City UT compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a West Valley City buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the West Valley City dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in West Valley City. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Rapid Auto Sales LLC, UT

  • Warner Vans – Sprinter of Utah | Freightliner & Mercedes Benz, UT

  • Prime Auto, UT

  • Salt Lake Valley Chevrolet, UT

  • Salt Lake Valley Buick GMC, UT

  • Did you know? These BHPH West Valley City UT dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here West Valley City dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Ken Garff West Valley Used, UT

  • Ken Garff West Valley Chrysler Jeep Dodge Ram FIAT, UT

  • Auto Exporters, UT

  • Cars Now, UT

  • Why buy here pay here West Valley City UT car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here West Valley City UT car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH West Valley City UT dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here West Valley City UT Works

    When the bank says no to your car loan, the buy here pay here West Valley City UT car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here West Valley City UT dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here West Valley City UT car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here West Valley City UT Car lots Dealership

    The one thing is very true about buy here pay here West Valley City UT is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these West Valley City UT dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here West Valley City UT – Fast Approval Low or no credit score

    The buy here pay here West Valley City UT dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH West Valley City UT Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH West Valley City UT dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership West Valley City UT

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer West Valley City UT

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in West Valley City UT, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here West Valley City UT accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH West Valley City UT is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    West Valley City UT buy here pay here Reviews

    Here is what users says about West Valley City BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here West Valley City dealer review by Bad John

      Bad John rated Choice Motors of Salt Lake City

      I have purchased two vehicles from these guys now. I bought my truck first and the thing looks and runs great and we just bought our minivan and we love it! Jesus was able to get us financing on both even after our bank turned us down. I would highly recommend these guys if you are in the market.

    2. buy here pay here West Valley City dealer review by Richard Mcconkie

      Richard Mcconkie rated Choice Motors of Salt Lake City

      This guys called me to let me know they now have a bigger locations with over 200 cars, I was told they would take my car as trade give me 45 day to make my first payment and they will even do my first payment. Wow!!! I will never buy cars somewhere else but here, GREAT JOB GUYS!!! I can see why you guys keep growing and growing, thanks again for a great the and good customer service.

    3. buy here pay here West Valley City dealer review by Kelly Stonebraker

      Kelly Stonebraker rated West Auto Sales

      Our second vehicle purchased from West Auto Sales. Plus, we have referred several friends and family members. Robby is not the typical "car salesman". He is honest and does not pressure you to make a decision. After test driving several cars for my daughter, we went back on Saturday to make our final decision. Jamin had us out of there in record time. I recommend West Auto Sales to anyone in the market for a used car!

    4. buy here pay here West Valley City dealer review by Stanalson Alik

      Stanalson Alik rated West Auto Sales

      I really appreciate how Ishmael helped us and gave us choices of what cars would best fit our situation. This is the second time he has helped us and we are very grateful. I also appreciate Reno for explaining everything about the car and making it as affordable as possible you guys are great. ?

    5. buy here pay here West Valley City dealer review by Sara Silver

      Sara Silver rated Blue Motors

      I am so happy and pleased with my experience at Blue Motors! Sales reps were friendly, personable, knowledgeable and definitely not pushy. I appreciated how open the financing process was. I was shown every thing. It was explained in clear detail. After a traumatizing experience earlier in the week with a salesman at a different car lot, I really appreciated the excellent customer service I received here! Blue Motors went above and beyond to be sure my needs were met. I will definitely recommend them!

    6. buy here pay here West Valley City dealer review by Cymrie Hukill

      Cymrie Hukill rated Blue Motors

      So friendly and helpful. The prices are great and they helped me find exactly what I was looking for! Bonus points because my baby started crying towards the end of our visit and everyone was so patient and understanding. Found and purchased a great car for my little family! Highly recommend.

    7. buy here pay here West Valley City dealer review by Michael Palmer

      Michael Palmer rated Ken Garff West Valley Ford

      The ease of dropping off my truck, the detail requested for the issues that we were having, and the specific communication in their system and throughout the repairs was unsurpassed. I’ve been frustrated with another service provider, so I thought I’d drive a little further and give Ken Garff service a chance. Kevin & the rest of their service team stepped up, and now has a loyal customer. The extra couple of miles for me to get there is 100% worth having a satisfying experience AND repairs done as expected.

    8. buy here pay here West Valley City dealer review by Steve Jensen

      Steve Jensen rated Ken Garff West Valley Ford

      Ken Garff Ford provided the greatest car dealership experience I have ever had. I have taken my car in for service on a number of occasions and the Garff employees are always extremely professional and they keep you updated on your service in a timely manner. There were no warranty hassles and they provided me with a temporary car with without having to ask. they know their stuff and I would highly recommend them to anyone for servicing their car.

    9. buy here pay here West Valley City dealer review by Frances Perry

      Frances Perry rated Markosian Auto

      Luis was so helpful and quick at getting me into a awesome car. I was literally able to tell him, “I want that one” and he was able to make it happen for me. He is probably the modern day Houdini. Not only that he was able to explain everything to me so that I could understand it. I’m so thankful as a first time car buyer. ?

    10. buy here pay here West Valley City dealer review by Ashley Murray

      Ashley Murray rated Markosian Auto

      Jim Dunn at Markosian Auto is the most excellent sales professional I have ever had the pleasure of working with! He is professional, kind, good humored, and educated about the vehicles he sells. He advocates for his clients to ensure they get the best deal. Jim and the staff were very easy to work with during this process. We HIGHLY recommend Jim to anyone looking to buy! Thank you Jim Dunn for an awesome first-truck-buying experience!

    11. buy here pay here West Valley City dealer review by Daniela Arosemena

      Daniela Arosemena rated Rapid Auto Sales LLC

      I bought my car there, a really good price, and the car was in really good conditions and good costumer service!!!!! I really recommend going there, you won’t regret it.

    12. buy here pay here West Valley City dealer review by rodney myer

      rodney myer rated Rapid Auto Sales LLC

      I bought a 1999 Ford f150 had 194000 miles on it I have had to change the battery and alternator a couple months after buying it. Which is to be expected on an older vehicle. Changed brakes and rotors just the other day due to wear and tear. Too be expected. Over all I checked the truck out really good. I new what I was getting. Have no promblems with them. Getting ready to buy another truck from them. Everyone complains about them on the reviews need to understand your buying a used car as is no warranty. It's your responsibility to check the car are truck out your buying are take it too a mechanic and have them check it out for you.

    13. buy here pay here West Valley City dealer review by Tyler Lucas

      Tyler Lucas rated Warner Vans – Sprinter of Utah | Freightliner & Mercedes Benz

      Matt from the service department was a really great guy. We took our 2003 Sprinter Van in for an oil change and unknown to us and him our van had a couple of jerry rigged parts and the van needed more than just an oil change. Matt was open and honest about our situation and took many steps to ensure that everything was back to normal on the van. The company offered shuttles for us since we lost the van for a few days and kept us up to date all along the process. They made a potentially very stressful situation into a smooth and pleasant experience. Thanks Matt!

    14. buy here pay here West Valley City dealer review by Betsy S

      Betsy S rated Warner Vans – Sprinter of Utah | Freightliner & Mercedes Benz

      They really know their Sprinters!

    15. buy here pay here West Valley City dealer review by Don Apollo

      Don Apollo rated Prime Auto

      Best place to get a car and any issues you have with the car they handle it fast and easy great place try it

    16. buy here pay here West Valley City dealer review by Casey Doyle

      Casey Doyle rated Prime Auto

      This place is fantastic! They gave me a great deal! They are honest and fair!

    17. buy here pay here West Valley City dealer review by RJ Stones

      RJ Stones rated Salt Lake Valley Chevrolet

      So I don’t really write reviews but I felt like I needed to let people know that this dealership is A+. I had looked at other dealerships in salt lake. Larry H. Miller was very pushy when it came to their sales tactics and were showing me cars completely out of my price range. I found a car that I was interested in at Salt Lake Valley Chevrolet, so I messaged them and very promptly got a response that the car was still available. I went down to the dealership with myself and some family members. The facility itself was very nice, it was clean and neat inside as well. Tyson the Sales manager was very friendly and professional. Jackie is the young lady who actually helped me through the car buying process. She was extremely knowledgeable, professional and very friendly. She made us feel welcome and not at any point did I feel like I was pressured in any way to buy or look at something that I was interested in. I also work in customer service myself and it is key when you work in this profession to go above and beyond to make you customers happy and feel like they are not just another number walking in the door. I highly recommend this dealership if you are looking to buy a new or used car. Jackie also followed up with me a few days after I bought the car to see how I was liking it and if there was anything else that she could do for me. That was greatly appreciated... Thanks you Salt Lake Valley Chevrolet for making me a part of your family and for making my car buying experience a very positive one ?

    18. buy here pay here West Valley City dealer review by Preston Back

      Preston Back rated Salt Lake Valley Chevrolet

      Preston B. "Dream Car, Amazing Service, and Outstanding Price." My wife and I live over 50 miles (nearly 1 hour drive) from Salt Lake Valley Chevrolet (SLV), however we were intrigued by the cars and the pricing listed on their website. We were having a hard time finding the car, model, type, colors, and layout we wanted and the service at some of the other dealerships was not always good. Expecting SLV Chevrolet to be the same pushy sales people trying to push the dealer’s agenda and their cars, not really listening to what we wanted. After arriving we went straight to the car we like and shortly after Andre Gillette came up to us to introduce himself. From there on this was one of the best car buying experiences I have ever had. Andre was very polite, fun to work with, listens to what we wants, and worked with us to find what was best for us. We ended up purchasing a nicer car for about the same price as a lower model at other dealerships. Andre and Eddie Mate, helped us work through all the paperwork and gave a complete tour of our new Suburban answering every question we had. They both invested a lot of time making sure we were satisfied with our purchase. The people that work at this dealership were very friendly and were amazing to work with and we give them 5 of 5 stars. They helped us find our dream car at a very good price! My wife and I strongly recommend Salt Lake Valley Chevrolet and their people. Please make sure to note that Andre Gilette, and Eddie Mate are amazing to work with and we enjoyed the opportunity we had to work with both of them as we purchased our 2020 Suburban Premier (great car).

    19. buy here pay here West Valley City dealer review by John Holland

      John Holland rated Salt Lake Valley Buick GMC

      I bought my 3500 Denali 2018 truck here. They gave me what I wanted for my trade in. Helped me with figuring out my hitch situation. Didn’t up sell me at all, just gave me facts. No pressure. I will be buying again from the. Also the service department is great and helpful. I had to take it in twice just to have them explain how to use touch screen device, they were so cool and helpful with that. I have and do recommend them.

    20. buy here pay here West Valley City dealer review by Brandy Bailey

      Brandy Bailey rated Salt Lake Valley Buick GMC

      In the past experience, car buying has been like dealing with politics. You say what you want and what you can afford you get nothing close to what you asked for. So you go home empty handed and aggravated. Salt Lake Valley Buick GMC changed my car buying experience. Our vehicle had broken down so we took it to SLV (with out an appointment). We were told we could drop it off and leave it and they could try to get it in (they were all booked up). We said okay that's fine. Two hours later, we get a call from Bryon saying "I had a cancellation so I have your vehicle in the shop." This was a great news to us. They were able to figure out the problem, fix it and return it to us before they closed. As we were waiting for our car to get done being bathed, we decided to see what they had on the lot. Mario Verde was there to greet us. He took us outside and explained why each car was unique. The lot holds a lot of vehicles but not to much that you get over whelmed. Mario was great, he asked us what we wanted, how much we could afford but he also asked personal friendly questions. The fact that Mario was not just interested on what vehicle we wanted but he wanted to get to know us as people. It says a lot about the values they have at SLV. Which is values you don't see at dealerships now days. When we finally found the car that would fit both our needs, Mario told us everything about the vehicle. Things we didn't ask about. He was so knowledgeable about not just the vehicle but GM itself. As we talked numbers to Mario, it just felt natural. Like he wasn't forcing anything nor was he trying to trying to talk us into a bigger vehicle. We went back to his office to fill out the application, during that time he was already working with Kim Robinson and Gary on the financial agreement. Both Gary and Kim R. worked their magic and ended up giving us a great deal! During the signing Gary went through every very detailed and stopped for when we had questions and really listened to us. Once we had signed our lives away, Mario and Kim R walked us out and helped transferred our things from our old car to our new car. I am so so pleased with SLV staff. They are professional, efficient and the place is very clean. I will be back SLV for more services and cars.

    21. buy here pay here West Valley City dealer review by Chris Sullivan

      Chris Sullivan rated Ken Garff West Valley Used

      Fantastic Car buying experience. Spencer was our salesman and was great. From the whole experience from the accessories person to the finance person - Abraham - to Noni - the manager they were all great. Highly recommend. Also as your search I would start with car fax records that have green light maintenance records. We found what we wanted and then the dealership was great to work with. Very good experience. Will update the review if anything changes.

    22. buy here pay here West Valley City dealer review by oh good grief

      oh good grief rated Ken Garff West Valley Used

      Ken Garff West Valley Ford was a pleasure to work with. They made my vehicle purchase very easy. Sales team was very personable and honest about every question we had. Even the finance department was a pleasure as well. Would 100 percent recommend going to them.

    23. buy here pay here West Valley City dealer review by Shay Montague

      Shay Montague rated Ken Garff West Valley Chrysler Jeep Dodge Ram FIAT

      All the staff were extremely nice and actually cared about what we wanted and our price range. JJ and Adi were our sales reps and I would recommend them to anyone! They were both extremely knowledgeable and took care of us. Thank you so much! 10/10 recommendation!

    24. buy here pay here West Valley City dealer review by Roy Orcutt

      Roy Orcutt rated Ken Garff West Valley Chrysler Jeep Dodge Ram FIAT

      What a great place to purchase a vehicle! We did much of the deal over the phone, since i live over 300 miles away. When I got there, the terms were still the terms. There was no shady bait and switch or other dishonest game like you would find at most dealerships. Everything was ready to go! I just needed to sign the required paperwork and out the door I went! David "Magic Man" Tran, Ulises, and Abraham (on the financing) are the best you will find in the car buying world!

    25. buy here pay here West Valley City dealer review by Lynn Lynn

      Lynn Lynn rated Cars Now

      He is very perfectonal . I'm very pleased with how he conducts his business and self.

    26. buy here pay here West Valley City dealer review by Andrew Carvitto

      Andrew Carvitto rated Cars Now

      This far i have been very happy, we got a very nice car for a decent price since i dont have the est of credit, john has done everything in his power to make it work and works very hard to keep customers happy. Would be happy to deak with him again

    BHPH West Valley City UT dealer

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