Best Buy here pay here dealers in Springfield IL

Checkout our list of 20 top buy here pay here car lots dealers in Springfield IL sorted by highest rating. We have ranked the Springfield's BHPH dealers based on reviews, location and our internal ranking system to provide you with the list of best dealers only.

  • Clouse Motor Co, MO

  • Never Say No Auto, MO

  • Byrider Springfield, MO

  • Regal Car Sales & Credit, MO

  • Redline Motors LLC, MO

  • Have you ever considered buy here pay here Springfield IL car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Springfield IL compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Springfield buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Springfield dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Springfield. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Car-Mart of Springfield South, MO

  • Affordable Autos, MO

  • Cars 4 U Springfield Missouri, MO

  • Queen City Motors, MO

  • Auto By Rent – South Springfield, MO

  • Did you know? These BHPH Springfield IL dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Springfield dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • McCoy Auto Group, MO

  • Corwin CDJR FIAT, MO

  • Metro Motors, MO

  • White Motor Company, MO

  • CarHop Auto Sales & Finance, MO

  • The phrase buy here pay here Springfield IL car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Springfield Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Auto by Rent – West Springfield, MO

  • Car Country Motors, MO

  • Car-Mart of Springfield North, MO

  • Auto by Rent North, MO

  • Best Buy Here Pay Here, MO

  • Buy here pay here Springfield IL no down payment dealerships

    Looking for Springfield Buy here pay here dealerships with low or no down payment? Welll, you are on right place now. Here we have listed 20 best BHPH Springfield IL dealers you can contact to buy your vehicle. is an online portal which connects you with a nearby Springfield's car dealer in your area that will be most helpful to you. Once a dealer accepts your application for financing your vehicle you will be contacted to visit the dealer and shop your choice. We don't charge anything here. This portal is just to connect you with the best buy here pay here Springfield dealership.

    Buy here pay here Springfield IL car lots dealers

    Buy Here Pay Here Springfield IL Car Lots are the dealers who are specializes in helping people who have no credit, bad credit, low credit, or have been denied due to bankruptcy drive again. If you are looking to buy vehicle and have low credit it is quite difficult to get approved through traditional financing. Thus we offer an solution to find Springfield IL BHPH dealer you can contact for in house auto financing directly from the dealership to you. Even with bad credit or bankruptcy, these dealers can help you get the financing you need. We have listed 20 dealers above sorted by reviews and location near you. Feel free to view profile, read reviews and contact them you will the best financing you need to buy your vehicle.

    How does buy here pay here Springfield work?

    Well, the process is simple. You go to one of these 20 lots, you present your vehicle information, and then the salesperson will let you know what the going prices are for the particular model you are looking at. You can also go and see the rest of the cars if there are any. Once you find the one you are interested in, you can come back any time to buy it.

    Springfield IL buy here pay here Reviews

    Here is what users says about Springfield BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Springfield dealer review by Robert Kazanski
      Robert Kazanski rated Clouse Motor Co

      Clouse made our car buying experience easy. Got a good car at a fair price with no hidden fees. Entire staff was competent and had everything ready to go. Will definitely be back when we need another vehicle.

    2. buy here pay here Springfield dealer review by Joe Sweeney-Legore
      Joe Sweeney-Legore rated Clouse Motor Co

      I didn't buy a car but I recommend them. Super nice people

    3. buy here pay here Springfield dealer review by Carol Dion
      Carol Dion rated Never Say No Auto

      Brad met us at the door and was very courteous and friendly. We were given the option to go look at cars or get a print out of the monthly amount range we were looking for, which gave us a sense of freedom. Our credit at this time is not the best and we were able to get a 2019 SUV within our budget. Our overall experience was great at the Springfield location and we would definitely recommend Never Say No Auto.

    4. buy here pay here Springfield dealer review by kyle miller
      kyle miller rated Never Say No Auto

      Great service VERY friendly staff NOT pushy wish I could give them a 10\10

    5. buy here pay here Springfield dealer review by Maria Foltz
      Maria Foltz rated Byrider Springfield

      This has been the most wonderful experience I've ever had while buying a vehicle. They have worked with me to get me into a car, even with my not so good credit. My salesman was Jack Savage and he is a very positive person and went the extra mile to make me feel comfortable through this process. I will definitely be coming back here to purchase any future vehicles. They have a lot of nice cars on their lot to choose from that are clean and newer models with low mileage. Thanks to everyone here at JDByrider for making this a good experience for me. Especially Jack.

    6. buy here pay here Springfield dealer review by Myria
      Myria rated Byrider Springfield

      We only put $200 down on a car and we love it lots of trunk space and friendly service if you need a car and don't have a lot of money this would be perfect for you.

    7. buy here pay here Springfield dealer review by briannamlara
      briannamlara rated Regal Car Sales & Credit

      We were getting ready to buy a new car and we’re shopping around to different places, in the end we opted to go with Regal because they cared! They’re customer service is beyond amazing and they were quick when it came to making sure all the paperwork was done. It almost felt like we were in and out. Thank you for making the tedious task of buying a new car so fun and worth while! See Taylor or Jesse at Regal to get an awesome deal and awesome service!

    8. buy here pay here Springfield dealer review by Ell A May Absher
      Ell A May Absher rated Regal Car Sales & Credit

      Candace, Stephanie, and Jessie totally made me feel comfortable buying my first car in nearly 10 years. They made sure all of my questions were addressed and didn't make me feel like I HAD to buy a car today. I would/will reccomend Regal to everyone.

    9. buy here pay here Springfield dealer review by Michael Richardson
      Michael Richardson rated Redline Motors LLC

      I just bought a car from Anthony at Redline. It was a great buying experience. Anthony was super helpful, sending extra pictures and answering all of my questions. He was honest and didn't bring any of the typical "used-car-salesman" pressure. I highly recommend Redline Motors.

    10. buy here pay here Springfield dealer review by Lucas Williams
      Lucas Williams rated Redline Motors LLC

      Just purchased an auto from RedLine! Great customer service, outstanding vehicles and they will definitely work with you to find the perfect auto/deal. Highly recommend.

    11. buy here pay here Springfield dealer review by Todd Trammell
      Todd Trammell rated Car-Mart of Springfield South

      Just bought my second truck from here. Gary did an amazing job all around both times. Jamie did amazingly as well, especially it being her first time doing the full paperwork for a sale. Everybody that works here always has a great attitude when I come around.

    12. buy here pay here Springfield dealer review by David J
      David J rated Car-Mart of Springfield South

      Gary got me in the car I've honestly been looking at since my teenage years. You know those ones cars everytime you played need for speed that was the one car you always looked forward to. Ya well I got the one I've always looked forward to. I couldn't be happier

    13. buy here pay here Springfield dealer review by Matthew Overcast
      Matthew Overcast rated Affordable Autos

      Great hometown used car dealership. We bought ourselves a van from here about 6 months ago. The process was easy and the owners and salesman took care of us like family. Affordable Autos is the only place we will buy a used car in Springfield from here on out! Stop by and see them.

    14. buy here pay here Springfield dealer review by Cierra Galyon
      Cierra Galyon rated Affordable Autos

      I turn 30 this year and I wanted to drive something new and “grown up”. I had drove my last car for 8 years... it was time for a new car. We had been searching for a little while and just never found the right one. The moment we found affordable auto we knew we were in the right place. Everyone we met was super nice until John. John is the most relatable and real person we have ever dealt with at a car dealership. John worked extremely hard to get me in my dream car for under my budget. We are proud of our new car and happy with a new friendship!

    15. buy here pay here Springfield dealer review by Jamie Shoemaker
      Jamie Shoemaker rated Cars 4 U Springfield Missouri

      I bought my current vehicle here about 8 years ago and I still love it just as much today as I did then. It was a quick and painless process and it was even delivered to my work the day I bought it. The staff is awesome. Tarra and her husband are great. I’ve had some minor things I needed help with when I was a single lady and they both jumped right to it to make sure the car was back in business in no time flat! Highly recommend them and cars 4 u!

    16. buy here pay here Springfield dealer review by Carla jin Peters
      Carla jin Peters rated Cars 4 U Springfield Missouri

      Kendall & Tara- They are a fantastic Staff at Cars4U who sincerely takes good care of their customers. They've sold me 2 vehicles: Pontiac Bonneville and Chevrolet Malibu, ever since year 2015 (5 years). I do appreciate their professional & friendly Customer Service and still a current customer. I highly recommend Cars4U! Thanks! to Kendall & Tara! :)

    17. buy here pay here Springfield dealer review by Jon Gilbert
      Jon Gilbert rated Queen City Motors

      These people are wonderful. They truly care for their customers...even well after the sale. Bought our car here and one for our daughter, and have had to return a few times for this, that, or the other. Every time we've been treated as though we've known them for years. We're in the market for another car in the next six months or so, and we wouldn't think of going anywhere else!

    18. buy here pay here Springfield dealer review by Jason F
      Jason F rated Queen City Motors

      I’ve purchased several cars from Chris and I’m not ever going anywhere else. No games. No gimmicks. Had my windows tinted and wheels coated in a couple of days. Paperwork all ready to sign when I picked it up. Out the door in minutes! Prices as good as anywhere else with a much better relationship.

    19. buy here pay here Springfield dealer review by Sandra Hodge
      Sandra Hodge rated Auto By Rent – South Springfield

      Everyone has been amazing through this whole process. I've never leased a car before and they have helped and talked me through the whole process. Amazing company and amazing people!!! I definitely recommend.

    20. buy here pay here Springfield dealer review by Savannah B
      Savannah B rated Auto By Rent – South Springfield

      Steve at the south glenstone location/nature center way, was great!!! He explained everything in detail to make sure I was completely comfortable with the sale. He gave me so many options to help me get into a new car. I would definitely recommend going to see him!!

    21. buy here pay here Springfield dealer review by Jennifer Lay
      Jennifer Lay rated McCoy Auto Group

      I have purchased two vehicles from them. Very happy with both vehicles. Good people!

    22. buy here pay here Springfield dealer review by Ra'Mon Stiles
      Ra'Mon Stiles rated McCoy Auto Group

      Great People, Great Place Great Business....bought a great car!!

    23. buy here pay here Springfield dealer review by Angela Houtz
      Angela Houtz rated Corwin CDJR FIAT

      I don't have amazing credit. I have six kids and a husband, so I needed a vehicle large enough to fit us all. I wanted something nice and safe. GREG BRIGHT was the best. He heard my needs before we talked about anything else, and he applied exactly what I needed to helping me find the perfect car. The whole process was fast, pleasant, and now I have a Chevy Tahoe that leaves me making excuses to go drive anywhere. I LOVE IT. Thank you, Greg for doing an excellent job and being a genuinely kind man.

    24. buy here pay here Springfield dealer review by Linda Newlan
      Linda Newlan rated Corwin CDJR FIAT

      Bought my very first brand new car today and I couldn't be happier with the entire process!!! Kyle was so fun to work with and helped us through every single detail!! The entire staff was incredibly nice and just real people. I would give more stars if possible

    25. buy here pay here Springfield dealer review by Shannon Scrivnar
      Shannon Scrivnar rated Metro Motors

      My wife and I have recently purchased a GeoPro G19BH from Metro Motors. Everyone we have worked with has been knowledgeable, courteous, and very informative! They have gone above and beyond in many ways to work with us to complete the purchase process! We both highly recommend the dealership!

    26. buy here pay here Springfield dealer review by Wayne Sturgeon
      Wayne Sturgeon rated Metro Motors

      Traded there 3 Times on Rv's. Always fair, no pressure, and they always took care of me after the sale.

    27. buy here pay here Springfield dealer review by Jamie  Witherspoon
      Jamie Witherspoon rated White Motor Company

      Omg i love my car. Frank put me in what i wanted. Fast and easy most of it was done over the phone

    28. buy here pay here Springfield dealer review by donna bass
      donna bass rated White Motor Company

      White motor is the Best ,they were so helpfull ,and my granddaughter has a wonderful car ,they went above and beyond ,Russel and Dianne are the best ,thank you both so much

    29. buy here pay here Springfield dealer review by Kody Hinds
      Kody Hinds rated CarHop Auto Sales & Finance

      The staff was amazing, 2 people juggled between multiple (6-8 in store plus phone calls) customers timely and flawlessly all while staying good mannered and fun. They went above and beyond what I had expected to get me driving a vehicle and always made sure I knew what point in the process we were, while managing the other customers and keeping them up to date. Vehicle is amazing, super clean, priced well, and the financing is affordable. Thank you ladies for being amazing at your job and amazing people, definitely recommend above all other options if you're looking to finance

    30. buy here pay here Springfield dealer review by Maggie Burbridge
      Maggie Burbridge rated CarHop Auto Sales & Finance

      Great cars with great prices. Easy to get approved

    31. buy here pay here Springfield dealer review by Truck 1690
      Truck 1690 rated Auto by Rent – West Springfield

      Bought a minivan from the West side sales. The process was fast and easy. Both the guys were straight forward and didn't waste my time. Took it for a test drive and missed the CV joint ticking but here we are a week later and they are getting it into the shop to get repaired. They stand by their 30 power train garauntee and I'm glad I stopped in.

    32. buy here pay here Springfield dealer review by Jennifer Highfill
      Jennifer Highfill rated Auto by Rent – West Springfield

      Highly recommend auto by rent!!!! Went to the west side lot!! Sales man was amazing couldn’t of ask for a better experience!!!!! Besides having a great sales man he did amazing job finding the best car for me and my family!!!

    33. buy here pay here Springfield dealer review by Lesha Maples
      Lesha Maples rated Car Country Motors

      Great atmosphere! The employees are kind and friendly and help as much as they can! Would highly recommend coming here if you have little to no credit and need a vehicle! Definitely worth it!

    34. buy here pay here Springfield dealer review by Car Country Motors
      Car Country Motors rated Car Country Motors

      Buy Here Pay Here in Springfield, MO. Quality Used Cars, Trucks, Vans, & SUV's. Auto Financing, GET APPROVED TODAY!!

    35. buy here pay here Springfield dealer review by Lindsey Noel
      Lindsey Noel rated Car-Mart of Springfield North

      This an absolutely amazing car dealership to buy from. They are fast and efficient always taking care and pride in what they do. After buying there were some serious health issues that I went through and they worked with me through the whole step of the way. I wouldn't be where I am without them being so kind and caring.

    36. buy here pay here Springfield dealer review by Melissa Lower
      Melissa Lower rated Car-Mart of Springfield North

      Great experience all around! Huge thanks to Andrew for helping me get into the truck I have been looking for! I highly recommend this dealership!

    37. buy here pay here Springfield dealer review by Joy Rist
      Joy Rist rated Auto by Rent North

      I recently leased a car from Auto By Rent. This is actually the second vehicle I have gotten from them. The first was a great experience. It is a good place to get a good vehicle when you have poor credit and other issues. The selection isn't huge but they have decent vehicles. This time around, things have changed a little. The down payments required were much higher and some of the process changed. I had a couple things that needed taken care of and I had to take it back in for that. They took care of it quickly and I got it back quickly. Overall, I was pleased with the service. My salesman, Lane, did a great job. He knew what he was doing and he did it with a smile. The program is great, the office staff are awesome, and they have helped me out when other dealerships couldn't offer me what I needed. If you find yourself in a tough spot and need a decent vehicle ASAP, I recommend you give Auto By Rent a call.

    38. buy here pay here Springfield dealer review by Sherrie Schnapp
      Sherrie Schnapp rated Auto by Rent North

      Levi and Lane were awesome. Really great variety of vehicles to consider. NO high pressure sales. I was happy with my selection. PS Levi is a Marine veteran.

    39. buy here pay here Springfield dealer review by Tanecia Volkmar
      Tanecia Volkmar rated Best Buy Here Pay Here

      Bought me a car today!! Heather is an awesome person and very nice to talk to. She will make you feel very comfortable around her. It's a relaxing experience!!

    40. buy here pay here Springfield dealer review by Tony Ellison
      Tony Ellison rated Best Buy Here Pay Here

      Cannot say enough good things about Heather and all the help she was!!! Super nice and upfront. Worked through a small hold up and got financed!! Highly recommend this place

    BHPH Springfield IL dealer

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