Top 17 Buy Here Pay Here Dealers in Midland TX

Looking for a used car dealer in Midland TX but your credit is in bad shape?

Connect with top 17 buy here pay here Midland TX car lot dealers who have made buying car a lot easier especially for people with bad credit. This list of Midland's BHPH dealers is compiled after an extensive research based on customers’ reviews, rating, and location.

Favorable Outcomes:

  • Bad credit accepted
  • No or little down payment
  • Hassle-free process

Best Buy Here Pay Here Dealers in Midland TX

  • Payless Auto Sales, TX

  • Nexus LLC Midland, TX

  • Used Car Factory, TX

  • B & B Auto Sales, TX

  • The Car Store, TX

  • Have you ever considered buy here pay here Midland TX car dealerships? If so, have you heard of them? There are many advantages to buying a car through a buy here pay here dealerships in Midland TX compared to purchasing a vehicle through an individual or a private seller. The biggest difference between a Midland buy here pay here dealerships and a typical local dealership is that with buy here pay here dealers, nearly everything goes through your local auto dealer directly. This means that the monthly bills are made to your local auto dealer, not through some bank or other outside lender, and that the actual financial contract for your car is between you and the dealer only, instead of a bank or other outside lender. Here we have listed best such dealers sorted by reviews rating and everything you need to know about. We have also created a complete profile of each dealer so you can get everything including of contact details at one place for your next car purchase.

    When a buyer needs to purchase a vehicle, they will need to approach the Midland dealer with financing needs. The financing will depend on many things, including the amount of the down payment, the credit score of the buyer, and the income of the buyer in Midland. Many people fail to take the time to do proper research when they are shopping for a vehicle. They either go with the first financing company that they see or end up getting sold a "bad credit borrower" vehicle.

  • Frontline Auto, TX

  • Ray’s Auto Sales, TX

  • Texas Certified Motors, TX

  • Tricolor Auto, TX

  • Bi-Rite Auto Sales Inc, TX

  • Did you know? These BHPH Midland TX dealers are also good sources for full coverage vehicles. They will cover every repair and maintenance detail on a vehicle when the buyer makes a purchase here. This is because the vehicle's title will not have to be immediately released after the buy here pay here transaction. This ensures that the buyer will be fully protected in case of a repossession.

    The used-car buying experience is extremely easy when it comes to buying from a buy here pay here Midland dealership. The financing will actually be handled directly by the lending institutions that finance many different kinds of auto loans. Therefore, the buyers will never even have to step foot into a dealership to get the job done. The financing will be offered to them at the comfort of their own residence. Buyers are never under any obligation whatsoever to purchase anything from this particular dealership. As long as they can afford the payments, they can choose to buy here pay here.

  • Golden Eagle Motors, TX

  • Platinum Motors, TX

  • Economy Auto Sales, TX

  • Ken’s RV Sales, TX

  • Direct Autoplex, TX

  • The phrase buy here pay here Midland TX car lots might have been coined recently to draw in buyers who don't have a lot of extra money to spend on their cars. Midland Buy here pay here car lots are those that do not require you to leave your home before you can buy your new car. These lots accept your payment in advance and usually give you a lot of time to shop around for the best deal. The reason these lots are so attractive is because you do not have to worry about financing your vehicle while at the same time still giving the dealer an opportunity to earn their fee. In order to make sure you are getting the right car, you want to be sure you are getting the best price possible.

  • Texas Certified Motors, TX

  • Vintage Motors, TX

  • Why buy here pay here Midland TX car dealerships is the right option?

    Usually, when you sign a contract to buy a car with a traditional car dealership, it involves a third party to provide loan for the vehicle. These auto lenders generally have very strict standards for getting the car loan approved. Therefore, the people with bad credit have to deal with car loan rejection. This is where Buy Here Pay Here Midland TX car dealership comes which provides easy loan for the vehicle. With a buy here, pay here dealership, the dealer takes care of the entire buying process from selling the car to financing the car on its lot.

    BHPH Midland TX dealerships work with a very straightforward process where buying a car and getting financed at the same time is made pretty simple. They specially work with people with poor or no credit. So no worries even if you have poor credit. Most of the time, the customer can drive their new vehicle the same day they visited the shop. This is an amazing experience you will ever have.

    How Buy Here Pay Here Midland TX Works

    When the bank says no to your car loan, the buy here pay here Midland TX car lots comes to guide you in the right direction to help you get the car of your choice. The process of buying used cars from a buy here pay here Midland TX dealer is pretty simple which starts with your visit to any of the dealers listed here. You tell them your car requirement including a specific car model you’re looking for and overall budget. Based on your budget, the dealer shows you a number of cars with desired car models. Once you find the car of your choice, the dealer works with their own exclusive lender for financing the car. The dealer completes the small paper work and hands over the vehicle to you mostly on the same day.

    Buy Here Pay Here Midland TX car lots – In-House Financing with Zero Down Payment

    After considering your monthly income and current situation, the dealer may offer you the purchase with no down payment at all. Even if there is any scope of down payment depending upon credit and the price of the vehicle then it starts with a very small amount. Overall, they provide you very customized and flexible financing option that best suits your particular situation.

    Usually, the payment cycle runs monthly and the loan term can run between 6 months to 5 years, heavily depend on the price of the car and the upfront payment you make.

    To make the buying process easier, most of the buy here pay here dealers don’t require expensive full coverage car insurance instead they provide vehicle with full coverage that covers repair and maintenance part. This ensures that the vehicle is fully protected.

    Know the Facts - Buy Here Pay Here Midland TX Car lots Dealership

    The one thing is very true about buy here pay here Midland TX is that it brings you the best conditioned cars with low miles and a good engine and all is made available at flexible financing options. But when you get your vehicle financed through a dealer’s in-house financing, the interest rates on loan are higher than the loan from a bank or credit union.

    The most of the buy here pay here dealers report the customers’ payment record to significant credit bureau which results into a positive effect on your credit score. Thus, by making timely payment, it does help to improve your credit score.

    Because these Midland TX dealers deal with people with poor credit, so there is high risk in financing the vehicle to such people and that is why most of the vehicles are installed with tracking device to help locate the vehicle’s current location for repossession, in case the customer fails to make the payment.

    Buy Here Pay Here Midland TX – Fast Approval Low or no credit score

    The buy here pay here Midland TX dealers come with their in-house financing program that doesn’t take more than an hour to process the loan. This is a kind of service you will not get from regular dealers. This saves you a lot of time as well as gives you a hassle free car buying experience.

    Unlike regular dealers, BHPH dealers are more transparent about their pricing and terms of loan which gives peace of mind to the customers.

    BHPH Midland TX Dealer – Preapproval of Application

    However, it is mandatory to visit the dealer shop to find the vehicle of your choice, but if you want to confirm beforehand whether the dealer will accept your loan application or not, then you can send your requirement online. Once the BHPH Midland TX dealer confirms the approval of your application, you can schedule your visit to make the purchase. This again saves you time that you would have spent at dealership.

    Advice on BHPH dealership Midland TX

    Generally, we advice customers to go to the traditional lenders first such as banks, credit unions, or finance company. But if your application gets rejection from all of these traditional options then BHPH dealers are the one who can make things possible for you irrespective of your poor credit score.

    Unlike traditional lenders, BHPH dealers understand the fact that genuine people may have bad credit score either due to huge medical bills or unexpected divorce or any other family issues. Therefore, they show the trust on these people and make the purchase possible for them.

    Average Credit Score to Buy a Used Car from BHPH dealer Midland TX

    The credit score becomes very crucial when it comes to getting loan approval especially when it is through traditional financer like bank or credit union.

    If a customer is looking to buy a used car through traditional financing in Midland TX, then credit score of that customer must be above 600. Anything below 600 only leads to application rejection.

    While buy here pay here Midland TX accepts the request of these customers also who have credit score below 600. They provide loan on used car through special financing program. Thus, BHPH Midland TX is a great option for those who have poor bank record and bad credit score.

    The credit score does not only determine the approval or rejection of the loan application but it also determines the interest rate. The lower the credit score will be, higher the interest rates you will pay. The BHPH dealers vary in interest rates, so you should compare their interest rates properly before venturing into any agreement.

    Midland TX buy here pay here Reviews

    Here is what users says about Midland BHPH dealers listed here. You can read reviews of individual dealer at their profile page.

    1. buy here pay here Midland dealer review by Kathy Cogdill

      Kathy Cogdill rated Payless Auto Sales

      Awesome time saw lots of good looking vehicles.

    2. buy here pay here Midland dealer review by Jimmie Morgan

      Jimmie Morgan rated Payless Auto Sales

      Great People get service best two vehicles i ever owned came from them Truck i have now i love it.. Thank You Payless its getting paid off today... A year ahead very reasonable too... Thanks Blake an you Father too.. God Bless ...

    3. buy here pay here Midland dealer review by Jasmine  Gonzales

      Jasmine Gonzales rated Nexus LLC Midland

      Went to test drive a vehicle today and was very impressed by the top notch customer service. Also, they were so kind and willing to work with our situation. Hopefully, we will be purchasing a vehicle from them soon!

    4. buy here pay here Midland dealer review by LaToya Campbell

      LaToya Campbell rated Nexus LLC Midland

      Got us a brand new addition....when everyone said NO Nexus Midland said YES

    5. buy here pay here Midland dealer review by Billy Hines

      Billy Hines rated Used Car Factory

      Bought my car there and it's been a good one. One of my best friends works there and will go out of his way to help you get what you need. Check him out. Name is Armando Sanchez

    6. buy here pay here Midland dealer review by Tania Canals

      Tania Canals rated Used Car Factory

      Eric was great!! Super pleased with the service and our new vehicle!!

    7. buy here pay here Midland dealer review by David Thomas

      David Thomas rated B & B Auto Sales

      I was looking for a car for my teenage daughter, he had a Nissan sedan and made me a great deal on it. My family has bought several vehicles from them. They are very friendly and willing to work with you on getting a good deal. They can even help finance if you need it.

    8. buy here pay here Midland dealer review by Ronnie Arispe

      Ronnie Arispe rated B & B Auto Sales

      Found the car we were looking for at a great price.

    9. buy here pay here Midland dealer review by Tanner Kenison

      Tanner Kenison rated The Car Store

      I purchased a 2011 Ford F-250 Diesel from the Car Store yesterday and worked with Joseph Gentry. He went above and beyond to make sure I had every detail I requested about the truck since I flew in from North Carolina to buy the truck. He sent me pictures, videos, the car fax, had the truck inspected, and spent hours communicating back and forth with me via calls, texts, and emails before I arrived. The process was smooth, Jospeh is a great sales rep and knows his stuff. I drove the truck home yesterday and today and couldn't be happier. Highly recommend Joseph Gentry and The Car Store Of Midland, TX.

    10. buy here pay here Midland dealer review by God Shot Gaming

      God Shot Gaming rated The Car Store

      Simply AWESOME! Even though they were swamped, Brian did everything he could to get everything done in a timely manner and worked with me and my horrible credit and got me rolling out in a new truck HIGHLY recommend! Ask for Brian Box!

    11. buy here pay here Midland dealer review by Willie Anderson

      Willie Anderson rated Frontline Auto

      I went to check on my daughter's car? They checked gave me a fair assessment of what was wrong and the cost. Very grateful for the help will be headed back there they got my business!! Thanks Guys

    12. buy here pay here Midland dealer review by Darrell Ward

      Darrell Ward rated Frontline Auto

      Great service and courtesy and reasonable deals.

    13. buy here pay here Midland dealer review by Gene Knapp

      Gene Knapp rated Ray’s Auto Sales

      Perfect truck at the perfect price. Miss Deborah is the sweetest, most helpful person I’ve ever bought a vehicle from. The folks at Ray’s know their trucks and they dang sure know how to take care of their customers. Thanks again y’all! I love my new truck?

    14. buy here pay here Midland dealer review by Jason Horton

      Jason Horton rated Ray’s Auto Sales

      We had a great experience here at Rays Auto .I would recommend everyone to stop by and check there vehicles out.Very nice selection. What a great group of people .Thanks for my sweet Harley Davidson Street glide

    15. buy here pay here Midland dealer review by Billy Cooper

      Billy Cooper rated Texas Certified Motors

      Janelle is amazing! They worked their butts off to get me in the vehicle that was best suited for me. They were honest with me throughout the entire process. I highly recommend them!

    16. buy here pay here Midland dealer review by Braulio & Alejandra Esquivel

      Braulio & Alejandra Esquivel rated Texas Certified Motors

      Great place to get a vehicle. Everyone was really nice and we were in the car we wanted within a few days. The process was easy and fast

    17. buy here pay here Midland dealer review by Alaina Huey

      Alaina Huey rated Tricolor Auto

      Everything Bout tricolor Auto is amazing!!!! The entire staff are so nice, friendly, fast and professional!! They helped me get the vehicle I wanted with payments I can afford!! I'm so very thankful to have done business with tricolor Auto. I will definitely recommend them to everyone I know about a vehicle!!! Thanks Tricolor Auto!!!

    18. buy here pay here Midland dealer review by Chris Vasquez

      Chris Vasquez rated Tricolor Auto

      Lya Wong ,was amazing at helping me choose a vehicle. Anyone searching for a vehicle ,should look in midland tx, they sre very helpful

    19. buy here pay here Midland dealer review by Samuel Taylor

      Samuel Taylor rated Bi-Rite Auto Sales Inc

      At Bi-rite we were lucky enough to be helped by Michael and the owner Darrell! They were so kinda and respectful upon every request we made. There were a couple things we didn’t understand and we felt complete honesty in their responses. Bi-rite is a very personable place. You’ll feel like your with a bunch of friends that want to help you find the best fit for you. Wouldn’t want to do business with anyone else, they went above and beyond to guarantee our satisfaction. The process of purchasing a car with bi-rite built a trustworthy relationship. My wife and i feel comfortable recommending anyone to Bi-rite for any kind of vehicle purchase

    20. buy here pay here Midland dealer review by Kyler Kirkland

      Kyler Kirkland rated Bi-Rite Auto Sales Inc

      Great deal on a great car, talk to justin and mention that Kyler sent you.

    21. buy here pay here Midland dealer review by Kelton Weigel

      Kelton Weigel rated Golden Eagle Motors

      Very good dealership. I highly reccomend for used vehicles that are in amazing condition with outstanding service history $10,000 and under or up to $15,000.

    22. buy here pay here Midland dealer review by James Kimbrell

      James Kimbrell rated Golden Eagle Motors

      Very fast and friendly people. In and out in less than an hour with MY Dodge pickup.

    23. buy here pay here Midland dealer review by alamobill1 .

      alamobill1 . rated Platinum Motors

      Very professional car sellers!! Great selection of cars!! Very fair prices!! They go out of their way to work with you!!#

    24. buy here pay here Midland dealer review by John Dobbs

      John Dobbs rated Platinum Motors

      Great team has the skills and experience to obtain what you're looking for and the deal you need done. Lifetime customer.

    25. buy here pay here Midland dealer review by Todd McAllister

      Todd McAllister rated Economy Auto Sales

      Luis and all his people here are great. If you have credit problems and need a car from a dealer that will work with you for a quality vehicle, this is the place to go.

    26. buy here pay here Midland dealer review by Erica Marie Smithwick

      Erica Marie Smithwick rated Economy Auto Sales

      Krystal was great. The experience was nice and smooth got approved on the spot. Thanks for the opportunity go see her for a great experience.

    27. buy here pay here Midland dealer review by ray flores

      ray flores rated Ken’s RV Sales

      It has been a pleasure doing business with Kens RV. Ken and his associates were very polite and very helpful. I purchased my RV in the middle of last year and I’ve only had good experiences every time I go back. Today I purchased a 320 series toilet and they gave me the best deal ever and even helped me install it. Thanks Ken and associates for the great service and best deals. I would highly recommend purchasing local for the care and support you get after the sale.

    28. buy here pay here Midland dealer review by alamobill1 .

      alamobill1 . rated Ken’s RV Sales

      Very professional staff!! Super owners!! Great prices!!

    29. buy here pay here Midland dealer review by Reymundo Galvan Jr.

      Reymundo Galvan Jr. rated Direct Autoplex

      I went to Direct Auto one year ago. As with everything always do your homework. Joe said they could help me out with a truck of my wants and needs. He delivers!! Everything he said he would do he delivered. So as you can see in the photos, the truck has slowly transformed to the Eagle One that it is now. Keep up the good work and I highly recommend them....Thank you so much Joe!!!! Thank you Direct Auto Plex!!!!

    30. buy here pay here Midland dealer review by Robert Allen

      Robert Allen rated Direct Autoplex

      Bought a dodge diesel there a year ago great service. And for the people blasting them about your ride why did you buy it in the first place I have had to replace parts on my vehicle I purchased but that part of the deal if you want a perfect car go buy a new one.

    31. buy here pay here Midland dealer review by James Land

      James Land rated Texas Certified Motors

      Emily Moody helped my husband and I get an amazing family car! We couldn’t have done it without her helping us along the way while I was at work and home she was absolutely amazing I highly suggest y’all go buy a car with Emily she’s awesome! And she got us in and out within 30 minutes because we have 2 kiddos who were hungry!

    32. buy here pay here Midland dealer review by Jnessa Broncos

      Jnessa Broncos rated Texas Certified Motors

      Jordan and Chris were great! The made our experience easy and made sure we were happy. Thanks

    33. buy here pay here Midland dealer review by Jason Garcia

      Jason Garcia rated Vintage Motors

      Awesome place ,great staff and the owner is a very awesome guy always helping ppl out any way he can.

    BHPH Midland TX dealer

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