Why buy here pay here Brownsville TX car dealerships is the right option?
Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Brownsville TX car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.
BHPH Brownsville TX dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.
How Buy Here Pay Here Brownsville TX Works
When the bank says no to your car loan, the buy here pay here Brownsville TX car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Brownsville TX dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.
Buy Here Pay Here Brownsville TX car lots – In-House Financing with Zero Down Payment
After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.
Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.
To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.
Know the Facts - Buy Here Pay Here Brownsville TX Car lots Dealership
The one thing is very true about buy here pay here Brownsville TX is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.
The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.
Because these Brownsville TX dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.
Buy Here Pay Here Brownsville TX – Fast Approval Low or no credit score
The buy here pay here Brownsville TX dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.
Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.
BHPH Brownsville TX Dealer – Preapproval of Application
However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Brownsville TX dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.
Advice on BHPH dealership Brownsville TX
Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.
Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.
Average Credit Score to Buy a Used Car from BHPH dealer Brownsville TX
The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.
If a customer is looking to buy a used car through traditional financing in Brownsville TX, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.
While buy here pay here Brownsville TX accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Brownsville TX is a great option for those who have poor bank record and bad credit score.
The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.
Brownsville TX buy here pay here Reviews
Here is what users says about Brownsville BHPH dealers listed here. You can read reviews of individual dealer at their profile page.
Edwardo Ramirez rated Pepe’s Auto Sales LLC
Bought a vehicle very reliable best place great customer service
Reviewed on Monday, May 04 2020 04:05:49 pm @ Google reviews.KRGV Autos Clasificados rated Pepe’s Auto Sales LLC
Reviewed on Monday, May 04 2020 04:05:49 pm @ Google reviews.Hector Gomez rated Vike Auto Sales
Reviewed on Monday, May 04 2020 04:05:50 pm @ Google reviews.Alejandra Valadez rated Charlie Clark International
Los mejores.. Excelente servicio al cliente!!!
Reviewed on Monday, May 04 2020 04:05:59 pm @ Google reviews.Rosie Serrano rated Charlie Clark International
Reviewed on Monday, May 04 2020 04:05:59 pm @ Google reviews.Arturo Barrios rated Junior’s Used Cars
Good taking care of people?
Reviewed on Monday, May 04 2020 04:05:48 pm @ Google reviews.Javier Ruiz rated Junior’s Used Cars
Great place to buy a used vehicle, friendly environment.
Reviewed on Monday, May 04 2020 04:05:48 pm @ Google reviews.Marco Gasca rated Quinteros Auto Sales
Awesome prices for every day drivers. No hassles, no hassling.... Got this one with 89k original miles, one owner, clean.
Reviewed on Monday, May 04 2020 04:05:56 pm @ Google reviews.Nexby De la Cruz Reyes. rated Quinteros Auto Sales
Excelente lugar y el duelo es una persona muy flexible amable .. es una bendición de persona.
Reviewed on Monday, May 04 2020 04:05:56 pm @ Google reviews.Roberto Garcia rated J & H Auto Sales
Very good people's they take care of you
Reviewed on Monday, May 04 2020 04:05:46 pm @ Google reviews.Francisco Gamez rated J & H Auto Sales
The best dealer in brownsville
Reviewed on Monday, May 04 2020 04:05:46 pm @ Google reviews.Kempton Cox rated Hacienda Motors LLC
We moved here new to the area and needed a car quickly that would meet specific requirements. Not only were we able to find one that met our needs and was within our budget, but Harold was excellent to work with. He addressed all of our concerns, and when we discovered some minor problems with the car after purchase, they immediately fixed them all for free. Since then, Harold has continued to be "on call" for me and my wife, answering questions and helping us settle in the area. Great, honest people! I have colleagues who will be moving to the area for the same job as mine, and I will be recommending Hacienda Motors to all of them.
Reviewed on Monday, May 04 2020 04:05:48 pm @ Google reviews.Cristina Hinojosa rated Hacienda Motors LLC
Good cars good prices great service
Reviewed on Monday, May 04 2020 04:05:48 pm @ Google reviews.Cirilo Perez rated Brownsville Toyota
I was greeted by Cynthia Castle on 21 February with amazing customer service skill and I found her easy to talk to. Cynthia made me feel at easy comprehending my needs and concerns I had with my truck. Moreover, Cynthia demonstrated leadership skills, attention to details , exhibit decisions making and on the spot corrective action. In addition, Brownsville Toyota has pleasant waiting area, cleanness environment and I was able to work on my computer there. Furthermore, my experience with Cynthia Castle professionalism and management skills are rare this days. I left the dealer very satisfied with my truck for my next road trip. For that reason, I will return to Brownsville Toyota service department, recommend the dealers service and I would love to see Cynthia Castle once again.
Reviewed on Monday, May 04 2020 04:06:01 pm @ Google reviews.Linda Colón rated Brownsville Toyota
Second time I buy there and Justin G. Has been an amazing salesman!!! Full of energy and there for me the whole time. Home delivery was exceptional. Keep up the good work. Mr. Galvan was very attentive as well.
Reviewed on Monday, May 04 2020 04:06:01 pm @ Google reviews.dmed190 rated M&M Motorsports
2nd vehicle i buy from here reliable and good cars ?
Reviewed on Monday, May 04 2020 04:05:55 pm @ Google reviews.luis villarreal rated M&M Motorsports
Great place to get a vehicle financed ur job is your credit all cars are car faxed n work great.
Reviewed on Monday, May 04 2020 04:05:55 pm @ Google reviews.Diana Gonzalez rated Tipton Used Car Center Brownsville
Our favorite Salesman was there what a surprise! Will continue to lookout for us in a future purchase.
Reviewed on Monday, May 04 2020 04:05:57 pm @ Google reviews.felipe diaz rated Tipton Used Car Center Brownsville
Great customer service, Jorge Cabrera went above and beyond. Thanks again.
Reviewed on Monday, May 04 2020 04:05:57 pm @ Google reviews.Nancy Tello rated Charlie Clark Nissan Brownsville
We waited about 5 minutes before Mr. Murdoch Cox acknowledged us and from there on Mr. Cox started assisting us. His customer service skills are great as he was very attentive to our needs, explained services and answered questions that we had. Also, Mr. Cox kept on providing us with the status on the work being done on our vehicle and we appreciate. We’re very pleased with service provided by Mr. Cox! Well done!
Reviewed on Monday, May 04 2020 04:06:06 pm @ Google reviews.Roberto Garcia rated Charlie Clark Nissan Brownsville
Great selection at a great price!
Reviewed on Monday, May 04 2020 04:06:06 pm @ Google reviews.Drew Forsberg rated Tipton Hyundai
Super easy to get in and take care of business with the salesman since it was all set up before we even got there. The finance guy was a stickler, but he's just doing his job. Quick service.
Reviewed on Monday, May 04 2020 04:06:07 pm @ Google reviews.Gabriel K rated Tipton Hyundai
Our experience at buying with the Hyundai team in Brownsville has always been the best. Eddie and his team makes the buying experience a unique one. Keep up with the good work...!!!
Reviewed on Monday, May 04 2020 04:06:07 pm @ Google reviews.jose jimenez rated Credit Auto Sales
Great place to make business. Affordable prices and payments.
Reviewed on Monday, May 04 2020 04:05:46 pm @ Google reviews.Robert Gomez rated Credit Auto Sales
Great place with great deals. Awesome customer service
Reviewed on Monday, May 04 2020 04:05:46 pm @ Google reviews.Victor M Gonzalez rated Wicho’s Auto Sales
They have nice cars and the people who work there are really nice and the have affordable prices
Reviewed on Monday, May 04 2020 04:05:50 pm @ Google reviews.Gilbert Cruz rated Wicho’s Auto Sales
Good prises great cars
Reviewed on Monday, May 04 2020 04:05:50 pm @ Google reviews.mia 5 min w mia rated Luke Fruia Motors
Loved our experience here. "The Prince" is by far the best salesman we've ever encountered and we're from Florida and we really appreciate the dealership taking good care of us and so we thank you all so much for finding us the best vehicle to replace our jeep ????????????
Reviewed on Monday, May 04 2020 04:06:03 pm @ Google reviews.Monica Garcia rated Luke Fruia Motors
This is by far one of the best dealerships I have encountered! I absolutely love the atmosphere at Luke Fruia! You can really tell that they take their service seriously! They made sure to listen to all of my questions and concerns and put me in the car of my dreams. The service team is fantastic! They are efficient and make sure to make you feel welcomed. If anybody is looking for a new car I highly recommend Luke Fruia!
Reviewed on Monday, May 04 2020 04:06:03 pm @ Google reviews.Yoli Garcia rated Socio Used Cars II
It was nice I like my vehicle.
Reviewed on Monday, May 04 2020 04:05:53 pm @ Google reviews.Floyd Nelson rated Socio Used Cars II
I have bought alot of cars never had any any trouble paperwork always on time all my cars have been good used cars ... Thans to Socio's Used Cars
Reviewed on Monday, May 04 2020 04:05:53 pm @ Google reviews.HIRAN CRUZ rated Tipton Ford
Thank you to Peter García and Jesus Sandoval for going above and beyond to help us out. Jesus made sure that the vehicle looked pristine . Peter took the time to explain everything in detail about the truck. He was very attentive to our needs and very receptive of what we were looking for. We walked out with just what we were looking for. After the sale, Peter took the time to program everything And explain all the features on my wife’s explorer. He gave her class on everything. He did not let her leave until all of her questions were answered. It is because of people like him that we have purchased all of our 4 vehicles from Tipton.
Reviewed on Monday, May 04 2020 04:05:58 pm @ Google reviews.jose velazquez rated Tipton Ford
I really like it here they help me with my Kia and my mustang, ppl here are friendly and have good deals
Reviewed on Monday, May 04 2020 04:05:58 pm @ Google reviews.Delia Gonzalez rated Frontera Auto Plex
FroteraAuto is the best for a great clean and good deal go visit Frontera Auto Plex.
Reviewed on Monday, May 04 2020 04:06:09 pm @ Google reviews.Martin Guevara rated Frontera Auto Plex
Until now I have had I good experience with this auto sales place, people are very courteous and humble and have no problems with the vehicles I purchased
Reviewed on Monday, May 04 2020 04:06:09 pm @ Google reviews.Elida Evans rated Urquieta Auto Sales
Well I bought a few vehicles there about 4 and now took my sister as a customer and she got this one she’s happy good service and they work with u very helpful too so go visit before u buy anyplace else see the inventory
Reviewed on Monday, May 04 2020 04:05:47 pm @ Google reviews.MUSCLES WOLF THE BIG DOG rated Urquieta Auto Sales
I like some cars and trucks and vans there look cool
Reviewed on Monday, May 04 2020 04:05:47 pm @ Google reviews.Ricardo Martinez rated Brownsville Motor Company
Very happy with my purchase! Haven't had a single issue, great and attentive sales men, and awesome office staff. Will definitely keep buying here and would recomend to all my family and friends. They will make buying a car a breeze and they will work with you when it comes to payments!
Reviewed on Monday, May 04 2020 04:06:07 pm @ Google reviews.Stephany Ramirez rated Brownsville Motor Company
Great Vehicles! I bought my first Fj cruiser there and I love it. They have a lot of selection.
Reviewed on Monday, May 04 2020 04:06:07 pm @ Google reviews.freddy guevara rated English Motors Inc
I had a great experience, I would definitely recommend anyone to buy your vehicle here. Apart from the great selection of cars, you get the help you need. They helped me get a great deal with the best customer service all around.
Reviewed on Monday, May 04 2020 04:05:52 pm @ Google reviews.estrella selene rated English Motors Inc
I bought three cars there. Great service, friendly treatment, I love it. 100% recommended
Reviewed on Monday, May 04 2020 04:05:52 pm @ Google reviews.Nadeem Jafri rated Charlie Clark Boca Chica
Óraleéeeeee!!!! Great service and customer experience at Charlie Clark boca chica!!! Big thank you to Raúl Cruz, excelente sales rep that really made us feel welcomed, valued and cared for. Honest information, very patient with a delicate customer like me and he did go the extra mile by making things easier for me and the wife by even coming to my place to get some signatures out of the way. If you ever want a great deal, with people being honest and trying to really help you, Charlie Clark BOCA CHICA is the right place. This was my 2nd experience with them and will always be my number 1 place to go. Thank you guys God bless
Reviewed on Monday, May 04 2020 04:06:02 pm @ Google reviews.Israel Segovia rated Charlie Clark Boca Chica
Hand down best dealership. leeroy look at my budget and did everything he could to work with it, it took him month to help me find the car I wanted for the price I needed. Though all that time I saw the dedication to his work and willingness to help I will alway to to this dealership for the simple fact that they are willing to go that extra miles to help you Thank you leeroy and Charlie Clark for my 2016 colorado
Reviewed on Monday, May 04 2020 04:06:02 pm @ Google reviews.Bob Banbury rated Tipton Auto Group
Been there before n will be back another year, they do a great job n I trust them to do everything right. Several friends also go there as we winter Texans need a reputable place to get repairs etc done.
Reviewed on Monday, May 04 2020 04:06:04 pm @ Google reviews.Leticia Anderson rated Tipton Auto Group
Great place to purchase a vehicle. Service is good.
Reviewed on Monday, May 04 2020 04:06:04 pm @ Google reviews.Frank Montes rated Garza Auto Sales
Great car selection at a great price
Reviewed on Monday, May 04 2020 04:06:03 pm @ Google reviews.Jim Collins rated Garza Auto Sales
Good value
Reviewed on Monday, May 04 2020 04:06:03 pm @ Google reviews.JM Cowboy Hat Racks rated Don Johnson Motors
Purchased a great truck 01/16/20 Definitely no other service person at Don Johnson Motors like Rudy. If you need to take your vehicle in for service make sure and ask for Rudy. I was their the day before and mentioned a recall and non working fog light. When my truck was returned and asked about the fog light and the response was oh I forgot. I was a quite upset when I clearly stated my issues to her and told me she would talk to the mechanic about it. On Day 2 I call and gentlemen answers and says bring in we will take care of you. I showed up and Rudy handled my issues and concerns at 200% thank you!
Reviewed on Monday, May 04 2020 04:06:08 pm @ Google reviews.Mike Slocum rated Don Johnson Motors
Rudy did a fantastic job assisting with the update install on my RAM 3500 GPS. What a great customer service agent for Don Johnson auto group. Thank You Rudy !!!!
Reviewed on Monday, May 04 2020 04:06:08 pm @ Google reviews.Marbelia Helvestine rated Hinojosa Auto Sales
My son bought a Mitsubishi Outlander 2007 almost a year ago and is happy. Very good vehicles and very friendly service.
Reviewed on Monday, May 04 2020 04:05:55 pm @ Google reviews.Erika Garza rated Hinojosa Auto Sales
Muy buenas camionetas
Reviewed on Monday, May 04 2020 04:05:55 pm @ Google reviews.Lisa Wade rated Cuevas Auto Sales
I had a problem with the car I bought they had me come in and changed it out to a really nice car Joe Pena was absolutely wonderful and pleasant to deal with. Joe Pena and Ruben took their time to make sure we were going to be happy with the car we wanted. Excellent customer service and professional staff. Best customer service ever had. If you want to buy a car come to Cuevas motors come to the San Benito, Texas dealership I'm so happy with the car I can't begin to describe how satsified.
Reviewed on Monday, May 04 2020 04:05:58 pm @ Google reviews.Mari Valverde rated Cuevas Auto Sales
Went it today to speak with Joe pena. Let him know pretty much in detail what it was i was looking for. Showed me a few vehicles was nice enough to drive me to another location and see what other options i might like. Very nice. Very HELPFUL. Went home with a vehicle same day. Thank you so much Joe! Appreciate it
Reviewed on Monday, May 04 2020 04:05:58 pm @ Google reviews.Pearl Ruiz rated English Motors Inc
Everyone is very is so friendly and professional ive bought all my vehicles here highly recommended!
Reviewed on Monday, May 04 2020 04:05:51 pm @ Google reviews.Juan Lopez rated English Motors Inc
Great inventory, great people...
Reviewed on Monday, May 04 2020 04:05:51 pm @ Google reviews.Diana Lizz rated Jerry’s Auto Sales
Great cars! Amazing customer service and they help make the process easy! Thank you!
Reviewed on Monday, May 04 2020 04:06:05 pm @ Google reviews.Ernesto Cardenas rated RC AUTO SALES
It is a good place to give a gift.
Reviewed on Monday, May 04 2020 04:06:00 pm @ Google reviews.Juan Vasquez rated RC AUTO SALES
Reviewed on Monday, May 04 2020 04:06:00 pm @ Google reviews.Alma Garcia rated Del Norte Used Cars
Excellent customer service!
Reviewed on Monday, May 04 2020 04:06:00 pm @ Google reviews.Brian Guadiana rated Del Norte Used Cars
Really great service they work with you fast and easy, Friendly people with good affordable payments on there pre owned cars. Give them a try won't be disappointed. Hope to buy another vehicle off their lot when my car paid off.
Reviewed on Monday, May 04 2020 04:06:00 pm @ Google reviews.Freight Safety rated Mr. B. Motor Company
Customer service is great!
Reviewed on Monday, May 04 2020 04:05:53 pm @ Google reviews.Eduardo Gonzalez rated C H Auto Sales
Reviewed on Monday, May 04 2020 04:05:54 pm @ Google reviews.