Top 7 Buy Here Pay Here Dealers in Norfolk VA

Looking for a used car dealer in Norfolk VA but your credit is in bad shape?

Connect with top 7 buy here pay here Norfolk VA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Norfolk's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Norfolk VA

  • DriveTime Used Cars, VA

  • Joel’s Auto Wholesale, VA

  • SoNo Auto Sales Inc, VA

  • Priority Buy Here Pay Here, VA

  • Steve’s Auto Sales, VA

  • Have you ever considered buy here pay here Norfolk VA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Norfolk VA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Norfolk buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Norfolk dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Norfolk. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Beach Auto Sales Buy Here Pay Here, VA

  • Patriot Auto Sales, VA

  • Why buy here pay here Norfolk VA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Norfolk VA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Norfolk VA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Norfolk VA Works

    When the bank says no to your car loan, the buy here pay here Norfolk VA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Norfolk VA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Norfolk VA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Norfolk VA Car lots Dealership

    The one thing is very true about buy here pay here Norfolk VA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Norfolk VA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Norfolk VA – Fast Approval Low or no credit score

    The buy here pay here Norfolk VA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Norfolk VA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Norfolk VA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Norfolk VA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Norfolk VA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Norfolk VA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Norfolk VA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Norfolk VA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Norfolk VA buy here pay here Reviews

    Here is what users says about Norfolk BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Norfolk dealer review by Jonae Mayo

      Jonae Mayo rated DriveTime Used Cars

      Anthony Copeland was amazing!!! He was very professional and made me feel like I was getting one of best deals of my life. He broke everything down so I can understand everything fully. And he also did everything in a timely manner. His personality was very welcoming and he had no problem making sure I was getting the best deal that fits me. If you need a reliable new car is is definitely the one to talk to :-)

    2. buy here pay here Norfolk dealer review by Uneek Max

      Uneek Max rated DriveTime Used Cars

      He was informative/ very detailed throughout the process

    3. buy here pay here Norfolk dealer review by kohrey Hannibal

      kohrey Hannibal rated Joel’s Auto Wholesale

      I've had my vehicle i purchased from Joel Auto for over 1 year now. They have a very Friendly staff. Great knowledgeable service center that makes themselves available to meet your needs. Easy finance options. Several vehicles on the lot to choose from. An overall great purchase experience

    4. buy here pay here Norfolk dealer review by Kaekae Johnson

      Kaekae Johnson rated Joel’s Auto Wholesale

      5 stars! Nothing but GREAT experiences at joels auto shop. Nice, friendly organized environment with a solid selection of cars! We got in and left out with a car in the same day no hassle. They a lenient when it comes to price on getting parts for your car if something happens to go bad on the car. Had my car for over a year now and i would recommend Joels Auto Shop to anyone and everyone!

    5. buy here pay here Norfolk dealer review by Todd Mahar

      Todd Mahar rated SoNo Auto Sales Inc

      We are relatively new to the area so we have no trusted places to go for many things. Having been in sales in the past, I am always cognizant that I am being sold and am reluctant to trust a sales person. I did my research, read the reviews in varied locations online, and was able to separate the “wheat from the chaff”. The entire process with SoNo was extremely positive. I’ve been researching used pick ups for a couple weeks and saw a truck on line. I submitted an availability request and within 30 min, I received confirmation that the vehicle was still available and their hours for the next day. I went to the dealership the following day and looked at the truck. I asked a bunch of questions about the history of the vehicle and a couple of things from the CARFAX report. Jason was able to tell me the history, any issues they found and fixed, and answered other questions I had. I only found out later that Jason is the owner and just happened to be there. I test drove the vehicle and it ran great. When it came to working out the details of the sale, Jason and the team worked with me on price and payment options. Allen and Bryan made the sale easy. SoNo won me over and earned my trust. Will recommend them to anyone and I will go back again if I am in the market for another used vehicle. Thanks for making my decision and the process easy. Most of all, thanks for no buyer’s remorse!

    6. buy here pay here Norfolk dealer review by jason ewell

      jason ewell rated SoNo Auto Sales Inc

      Best place to purchase a Used Vehicle

    7. buy here pay here Norfolk dealer review by Blair Manley

      Blair Manley rated Priority Buy Here Pay Here

      I brought my car 3 years ago and Mr. Kelly was the man to help me do it. Ms. Denise in the finance department will help you through anything. It's car season you need a good running car with great payments GO SEE MR. KELLY HE WILL GET YOU RIGHT .THANKS MR. KELLY MY CAR IS PAIDDDD OFF.

    8. buy here pay here Norfolk dealer review by Linward Fields

      Linward Fields rated Priority Buy Here Pay Here

      I’m happy with everything at priority buy here pay here ... good way to improve your credit

    9. buy here pay here Norfolk dealer review by Joseph Manning

      Joseph Manning rated Steve’s Auto Sales

      The people there are very friendly and professional. I was extremely pleased with the attention that they gave me. It was a very hot day and they offered and supplied refreshments. I was truly impressed with the help of Mr. Patrick McRoberts. Although they did not have what I was looking for, I will come back in the future. I was even met the owner Mr. Steve. I will tell others about this used car dealer. Thank you tor all that you all did.on my visit.

    10. buy here pay here Norfolk dealer review by Jeremy Brower

      Jeremy Brower rated Steve’s Auto Sales

      Bought a very nice truck from Steves a couple weeks ago, after shopping around the price and quality of these vehicles are top notch. The staff was wonderful, bilingual, very friendly, cars, trucks and suvs.

    11. buy here pay here Norfolk dealer review by christina sanderlin

      christina sanderlin rated Beach Auto Sales Buy Here Pay Here

      Jacob Wiley is super knowledgeable and Will get you in a Great car and help with all the extras!!!

    12. buy here pay here Norfolk dealer review by Jacob Wiley

      Jacob Wiley rated Beach Auto Sales Buy Here Pay Here

      Their Buy Here Pay Here program is by far one of the best in the area! So many amenities come with the car such as free oil changes and details every 3 months. Great customer service

    13. buy here pay here Norfolk dealer review by Robert Smith

      Robert Smith rated Patriot Auto Sales

      Just purchased my 5th vehicle from them today

    14. buy here pay here Norfolk dealer review by Nathaniel Fentress

      Nathaniel Fentress rated Patriot Auto Sales

      Great deal for car's and SUV and will always work with you on your car payment anytime

    BHPH Norfolk VA dealer

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