Top 12 Buy Here Pay Here Dealers in Miramar FL

Looking for a used car dealer in Miramar FL but your credit is in bad shape?

Connect with top 12 buy here pay here Miramar FL car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Miramar's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Miramar FL

  • Iconic Coach, CA

  • Prestige Motorcycle, CA

  • Extreme Motors Inc., CA

  • Kearny Mesa Ford, CA

  • Prime Auto Imports, CA

  • Have you ever considered buy here pay here Miramar FL car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Miramar FL compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Miramar buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Miramar dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Miramar. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Miramar Car Center, CA

  • Porsche San Diego, CA

  • Bayside Motors, CA

  • Mirage Auto Sales, CA

  • Rush Truck Center, San Diego Medium Duty, CA

  • Did you know? These BHPH Miramar FL dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Miramar dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

    Buy Here Pay Here vehicles are almost always sold with full coverage on the odometer. The dealer will add the actual retail cost of the car to the principal amount owed on the loan once it is sold. In many cases, the entire amount of the financed vehicle's retail price is covered by the lender, which means that the buyer will never have to worry about making any payments that fall outside of the monthly budget outlined for him or her. This includes making payments on fees and accrued interest. These types of financing transactions also allow buyers who need to drive a specific kind of car or model to get one that fits their budget.

  • Siry Auto Group- Truck & Van Center, CA

  • Quality Auto Group, CA

  • Why buy here pay here Miramar FL car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Miramar FL car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Miramar FL dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Miramar FL Works

    When the bank says no to your car loan, the buy here pay here Miramar FL car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Miramar FL dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Miramar FL car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Miramar FL Car lots Dealership

    The one thing is very true about buy here pay here Miramar FL is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Miramar FL dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Miramar FL – Fast Approval Low or no credit score

    The buy here pay here Miramar FL dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Miramar FL Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Miramar FL dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Miramar FL

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Miramar FL

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Miramar FL, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Miramar FL accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Miramar FL is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Miramar FL buy here pay here Reviews

    Here is what users says about Miramar BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Miramar dealer review by Rachel Cosner

      Rachel Cosner rated Iconic Coach

      The team at Iconic Coach treats you like family! I've never felt at such ease when purchasing a vehicle. It took me a few days to get a loan together with the help of Iconic, and they were more than helpful in getting me a deal at a killer price. They even went as far as pulling the vehicle listing down while in the process of finding a loan, guaranteeing me the car! They gave me the assurance I needed, and went above and beyond to give me excellent service. I will definitely be back and would recommend Iconic to anyone looking for a vehicle!

    2. buy here pay here Miramar dealer review by John Bonino

      John Bonino rated Iconic Coach

      For quite a while I had been looking to buy a 2006 Lexus LS 430, which many consider one of the finest cars ever made. My search ended at Iconic Coach, where I found one of the most pristine examples of the model I was seeking. The quality of the vehicle was matched by the service provided by Adam and Joe in working with me on this recent purchase. They were knowledgeable, professional, and courteous, which is right in line with the many fine reviews they’ve previously earned. So if you want a great vehicle at a fair price and be treated well in the process you should definitely check with these guys!

    3. buy here pay here Miramar dealer review by Jayy .

      Jayy . rated Prestige Motorcycle

      Great Shop with an honest owner. If your having an issue with your bike, take it to Prestige. They have a great selection of used bikes and they don't charge extra Markup Dealer Fees.

    4. buy here pay here Miramar dealer review by Bobby Turner

      Bobby Turner rated Prestige Motorcycle

      The second bike I have purchased from Prestige. They have a great selection of motorcycles. They have very fair prices and very very clean motorcycles. Worth taking a look.

    5. buy here pay here Miramar dealer review by Damian Lugo Cantu

      Damian Lugo Cantu rated Extreme Motors Inc.

      I purchased a BMW on line!! Bill was willing to lowering the price!! TheCar is in good condition i defiantly recommended this place to purchase a car!! Thank you bill kass for making everything easier!!

    6. buy here pay here Miramar dealer review by David McLaughlin

      David McLaughlin rated Extreme Motors Inc.

      Very good service! The entire process was quick and simple and I'm happy with my car. I got a very good deal on a Toyota Celica and was in and out within a few hours. I'd definitely recommend them.

    7. buy here pay here Miramar dealer review by Bárbara Faz

      Bárbara Faz rated Kearny Mesa Ford

      So happy that I decided to visit Kearny Mesa Ford! I purchased my new SUV with Tony Hernandez and he made everything so quick and easy. Alex Corona from the Finance department was also so helpful and explained everything thoroughly for me. They were also great at following up and making sure that I was happy with my SUV and the overall experience. Can't recommend them enough!

    8. buy here pay here Miramar dealer review by Shell Baua

      Shell Baua rated Kearny Mesa Ford

      Very efficient service! Shout out to Sacha who kept us informed every so often about what was happening inside. My kids and I enjoyed our comfortable stay at the waiting lounge.

    9. buy here pay here Miramar dealer review by Seth Humphrewy

      Seth Humphrewy rated Prime Auto Imports

      Spoke with Tony, Fred, and the Father here. They are all good and honest people. Unlike most dealerships they treat their customers like family. The entire car buying situation was easy and the service was exceptional. Would highly recommend shopping with them if they have a car you interested.

    10. buy here pay here Miramar dealer review by Jameel Clipper

      Jameel Clipper rated Prime Auto Imports

      I am truly impressed with the quality service I was provided. From the first call I made to closing, the whole process was seamless and I really didn't feel pressured and all questions I had were answered. I would definitely refer people to Prime Auto Imports if they're looking to buy or sell.

    11. buy here pay here Miramar dealer review by Gwendolyn Clay

      Gwendolyn Clay rated Miramar Car Center

      Bought a used Honda Insight and the experience was not as terrible as buying a used car usually is, the staff were friendly and not pushy, and the car is great, so far.

    12. buy here pay here Miramar dealer review by Jason Gaylord

      Jason Gaylord rated Miramar Car Center

      I just purchased a 2016 Mercedes Sprinter Van 3500 from Zack at Miramar Car Center. I'm from Washington State and purchased this vehicle based on the pictures on the website and my salesperson's recommendation. That salesperson was Zack and this guy was nothing but 100% honest with me from the start. He was candid about the pros and cons of the vehicle and assured me the van was in great shape. Wow he wasn't kidding! I just got back from the 1300 mile drive from southern California and was thoroughly impressed with the vehicle!! It literally runs and drives like a dream. I know this is an effusive review but when you buy a car site unseen and it's better than expected you feel beyond relief. The negotiation was fair and we both got a good deal. I can say 100% that I'd trust Zack, Peter and the guys at MCC. Thanks again guys for a great buying experience!!

    13. buy here pay here Miramar dealer review by Joni Gurrola

      Joni Gurrola rated Porsche San Diego

      Service representative was very nice and came right out when I pulled up. Used gloves and cleaned the pen before I used it. Very polite and got me in and out quickly. Offered disinfectant for the car. He sent me a video of my car being worked on and recommendations for my car. Didn't try to sell me on anything which I appreciate. Overall great experience.

    14. buy here pay here Miramar dealer review by Calvin Dixon

      Calvin Dixon rated Porsche San Diego

      Words cannot describe my experience just phenomenal

    15. buy here pay here Miramar dealer review by bill joseph

      bill joseph rated Bayside Motors

      Great place to get a car, our family has purchased several vehicles here, always a pleasure to deal with

    16. buy here pay here Miramar dealer review by John Martinez

      John Martinez rated Bayside Motors

      I was goung through a tough spot in my life when I neexed help getting a car. Marty was kind enough to help me find a car I can afford and I was able to pay it off in 9 months. I will be back. You will get your monies worth.

    17. buy here pay here Miramar dealer review by Jason Quenga

      Jason Quenga rated Mirage Auto Sales

      Best prices on actually great cars. Bought a car off them years ago and it was flawless, despite having over 100k miles. Had no problem for 50k miles when I sold it. They were super honest about everything they knew about the car and even let me take it to my own mechanic to have it inspected. Mechanic said it was undervalued and if I didn't buy it, his wife was looking for one. I sell cars every 2 years and this is still the only dealer I'd go back to. I now live in Arizona and whenever I'm getting ready to get a new car, I check out their stock. We visit SD frequently, I'm willing to bet one my next few cars comes from them.

    18. buy here pay here Miramar dealer review by Lynn Frank

      Lynn Frank rated Mirage Auto Sales

      I loved working with Rezza (not sure that's the right spelling) at Mirage Auto Sales! I recommend to everyone I know who's looking for a quality used car. You want it? He's got it! High integrity, very reasonable and trustworthy. Pay him a visit, you'll be glad you did!

    19. buy here pay here Miramar dealer review by Kenneth Mangus

      Kenneth Mangus rated Rush Truck Center, San Diego Medium Duty

      Good place to shop for parts and repair.

    20. buy here pay here Miramar dealer review by David Naetzel

      David Naetzel rated Rush Truck Center, San Diego Medium Duty

      The techs are knowledgeable and do good work , but Management is very disorganized , recently acquired by VVG and dying a slow death

    21. buy here pay here Miramar dealer review by brandon marple

      brandon marple rated Siry Auto Group- Truck & Van Center

      Bought my 2017 4x4 Ram 1500 from these guys earlier this year, and I am absolutely in love with it! They had a huge selection of trucks and made it easy to decide which truck was the perfect fit for me! Great service from the salesman to the finance manger. Would definitely recommend to anyone looking for a new truck!

    22. buy here pay here Miramar dealer review by Kimo Barrere

      Kimo Barrere rated Quality Auto Group

      Brandon, the finance manager, gave me an unbelievable deal. He worked hard to get the car that I wanted into my price range. It's coming up on three quarters of a year and my car is still running strong with no problems. These guys have great service and I am very content on the deal I made. I was car shopping for over a year as this was my first purchase and I always do my homework on the cars that I buy. I recommend these guys for people looking for used cars.

    23. buy here pay here Miramar dealer review by Behrad Moghaddam

      Behrad Moghaddam rated Quality Auto Group

      After reading the reviews I was not sure if I should come here, but being a small business owner myself, I understand that reviews are not always what they seem. About two weeks ago I purchased a 2010 Mazda 3 and I LOVE IT! The service was wonderful. I had some credit challenges recently and have struggled trying to get a car. Quality Auto Group put my mind at ease, helped me and made this deal happen for me. I will definitely be back when I am ready to purchase another car. Thank you so much!

    BHPH Miramar FL dealer

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