Top 19 Buy Here Pay Here Dealers in Hartford CT

Looking for a used car dealer in Hartford CT but your credit is in bad shape?

Connect with top 19 buy here pay here Hartford CT car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Hartford's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Hartford CT

  • Enterprise Car Sales, CT

  • Lee Motor Sales Inc, CT

  • Lex Autos, CT

  • Drive Auto Group LLC, CT

  • Dan’s Auto Sales & Repair, CT

  • Have you ever considered buy here pay here Hartford CT car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Hartford CT compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Hartford buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Hartford dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Hartford. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Nutmeg Auto Wholesalers, CT

  • James Motor Cars, CT

  • Hartford Auto Center, CT

  • Medolli Motors, LLC, CT

  • Ledyard Auto Sale LLC, CT

  • Did you know? These BHPH Hartford CT dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Hartford dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • New Park Avenue Auto, CT

  • Franklin Motors Auto Sales, CT

  • Gurabo Auto Sales, CT

  • Frank’s Auto Credit Buy Here Pay Here, CT

  • VEB Auto Sales LLC, CT

  • The phrase buy here pay here Hartford CT car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Hartford Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.


  • Chelsea Motors, CT

  • Ray’s Auto Mall LLC, CT

  • Hartford Motor Car, CT

  • Why buy here pay here Hartford CT car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Hartford CT car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Hartford CT dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Hartford CT Works

    When the bank says no to your car loan, the buy here pay here Hartford CT car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Hartford CT dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Hartford CT car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Hartford CT Car lots Dealership

    The one thing is very true about buy here pay here Hartford CT is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Hartford CT dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Hartford CT – Fast Approval Low or no credit score

    The buy here pay here Hartford CT dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Hartford CT Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Hartford CT dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Hartford CT

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Hartford CT

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Hartford CT, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Hartford CT accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Hartford CT is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Hartford CT buy here pay here Reviews

    Here is what users says about Hartford BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Hartford dealer review by Joseph GWN

      Joseph GWN rated Enterprise Car Sales

      I just wanted to thank y’all for literally the easiest car buying experience ever. Sydney, Terence and Kevin, y’all were the epitome of professional. While I shopped around for vehicles, I got the runaround, trickery and deceptive sales practices from surrounding dealerships, but not from Enterprise. You were all very communicative, helpful, kind, informative and straight forward during the entire process. You were able to ship a vehicle from Chicago to Hartford and deliver to me “the customer” in less than a business week. Very happy with my purchase and the entire experience. Thank you!

    2. buy here pay here Hartford dealer review by Edwin Rodriguez

      Edwin Rodriguez rated Enterprise Car Sales

      Whenever you need a new used car do not hesitate to stop here. Their cars are certified cars with manufacturers warranty still active. Prices are much lower than go into a Dealer believe me. I am sorry for me that I didn't considered them before. Great people working in there.

    3. buy here pay here Hartford dealer review by Nicole Streater

      Nicole Streater rated Lee Motor Sales Inc

      Excellent service. Sean is professional and worked around my hectic work scedule in healthcare. Now have a reliable vehicle thanks to Lee Motor Sales.

    4. buy here pay here Hartford dealer review by Fred Valadez

      Fred Valadez rated Lee Motor Sales Inc

      Dean (D) keep it real with me, great service. They have it all from enrty level vehicles to better quality rides.

    5. buy here pay here Hartford dealer review by Leonard Murrja

      Leonard Murrja rated Lex Autos

      Highly recommend this dealer. Very helpful and friendly staff

    6. buy here pay here Hartford dealer review by Nicole Persaud

      Nicole Persaud rated Lex Autos

      The guys were awesome & friendly. No pressure when purchasing. Even after with no hesitation always accommodated me whenever I needed repairs done!

    7. buy here pay here Hartford dealer review by Mike Therriault

      Mike Therriault rated Drive Auto Group LLC

      Very friendly and careful to protect there customers from things which could not hear, feel or understand. Highly recommend this company. Thank you guys.

    8. buy here pay here Hartford dealer review by Martin Melnick

      Martin Melnick rated Drive Auto Group LLC

      Provide AAA discount. Very knowledgeable, work done right and suggested not to do some work recommended by dealership as not necessary. Great to have honest repair shop.

    9. buy here pay here Hartford dealer review by Claude Bradley

      Claude Bradley rated Dan’s Auto Sales & Repair

      Dan and Raquel were awesome. Dan laughed at me when I said I'd take care of him. Told me to come down. Removed and replaced my front drive shaft within the hour they started on it. Raquel showed me the part one, where the play was, and test drove it to make sure it was good. Since I had the part they only charged me for the labor $75. And yes, I did take care of him for pricing the labor right. I'm definitely going back for any other car problems.

    10. buy here pay here Hartford dealer review by crystal harris

      crystal harris rated Dan’s Auto Sales & Repair

      He always keep my car running

    11. buy here pay here Hartford dealer review by Heather MacLean

      Heather MacLean rated Nutmeg Auto Wholesalers

      What a find! I had my heart set on a plug in hybrid and didn't want any car payments. The only Volt I could find at a good price was 2 1/2 hours away in a city I'd never been in. I was nervous as a single mature woman and had not bought a car in over 10 years. I was warmly welcomed as soon as I entered the door. Cindy and Patrick thought of all my needs, paperwork was smooth and very thorough. In several ways things were done for my convenience and comfort that they did not need to do. My car is the best! The experience was surprisingly easy and I never felt alone.

    12. buy here pay here Hartford dealer review by Jillian

      Jillian rated Nutmeg Auto Wholesalers

      I found a 2005 Chevy Tahoe on Carfax being sold by this dealer. I called to get more information about it and appreciated Patrick's candour with me regarding the state of the vehicle. My husband and I drove to CT from Albany, NY the following day to take a look at the vehicle and test drive. It was in great condition for the year and mileage. Clean inside and out, smooth/quiet ride, only minor work needed to pass NY inspection but nothing Patrick and Cindy had not already forewarned us about. We are very pleased with our vehicle and so glad we purchased from Nutmeg. I would definitely recommend anyone looking for fairly priced vehicles and want to work with good, honest people who aren't "money hungry". If I am ever looking to purchase another vehicle, I will check their inventory first.

    13. buy here pay here Hartford dealer review by Bill Paglia-Scheff

      Bill Paglia-Scheff rated James Motor Cars

      Great people, really good vehicles and the price is phenomenal. Before you buy a used vehicle anywhere else, give them a try. You won't regret it. See Mal, she'll treat you right and with respect. No BS! I bought my 2011 Nissan titan there 2 plus years ago. This truck has been the best one I've owned in all my truck years. Great deal, great truck!

    14. buy here pay here Hartford dealer review by Karen Cataldo

      Karen Cataldo rated James Motor Cars

      I bought a car from James motor cars and I have to say there customer service is outstanding. They are a family owned business and treat there customer just like family. Mal is one of those people who go above and beyond to not only deal with the sale of a car but to make you feel your as important as there only customer she ever has. I will definitely buy another car from them soon and recommend that if any one is not only looking for a reliable car but also receive outstanding customer service call Mal at James motor cars in hatford CT they are absolutely have giving me a stress free experience in purchasing a car . ?

    15. buy here pay here Hartford dealer review by Salam Khalid

      Salam Khalid rated Hartford Auto Center

      So friendly and helpful people overthere Labour coast is responsible and flexible The owner is very humble and generous person

    16. buy here pay here Hartford dealer review by S Jackson

      S Jackson rated Hartford Auto Center

      I purchase a car here last year and wanted to wait at least a year to write a review. I have had no problems with my car. The staff were patient and helpful during the process Thank you for a great car buying experience! I have referred family and friends and highly recommend them to anyone.

    17. buy here pay here Hartford dealer review by Nancy H

      Nancy H rated Medolli Motors, LLC

      I just got a gorgeous 2003 Honda CRV and I am loving it. It was exactly what I was looking for. Great service, great people. Highly recommend.

    18. buy here pay here Hartford dealer review by Carlos Colon

      Carlos Colon rated Medolli Motors, LLC

      Been to many used dealers and this one here the very best, they made sure I've got into a used vehicle at my liking, with great prices. 10 stars...

    19. buy here pay here Hartford dealer review by Suzanne Millan

      Suzanne Millan rated Ledyard Auto Sale LLC

      Great service, Jay really helped us out! Even brought my mom to get a car here too! Would absolutely recommend for a great deal and amazing service!!

    20. buy here pay here Hartford dealer review by ortegadom .

      ortegadom . rated Ledyard Auto Sale LLC

      Best used cars dealership in town. Quality used cars, excellent service

    21. buy here pay here Hartford dealer review by john muniz

      john muniz rated New Park Avenue Auto

      Got my new set of wheels, they were great...

    22. buy here pay here Hartford dealer review by marshall samuel

      marshall samuel rated New Park Avenue Auto

      I purchased a 2011 Toyota Corolla from New Park Avenue Auto. Very good price and easy to deal with. They went above and beyond, i felt like they were more concerned about me getting a good car than making a sale. Thanks Arnold and Bryce.

    23. buy here pay here Hartford dealer review by MICHAEL SOLDIARO

      MICHAEL SOLDIARO rated Franklin Motors Auto Sales

      Just purchased a Ford F150 for my company here and had a pleasant experience. The owner helped me out a lot with getting me approved with the down payment i had. Thank you once again love the truck.

    24. buy here pay here Hartford dealer review by Jeff Parker

      Jeff Parker rated Franklin Motors Auto Sales

      I'd like to thank my Angel (??she knows who she is) for the honesty and respect i was greeted and treated with and getting me the opportunity to be able to drive off in a new to me Nissan Maxima... Thank you all so much for you hard work and dedication.

    25. buy here pay here Hartford dealer review by Vicki Rodriguez

      Vicki Rodriguez rated Gurabo Auto Sales

      Love them my family and I have been coming here since 08 never steered us wrong great prices

    26. buy here pay here Hartford dealer review by Raj upadhyay

      Raj upadhyay rated Gurabo Auto Sales

      These guy's are really good at what they do. I had a nail in my tire and was able to get it done in less than 20min. I was amazed at how quickly they were able to fix it. I'll definitely be coming here for my vehicle needs.

    27. buy here pay here Hartford dealer review by Beaupre

      Beaupre rated Frank’s Auto Credit Buy Here Pay Here

      I bought a car in nov 2018. It recently had a starter problem. Franks fixed it and gave me a great deal on the cost of the repair. They were very nice and got it fixed as fast as they could. I really appreciate it.

    28. buy here pay here Hartford dealer review by Angie Vendette

      Angie Vendette rated Frank’s Auto Credit Buy Here Pay Here

      Back in the beginning of 2019 I got a Chevy Sonic, they worked with me. The car NEVER gave me any problems whatsoever. The process is easy as long as you come prepared. A couple of weeks ago I crashed said vehicle and totaled it. I’m back in today to get a new vehicle and Bruce is very efficient in paperwork. Both times they gave me the vehicles with a full tank of gas, always hospitable. Free oil changes are perfect as long as you’re on Autopay. I don’t go anywhere else for vehicles, highly recommended. I tell everyone I know about this place.

    29. buy here pay here Hartford dealer review by NaCole Mims

      NaCole Mims rated VEB Auto Sales LLC

      Everyone there was AWESOME.., from the salesman to the finance manager!! There variety of use vehicles is out of this world. If your looking for a reliable vehicle and a place where you can purchase a car of your choice without the run around Vebauto is the place to go.

    30. buy here pay here Hartford dealer review by Nanfito x

      Nanfito x rated VEB Auto Sales LLC

      Had my vehicle towed here for a new starter. They replaced it within one day and truck is running GREAT. Hardworking team of guys, clean cars, great prices. Will always use!

    31. buy here pay here Hartford dealer review by kyle smith

      kyle smith rated CHADRAD MOTORS LLC

      I bought an Acura RL here about a year ago and Chad took great care of me!! There was actually a problem with the AC when I had purchased it. He had the problem taken care of and resolved very quickly!! I will buy a car from them again..

    32. buy here pay here Hartford dealer review by sandra paris

      sandra paris rated CHADRAD MOTORS LLC

      Excellent Customer Service,I Highly Recommend ??

    33. buy here pay here Hartford dealer review by William Davidson

      William Davidson rated Chelsea Motors

      We told Chelsea Motors what pickup truck we were looking for and they found the prefect one, Thanks Chelsea Motors. Great service.

    34. buy here pay here Hartford dealer review by Linda Luginbuhl

      Linda Luginbuhl rated Chelsea Motors

      I went to test drive a car. The manager was very nice and the gentleman who showed us the car was very polite and helpful. He really showed me a lot of the features on the car that I had not noticed. I left feeling good about my visit.

    35. buy here pay here Hartford dealer review by Pat Rogers

      Pat Rogers rated Ray’s Auto Mall LLC

      All that and sum.great customer service.

    36. buy here pay here Hartford dealer review by Jose Laboy

      Jose Laboy rated Hartford Motor Car

      I have purchased two cars here and was satisfied with both cars Mal is awesome salesperson

    37. buy here pay here Hartford dealer review by Christopher Desjardins

      Christopher Desjardins rated Hartford Motor Car

      I couldn't be more satisfied with the service I received from the staff at Hartford Motor Car during the purchase of my new used vehicle. Any questions I had were answered very promptly, usually same day. If they have the vehicle you are looking for, don't hesitate to give them a call or send them an email. Thank you for making the entire process so smooth.

    BHPH Hartford CT dealer

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