Top 16 Buy Here Pay Here Dealers in Augusta GA

Looking for a used car dealer in Augusta GA but your credit is in bad shape?

Connect with top 16 buy here pay here Augusta GA car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Augusta's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Augusta GA

  • Augusta Motors, GA

  • DriveTime Used Cars, GA

  • L&B Motors, GA

  • United Auto Sales, GA

  • American Car Center – Augusta, GA, GA

  • Have you ever considered buy here pay here Augusta GA car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Augusta GA compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Augusta buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Augusta dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Augusta. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Omar’s Auto Sales, LLC, GA

  • Joye & Co Inc, GA

  • Enterprise Car Sales, GA

  • Lazars Auto Sales, GA

  • A2Z AUTO LLC, GA

  • Did you know? These BHPH Augusta GA dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Augusta dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • Garner Auto Sales, GA

  • Fletcher Auto Sales, GA

  • Carn Auto Sales, GA

  • Auto Credit Sales & Rentals, GA

  • Buchanan Auto Sales, SC

  • The phrase buy here pay here Augusta GA car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Augusta Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Right Buy Automotive Sales, GA

  • Why buy here pay here Augusta GA car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Augusta GA car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Augusta GA dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Augusta GA Works

    When the bank says no to your car loan, the buy here pay here Augusta GA car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Augusta GA dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Augusta GA car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Augusta GA Car lots Dealership

    The one thing is very true about buy here pay here Augusta GA is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Augusta GA dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Augusta GA – Fast Approval Low or no credit score

    The buy here pay here Augusta GA dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Augusta GA Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Augusta GA dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Augusta GA

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Augusta GA

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Augusta GA, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Augusta GA accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Augusta GA is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Augusta GA buy here pay here Reviews

    Here is what users says about Augusta BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Augusta dealer review by chuck aidensson

      chuck aidensson rated Augusta Motors

      10/10 would recommend, great service staff treats you like fam

    2. buy here pay here Augusta dealer review by Dwi Dre

      Dwi Dre rated Augusta Motors

      We got 3 police interceptors for our Sheriffs department. Very happy with condition and service provided by Augusta Motors. A+++

    3. buy here pay here Augusta dealer review by Jennifer Cerni

      Jennifer Cerni rated DriveTime Used Cars

      We really enjoyed our experience with Drive Time. Audrey made the whole process easy and actually fun. We would suggest that if you are in the market you definitely check Drive Time out and ask for Audrey. If it wasn't for her we wouldn't have bought our new van.

    4. buy here pay here Augusta dealer review by Kenisha Jones

      Kenisha Jones rated DriveTime Used Cars

      Friendly service from all parties involved. DL was my sales person and he was very good in responding to all questions and addressed all concerns with honesty and provided detail and feedback. Rashawn was friendly and helpful with the financial understanding and transactions.

    5. buy here pay here Augusta dealer review by Kallen Rimple

      Kallen Rimple rated L&B Motors

      I love the section of cars they have. I had a really good experience. They are very fast and informative. The prices are reasonable. I love my new Jeep and I would recommend anyone to come here !

    6. buy here pay here Augusta dealer review by Frankie Rodriguez

      Frankie Rodriguez rated L&B Motors

      Awesome group of people! We had been to almost every dealer looking for a max price limit. Everyone else acted as if they didn't have what we wanted and tried to up sale. The guys at L&B listened and we found exactly what we were looking for. My wife loves her new car! Thanks L&B for your help!!

    7. buy here pay here Augusta dealer review by Tekieliah Kelley

      Tekieliah Kelley rated United Auto Sales

      Super awesome service, great attitude, and very helpful. My husband love these guys. Try them out and you like them too... I promise you would!!!!

    8. buy here pay here Augusta dealer review by DeWayne Acree

      DeWayne Acree rated United Auto Sales

      This was my first experience with United Auto Sales, and I would definitely recommend them. Gregg and Tiffani were easy to work with in the purchasing of our car. Great price, great service, great follow up. I would purchase my next car from here. Check them out!

    9. buy here pay here Augusta dealer review by Desaray Dicks

      Desaray Dicks rated American Car Center – Augusta, GA

      For starters the customer service was GREAT!! Everyone was very respectful and polite. My salesperson Sean was excellent. He stayed in touch with me every step of the way. He was patient with me as well very informative about the cars I had questions about. He made sure my car was the best fit for me and I can not thank him enough. I would recommend any and everyoneto go get your car from HERE. THANKS AGAIN SEAN!!!! EXCELLENT SERVICE SIR. JOB WELL DONE!!

    10. buy here pay here Augusta dealer review by Sharee Jackson

      Sharee Jackson rated American Car Center – Augusta, GA

      Mr.Sean and Mr. Gregory are your guys! These guys will really help you get into a vehicle that you want thank you again so much I love looking outside and seeing her in my driveway

    11. buy here pay here Augusta dealer review by Leonard Jones

      Leonard Jones rated Omar’s Auto Sales, LLC

      This was without a doubt the best car buying experience I ever had. Dave’s superior level of customer service is something that I have never experienced. He made sure that I was taken care of and went above and beyond. I came from North Carolina to purchase a Lexus LS 460 L. After driving 3.5 hours to get the car, there was a small issue with it. After bringing it to Dave’s attention, he immediately got it taken care of the next morning. I was unable to leave with the car and returned home. Once the issue was resolved, the car was brought to me. I recommend Omar’s Auto Sales to anyone looking for a great used car at a fair and affordable price.

    12. buy here pay here Augusta dealer review by sharon collier

      sharon collier rated Omar’s Auto Sales, LLC

      Best car buying experience EVER! Super friendly and so easy to work with. If he dosen't have what you want he will search and find it. Will definitely be a long time customer.

    13. buy here pay here Augusta dealer review by shana loudenberg

      shana loudenberg rated Joye & Co Inc

      I just got my 3rd car from them they are all really nice and if I need to get another car this is the first place I'll go

    14. buy here pay here Augusta dealer review by james wicker jr

      james wicker jr rated Joye & Co Inc

      Wonderful staff and are willing to work with you. Sean is awesome

    15. buy here pay here Augusta dealer review by Michael Kicklighter

      Michael Kicklighter rated Enterprise Car Sales

      Ryan took care of me. Was the best car buying experience I’ve ever had. Got exactly the car I wanted at a great rate. I was in and out as fast as you can be in a car buying situation. Would definitely buy from them again and recommend them!

    16. buy here pay here Augusta dealer review by Lisa McMahon

      Lisa McMahon rated Enterprise Car Sales

      Had a great experience with them! Great service and selection. Ask for Kenneth.

    17. buy here pay here Augusta dealer review by tara may

      tara may rated Lazars Auto Sales

      I bought a 2002 ford focus for 2800. It's still running good for the price. The business has excellent customer service, cares, and quick response which I love. I will definitely use them in the future if need be.

    18. buy here pay here Augusta dealer review by Marvette Harmon

      Marvette Harmon rated Lazars Auto Sales

      They were nice and made things go quick and smooth. Cars are as is, but that worked out in our favor today. Thank you Lazars Auto Sales!!!

    19. buy here pay here Augusta dealer review by Todd Williams

      Todd Williams rated A2Z AUTO LLC

      AWESOME PLACE TO BUY WITH NO CREDIT CHECK AND 5 MINUTE APPROVAL

    20. buy here pay here Augusta dealer review by SYMONE WALKER

      SYMONE WALKER rated A2Z AUTO LLC

      I love my Malibu Thank you so much Todd Gonna send my friends and get that 100 referal

    21. buy here pay here Augusta dealer review by altonia johnson

      altonia johnson rated Garner Auto Sales

      Bought a 2011 Toyota Tundra they did minor after sale repair . I am very satisfied. Quick in and out sale . They are very trust worthy. And gave me special treatment once they found out I was a army veteran.

    22. buy here pay here Augusta dealer review by Shamar Washington

      Shamar Washington rated Garner Auto Sales

      I visited garner auto and met Charles jr he was very nice and understandable and hope to do business in the future . They are really good people

    23. buy here pay here Augusta dealer review by GEORGE FLETCHER

      GEORGE FLETCHER rated Fletcher Auto Sales

      Megan was AWESOME! Fletcher's found a great car for my children and I to drive in safely. Megan, also, assisted me in finding the right car insurance for my new vehicle. She made it fast, easy, and I was very satisfied! Thanks Fletcher's and Megan for your wonderful service over the past three years seeing as I'm a returning customer!

    24. buy here pay here Augusta dealer review by Sharee Burch

      Sharee Burch rated Fletcher Auto Sales

      I bought my first car off the lot here. I have less than great credit but the representatives were amazing! They helped me get the right car for my price range and that had enough space for me and my baby. They were more than helpful throughout my entire process. I have already told all my family and friends about this spot.

    25. buy here pay here Augusta dealer review by Bob .

      Bob . rated Carn Auto Sales

      These guys are great! Bought a nice truck at what I felt like was a good price. Nick and crew were great to work with. I highly recommend them.

    26. buy here pay here Augusta dealer review by Amanda Cofer

      Amanda Cofer rated Carn Auto Sales

      This is a awesome place. Me and my fiancé went to 3 auto dealers before going to Carn all three wanted to ONLY put us in a new 2019 (due to our credit) and they either had our downpayment to high or our monthly payments to high and wasnt willing to work with us at all. They wanted to put us in a car we either didnt like or couldnt afford.Then on top of that they said they couldnt give me more then $500 for my car. (That had no issues just alot of miles) Carn auto traded my car and gave me well what it was worth and our down payment didnt break the bank. We ended up getting a 2017 Toyota corolla and we love it so far. We haven't had any issues with the car and every car they had on their lot was in great condition. They also pull up the auto reports on each car so you know how many owners or if it's been in a accident kayla was great everyone we worked with was awesome we was given a full tank of gas and a spare key (the new car lots didnt even offer either of those) we are very happy with our purchase and will be sending our friends and family here in the future! Great job you guys!!

    27. buy here pay here Augusta dealer review by Latoya None of your business

      Latoya None of your business rated Auto Credit Sales & Rentals

      A person from car gurus recommended this young lady name Keyanna.. when I tell you that I left there with a kool aid smile .. I left there with a kool aid smile.. she made my day .. worked with me and she’s a very patient lady. Thank you Keyanna .. after I pay this car off.. hopefully you’ll still be there I would be back to see you.. No 5 ?... She gets 20+ ??

    28. buy here pay here Augusta dealer review by Tiffany Syphore

      Tiffany Syphore rated Auto Credit Sales & Rentals

      Yall when I tell y'all you need to go check out Keyanna Farken at Auto Credit on Gordon Hey Augusta GA this lady here can help you get into a car for sure. So go and check her out and tell her Reuben Echols sent you.????????

    29. buy here pay here Augusta dealer review by Desiree Pierce

      Desiree Pierce rated Buchanan Auto Sales

      The best place I ever dealt with. Everyone is always so pleasant and always have a smile on. They work from there heart's and go way beyond to help you out. I recommend them to everyone I know.

    30. buy here pay here Augusta dealer review by Linda Miller

      Linda Miller rated Buchanan Auto Sales

      Very understanding and great service my hats off to the brothers God bless you both.

    31. buy here pay here Augusta dealer review by Kelly Alvarado

      Kelly Alvarado rated Right Buy Automotive Sales

      Excellent customer service. Chris and Justanya are the owners of the company and they are very nice and down to earth people. They are willing to work with you. Good Credit! Bad Credit! No Credit! It’s all true at the Yellow and Blue. Come down and see us. They will definitely treat you right.

    32. buy here pay here Augusta dealer review by Nicole Williams

      Nicole Williams rated Right Buy Automotive Sales

      We love our new car

    BHPH Augusta GA dealer

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