Top 12 Buy Here Pay Here Dealers in Lakewood NJ

Looking for a used car dealer in Lakewood NJ but your credit is in bad shape?

Connect with top 12 buy here pay here Lakewood NJ car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Lakewood's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Lakewood NJ

  • Nations Auto Inc., CO

  • Super Auto Company, Inc., CO

  • You Sell Auto, CO

  • Levi’s Auto Sales, CO

  • Empire Lakewood Nissan, CO

  • Have you ever considered buy here pay here Lakewood NJ car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Lakewood NJ compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Lakewood buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Lakewood dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Lakewood. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Infinite Auto LLC, CO

  • Imperial Autos Inc, CO

  • CarHop Auto Sales & Finance, CO

  • Massa Auto Pawn & Sales, CO

  • A & B Auto, CO

  • Did you know? These BHPH Lakewood NJ dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Lakewood dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • American Auto Sales, CO

  • Car Connection Inc., CO

  • Why buy here pay here Lakewood NJ car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Lakewood NJ car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Lakewood NJ dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Lakewood NJ Works

    When the bank says no to your car loan, the buy here pay here Lakewood NJ car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Lakewood NJ dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Lakewood NJ car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Lakewood NJ Car lots Dealership

    The one thing is very true about buy here pay here Lakewood NJ is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Lakewood NJ dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Lakewood NJ – Fast Approval Low or no credit score

    The buy here pay here Lakewood NJ dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Lakewood NJ Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Lakewood NJ dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Lakewood NJ

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Lakewood NJ

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Lakewood NJ, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Lakewood NJ accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Lakewood NJ is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Lakewood NJ buy here pay here Reviews

    Here is what users says about Lakewood BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Lakewood dealer review by Barbnal Rose

      Barbnal Rose rated Nations Auto Inc.

      We made our first auto purchase yesterday. The owner/car salesman was very helpful, patient, honest and kind! They worked with me and my family's budget...It was such a blessing that we stopped by this car lot! We were treated with respect from beginning to end! We are happy customers! We will let our friends know about this business! Thank you so much!

    2. buy here pay here Lakewood dealer review by Michael Reardon

      Michael Reardon rated Nations Auto Inc.

      Seyer, the owner and my salesman, was fantastic. He was genuinely kind and caring. He wasn't pushy one bit. I will recommend that my old friends look for a car with my new friends at Nations Auto Inc. Thanks guys

    3. buy here pay here Lakewood dealer review by Carina Vasquez

      Carina Vasquez rated Super Auto Company, Inc.

      Walking out with a new car, and very happy with the service and customer service provided! Selva and Joe helped my husband and I, and they got us a great deal on a 2017 Dodge Journey. No hassling or following us around while we look unless we had questions. Fast processing and payment. Would definitely recommend. Thanks again!!

    4. buy here pay here Lakewood dealer review by Sara Martinez

      Sara Martinez rated Super Auto Company, Inc.

      Great experience, amazing people, and great management. From the moment I pulled up to the parking lot I was greeted and never left for forgotten. I was treated with respect and most important to me, like family. I came here because I was looking to start using my credit. And everywhere I’ve gone my odds were always negative, but not here! Elva helped me with my process and made everything easy and all in less than an hour. She helped me find a car that fit all my needs and in good condition. Their manager Joe answered all my questions and concerns, left me with no doubt that I was in the right place. I left here feeling satisfied with my purchase, I will definitely come here again when I’m ready to purchase another vehicle.

    5. buy here pay here Lakewood dealer review by Justin Strelka

      Justin Strelka rated You Sell Auto

      Kyle at You Sell Auto on Colfax is the best sales man I have worked with. At no point did I feel pressured to buy when working with Kyle. He was very thorough with our financing and worked to get us the best loan rate possible. Lastly, the price of the purchased vehicle was well below market price with no hidden gimmicks. Would highly recommend and would surely purchase again with confidence.

    6. buy here pay here Lakewood dealer review by REY Macias

      REY Macias rated You Sell Auto

      What a great deal and what no hassle service, they let me walk away and look at other dealerships with a smile.. Thank you all for the Elantra and getting me financed..

    7. buy here pay here Lakewood dealer review by Giselle Perez

      Giselle Perez rated Levi’s Auto Sales

      I went in yesterday to find a car, and I had some time to look around. Zack helped me out through the whole process, he let me drive the car and gave me time to decide. Which I really appreciated because other places I had gone to really just were pressuring me into buying right away. I ended up leaving with a Subaru Legacy. And I love my car. I will def be going back whenever I need a new car!! ?

    8. buy here pay here Lakewood dealer review by Jennifer Hepburn

      Jennifer Hepburn rated Levi’s Auto Sales

      Zach was very kind. My son is a first time buyer and I am so glad he was taken care of and not taken advantage of! Thank you!

    9. buy here pay here Lakewood dealer review by TheSkiingian .

      TheSkiingian . rated Empire Lakewood Nissan

      I'm very impressed with Lakewood Empire Nissan!. The guys that are working on my 1989 Nissan Skyline actually know what they're doing!. It's hard to find good quality parts and good quality people to work on something like a 1989 GTR!

    10. buy here pay here Lakewood dealer review by Bill Luck

      Bill Luck rated Empire Lakewood Nissan

      Bill, Albert, James and Sterling at Empire Nissan in Lakewood were extremely courteous and professional. As a team, they initially offered me a very fair price for a Nissan Frontier, but when I told them I was more interested in a F-150 they let me take a Titan for a test drive. Once I took a ride in the Titan, my decision was pretty much made - however, to be fair, I had some hurdles to overcome with affordability. To say the least, James came through with a competitive price, allowing me to meet him halfway with a reasonable down payment. I’ll be completely honest and say that the sales team and their openness to explain to me their limitations with pricing and how they operate is what sold the vehicle. I appreciated them taking the time to explain options with me and their patience in giving me the time I needed to make my decision. Even tonight when I was walking with my daughter, I told her that they were a big reason why I bought the truck, because they were so likable, down to earth and funny. They were also very kind to my 10 year old daughter, who was the primary reason I wanted a larger, safer truck. The Frontier is nice, but clearly the Titan is a much more family-friendly vehicle, particularly with younger children. While I could say a lot more regarding my experience with Empire Nissan in Lakewood, I think the biggest compliment I can give, is to the sales team. I really, really appreciate the time and efforut they put into our purchase. We are VERY happy with our truck. It is the nicest vehicle I’ve ever had. Thank you Albert, Sterling, James and Bill for making it such a good experience. And no, I was not paid or bribed to say this! ?

    11. buy here pay here Lakewood dealer review by Nuran Aliakbar

      Nuran Aliakbar rated Infinite Auto LLC

      This place is great!! They've got amazing customer service and the people are really friendly yet very knowlegable. Will be referring many friends over! :)

    12. buy here pay here Lakewood dealer review by Ali Aldulaimi

      Ali Aldulaimi rated Infinite Auto LLC

      Nice car from INFINITE ? AUTO

    13. buy here pay here Lakewood dealer review by Jasmine D. Torres

      Jasmine D. Torres rated Imperial Autos Inc

      What a great place! Manager was super chill, very honest and really just gave off good vibes. Fought to get me in a nicer vehicle than what I even applied for. Irving was my salesman and he killed it, busy as hell but got me outta there in under an hour. Stayed late to help me. Great vehicles, great miles and I'm HAPPY with my new car. Thank you Imperial!!!

    14. buy here pay here Lakewood dealer review by Jennifer Piotrowski

      Jennifer Piotrowski rated Imperial Autos Inc

      Bill and Carlos were beyond helpful today and we look forward to continuing our business throughout the years ahead.

    15. buy here pay here Lakewood dealer review by Willie Trujillo

      Willie Trujillo rated CarHop Auto Sales & Finance

      This location is well worth the drive, the staff are very friendly and make it a fun and comfortable experience. The guy who finalized my purchase was, well, beyond my expectation. Really like my new vehical.

    16. buy here pay here Lakewood dealer review by Melissa Brizuela

      Melissa Brizuela rated CarHop Auto Sales & Finance

      CarHop provides great service. They approved me with bad credit. I was lucky to find CarHop. The employees are excellent. Thank you so much!

    17. buy here pay here Lakewood dealer review by FUTURISTIC SHOW

      FUTURISTIC SHOW rated Massa Auto Pawn & Sales

      Came in for VIN verification... got it done in under 5 minutes no BS... Staff is very helpful and friendly. Highly recommend to visit them

    18. buy here pay here Lakewood dealer review by Rich Purdy

      Rich Purdy rated Massa Auto Pawn & Sales

      Massa was recommended as I was looking for a place to write a VIN inspection for my snowmobiles. The staff was super friendly and prompt in their assistance. I would definitely go back for any future needs.

    19. buy here pay here Lakewood dealer review by Emanuel Carvajal

      Emanuel Carvajal rated A & B Auto

      We called about a truck. Well we called them to late. It sold so quick. But they showed me another one even better. Exactly what we need.

    20. buy here pay here Lakewood dealer review by Jason Vandaam

      Jason Vandaam rated A & B Auto

      The deal here was excellent. The no pressure and honest business ethic was surprising considering my past auto dealership expireances. Emir my salesman was helpful considerate and again above all honest. The environment was one of strong family ties and values. With no reservations they will be getting my future business for all 3 of my daughters vehicles as they come of age. Thank you to A&B auto for their integrity and family values.

    21. buy here pay here Lakewood dealer review by Miriam Martinez

      Miriam Martinez rated American Auto Sales

      Outstanding customer service, very detailed on performance. The service was done in a timely manner. I am a very satisfied customer and would definitely recommend to others! Thank you to Zach for helping me through the process of making my car look as good as new again!

    22. buy here pay here Lakewood dealer review by Wolfgang Burton

      Wolfgang Burton rated American Auto Sales

      The staff here is amazing,very knowledgeable and extremely patient. They were able to get me into a very great car with low miles and a pretty low down payment, to make make it better even offered an extended warranty. I worked with Cole Black and I must say that him and his co workers definitely aren't there to haggle you into a car and truly are looking out for you and what fits you and your budget. If you're in the market for a used car definitely stop by and give these guys a try, I can almost guarantee that you will not be dissatisfied at all. Thank you guys for a truly easy and amazing experience.

    23. buy here pay here Lakewood dealer review by Charlotte Taylor

      Charlotte Taylor rated Car Connection Inc.

      The Car Connection? What can I say? David was the man I saw and he did me proud. He got me into 2003 Honda and the best thing about it was he worked with me. Ahmad the owner is such a delight. Carried on a conversation like we knew each other for years. What a car buying experience this was. A very positive one. Thanks guys!!!

    24. buy here pay here Lakewood dealer review by Dee Rocillo

      Dee Rocillo rated Car Connection Inc.

      Seriously Ahmed & David are one of the best teams when it comes to buying a car and dealing with a dealer ship. Having now purchased a truck And now on to a car from them when it comes down to keeping there word or service if they say they'll do it they are always on point! I would recommend them to anyone. Don't hesitate to ask questions they have the best prices cars and service in town!!!

    BHPH Lakewood NJ dealer

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