Top 16 Buy Here Pay Here Dealers in Denton TX

Looking for a used car dealer in Denton TX but your credit is in bad shape?

Connect with top 16 buy here pay here Denton TX car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Denton's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Denton TX

  • Alessa Auto Sales LLC, TX

  • Bankers Liquidation Outlet, TX

  • Neighborhood Autos Downtown Denton, TX

  • Family First Automotive, TX

  • Midpoint Auto Group BUY HERE PAY HERE, TX

  • Have you ever considered buy here pay here Denton TX car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Denton TX compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Denton buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Denton dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Denton. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Sign It Drive It, TX

  • North Texas Autos, TX

  • Bill Utter Ford, TX

  • Honda of Denton, TX

  • Classic Pre-Owned of Denton, TX

  • Did you know? These BHPH Denton TX dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Denton dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • James Wood Cadillac, TX

  • The Car Guy, TX

  • Hugo’s Auto Sales, LLC, TX

  • Ezec Auto Sales Inc., TX

  • Best Value RV Sales & Service, TX

  • The phrase buy here pay here Denton TX car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Denton Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Utter Auto Credit, TX

  • Why buy here pay here Denton TX car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Denton TX car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Denton TX dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Denton TX Works

    When the bank says no to your car loan, the buy here pay here Denton TX car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Denton TX dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Denton TX car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Denton TX Car lots Dealership

    The one thing is very true about buy here pay here Denton TX is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Denton TX dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Denton TX – Fast Approval Low or no credit score

    The buy here pay here Denton TX dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Denton TX Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Denton TX dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Denton TX

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Denton TX

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Denton TX, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Denton TX accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Denton TX is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Denton TX buy here pay here Reviews

    Here is what users says about Denton BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Denton dealer review by Kim Ward

      Kim Ward rated Alessa Auto Sales LLC

      Ask for Edgar he he will go out of his way to help you if he sees that you are trying great dude great place no junk you find some junk on their lot I'll pay for it I promise you there's no junk go check him out

    2. buy here pay here Denton dealer review by Carney auto

      Carney auto rated Alessa Auto Sales LLC

      This is a great but here pay here lot if your in the market. Great customer service and a quality vehicle!

    3. buy here pay here Denton dealer review by Jasmin Cervantes

      Jasmin Cervantes rated Bankers Liquidation Outlet

      We are so happy we purchased my car here! Best place to buy a vehicle! Great customer service and you don’t get the runaround! Dan was extremely helpful and patient with us, and He helped us get a vehicle when others turned us down. Best dealership around!

    4. buy here pay here Denton dealer review by Elizabeth Gorman

      Elizabeth Gorman rated Bankers Liquidation Outlet

      Great atmosphere and customer service. I really liked that it was so family friendly and oriented. No pressure no run around like you get with most car lots. I would buy from here any day.

    5. buy here pay here Denton dealer review by Tyler K.

      Tyler K. rated Neighborhood Autos Downtown Denton

      First off it was a very pleasant car buying experience. You have go to use Kevin one of the salesman there. He did an excellent job on keeping me posted and would follow up with me when he said he would. He was a man of his word. The management was great and very friendly. The dealership was very sanitized and very clean. As part of James Wood dealership the service is top notch and was easy to go through the process. They’ve got a lifelong customer here. And am thankful for honest hardworking professionals like at Neighborhood Auto. Once again thank you for a pleasant car buying experience

    6. buy here pay here Denton dealer review by Denise Edwards

      Denise Edwards rated Neighborhood Autos Downtown Denton

      The best place in Denton to by a used care. No pressure sales and they help find the car YOU want not what the finance people want you to buy! It’s all about choices and they fully understand your budget and what they can do to find the right vehicle for you. I appreciate Gary who was super patient with me looking for the right car, explaining the insurance requirements and the extended warranty that is free. I also would like to thank Manny who also helped with the buying my car. DONT WASTE YOUR TIME AT THE JUNKYARD LOTS!!!! Buy a nice car at James Wood Neighborhood cars and enjoy your new rise. I am !!!!

    7. buy here pay here Denton dealer review by Cedrekia johnson

      Cedrekia johnson rated Family First Automotive

      Love them because they are more laid back people. Good prices for their cars. And they work around with your down payment and payment. Love them and valve they have behind what they say. They are honest people.

    8. buy here pay here Denton dealer review by sharron yeck

      sharron yeck rated Family First Automotive

      Owners are very friendly. I would highly recommend them to anyone.

    9. buy here pay here Denton dealer review by Larry Sawyer

      Larry Sawyer rated Midpoint Auto Group BUY HERE PAY HERE

      It was so easy and direct I love my car( 2016 Dodge Dart RallyE) even thou I only had it for a week I have not experienced any issues.. great place for those that don’t have credit or trying to rebuild credit.. Trace was my salesperson and was awesome.. Not a Texas native but I’ll suggest this dealer to everyone I come across.. they have nice and affordable payments check them out ASAP!!!

    10. buy here pay here Denton dealer review by Kadi Scott

      Kadi Scott rated Midpoint Auto Group BUY HERE PAY HERE

      I was helped right away from home by Nate! Great customer service, hassle free and he was also patient. I also appreciate that they didn’t try to put me in any kind of car. Thank you Nate !!

    11. buy here pay here Denton dealer review by Amber Bybee

      Amber Bybee rated Sign It Drive It

      Claudia was friendly and personable. I went in not expecting to find a car but ended up finding the perfect vehicle for my needs. The entire team was also friendly and the process was quick and easy. Would highly recommend to anyone looking to purchase their next vehicle. As a matter of fact my husband and I plan to go again when we buy him a truck! :)

    12. buy here pay here Denton dealer review by delwyn phillips

      delwyn phillips rated Sign It Drive It

      Great dealership has a family type feeling, these are very honest and will work with you.

    13. buy here pay here Denton dealer review by Robert Salas

      Robert Salas rated North Texas Autos

      Great experience. We drove from Wichita Falls, an hour and a half. Found out they were closed. I called, and Alex drove from Dallas to accommodate us. He got my daughter a terrific car for a great price. He allowed her to take her time and shop, and again accommodated us from long distance with scheduling and paperwork. Alex was very professional, easy going and comfortable to work with, and patient. Thank you Alex and North Texas Auto Sales.

    14. buy here pay here Denton dealer review by Ogedei Drew

      Ogedei Drew rated North Texas Autos

      We got my daughter first car FORD FIESTA 2015 ....She likes the car so far..Great service esp. devin

    15. buy here pay here Denton dealer review by Bob Seidl

      Bob Seidl rated Bill Utter Ford

      Service department has been great...thanks especially to John Witt. Great service advisor. John gets things done and goes out of his way to help the service process go as smooth as possible. Ask for John. Body Shop did an OUTSTANDING job on my 2017 F250. First time my vehicle needed attention at the body shop. Bob and his department exceeded my expectations on the time to repair and make my truck like new again, including painting of the tailgate. Great job, great turnaround. My truck looks new again, thank you Bob and your department!

    16. buy here pay here Denton dealer review by mariposawatusi .

      mariposawatusi . rated Bill Utter Ford

      Excellent customer service. Alex and the team were very courteous and professional. My Raptor needed a tail light lens. Alex let me know the price and eta for part arrival. He kept in contact and had the job completed in the timeframe promised. Highly recommend Bill Utter Ford for all of my Ford needs!

    17. buy here pay here Denton dealer review by Julie Jones

      Julie Jones rated Honda of Denton

      If you need a nice new Honda, go see Jake Cable. Jake is a very sweet young man who is personable AND knowledgeable about the cars. He is not pushy and tries hard to get you a deal, along with Joby. They make a good team. Talked to them both last night and went in this morning and bought my new car :) Denzel in financing is a sweetheart too. Thanks Guys!

    18. buy here pay here Denton dealer review by Chloe Inman

      Chloe Inman rated Honda of Denton

      My experience with Honda was nothing short of AMAZING!!!!! Jake was the best sales man I’ve ever dealt with! And helped me to find the most perfect SUV With all the bells and whistles I asked for!!! Also, Brandon in finance is super pleasant, patient and really worked with me!!! I would highly recommend Honda of Denton and I highly recommend asking for Jake! You won’t regret it!!!!

    19. buy here pay here Denton dealer review by Theresa Johnston

      Theresa Johnston rated Classic Pre-Owned of Denton

      This is the second time I have purchased with Classic and I was not disappointed. Cameron was amazing and exceeded my expectations in service as I called to get things started before coming to the dealership. Thank you so much for helping me suprise with my husband's suprise gift!

    20. buy here pay here Denton dealer review by D B

      D B rated Classic Pre-Owned of Denton

      My daughter had a positive experience buying a nice used truck from this dealership. Employees were easy to deal with, respectful, & fair.

    21. buy here pay here Denton dealer review by LeAllen Frost

      LeAllen Frost rated James Wood Cadillac

      We just bought a new XT5 from James Wood Cadillac this week, and it was without a doubt the most pleasant, easiest car buying experience we’ve ever had! Our salesman, Don Gibson, was wonderful! No high-pressure, uncomfortable, pushy sales pitch at all. He was extremely friendly and helpful, and made the whole experience a breeze! We really enjoyed working with him. We came to a deal on the vehicle pretty quickly, and feel like we got a very fair price on it. We got to the dealership very close to closing, so it was too late to finalize everything and take delivery that night, so Don arranged to have someone deliver the vehicle to our house the next day (all the way in Frisco!), and had the paperwork ready so I just had to drop by after work and sign everything. (He offered to have the papers brought by to let me sign at home too, but going by the dealership after work was easier for me.) I figured that would still take a while, but I was in and out in no time at all! Quick and easy! As I said, Don was awesome, and I could tell that he reflected the culture at the dealership overall. Everyone we dealt with, from Don, to the sales manager (Will), to the finance manager were incredibly friendly and professional, and made us feel completely comfortable. I honestly can’t say enough about how great this dealership is for buying a new car! Oh, and my wife absolutely LOVES her new Cadillac!

    22. buy here pay here Denton dealer review by Asfar Rizvi

      Asfar Rizvi rated James Wood Cadillac

      I would give a full 10/10 to JamesWood Cadillac. During my vehicle purchase journey, I visited several Cadillac Dealerships around North Texas including some of the most profound ones like Sewell in the Grapevine, Crest in Frisco, Cadillac of Arlington and a few others. The experience with JamesWood was by far the best. Right from the Sales Person Josh to the GM; Will Lewis, everybody did an excellent job to make the whole purchase experience special. I am definitely going to recommend JamesWood to friends, family and colleagues for their Cadillac purchases. I would specially like to call out Joshua Jones and Will Lewis for their exceptional customer service and people skills, which established an environment of trust, and open communication making the purchase possible. The team had patience, empathy and everybody around the dealership acknowledged that a vehicle purchase is both special and a significant investment for an individual.

    23. buy here pay here Denton dealer review by Cory Parham

      Cory Parham rated The Car Guy

      I Just picked up my new Ford Super Duty, and I am super pleased with the truck, it was exactly as it was represented to be online and in the pictures I received. A clean, one owner vehicle, at a great price. This was by far the best car buying experience I have ever had. Matt worked hard to get my financing approved and my payments and down payment right where I wanted them to be. Small lot, big service. I highly recommend Matt Reeves and his team at The Car Guy. When I need my next vehicle they will be the first place I call.

    24. buy here pay here Denton dealer review by Ethan Cochran

      Ethan Cochran rated The Car Guy

      I had a great experience here. I bought a 2007 ram 3500 and it’s been a great truck so far highly recommend

    25. buy here pay here Denton dealer review by Richie Delatorre

      Richie Delatorre rated Hugo’s Auto Sales, LLC

      Took my f250 king Ranch 6.0 to get my EGR fixed and they did a good job! They have good communication, very detailed explanation on what the problem is. Vary fare on the price, and time table on repairs. They make sure the job is done right! I recommend you there service. Thank you Hugo and your crew for doing a honest job.

    26. buy here pay here Denton dealer review by edward dickson

      edward dickson rated Hugo’s Auto Sales, LLC

      Real nice people real courteous

    27. buy here pay here Denton dealer review by Rafael Hernandez

      Rafael Hernandez rated Ezec Auto Sales Inc.

      The reason that I'm giving this place 5 stars is because the service was so nice and friendly very nice people that knew what they where doing. Never while talking did they disrespect us and where happy to help me, buy my first car. Thank you sooooo much Ezec and you're family for helping me my family with this car wish I can give you guys more than five stars. And again thank u so much!!!

    28. buy here pay here Denton dealer review by Carlos Quevedo

      Carlos Quevedo rated Ezec Auto Sales Inc.

      Very friendly, no interest or finance charges.

    29. buy here pay here Denton dealer review by jennie chambers

      jennie chambers rated Best Value RV Sales & Service

      This place is great ! We did most of our camper purchase by email. We live 3 hrs. away. And I'm so glad we found them . They answered all my questions which was alot . Very easy purchase . We love our 2018 Avenger!!!

    30. buy here pay here Denton dealer review by Brandon Young

      Brandon Young rated Best Value RV Sales & Service

      Great place and great people. It was a true pleasure working with Best Value RV. Life is good!

    BHPH Denton TX dealer

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