Top 20 Buy Here Pay Here Dealers in Greensboro NC

Looking for a used car dealer in Greensboro NC but your credit is in bad shape?

Connect with top 20 buy here pay here Greensboro NC car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Greensboro's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Greensboro NC

  • DriveTime Used Cars, NC

  • Jay’s Used Cars LLC, NC

  • Monarch Auto Sales, NC

  • Rick’s Used Cars, NC

  • U-Save Auto Sales & Service, NC

  • Have you ever considered buy here pay here Greensboro NC car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Greensboro NC compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Greensboro buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Greensboro dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Greensboro. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Alotta Auto Distributors, NC

  • Casablanca Auto Sales & Body Shop, NC

  • carlotz greensboro, NC

  • Slate’s Used Cars Inc, NC

  • Taylor’s Auto Sales, NC

  • Did you know? These BHPH Greensboro NC dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Greensboro dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Mike’s Auto Sales, NC

  • Five Stars Auto Sales Inc, NC

  • Nc auto dealer everyone is approved with 30% down, NC

  • Nora Auto Sales, NC

  • Uni World Auto Sales, NC

  • The phrase buy here pay here Greensboro NC car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Greensboro Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • J & T Motors, NC

  • First Quality Auto, NC

  • Anita’s Auto Sales Inc, NC

  • Casablanca Auto Sales & Service Center, Inc., NC

  • Amana Auto Sales, NC

  • Why buy here pay here Greensboro NC car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Greensboro NC car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Greensboro NC dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Greensboro NC Works

    When the bank says no to your car loan, the buy here pay here Greensboro NC car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Greensboro NC dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Greensboro NC car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Greensboro NC Car lots Dealership

    The one thing is very true about buy here pay here Greensboro NC is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Greensboro NC dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Greensboro NC – Fast Approval Low or no credit score

    The buy here pay here Greensboro NC dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Greensboro NC Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Greensboro NC dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Greensboro NC

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Greensboro NC

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Greensboro NC, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Greensboro NC accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Greensboro NC is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Greensboro NC buy here pay here Reviews

    Here is what users says about Greensboro BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Greensboro dealer review by Shannel Florence

      Shannel Florence rated DriveTime Used Cars

      I worked with Jessica and she provided perfect service. I was firm on what I wanted as far as pricing and the type of car I wanted. Jessica helped to find me the perfect car that was in my price range. She made the process fast and easy. I didn’t feel like just a sale or pressured and I had options before and after the process and that’s important to me. I highly recommend!

    2. buy here pay here Greensboro dealer review by Ken Moreland

      Ken Moreland rated DriveTime Used Cars

      Enjoyed the help I received from Mark Edwards. He made sure I was happy with my car and comfortable with payment. Thanks Mark

    3. buy here pay here Greensboro dealer review by Gary Gonzalez

      Gary Gonzalez rated Jay’s Used Cars LLC

      Working with Jay on the purchase of our "new to us" Honda Pilot was such a refreshing experience. The dreads of dealing with used car salesman was nonexistent here. They have created a family like atmosphere and make the customer feel at ease, stress free, and confident when it comes time to make the big decision on their next vehicle. The entire staff was extremely helpful and so pleasant to deal with. We will definitely be returning customers and recommend family and friends to Jay's Used Cars.

    4. buy here pay here Greensboro dealer review by Jay Smith

      Jay Smith rated Jay’s Used Cars LLC

      It is my pleasure to speak on my experience with Jay's Used Cars LLC. I purchased my first car from Jay over 4 years ago and he was a joy as well as professional to work with. I recently decided to purchase another vehicle and my first thought was to go see Jay. I sent him a quick email with the information regarding what I was looking for and he found exactly what I was looking for in less than 2 weeks. I wasn't quite ready to purchase, but I couldn't resist! My experience with Jay's Used Cars LLC. has been second to none. He offers luxury well kept vehicles for very affordable prices. Thanks Jay, it has been a pleasure and I didn't think twice about giving you my business again. Charlotte Green 2008 BMW 528i

    5. buy here pay here Greensboro dealer review by Jayna Rhue

      Jayna Rhue rated Monarch Auto Sales

      I’ve used this rental place one time before. I had a great experience. Easy and fast. Everyone in the office is always pleasant and friendly. Mr. Edwin assisted me this time. He was wonderful as usual. I will definitely keep coming back to this place.

    6. buy here pay here Greensboro dealer review by Jeff Cox

      Jeff Cox rated Monarch Auto Sales

      Great people to do business with and the best rental car rates you will find! Brad and Ed will take good care of you - and Nate will take you back to the airport. Top shelf service!

    7. buy here pay here Greensboro dealer review by Garrett Phillips

      Garrett Phillips rated Rick’s Used Cars

      Excellent customer service and great prices! Gary Browder was great to work with. Love the F-250 I purchased from them. I will recommend them to my friends and family.

    8. buy here pay here Greensboro dealer review by Bill Hier

      Bill Hier rated Rick’s Used Cars

      Everybody in the establishment was friendly, they gave me a fair price for my trade and I believe I got a good deal on my purchase

    9. buy here pay here Greensboro dealer review by Devida Simpson

      Devida Simpson rated U-Save Auto Sales & Service

      I bought a SUV a month ago and the customer service was great!!! Michelle was very helpful, she helped me pick my dream car and I am extremely satisfied! They also do no credit check which I think is great. I recommend them for your car buying needs!

    10. buy here pay here Greensboro dealer review by Crystal Price

      Crystal Price rated U-Save Auto Sales & Service

      First time buyer and done spent 2 days looking at big dealerships with no luck. Stopped by here not really thinking I was going to find anything good, and bam found exactly what i wanted. The perfect suv for a damn good price. Staff was amazing and helped me through the whole process.

    11. buy here pay here Greensboro dealer review by Mur Yuf

      Mur Yuf rated Alotta Auto Distributors

      Nice cars

    12. buy here pay here Greensboro dealer review by R.E.D Label Engineering

      R.E.D Label Engineering rated Alotta Auto Distributors

      I have personally purchased a car from here, and recommended plenty of my friends. Great service and even better vehicles. The receptionist was really nice and knowledgable as well! I’m not actually driving the car now but my brother owns it now and it’s still working great. Anyone looking for a car, go see Pete!

    13. buy here pay here Greensboro dealer review by carolyn stewart

      carolyn stewart rated Casablanca Auto Sales & Body Shop

      Very good ppl work there.

    14. buy here pay here Greensboro dealer review by Sheldon Mcneil

      Sheldon Mcneil rated Casablanca Auto Sales & Body Shop

      Every time I go there the mechanics are nice and respect

    15. buy here pay here Greensboro dealer review by Dayna Ransom

      Dayna Ransom rated carlotz greensboro

      They are and amazing place to buy a vehicle. I will go back to them everytime!!. If your in NC ask for Mike Smith. Tell him Dayna told you to call him!!!!! He found me 2 Nissan Rogues in the last 4 months. The prices could not be beat!!!!

    16. buy here pay here Greensboro dealer review by Ed Kuhlenkamp

      Ed Kuhlenkamp rated carlotz greensboro

      Great experience. Mike Smith and his team were totally professional, honest and very knowledgeable. I just sold my 2011 Avalon with them and I am having them sell a 2013 Prius for me. I will definitely use them in the future

    17. buy here pay here Greensboro dealer review by Elizabeth Allison

      Elizabeth Allison rated Slate’s Used Cars Inc

      This place is absolutely amazing! My boyfriend Eric and I bought a 2008 Audi A4 2.0T back in February 2019 and have had the best experience with the people here including the car. Not only are they so friendly and help you find the car your looking for. But they also treat you just like you were family! The car has ran excellent and has given us no issues at all! Car looked brand new! The paint and everything was perfect! I will continue to purchase cars from Slates, and If you ever need a nice car at a good price I promise you these people will do you better then any car place in Guilford county! Thank you guys so much for selling me a reliable car for me and my family! HIGHLY recommend!!

    18. buy here pay here Greensboro dealer review by Roberto Ortega

      Roberto Ortega rated Slate’s Used Cars Inc

      Got a Car from them, 2011 Cadillac CTS4 3.6, no problems with it, drives excellent and they made it possible. I got my Dream Car that I always wanted.

    19. buy here pay here Greensboro dealer review by Victoria Piper

      Victoria Piper rated Taylor’s Auto Sales

      I bought my Nissian Sentra from here on August 16th 2018. Ricky got me approved for the car I wanted. Even with bad credit, he got me approved after being turned down by many other dealers. A year and a half later I have not had a single issue with my car. Ricky was very friendly, and he never talked down to me for my bad credit (like many other dealerships have). He promised me I would get approved for the car I wanted and he did. My credit score has improved so much and I have a beautiful car that runs perfectly. I have recommended this place to so many people. Ricky is a wonderful dealer, and he treats all of his customers with respect. I have never met a dealer as friendly as he was. Wonderful customer service. He worked so hard at getting me the best deal he could.

    20. buy here pay here Greensboro dealer review by Reginald Williams

      Reginald Williams rated Taylor’s Auto Sales

      I love the atmosphere and great friendly service it’s a must you come check these guys out.

    21. buy here pay here Greensboro dealer review by Taylor Spraggs

      Taylor Spraggs rated Mike’s Auto Sales

      After almost giving up on car shopping, I came across Mike’s Auto Sales and I was able to find exactly what I was looking for. The dealership worked with me to get me in the car I liked and they made the whole process so quick and easy. After buying the car I came across a few issues and they took care of everything for me without giving me any trouble about it. I am so happy with my experience here! Thank you to everyone at Mike’s : )

    22. buy here pay here Greensboro dealer review by Melissa Story

      Melissa Story rated Mike’s Auto Sales

      Still waiting to get my Dodge Avenger I will keep y'all posted on the outcome... So 1 week laterlI did get the Avenger and it was better than expected!!!! thanks so much for working with me. Love you Brad & Mike. Will be sending dependable people your way

    23. buy here pay here Greensboro dealer review by Bobby Moore

      Bobby Moore rated Five Stars Auto Sales Inc

      Great place to buy a car

    24. buy here pay here Greensboro dealer review by John Doe

      John Doe rated Five Stars Auto Sales Inc

      They were incredibly friendly and their customer service is great. I purchased a Honda from these guys and have had no trouble with it. They also threw in a free service contract too! Oh yeah, they're 0% interest!!!!!

    25. buy here pay here Greensboro dealer review by Ashley Smith

      Ashley Smith rated Nc auto dealer everyone is approved with 30% down

      Very great service, and unbeatable prices would recommend to anyone ! I love my new car !!

    26. buy here pay here Greensboro dealer review by Kayla Jones

      Kayla Jones rated Nc auto dealer everyone is approved with 30% down

      These guys are great! I love my car! Great used car prices! Don’t hesitate to buy from them, very fair and reliable!

    27. buy here pay here Greensboro dealer review by Lauralynn Brannock

      Lauralynn Brannock rated Nora Auto Sales

      Absolutely one of the best car dealers I've dealt with. They took the time to show me the car I was interested in even though it was closing time. Dante is an excellent salesman!

    28. buy here pay here Greensboro dealer review by Skyler Hat

      Skyler Hat rated Nora Auto Sales

      This dealer was very helpful and very easy to work with. I am very tight on purchases and this dealer done a good job of working with me to purchase a vehicle. Definitely recommend!!!

    29. buy here pay here Greensboro dealer review by Patrick Orellana

      Patrick Orellana rated Uni World Auto Sales

      WONDERFUL EXPERIENCE! The associates were very helpful. They helped me get approved fast. Showed me that everything on the vehicle was mechanically sound. Great experience overall. I recommend to anyone looking for a good car.

    30. buy here pay here Greensboro dealer review by Rich Colter

      Rich Colter rated Uni World Auto Sales

      Very please with this small but friendly dealership. I had a very pleasant experience with Ahmad and the rest of the staff. There was absolutely no pressure and they allowed my wife and I all the time we needed to make our decision. The car that I purchased needed was due the timing belt/water pump service and they installed it at a very good price.. While they were installing this, they repaired another issue for me to ensure that the car was in perfect condition. Before I picked the car up they put gas in it and washed it. Very unexpected and so appreciated. The car trade in process was fair and seamless. While I have not used them for any car repairs in the past, this car buying experience was so good that in the future all of my car repairs will be made with these very nice guys that have worked hard to earn my trust.

    31. buy here pay here Greensboro dealer review by Christine Williams

      Christine Williams rated J & T Motors

      Great people to buy from! There was one major issue in the Jeep I went to look at and they got it fixed right away plus gave me a good deal on it. Satisfied customer! Friendly and professional service!

    32. buy here pay here Greensboro dealer review by Tiffany Albino

      Tiffany Albino rated J & T Motors

      I being a single mother just moving to North Carolina I wanted to make sure I found a vehicle that was reliable , safe and affordable Dexter took his time made me feel like family rather than a Sale and he made sure that my son and I walked out of there happy thank you definitely will returning again and recommend anyone to stop on by.

    33. buy here pay here Greensboro dealer review by Ellena Thomas

      Ellena Thomas rated First Quality Auto

      My husband just bought a vehicle from First Quality Auto Sales 3/12/2020......the people are super friendly and extremely pleasant...they really went out of their way to help in every way from start to finish.....I highly recommend them if you are in need of a vehicle. I would ever hesitate to go back. Thank you to all at FIrst Quality a Auto Sales.

    34. buy here pay here Greensboro dealer review by C. Preston Russell

      C. Preston Russell rated First Quality Auto

      See lil' Rob, great service!

    35. buy here pay here Greensboro dealer review by NaTori Sinclair-Waller

      NaTori Sinclair-Waller rated Anita’s Auto Sales Inc

      Ms. Anita is an awesome person to work with!! This is/was my first time purchasing and leasing a vehicle and she made the experience hassle free and her staff and way of doing business is immaculate!! I definitely recommend her to any and everyone! My payments are fair and affordable. I also did not have to make payments for years on end! I'm almost done with the process and payments for my current vehicle from her lot and I am looking to purchase again shortly! She also has a referral program! I have no complaints!!! ? Go see her for your next/new ride!! I know she won't let you down! -Tori S.

    36. buy here pay here Greensboro dealer review by Jessica Smith

      Jessica Smith rated Anita’s Auto Sales Inc

      I worked with ANITA. I loved it. They even held my vehicle for a week for me. And work with me on my down payment. I highly recommend this place. ?

    37. buy here pay here Greensboro dealer review by Kat Thompson

      Kat Thompson rated Casablanca Auto Sales & Service Center, Inc.

      I love the way they treated me and my daughter and they make you feel welcomed... And I love my car and the price...I will keep coming back for now on... thanks guys

    38. buy here pay here Greensboro dealer review by Terry Jones

      Terry Jones rated Casablanca Auto Sales & Service Center, Inc.

      They are awesome! Fixed my car in about 7 business days. Looks good rides good

    39. buy here pay here Greensboro dealer review by Anesha Thomas

      Anesha Thomas rated Amana Auto Sales

      Mike was very professional. He definitely helped my father find the perfect vehicle and the buying process was easy and no hassle. I would definitely recommend , thanks again Mike. From Ricky Thomas and his daughter.

    40. buy here pay here Greensboro dealer review by Dutch Master

      Dutch Master rated Amana Auto Sales

      Best place in town to buy a reliable vehicle

    BHPH Greensboro NC dealer

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